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	<title>Comments on: Cheap Things You Never Use Are No Bargain</title>
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	<link>http://www.getrichslowly.org/blog/2010/10/26/cheap-things-you-never-use-are-no-bargain/</link>
	<description>Common sense advice on money saving tips, how to get out of debt, high interest savings accounts, cd rates, money market accounts, mortgage rates, money management and more.</description>
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		<title>By: Solavei</title>
		<link>http://www.getrichslowly.org/blog/2010/10/26/cheap-things-you-never-use-are-no-bargain/comment-page-2/#comment-3133432</link>
		<dc:creator>Solavei</dc:creator>
		<pubDate>Thu, 06 Dec 2012 08:44:26 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=48492#comment-3133432</guid>
		<description>The best cheap things are free.

&lt;a href=&quot;http://www.getstuffcheap.net&quot; rel=&quot;nofollow&quot;&gt;Solavei&lt;/a&gt;</description>
		<content:encoded><![CDATA[<p>The best cheap things are free.</p>
<p><a href="http://www.getstuffcheap.net" rel="nofollow">Solavei</a></p>
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		<title>By: Solavei</title>
		<link>http://www.getrichslowly.org/blog/2010/10/26/cheap-things-you-never-use-are-no-bargain/comment-page-2/#comment-3130052</link>
		<dc:creator>Solavei</dc:creator>
		<pubDate>Tue, 04 Dec 2012 08:46:12 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=48492#comment-3130052</guid>
		<description>You&#039;re a genius!</description>
		<content:encoded><![CDATA[<p>You&#8217;re a genius!</p>
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		<title>By: Rob Ward</title>
		<link>http://www.getrichslowly.org/blog/2010/10/26/cheap-things-you-never-use-are-no-bargain/comment-page-2/#comment-908192</link>
		<dc:creator>Rob Ward</dc:creator>
		<pubDate>Mon, 01 Nov 2010 22:59:43 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=48492#comment-908192</guid>
		<description>I&#039;ve got a computer monitor I&#039;m not using, an acoustic guitar, an amp, and books.  The list goes on but you get the idea.  I&#039;ve listed the stuff on Craigslist so hopefully most of it will sell!</description>
		<content:encoded><![CDATA[<p>I&#8217;ve got a computer monitor I&#8217;m not using, an acoustic guitar, an amp, and books.  The list goes on but you get the idea.  I&#8217;ve listed the stuff on Craigslist so hopefully most of it will sell!</p>
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		<title>By: Mandy</title>
		<link>http://www.getrichslowly.org/blog/2010/10/26/cheap-things-you-never-use-are-no-bargain/comment-page-2/#comment-901192</link>
		<dc:creator>Mandy</dc:creator>
		<pubDate>Fri, 29 Oct 2010 17:02:48 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=48492#comment-901192</guid>
		<description>I&#039;ve been a lot more mindful about my spending since my divorce about three years ago and actually enjoy it. My house doesn&#039;t get cluttered with stuff and I actually use most of the items I buy.

A few years ago a friend of mine shared his simple rule for not accumulating too much stuff - for everything you bring into the house, you must remove items of at least the same physical size and removing more always helps. I think about this every time I buy something and it&#039;s been working really well for me.</description>
		<content:encoded><![CDATA[<p>I&#8217;ve been a lot more mindful about my spending since my divorce about three years ago and actually enjoy it. My house doesn&#8217;t get cluttered with stuff and I actually use most of the items I buy.</p>
<p>A few years ago a friend of mine shared his simple rule for not accumulating too much stuff &#8211; for everything you bring into the house, you must remove items of at least the same physical size and removing more always helps. I think about this every time I buy something and it&#8217;s been working really well for me.</p>
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		<title>By: Chris P.</title>
		<link>http://www.getrichslowly.org/blog/2010/10/26/cheap-things-you-never-use-are-no-bargain/comment-page-2/#comment-899042</link>
		<dc:creator>Chris P.</dc:creator>
		<pubDate>Thu, 28 Oct 2010 13:23:32 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=48492#comment-899042</guid>
		<description>to #11 (John),

Sounds to me like you&#039;ve never tried CrossFit.  You really should, and it&#039;s normally free for an intro session.  It is not a &quot;health club.&quot;  By paying that price, you get constant direction, variety, detailed supervision/instruction, and a great community (all of which is not part of the package at a traditional gym).  Next time you go to the gym, tell me how many people you even talk to.</description>
		<content:encoded><![CDATA[<p>to #11 (John),</p>
<p>Sounds to me like you&#8217;ve never tried CrossFit.  You really should, and it&#8217;s normally free for an intro session.  It is not a &#8220;health club.&#8221;  By paying that price, you get constant direction, variety, detailed supervision/instruction, and a great community (all of which is not part of the package at a traditional gym).  Next time you go to the gym, tell me how many people you even talk to.</p>
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		<title>By: Jerseymomof2</title>
		<link>http://www.getrichslowly.org/blog/2010/10/26/cheap-things-you-never-use-are-no-bargain/comment-page-2/#comment-899002</link>
		<dc:creator>Jerseymomof2</dc:creator>
		<pubDate>Thu, 28 Oct 2010 12:50:58 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=48492#comment-899002</guid>
		<description>I signed up at a gym in June, at a cost of $20 a month.  It is a great deal, I know, but I hate to spend money I don&#039;t have to and have worked out for free for years-walking, running, workout tv shows and the like.  I made a deal with myself-I feel comfortable with paying $5 or less for an exercise class.  I must go to the gym 4x a month in order to justify the cost.  It&#039;s worked like a charm and I now couldn&#039;t live without spinnning and the very high end treadmills they have!</description>
		<content:encoded><![CDATA[<p>I signed up at a gym in June, at a cost of $20 a month.  It is a great deal, I know, but I hate to spend money I don&#8217;t have to and have worked out for free for years-walking, running, workout tv shows and the like.  I made a deal with myself-I feel comfortable with paying $5 or less for an exercise class.  I must go to the gym 4x a month in order to justify the cost.  It&#8217;s worked like a charm and I now couldn&#8217;t live without spinnning and the very high end treadmills they have!</p>
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		<title>By: David/moneycrashers</title>
		<link>http://www.getrichslowly.org/blog/2010/10/26/cheap-things-you-never-use-are-no-bargain/comment-page-2/#comment-898772</link>
		<dc:creator>David/moneycrashers</dc:creator>
		<pubDate>Thu, 28 Oct 2010 10:41:44 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=48492#comment-898772</guid>
		<description>This goes back to eliminating unnecessary spending. Searching around every Saturday at garage sales for great deals on sutff you never need of simply wasting your money.
People are more enamored with a great deal on something rather than answering the simple question--do I really need this?</description>
		<content:encoded><![CDATA[<p>This goes back to eliminating unnecessary spending. Searching around every Saturday at garage sales for great deals on sutff you never need of simply wasting your money.<br />
People are more enamored with a great deal on something rather than answering the simple question&#8211;do I really need this?</p>
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		<title>By: K.C.</title>
		<link>http://www.getrichslowly.org/blog/2010/10/26/cheap-things-you-never-use-are-no-bargain/comment-page-2/#comment-896922</link>
		<dc:creator>K.C.</dc:creator>
		<pubDate>Wed, 27 Oct 2010 17:52:07 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=48492#comment-896922</guid>
		<description>It&#039;s about getting good value for me (echoing Kirk @ #20). On a recent trip to Albuquerque, I purchased a $200 hat (new) and a 10 cent shirt (used). Both were great values.

Frugality for me is getting the most value out of the money I spend. It&#039;s not how much something costs, it&#039;s what I get out of it that&#039;s important.</description>
		<content:encoded><![CDATA[<p>It&#8217;s about getting good value for me (echoing Kirk @ #20). On a recent trip to Albuquerque, I purchased a $200 hat (new) and a 10 cent shirt (used). Both were great values.</p>
<p>Frugality for me is getting the most value out of the money I spend. It&#8217;s not how much something costs, it&#8217;s what I get out of it that&#8217;s important.</p>
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		<title>By: AMANDA</title>
		<link>http://www.getrichslowly.org/blog/2010/10/26/cheap-things-you-never-use-are-no-bargain/comment-page-2/#comment-896732</link>
		<dc:creator>AMANDA</dc:creator>
		<pubDate>Wed, 27 Oct 2010 16:28:18 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=48492#comment-896732</guid>
		<description>@11 I disagree.  Each person has different motivations.  If this works for JD so be it.</description>
		<content:encoded><![CDATA[<p>@11 I disagree.  Each person has different motivations.  If this works for JD so be it.</p>
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		<title>By: AML Assassin</title>
		<link>http://www.getrichslowly.org/blog/2010/10/26/cheap-things-you-never-use-are-no-bargain/comment-page-2/#comment-896722</link>
		<dc:creator>AML Assassin</dc:creator>
		<pubDate>Wed, 27 Oct 2010 16:27:23 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=48492#comment-896722</guid>
		<description>I absolutely do agree with your post. I also want to spend on things that I actually use. like i would prefer to buy a $100 blouse that I would use often than to buy a $10 blouse that I would use just once. 
Cutting down on the things you don&#039;t actually need so to have more money to spend on things that you actually need. makes sense? lol</description>
		<content:encoded><![CDATA[<p>I absolutely do agree with your post. I also want to spend on things that I actually use. like i would prefer to buy a $100 blouse that I would use often than to buy a $10 blouse that I would use just once.<br />
Cutting down on the things you don&#8217;t actually need so to have more money to spend on things that you actually need. makes sense? lol</p>
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		<title>By: bobj</title>
		<link>http://www.getrichslowly.org/blog/2010/10/26/cheap-things-you-never-use-are-no-bargain/comment-page-2/#comment-895392</link>
		<dc:creator>bobj</dc:creator>
		<pubDate>Wed, 27 Oct 2010 07:31:43 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=48492#comment-895392</guid>
		<description>Guitars... the only thing i can really play is a record player.</description>
		<content:encoded><![CDATA[<p>Guitars&#8230; the only thing i can really play is a record player.</p>
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		<title>By: Marly</title>
		<link>http://www.getrichslowly.org/blog/2010/10/26/cheap-things-you-never-use-are-no-bargain/comment-page-2/#comment-895132</link>
		<dc:creator>Marly</dc:creator>
		<pubDate>Wed, 27 Oct 2010 04:11:14 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=48492#comment-895132</guid>
		<description>I have so many debts and, at the age of 45, am just starting to create multiple streams of income in order to pay for them and get myself financially independent.I&#039;ve learned to ask myself if what I want to buy is a tool that can be used to create more income, and can it be used in more than one of my streams. For example, I use my new computer for my blog, www.makingmyownwork.blogspot.com, for writing magazine articles and book ideas, comedy routines, using email to keep up with my network, and create posters and brochures for my massage therapy business. 

I own a $150 massage chair and a $300 massage table, both of which can only be used for one thing, but I use the income from doing massages at fairs and such to finance the other streams, so in my case, these were good purchases.</description>
		<content:encoded><![CDATA[<p>I have so many debts and, at the age of 45, am just starting to create multiple streams of income in order to pay for them and get myself financially independent.I&#8217;ve learned to ask myself if what I want to buy is a tool that can be used to create more income, and can it be used in more than one of my streams. For example, I use my new computer for my blog, <a href="http://www.makingmyownwork.blogspot.com" rel="nofollow">http://www.makingmyownwork.blogspot.com</a>, for writing magazine articles and book ideas, comedy routines, using email to keep up with my network, and create posters and brochures for my massage therapy business. </p>
<p>I own a $150 massage chair and a $300 massage table, both of which can only be used for one thing, but I use the income from doing massages at fairs and such to finance the other streams, so in my case, these were good purchases.</p>
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		<title>By: Josh</title>
		<link>http://www.getrichslowly.org/blog/2010/10/26/cheap-things-you-never-use-are-no-bargain/comment-page-2/#comment-894762</link>
		<dc:creator>Josh</dc:creator>
		<pubDate>Wed, 27 Oct 2010 00:58:09 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=48492#comment-894762</guid>
		<description>People are being way too nice about this $200/month thing. You got ripped (off, not 4% bodyfat &quot;ripped&quot;). I don&#039;t know details about that exact gym, but I feel like the salesperson had a little fun with the numbers.

Out of the 8 gyms I&#039;ve been a part of, only 2 had a rigid pricing system. At the others, the salesperson would either (1) verbally tell me the rate &amp; fees with no price chart, (2) show me a price chart but write the &quot;new&quot; prices on a post-it, or (3) stick to the chart&#039;s monthly rate and waive fees. For example, my current gym has a $14.95/mo. rate, but a $199 start-up fee and $75 security fee (cameras, HDDs, etc.). The fees were waived for me, so are they even necessary? Well, the give the salesperson flexibility. Start with all fees, see if the customer bites. If they don&#039;t, slash them X% and keep emphasizing the great deal they&#039;re getting. This happens a lot, and may have happened to you.

Anywho, you&#039;ve found something that works. Congrats. (Seriously.) Now, you need to use that cabeza to cut costs. Think about ***WHY*** your Crossfit gym is working for you, then see if you can replicate that in another gym or even in your own home. For me, it&#039;s all about the equipment. Dumbbells, benches, cardio machines, etc. 

However! You only sustain a workout (and/or diet) regimen when your heart is really in it! You may have really wanted to get in shape at time A, B, and C, but, in those breaks, you didn&#039;t want it as badly. Thus, overall, you didn&#039;t want it &quot;badly enough.&quot; 

Try watching at least the last 5 minutes of each episode of The Biggest Loser, as well as the finales. These times are dedicated to showing how those who were kicked off achieved success at home. They took the drive and the methods from one location (that worked really well), and applied them at another location. 

Even the gym you joined is conceptually similar: a model was successful for one business, so they replicated it at their own. And for the founder: this workout regime works, lets put it into effect at .</description>
		<content:encoded><![CDATA[<p>People are being way too nice about this $200/month thing. You got ripped (off, not 4% bodyfat &#8220;ripped&#8221;). I don&#8217;t know details about that exact gym, but I feel like the salesperson had a little fun with the numbers.</p>
<p>Out of the 8 gyms I&#8217;ve been a part of, only 2 had a rigid pricing system. At the others, the salesperson would either (1) verbally tell me the rate &amp; fees with no price chart, (2) show me a price chart but write the &#8220;new&#8221; prices on a post-it, or (3) stick to the chart&#8217;s monthly rate and waive fees. For example, my current gym has a $14.95/mo. rate, but a $199 start-up fee and $75 security fee (cameras, HDDs, etc.). The fees were waived for me, so are they even necessary? Well, the give the salesperson flexibility. Start with all fees, see if the customer bites. If they don&#8217;t, slash them X% and keep emphasizing the great deal they&#8217;re getting. This happens a lot, and may have happened to you.</p>
<p>Anywho, you&#8217;ve found something that works. Congrats. (Seriously.) Now, you need to use that cabeza to cut costs. Think about ***WHY*** your Crossfit gym is working for you, then see if you can replicate that in another gym or even in your own home. For me, it&#8217;s all about the equipment. Dumbbells, benches, cardio machines, etc. </p>
<p>However! You only sustain a workout (and/or diet) regimen when your heart is really in it! You may have really wanted to get in shape at time A, B, and C, but, in those breaks, you didn&#8217;t want it as badly. Thus, overall, you didn&#8217;t want it &#8220;badly enough.&#8221; </p>
<p>Try watching at least the last 5 minutes of each episode of The Biggest Loser, as well as the finales. These times are dedicated to showing how those who were kicked off achieved success at home. They took the drive and the methods from one location (that worked really well), and applied them at another location. </p>
<p>Even the gym you joined is conceptually similar: a model was successful for one business, so they replicated it at their own. And for the founder: this workout regime works, lets put it into effect at .</p>
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		<title>By: AC</title>
		<link>http://www.getrichslowly.org/blog/2010/10/26/cheap-things-you-never-use-are-no-bargain/comment-page-2/#comment-894562</link>
		<dc:creator>AC</dc:creator>
		<pubDate>Tue, 26 Oct 2010 23:50:14 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=48492#comment-894562</guid>
		<description>I chose to get doggy day care for my pooch. I only take her twice a week, but making sure that she gets to play and socialize while I am at work is important to me. I meet all my other financial goals and then some. I feel more like it is a treat for me that I can provide this to her!</description>
		<content:encoded><![CDATA[<p>I chose to get doggy day care for my pooch. I only take her twice a week, but making sure that she gets to play and socialize while I am at work is important to me. I meet all my other financial goals and then some. I feel more like it is a treat for me that I can provide this to her!</p>
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		<title>By: sarah</title>
		<link>http://www.getrichslowly.org/blog/2010/10/26/cheap-things-you-never-use-are-no-bargain/comment-page-2/#comment-894492</link>
		<dc:creator>sarah</dc:creator>
		<pubDate>Tue, 26 Oct 2010 23:28:40 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=48492#comment-894492</guid>
		<description>I do this! I need to stop. 

My thought? Make sure there is a good return policy. If I don&#039;t use it within 24 hours - 1 week of buying it, I DIDN&#039;T NEED IT. Go take it back now.

Reason this is such an issue for me? I&#039;m a compulsive (and perhaps obsessive) shopper. Techniques like putting my credit cards in blocks of ice don&#039;t work, because I obsess over getting an item for weeks to months at a time. I will research it to death. Worry. Lose sleep. I will find the PERFECT pair of running shoes... buy them, and never run.

That&#039;s me. Am I insane? Probably. :) But I&#039;m working on it.</description>
		<content:encoded><![CDATA[<p>I do this! I need to stop. </p>
<p>My thought? Make sure there is a good return policy. If I don&#8217;t use it within 24 hours &#8211; 1 week of buying it, I DIDN&#8217;T NEED IT. Go take it back now.</p>
<p>Reason this is such an issue for me? I&#8217;m a compulsive (and perhaps obsessive) shopper. Techniques like putting my credit cards in blocks of ice don&#8217;t work, because I obsess over getting an item for weeks to months at a time. I will research it to death. Worry. Lose sleep. I will find the PERFECT pair of running shoes&#8230; buy them, and never run.</p>
<p>That&#8217;s me. Am I insane? Probably. <img src='http://www.getrichslowly.org/blog/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' />  But I&#8217;m working on it.</p>
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		<title>By: margot</title>
		<link>http://www.getrichslowly.org/blog/2010/10/26/cheap-things-you-never-use-are-no-bargain/comment-page-2/#comment-894212</link>
		<dc:creator>margot</dc:creator>
		<pubDate>Tue, 26 Oct 2010 22:01:33 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=48492#comment-894212</guid>
		<description>I definitely agree with you.  I just want to stress, however, that extra spending on anything that&#039;s a non-necessity should be reserved for those who are out of debt, who have their other financial goals in line, and who are spending truly &quot;extra&quot; money.  People who are prone to debt are excellent at justifying spending money they don&#039;t have -- I can hear people now going into more debt because they &quot;need&quot; a gym membership, because &quot;it will cost less in the long-run,&quot; because &quot;health is important,&quot; or a dozen other justifications.  If it&#039;s debt, don&#039;t spend the money.  Go for a free run outside and buy affordable, healthy food.  If your financial house is in order, go ahead and spend on whatever you decide your priorities are.  I struggle with fitness and have extra funds to spend, so I&#039;d gladly spend on nearly anything that actually got me to exercise more!</description>
		<content:encoded><![CDATA[<p>I definitely agree with you.  I just want to stress, however, that extra spending on anything that&#8217;s a non-necessity should be reserved for those who are out of debt, who have their other financial goals in line, and who are spending truly &#8220;extra&#8221; money.  People who are prone to debt are excellent at justifying spending money they don&#8217;t have &#8212; I can hear people now going into more debt because they &#8220;need&#8221; a gym membership, because &#8220;it will cost less in the long-run,&#8221; because &#8220;health is important,&#8221; or a dozen other justifications.  If it&#8217;s debt, don&#8217;t spend the money.  Go for a free run outside and buy affordable, healthy food.  If your financial house is in order, go ahead and spend on whatever you decide your priorities are.  I struggle with fitness and have extra funds to spend, so I&#8217;d gladly spend on nearly anything that actually got me to exercise more!</p>
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		<title>By: Matt</title>
		<link>http://www.getrichslowly.org/blog/2010/10/26/cheap-things-you-never-use-are-no-bargain/comment-page-2/#comment-893962</link>
		<dc:creator>Matt</dc:creator>
		<pubDate>Tue, 26 Oct 2010 20:27:41 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=48492#comment-893962</guid>
		<description>Good post J.D. - this is something my wife and I have been thinking about a lot lately.  We just dropped TV from our cable bill (still have internet) because we decided it wasn&#039;t worth $40/month for us.  Conversely, we&#039;ve recently switched to buying organic milk because we believe it&#039;s worth the cost.  We&#039;re trying hard to make sure our spending (and saving) matches our priorities.

Reading the comments above, I think anyone who says, &quot;you definitely shouldn&#039;t do X because it&#039;s not worth the cost&quot; needs to take a step back.  It may not be worth it for THAT person, but it&#039;s obviously worth it for some people.  A gym or club membership may not be worth it for some (even most?) people - but it is for others.  Another commenter mentioned a bread machine as being &quot;not worth it&quot; - but my family finds it very much worth it.  We previously didn&#039;t make our own bread - now we do, and we&#039;re saving money by doing so.  If someone else can do this without the machine that&#039;s great - but it wasn&#039;t working for us.  I think that&#039;s the bottom line here - do what works for you, and get rid of what doesn&#039;t.  All within your budget, of course!</description>
		<content:encoded><![CDATA[<p>Good post J.D. &#8211; this is something my wife and I have been thinking about a lot lately.  We just dropped TV from our cable bill (still have internet) because we decided it wasn&#8217;t worth $40/month for us.  Conversely, we&#8217;ve recently switched to buying organic milk because we believe it&#8217;s worth the cost.  We&#8217;re trying hard to make sure our spending (and saving) matches our priorities.</p>
<p>Reading the comments above, I think anyone who says, &#8220;you definitely shouldn&#8217;t do X because it&#8217;s not worth the cost&#8221; needs to take a step back.  It may not be worth it for THAT person, but it&#8217;s obviously worth it for some people.  A gym or club membership may not be worth it for some (even most?) people &#8211; but it is for others.  Another commenter mentioned a bread machine as being &#8220;not worth it&#8221; &#8211; but my family finds it very much worth it.  We previously didn&#8217;t make our own bread &#8211; now we do, and we&#8217;re saving money by doing so.  If someone else can do this without the machine that&#8217;s great &#8211; but it wasn&#8217;t working for us.  I think that&#8217;s the bottom line here &#8211; do what works for you, and get rid of what doesn&#8217;t.  All within your budget, of course!</p>
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		<title>By: David</title>
		<link>http://www.getrichslowly.org/blog/2010/10/26/cheap-things-you-never-use-are-no-bargain/comment-page-2/#comment-893932</link>
		<dc:creator>David</dc:creator>
		<pubDate>Tue, 26 Oct 2010 20:22:55 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=48492#comment-893932</guid>
		<description>I concur with your idea of spending money on something like a gym membership if it works for you because the result = good health and will more than pay for itself over the years.  When I have extra money I try to think of things to buy things that will save money and eventually pay for themselves and then some.  A few examples, a gas stove compared to an electric stove (electricity where I live is 32 cents a kilowatt hour), a push reel lawn mower, it uses no gas and gives me a workout, a bike for commuting to work, a percolator coffee maker that goes on my gas stove rather than using an electric coffee maker, and a thermos to keep the coffee hot.  And sometime down the road a solar water heater and eventually photovoltaic solar panels.</description>
		<content:encoded><![CDATA[<p>I concur with your idea of spending money on something like a gym membership if it works for you because the result = good health and will more than pay for itself over the years.  When I have extra money I try to think of things to buy things that will save money and eventually pay for themselves and then some.  A few examples, a gas stove compared to an electric stove (electricity where I live is 32 cents a kilowatt hour), a push reel lawn mower, it uses no gas and gives me a workout, a bike for commuting to work, a percolator coffee maker that goes on my gas stove rather than using an electric coffee maker, and a thermos to keep the coffee hot.  And sometime down the road a solar water heater and eventually photovoltaic solar panels.</p>
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		<title>By: Tara C</title>
		<link>http://www.getrichslowly.org/blog/2010/10/26/cheap-things-you-never-use-are-no-bargain/comment-page-2/#comment-893762</link>
		<dc:creator>Tara C</dc:creator>
		<pubDate>Tue, 26 Oct 2010 20:11:54 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=48492#comment-893762</guid>
		<description>I think there is nothing wrong with $200 per month for a gym that you are happy going to and getting great benefit from.  I have wasted thousands of dollars on equipment that I&#039;ve purchased and never used over the years - now I would never make those purchases again, being older and smarter.  However, I do think the $80 per month for yoga studio membership is worth it, because I enjoy the social aspect of going to the studio and practicing with others, and I&#039;m more inclined to do it on a regular basis than if I were just trying to do it alone at home.

Other things I spend more on are good food, underwear and shoes that fit well, and a good quality handbag.  The rest I go frugal on - I totally agree that you want to spend $$ on things that have value to you and cut back hard on those things that matter less.</description>
		<content:encoded><![CDATA[<p>I think there is nothing wrong with $200 per month for a gym that you are happy going to and getting great benefit from.  I have wasted thousands of dollars on equipment that I&#8217;ve purchased and never used over the years &#8211; now I would never make those purchases again, being older and smarter.  However, I do think the $80 per month for yoga studio membership is worth it, because I enjoy the social aspect of going to the studio and practicing with others, and I&#8217;m more inclined to do it on a regular basis than if I were just trying to do it alone at home.</p>
<p>Other things I spend more on are good food, underwear and shoes that fit well, and a good quality handbag.  The rest I go frugal on &#8211; I totally agree that you want to spend $$ on things that have value to you and cut back hard on those things that matter less.</p>
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		<title>By: Sarah Smith</title>
		<link>http://www.getrichslowly.org/blog/2010/10/26/cheap-things-you-never-use-are-no-bargain/comment-page-2/#comment-893632</link>
		<dc:creator>Sarah Smith</dc:creator>
		<pubDate>Tue, 26 Oct 2010 19:14:33 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=48492#comment-893632</guid>
		<description>Awesome post! I am slowly learning the downfalls of &quot;spaving&quot; - spending + saving. I&#039;ve also struggled with fitness, and am currently exploring various routes to see what works best for me- yoga classes in LA are expensive, as are bikes, but if either one actually gets me moving, then I&#039;ll go for it! You can&#039;t put a price on good health, right?</description>
		<content:encoded><![CDATA[<p>Awesome post! I am slowly learning the downfalls of &#8220;spaving&#8221; &#8211; spending + saving. I&#8217;ve also struggled with fitness, and am currently exploring various routes to see what works best for me- yoga classes in LA are expensive, as are bikes, but if either one actually gets me moving, then I&#8217;ll go for it! You can&#8217;t put a price on good health, right?</p>
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		<title>By: Sol</title>
		<link>http://www.getrichslowly.org/blog/2010/10/26/cheap-things-you-never-use-are-no-bargain/comment-page-1/#comment-893622</link>
		<dc:creator>Sol</dc:creator>
		<pubDate>Tue, 26 Oct 2010 19:12:49 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=48492#comment-893622</guid>
		<description>I work in home renovations and I never skimp on tools for my jobs.  Just yesterday i went out and bought a $450 tile cutter.  What makes this one better than the other is the quality of the tool and the speed/accuracy of the cuts.

Over time, this tool will allow me to complete jobs quicker and allow me more free time or time for other jobs.  It will also allow me to provide a better finished product which always leads to referral jobs.

When I first started the business, I bought a decent hammer drill.  A few months later, i bought a new one after that one started to fail.  Finally, I just went and bought the best drill that Bosch made knowing that the high cost was well worth the quality i was getting.  i have used that drill for over 2 years under heavy conditions and it still works like new.</description>
		<content:encoded><![CDATA[<p>I work in home renovations and I never skimp on tools for my jobs.  Just yesterday i went out and bought a $450 tile cutter.  What makes this one better than the other is the quality of the tool and the speed/accuracy of the cuts.</p>
<p>Over time, this tool will allow me to complete jobs quicker and allow me more free time or time for other jobs.  It will also allow me to provide a better finished product which always leads to referral jobs.</p>
<p>When I first started the business, I bought a decent hammer drill.  A few months later, i bought a new one after that one started to fail.  Finally, I just went and bought the best drill that Bosch made knowing that the high cost was well worth the quality i was getting.  i have used that drill for over 2 years under heavy conditions and it still works like new.</p>
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		<title>By: Lincoln</title>
		<link>http://www.getrichslowly.org/blog/2010/10/26/cheap-things-you-never-use-are-no-bargain/comment-page-1/#comment-893412</link>
		<dc:creator>Lincoln</dc:creator>
		<pubDate>Tue, 26 Oct 2010 17:45:23 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=48492#comment-893412</guid>
		<description>Hey J.D., keep up the good work!

I give myself a budget of $50/month for personal fitness, but you have to do what works for you.

A few months ago, I made a list of the top 10 baseball cards I always wanted growing up but couldn&#039;t afford (as a kid) or just was never able to find.  Note: as a child, I was an avid sports card collector and was constantly raiding the sofa cushions for spare change to buy more cards.  With a few months patience and eBay (and a &quot;favorite baseball card budget&quot;), I was able to buy all 10 on my list at a very reasonable price and now I have a small collection of cards that really makes me happy and takes me back to my youth.  It&#039;s really funny because a lot of times you don&#039;t think about simple stuff that will make you happy that is easily obtainable.  Was it stupid to spend a few hundred bucks on old baseball cards?  For some people, yes.  For me, no.

Most of my friends think it is awesome that I was able to do something that I have always wanted to do and that I got such a kick out of it.

I view personal fitness in the same vein.  Some people run marathons.  Some people take walks.  Some people do karate or boxing.  Some people lift weights.  Some people do a combo of things.  Some people do nothing.  People have such very different goals and personalities -- that&#039;s part of what makes life interesting.</description>
		<content:encoded><![CDATA[<p>Hey J.D., keep up the good work!</p>
<p>I give myself a budget of $50/month for personal fitness, but you have to do what works for you.</p>
<p>A few months ago, I made a list of the top 10 baseball cards I always wanted growing up but couldn&#8217;t afford (as a kid) or just was never able to find.  Note: as a child, I was an avid sports card collector and was constantly raiding the sofa cushions for spare change to buy more cards.  With a few months patience and eBay (and a &#8220;favorite baseball card budget&#8221;), I was able to buy all 10 on my list at a very reasonable price and now I have a small collection of cards that really makes me happy and takes me back to my youth.  It&#8217;s really funny because a lot of times you don&#8217;t think about simple stuff that will make you happy that is easily obtainable.  Was it stupid to spend a few hundred bucks on old baseball cards?  For some people, yes.  For me, no.</p>
<p>Most of my friends think it is awesome that I was able to do something that I have always wanted to do and that I got such a kick out of it.</p>
<p>I view personal fitness in the same vein.  Some people run marathons.  Some people take walks.  Some people do karate or boxing.  Some people lift weights.  Some people do a combo of things.  Some people do nothing.  People have such very different goals and personalities &#8212; that&#8217;s part of what makes life interesting.</p>
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		<title>By: Kendra</title>
		<link>http://www.getrichslowly.org/blog/2010/10/26/cheap-things-you-never-use-are-no-bargain/comment-page-1/#comment-893402</link>
		<dc:creator>Kendra</dc:creator>
		<pubDate>Tue, 26 Oct 2010 17:41:53 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=48492#comment-893402</guid>
		<description>If I want something I know I&#039;m going to love and use, I buy it, no matter what the price is. I bought a computer because I was tired of using my mom&#039;s dinosaur one. I spent over $1,000 on it. But, I don&#039;t regret not buying it. I also have an obsession with clothes. If I don&#039;t have much money I shop smart, but if the money is in my pocket then I&#039;ll just go into a store and tell em what I want. I&#039;ve spent $1,300 on clothes in one week once. I actually don&#039;t care to buy things I love at expensive price. Although, if it is something I know I wont use as much as the others then yes, I always look for bargains.</description>
		<content:encoded><![CDATA[<p>If I want something I know I&#8217;m going to love and use, I buy it, no matter what the price is. I bought a computer because I was tired of using my mom&#8217;s dinosaur one. I spent over $1,000 on it. But, I don&#8217;t regret not buying it. I also have an obsession with clothes. If I don&#8217;t have much money I shop smart, but if the money is in my pocket then I&#8217;ll just go into a store and tell em what I want. I&#8217;ve spent $1,300 on clothes in one week once. I actually don&#8217;t care to buy things I love at expensive price. Although, if it is something I know I wont use as much as the others then yes, I always look for bargains.</p>
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		<title>By: Sam</title>
		<link>http://www.getrichslowly.org/blog/2010/10/26/cheap-things-you-never-use-are-no-bargain/comment-page-1/#comment-893382</link>
		<dc:creator>Sam</dc:creator>
		<pubDate>Tue, 26 Oct 2010 17:39:32 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=48492#comment-893382</guid>
		<description>I use this methodology with clothes.  If I buy an expensive pair of good fitting, high quality black pants that I can wear once a week, such a per wear purchase price is generally worth it.  If I buy a pair of cute shoes on sale but they don&#039;t go with anything and they pinch my toes and I end up selling them at my community yard sale (where the money goes to the community) such a bargain is a failure.

I think $200 a month for a fitness plan that you actually use is a bargain.  My only concern would be committing to $200 a month, for a year, such that one could not get out of the commitment.  I actually paid more for a gym membership, when I had one (right before my wedding, I&#039;m not really a gym person) but I paid cash up front, no contract, on a monthly basis.  I actually used the membership but only until my wedding.</description>
		<content:encoded><![CDATA[<p>I use this methodology with clothes.  If I buy an expensive pair of good fitting, high quality black pants that I can wear once a week, such a per wear purchase price is generally worth it.  If I buy a pair of cute shoes on sale but they don&#8217;t go with anything and they pinch my toes and I end up selling them at my community yard sale (where the money goes to the community) such a bargain is a failure.</p>
<p>I think $200 a month for a fitness plan that you actually use is a bargain.  My only concern would be committing to $200 a month, for a year, such that one could not get out of the commitment.  I actually paid more for a gym membership, when I had one (right before my wedding, I&#8217;m not really a gym person) but I paid cash up front, no contract, on a monthly basis.  I actually used the membership but only until my wedding.</p>
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		<title>By: bethh</title>
		<link>http://www.getrichslowly.org/blog/2010/10/26/cheap-things-you-never-use-are-no-bargain/comment-page-1/#comment-893332</link>
		<dc:creator>bethh</dc:creator>
		<pubDate>Tue, 26 Oct 2010 17:16:27 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=48492#comment-893332</guid>
		<description>I would totally pay $6.50 per day to magically feel great and healthy, and I wager most people would! If that expense for Crossfit works for you (minus the magic.. of course) then more power to you. I have the feeling it might work for me, too, but I haven&#039;t gotten over my self-imposed barriers just yet. 

I&#039;ve found that crappy kitchen equipment is a deal breaker for me. I&#039;m not weeding too much right now, but will be ruthless the next time I change apartments! 

The only other expensive thing I have my eye on is a camera, but I&#039;m a way off from that purchase.</description>
		<content:encoded><![CDATA[<p>I would totally pay $6.50 per day to magically feel great and healthy, and I wager most people would! If that expense for Crossfit works for you (minus the magic.. of course) then more power to you. I have the feeling it might work for me, too, but I haven&#8217;t gotten over my self-imposed barriers just yet. </p>
<p>I&#8217;ve found that crappy kitchen equipment is a deal breaker for me. I&#8217;m not weeding too much right now, but will be ruthless the next time I change apartments! </p>
<p>The only other expensive thing I have my eye on is a camera, but I&#8217;m a way off from that purchase.</p>
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		<title>By: retirebyforty</title>
		<link>http://www.getrichslowly.org/blog/2010/10/26/cheap-things-you-never-use-are-no-bargain/comment-page-1/#comment-893292</link>
		<dc:creator>retirebyforty</dc:creator>
		<pubDate>Tue, 26 Oct 2010 17:03:58 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=48492#comment-893292</guid>
		<description>I purchased a canon DSLR camera earlier this year. The photos are so much better than the small point and shoot camera I had before. I spent 600 bucks on the new camera, but it is worth it because pictures are priceless.
I go to the work out room at work every lunch hour so that works pretty well for me. I used to go to 24 hours fitness, but was able to cut that expense.</description>
		<content:encoded><![CDATA[<p>I purchased a canon DSLR camera earlier this year. The photos are so much better than the small point and shoot camera I had before. I spent 600 bucks on the new camera, but it is worth it because pictures are priceless.<br />
I go to the work out room at work every lunch hour so that works pretty well for me. I used to go to 24 hours fitness, but was able to cut that expense.</p>
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		<title>By: Crystal</title>
		<link>http://www.getrichslowly.org/blog/2010/10/26/cheap-things-you-never-use-are-no-bargain/comment-page-1/#comment-893212</link>
		<dc:creator>Crystal</dc:creator>
		<pubDate>Tue, 26 Oct 2010 16:48:31 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=48492#comment-893212</guid>
		<description>Shoes. I&#039;m a shoe fanatic and every single day I slip on some expensive shoes it just puts me in a great frame of mind and makes me feel great. But I but my underwear at the dollar store so its a give and take....=)</description>
		<content:encoded><![CDATA[<p>Shoes. I&#8217;m a shoe fanatic and every single day I slip on some expensive shoes it just puts me in a great frame of mind and makes me feel great. But I but my underwear at the dollar store so its a give and take&#8230;.=)</p>
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		<title>By: Shalom</title>
		<link>http://www.getrichslowly.org/blog/2010/10/26/cheap-things-you-never-use-are-no-bargain/comment-page-1/#comment-893192</link>
		<dc:creator>Shalom</dc:creator>
		<pubDate>Tue, 26 Oct 2010 16:47:32 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=48492#comment-893192</guid>
		<description>&quot;Commanders??&quot; Darn this auto-correct function on my phone!  I meant &quot;commenters!&quot; Please assume that any other weird words are also gifts from the auto-correct software!</description>
		<content:encoded><![CDATA[<p>&#8220;Commanders??&#8221; Darn this auto-correct function on my phone!  I meant &#8220;commenters!&#8221; Please assume that any other weird words are also gifts from the auto-correct software!</p>
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		<title>By: Crystal</title>
		<link>http://www.getrichslowly.org/blog/2010/10/26/cheap-things-you-never-use-are-no-bargain/comment-page-1/#comment-893172</link>
		<dc:creator>Crystal</dc:creator>
		<pubDate>Tue, 26 Oct 2010 16:44:45 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=48492#comment-893172</guid>
		<description>For my family it is a good new vehicle. We have low debt and good credit. We&#039;ve recently financed a new vehicle. We live well within our means, (i.e. using cash every month to pay bills) but since I have three small children and my husband works out of town we&#039;ve decided against a good used vehicle. Our reasoning is this: a new vehicle comes with a warranty and is dependable. If something goes wrong I can simply return to the dealership. As a mostly &quot;single&quot; mom, it helps my husband sleep at night to know that my vehicle will running well. 
Some things are worth cheaping out on, in our case that is tv, clothes (all hand-me-downs or thrift) and toys (as my kids are young and destructive). But as a young family that travels long distance often (all our family lives thousands of kilometres away) we need a good vehicle. New is affordable and in our frame of life worth it.</description>
		<content:encoded><![CDATA[<p>For my family it is a good new vehicle. We have low debt and good credit. We&#8217;ve recently financed a new vehicle. We live well within our means, (i.e. using cash every month to pay bills) but since I have three small children and my husband works out of town we&#8217;ve decided against a good used vehicle. Our reasoning is this: a new vehicle comes with a warranty and is dependable. If something goes wrong I can simply return to the dealership. As a mostly &#8220;single&#8221; mom, it helps my husband sleep at night to know that my vehicle will running well.<br />
Some things are worth cheaping out on, in our case that is tv, clothes (all hand-me-downs or thrift) and toys (as my kids are young and destructive). But as a young family that travels long distance often (all our family lives thousands of kilometres away) we need a good vehicle. New is affordable and in our frame of life worth it.</p>
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		<title>By: Shalom</title>
		<link>http://www.getrichslowly.org/blog/2010/10/26/cheap-things-you-never-use-are-no-bargain/comment-page-1/#comment-893152</link>
		<dc:creator>Shalom</dc:creator>
		<pubDate>Tue, 26 Oct 2010 16:40:02 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=48492#comment-893152</guid>
		<description>Y&#039;all, it doesn&#039;t matter that it&#039;s possible to lose 35 pounds without a posh gym membership; the essential question is: will you?  It is admirable, impressive and cool that a number of commanders lost weight without a gym membership.  I&#039;d say that they should be grateful that the exercise plan that works best for them happens to be a free or low-cost one.

The one that works best for JD happens to cost $200 a month.  I&#039;m glad he earns enough, and is frugal enough, to pay for it.  

I also used to avoid spending on health.  I had perfectly good sidewalks in my neighborhood that I could use for free.  But I never did. I don&#039;t exercise &#039;til late at night and although our neighborhood is safe at night I&#039;m ridiculously clumsy and trip on sidewalk cracks in the dark.  So I remained fat, until I changed my  mindset and recognized that I would never get fit so long as I insisted that free was the only way to go.

I spent $2,000 on a great treadmill that I use 6 nights a week for the past 22 months.  I lost 60 pounds (and have kept them off) that I would not have kept off if I&#039;d stuck with that &quot;cheaper than thou&quot; attitude.  Cut JD some slack; he knows what he&#039;s doing.</description>
		<content:encoded><![CDATA[<p>Y&#8217;all, it doesn&#8217;t matter that it&#8217;s possible to lose 35 pounds without a posh gym membership; the essential question is: will you?  It is admirable, impressive and cool that a number of commanders lost weight without a gym membership.  I&#8217;d say that they should be grateful that the exercise plan that works best for them happens to be a free or low-cost one.</p>
<p>The one that works best for JD happens to cost $200 a month.  I&#8217;m glad he earns enough, and is frugal enough, to pay for it.  </p>
<p>I also used to avoid spending on health.  I had perfectly good sidewalks in my neighborhood that I could use for free.  But I never did. I don&#8217;t exercise &#8217;til late at night and although our neighborhood is safe at night I&#8217;m ridiculously clumsy and trip on sidewalk cracks in the dark.  So I remained fat, until I changed my  mindset and recognized that I would never get fit so long as I insisted that free was the only way to go.</p>
<p>I spent $2,000 on a great treadmill that I use 6 nights a week for the past 22 months.  I lost 60 pounds (and have kept them off) that I would not have kept off if I&#8217;d stuck with that &#8220;cheaper than thou&#8221; attitude.  Cut JD some slack; he knows what he&#8217;s doing.</p>
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