<?xml version="1.0" encoding="UTF-8"?><rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
		>
<channel>
	<title>Comments on: Reader Story: Pedaling Toward Financial Freedom</title>
	<atom:link href="http://www.getrichslowly.org/blog/2010/11/14/reader-story-pedaling-toward-financial-freedom/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.getrichslowly.org/blog/2010/11/14/reader-story-pedaling-toward-financial-freedom/</link>
	<description>Common sense advice on money saving tips, how to get out of debt, high interest savings accounts, cd rates, money market accounts, mortgage rates, money management and more.</description>
	<lastBuildDate>Tue, 21 May 2013 02:58:18 +0000</lastBuildDate>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
	<generator>http://wordpress.org/?v=3.0.1</generator>
	<item>
		<title>By: Desert Hominid</title>
		<link>http://www.getrichslowly.org/blog/2010/11/14/reader-story-pedaling-toward-financial-freedom/comment-page-2/#comment-972742</link>
		<dc:creator>Desert Hominid</dc:creator>
		<pubDate>Tue, 30 Nov 2010 15:05:18 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=53242#comment-972742</guid>
		<description>I live way out in the Sonoran Desert, 65 miles from mid-town Tucson where my girlfriend lives.  

I just could not carry enough water to bike all the way into town during summer, so, I will buy a small, 65 mpg motorcycle instead.</description>
		<content:encoded><![CDATA[<p>I live way out in the Sonoran Desert, 65 miles from mid-town Tucson where my girlfriend lives.  </p>
<p>I just could not carry enough water to bike all the way into town during summer, so, I will buy a small, 65 mpg motorcycle instead.</p>
<div id="placeholer-like-972742" class="likediv"><p>loading....</p></div>]]></content:encoded>
	</item>
	<item>
		<title>By: WM</title>
		<link>http://www.getrichslowly.org/blog/2010/11/14/reader-story-pedaling-toward-financial-freedom/comment-page-2/#comment-951442</link>
		<dc:creator>WM</dc:creator>
		<pubDate>Fri, 19 Nov 2010 00:46:52 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=53242#comment-951442</guid>
		<description>I&#039;m a road biker as well - but I just thought I should mention that road biking might UP your health care costs rather than reduce them because of the danger of accidents.  But road biking is great!</description>
		<content:encoded><![CDATA[<p>I&#8217;m a road biker as well &#8211; but I just thought I should mention that road biking might UP your health care costs rather than reduce them because of the danger of accidents.  But road biking is great!</p>
<div id="placeholer-like-951442" class="likediv"><p>loading....</p></div>]]></content:encoded>
	</item>
	<item>
		<title>By: Kathryn</title>
		<link>http://www.getrichslowly.org/blog/2010/11/14/reader-story-pedaling-toward-financial-freedom/comment-page-2/#comment-945382</link>
		<dc:creator>Kathryn</dc:creator>
		<pubDate>Tue, 16 Nov 2010 20:43:55 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=53242#comment-945382</guid>
		<description>Back when I was still paying for my car, it&#039;s cost was over $10.5k per year, and that&#039;s before maintenance even.  Yikes!

Now it&#039;s paid off and I&#039;ve reduced my insurance, so costs are significantly lower.  Unfortunately, we&#039;re in a geographically HUGE city, but every summer, I talk to myself about ditching the car for at least a week and riding to work.  Perhaps one of these days I&#039;ll turn the talk into action.</description>
		<content:encoded><![CDATA[<p>Back when I was still paying for my car, it&#8217;s cost was over $10.5k per year, and that&#8217;s before maintenance even.  Yikes!</p>
<p>Now it&#8217;s paid off and I&#8217;ve reduced my insurance, so costs are significantly lower.  Unfortunately, we&#8217;re in a geographically HUGE city, but every summer, I talk to myself about ditching the car for at least a week and riding to work.  Perhaps one of these days I&#8217;ll turn the talk into action.</p>
<div id="placeholer-like-945382" class="likediv"><p>loading....</p></div>]]></content:encoded>
	</item>
	<item>
		<title>By: chris</title>
		<link>http://www.getrichslowly.org/blog/2010/11/14/reader-story-pedaling-toward-financial-freedom/comment-page-2/#comment-945072</link>
		<dc:creator>chris</dc:creator>
		<pubDate>Tue, 16 Nov 2010 17:03:50 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=53242#comment-945072</guid>
		<description>Our household has two cars and a motercycle and most likely will continue too, but we just moved and all four of our family members can no walk or bike to school and work.  

We live in a rural area (town of 1300) and we are unlikely to ever go car free, but living and working very close together is great.  We can go home for lunch if we want. If I need a random grocery item I can walk four blocks to the grocery store and walk back in less time than I could drive, shop, and drive back at our previous house.  I can also walk to the library, post office, hardware store, park,and my kid&#039;s favorite the bakery.  I 

What is exciting too me is that our cars should last much longer.  Also if we get to the point we are not comfortable driving them long distances we can easily afford a rental from the money that we have not spent on car repairs and/or purchases.  We can also easily get by with no stress if one car is out of commission.</description>
		<content:encoded><![CDATA[<p>Our household has two cars and a motercycle and most likely will continue too, but we just moved and all four of our family members can no walk or bike to school and work.  </p>
<p>We live in a rural area (town of 1300) and we are unlikely to ever go car free, but living and working very close together is great.  We can go home for lunch if we want. If I need a random grocery item I can walk four blocks to the grocery store and walk back in less time than I could drive, shop, and drive back at our previous house.  I can also walk to the library, post office, hardware store, park,and my kid&#8217;s favorite the bakery.  I </p>
<p>What is exciting too me is that our cars should last much longer.  Also if we get to the point we are not comfortable driving them long distances we can easily afford a rental from the money that we have not spent on car repairs and/or purchases.  We can also easily get by with no stress if one car is out of commission.</p>
<div id="placeholer-like-945072" class="likediv"><p>loading....</p></div>]]></content:encoded>
	</item>
	<item>
		<title>By: marian</title>
		<link>http://www.getrichslowly.org/blog/2010/11/14/reader-story-pedaling-toward-financial-freedom/comment-page-2/#comment-944862</link>
		<dc:creator>marian</dc:creator>
		<pubDate>Tue, 16 Nov 2010 15:25:32 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=53242#comment-944862</guid>
		<description>Regarding Shannon&#039;s desire for a stronger ending:  two years ago my husband and I went to one car.  We live on the edge of a small city and commute together in our one car to our jobs which are about 5 miles apart.  We spend about $1500 year in car rentals, trains and taxis.  This is less than the cost of insuring our ten year old car!  With the money saved, we paid off a small school loan, stopped financing our car insurance and paid cash and paid all but $800 in credit card deb. We increased our emergency savings account by several thousand dollars and took a $5,000 vacation paid in cash.  There are definite economic benefits which in our case outweigh the occasional inconvenience of having one car.</description>
		<content:encoded><![CDATA[<p>Regarding Shannon&#8217;s desire for a stronger ending:  two years ago my husband and I went to one car.  We live on the edge of a small city and commute together in our one car to our jobs which are about 5 miles apart.  We spend about $1500 year in car rentals, trains and taxis.  This is less than the cost of insuring our ten year old car!  With the money saved, we paid off a small school loan, stopped financing our car insurance and paid cash and paid all but $800 in credit card deb. We increased our emergency savings account by several thousand dollars and took a $5,000 vacation paid in cash.  There are definite economic benefits which in our case outweigh the occasional inconvenience of having one car.</p>
<div id="placeholer-like-944862" class="likediv"><p>loading....</p></div>]]></content:encoded>
	</item>
	<item>
		<title>By: tg</title>
		<link>http://www.getrichslowly.org/blog/2010/11/14/reader-story-pedaling-toward-financial-freedom/comment-page-2/#comment-944752</link>
		<dc:creator>tg</dc:creator>
		<pubDate>Tue, 16 Nov 2010 14:44:58 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=53242#comment-944752</guid>
		<description>Divorce Your Car by Katie Alvord is another great book.</description>
		<content:encoded><![CDATA[<p>Divorce Your Car by Katie Alvord is another great book.</p>
<div id="placeholer-like-944752" class="likediv"><p>loading....</p></div>]]></content:encoded>
	</item>
	<item>
		<title>By: Amrita</title>
		<link>http://www.getrichslowly.org/blog/2010/11/14/reader-story-pedaling-toward-financial-freedom/comment-page-2/#comment-943832</link>
		<dc:creator>Amrita</dc:creator>
		<pubDate>Tue, 16 Nov 2010 01:36:15 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=53242#comment-943832</guid>
		<description>@Tyler -- I live about four states away from most of my family.  As for how I handle the visits: I either fly (relying on public transit to get me to the airport, or, if I&#039;m running very late, a taxi) or take Amtrak; it&#039;s an overnight train journey, but I can sleep easily in train seats (larger and comfier than plane accommodations) -- this would not work for everyone, but it does for me, and I sometimes find it less of a hassle than flying.  When I get home, I can drive my parents&#039; cars as needed.  

I live in a major city, so it&#039;s easy for me to do without a car; I have grocery stores, dry cleaners, electronics stores, hair salons, clothing boutiques, restaurants, bars, a park and even a zoo within easy walking distance.  I chose to live here in large part because I wanted to get rid of my car, and I&#039;ve never, ever regretted it.  Though I am thinking of joining Zipcar primarily to keep up my driving skills -- it seems foolish to let them lapse -- I am hugely relieved not to have to deal with the expense or hassle of car ownership.</description>
		<content:encoded><![CDATA[<p>@Tyler &#8212; I live about four states away from most of my family.  As for how I handle the visits: I either fly (relying on public transit to get me to the airport, or, if I&#8217;m running very late, a taxi) or take Amtrak; it&#8217;s an overnight train journey, but I can sleep easily in train seats (larger and comfier than plane accommodations) &#8212; this would not work for everyone, but it does for me, and I sometimes find it less of a hassle than flying.  When I get home, I can drive my parents&#8217; cars as needed.  </p>
<p>I live in a major city, so it&#8217;s easy for me to do without a car; I have grocery stores, dry cleaners, electronics stores, hair salons, clothing boutiques, restaurants, bars, a park and even a zoo within easy walking distance.  I chose to live here in large part because I wanted to get rid of my car, and I&#8217;ve never, ever regretted it.  Though I am thinking of joining Zipcar primarily to keep up my driving skills &#8212; it seems foolish to let them lapse &#8212; I am hugely relieved not to have to deal with the expense or hassle of car ownership.</p>
<div id="placeholer-like-943832" class="likediv"><p>loading....</p></div>]]></content:encoded>
	</item>
	<item>
		<title>By: Tara C</title>
		<link>http://www.getrichslowly.org/blog/2010/11/14/reader-story-pedaling-toward-financial-freedom/comment-page-2/#comment-943722</link>
		<dc:creator>Tara C</dc:creator>
		<pubDate>Tue, 16 Nov 2010 00:03:22 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=53242#comment-943722</guid>
		<description>I sold my car last year and hope to never own another one, they are such a money suck.  I live in an urban area with great public transportation, and fantastic cycling facilities, even though I am too much of a wuss to ride my bike in town, hundreds of people in my city do it.  There is a share car station a block from my house, so I could rent one easily if I wanted to.  My partner refuses to give up his car, but I was happy to get rid of mine.</description>
		<content:encoded><![CDATA[<p>I sold my car last year and hope to never own another one, they are such a money suck.  I live in an urban area with great public transportation, and fantastic cycling facilities, even though I am too much of a wuss to ride my bike in town, hundreds of people in my city do it.  There is a share car station a block from my house, so I could rent one easily if I wanted to.  My partner refuses to give up his car, but I was happy to get rid of mine.</p>
<div id="placeholer-like-943722" class="likediv"><p>loading....</p></div>]]></content:encoded>
	</item>
	<item>
		<title>By: David</title>
		<link>http://www.getrichslowly.org/blog/2010/11/14/reader-story-pedaling-toward-financial-freedom/comment-page-2/#comment-943502</link>
		<dc:creator>David</dc:creator>
		<pubDate>Mon, 15 Nov 2010 20:52:09 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=53242#comment-943502</guid>
		<description>I will say that biking has saved us from getting a second car for transportation to work and back and all the expenses that go along with it. Just the ammount I initially invested in the gear for riding in the Northwest paid off in the first year. 

Though one thing about biking here in the Northwest you you have to think about rain, &quot;lakes&quot; in the middle of the path, rain, getting dark early and getting light late, rain, drivers who are not watching where they are going and don&#039;t care who is in their way, rain, lots of hills to go up/down and finally the occasional big yellow thing in the sky that causes everyone to become distracted as they flee.

One thing I am saving up for is the equipment to carry the kids around and get a bike for my wife, that should help cut down on the car use by an additional 60%.</description>
		<content:encoded><![CDATA[<p>I will say that biking has saved us from getting a second car for transportation to work and back and all the expenses that go along with it. Just the ammount I initially invested in the gear for riding in the Northwest paid off in the first year. </p>
<p>Though one thing about biking here in the Northwest you you have to think about rain, &#8220;lakes&#8221; in the middle of the path, rain, getting dark early and getting light late, rain, drivers who are not watching where they are going and don&#8217;t care who is in their way, rain, lots of hills to go up/down and finally the occasional big yellow thing in the sky that causes everyone to become distracted as they flee.</p>
<p>One thing I am saving up for is the equipment to carry the kids around and get a bike for my wife, that should help cut down on the car use by an additional 60%.</p>
<div id="placeholer-like-943502" class="likediv"><p>loading....</p></div>]]></content:encoded>
	</item>
	<item>
		<title>By: Briana @ GBR</title>
		<link>http://www.getrichslowly.org/blog/2010/11/14/reader-story-pedaling-toward-financial-freedom/comment-page-2/#comment-943482</link>
		<dc:creator>Briana @ GBR</dc:creator>
		<pubDate>Mon, 15 Nov 2010 20:25:38 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=53242#comment-943482</guid>
		<description>Getting rid of my car altogether isn&#039;t really an option, but I&#039;m definitely going to go for public transportation to and from work. I&#039;m currently spending $9/day on commuting to and from work, which you can tell, can be quite expensive. I&#039;m going to be putting the difference towards our savings goal.</description>
		<content:encoded><![CDATA[<p>Getting rid of my car altogether isn&#8217;t really an option, but I&#8217;m definitely going to go for public transportation to and from work. I&#8217;m currently spending $9/day on commuting to and from work, which you can tell, can be quite expensive. I&#8217;m going to be putting the difference towards our savings goal.</p>
<div id="placeholer-like-943482" class="likediv"><p>loading....</p></div>]]></content:encoded>
	</item>
	<item>
		<title>By: Arron</title>
		<link>http://www.getrichslowly.org/blog/2010/11/14/reader-story-pedaling-toward-financial-freedom/comment-page-2/#comment-943422</link>
		<dc:creator>Arron</dc:creator>
		<pubDate>Mon, 15 Nov 2010 19:56:02 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=53242#comment-943422</guid>
		<description>As soon as I can move someplace more public transportation-friendly or where I can ride my bike to where I need to go, I am stuck with my car. I intend on moving to just such a place within 5 years, that way I can pay off my credit debt, my car and pay down the mortgage on my home so I can keep most of what I get when I sell it. Love Tammy&#039;s blog and it&#039;s nice to see her here as well.</description>
		<content:encoded><![CDATA[<p>As soon as I can move someplace more public transportation-friendly or where I can ride my bike to where I need to go, I am stuck with my car. I intend on moving to just such a place within 5 years, that way I can pay off my credit debt, my car and pay down the mortgage on my home so I can keep most of what I get when I sell it. Love Tammy&#8217;s blog and it&#8217;s nice to see her here as well.</p>
<div id="placeholer-like-943422" class="likediv"><p>loading....</p></div>]]></content:encoded>
	</item>
	<item>
		<title>By: schmei</title>
		<link>http://www.getrichslowly.org/blog/2010/11/14/reader-story-pedaling-toward-financial-freedom/comment-page-2/#comment-943382</link>
		<dc:creator>schmei</dc:creator>
		<pubDate>Mon, 15 Nov 2010 19:44:56 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=53242#comment-943382</guid>
		<description>Well done! 

We are just this side of car-free: we have one car that we rarely use during the week. For our daily commutes, I take the train (or bike occasionally) and the hubs walks to work. 

I would consider getting rid of our car except that it&#039;s completely paid off, we get free oil changes thanks to my in-laws, it&#039;s low maintenance and has great gas mileage. Since we&#039;re planning to move away from the city soonish, we&#039;re hanging on to it for now. Otherwise I&#039;d consider doing what this poster did.</description>
		<content:encoded><![CDATA[<p>Well done! </p>
<p>We are just this side of car-free: we have one car that we rarely use during the week. For our daily commutes, I take the train (or bike occasionally) and the hubs walks to work. </p>
<p>I would consider getting rid of our car except that it&#8217;s completely paid off, we get free oil changes thanks to my in-laws, it&#8217;s low maintenance and has great gas mileage. Since we&#8217;re planning to move away from the city soonish, we&#8217;re hanging on to it for now. Otherwise I&#8217;d consider doing what this poster did.</p>
<div id="placeholer-like-943382" class="likediv"><p>loading....</p></div>]]></content:encoded>
	</item>
	<item>
		<title>By: Dave</title>
		<link>http://www.getrichslowly.org/blog/2010/11/14/reader-story-pedaling-toward-financial-freedom/comment-page-2/#comment-943232</link>
		<dc:creator>Dave</dc:creator>
		<pubDate>Mon, 15 Nov 2010 18:27:46 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=53242#comment-943232</guid>
		<description>I&#039;ve biked to work year-round in Iowa for the past 4 years.  I have a choice of distances from 3-6+ miles each way.  It has been the best commuting decision I&#039;ve made.  Make no mistake, my life has changed as a result of commuting by bicycle.  For instance; I&#039;ve had to buy new pants because my old ones got baggy, I think more clearly, my mood has improved, I sleep well through the night, I never see my doctor anymore, I go on cycling vacations, I no longer enjoy driving a car, and women comment on my muscular legs and behind.  

All the people I see in cars along my route don&#039;t know what they&#039;re missing.  I sorta feel sorry for them.

For those of you who are wanting to try it - just do it.  If you don&#039;t know what to wear on a windy 5 degree day just layer up with whatever you have and see how it goes.  I get by most of the winter using jackets that were given to me by sales reps. years ago.  My bike is an old early 90&#039;s mountain bike with fenders and I switch to studded tires when the precipitation freezes. I love making tracks in fresh snow!  Bike commuting works for me and it can work for you if you want it to.  Be a kid again.  Ride your bike.  Have fun.</description>
		<content:encoded><![CDATA[<p>I&#8217;ve biked to work year-round in Iowa for the past 4 years.  I have a choice of distances from 3-6+ miles each way.  It has been the best commuting decision I&#8217;ve made.  Make no mistake, my life has changed as a result of commuting by bicycle.  For instance; I&#8217;ve had to buy new pants because my old ones got baggy, I think more clearly, my mood has improved, I sleep well through the night, I never see my doctor anymore, I go on cycling vacations, I no longer enjoy driving a car, and women comment on my muscular legs and behind.  </p>
<p>All the people I see in cars along my route don&#8217;t know what they&#8217;re missing.  I sorta feel sorry for them.</p>
<p>For those of you who are wanting to try it &#8211; just do it.  If you don&#8217;t know what to wear on a windy 5 degree day just layer up with whatever you have and see how it goes.  I get by most of the winter using jackets that were given to me by sales reps. years ago.  My bike is an old early 90&#8242;s mountain bike with fenders and I switch to studded tires when the precipitation freezes. I love making tracks in fresh snow!  Bike commuting works for me and it can work for you if you want it to.  Be a kid again.  Ride your bike.  Have fun.</p>
<div id="placeholer-like-943232" class="likediv"><p>loading....</p></div>]]></content:encoded>
	</item>
	<item>
		<title>By: Diane</title>
		<link>http://www.getrichslowly.org/blog/2010/11/14/reader-story-pedaling-toward-financial-freedom/comment-page-2/#comment-943182</link>
		<dc:creator>Diane</dc:creator>
		<pubDate>Mon, 15 Nov 2010 17:49:53 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=53242#comment-943182</guid>
		<description>This post came at a fantastic time.  My husband&#039;s car died over the weekend, and as we are just about to go on vacation, we decided we&#039;d deal with getting a new car once we get back.  Thing is, he goes to and from the airport, and the car sits there from Sunday night to Friday night when he gets back.  Why replace a car when I can just as easily bring him there &amp; pick him up.  We&#039;d at least cut our car insurance in half....we&#039;re going to have to add the idea of not replacing it into our thoughts while on vacation.</description>
		<content:encoded><![CDATA[<p>This post came at a fantastic time.  My husband&#8217;s car died over the weekend, and as we are just about to go on vacation, we decided we&#8217;d deal with getting a new car once we get back.  Thing is, he goes to and from the airport, and the car sits there from Sunday night to Friday night when he gets back.  Why replace a car when I can just as easily bring him there &amp; pick him up.  We&#8217;d at least cut our car insurance in half&#8230;.we&#8217;re going to have to add the idea of not replacing it into our thoughts while on vacation.</p>
<div id="placeholer-like-943182" class="likediv"><p>loading....</p></div>]]></content:encoded>
	</item>
	<item>
		<title>By: Suzanne</title>
		<link>http://www.getrichslowly.org/blog/2010/11/14/reader-story-pedaling-toward-financial-freedom/comment-page-2/#comment-943092</link>
		<dc:creator>Suzanne</dc:creator>
		<pubDate>Mon, 15 Nov 2010 17:11:08 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=53242#comment-943092</guid>
		<description>Thanks AG!</description>
		<content:encoded><![CDATA[<p>Thanks AG!</p>
<div id="placeholer-like-943092" class="likediv"><p>loading....</p></div>]]></content:encoded>
	</item>
	<item>
		<title>By: Gal @ Equally Happy</title>
		<link>http://www.getrichslowly.org/blog/2010/11/14/reader-story-pedaling-toward-financial-freedom/comment-page-2/#comment-943002</link>
		<dc:creator>Gal @ Equally Happy</dc:creator>
		<pubDate>Mon, 15 Nov 2010 15:54:04 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=53242#comment-943002</guid>
		<description>My commute is a little too long for biking but I do try to bike and walk everywhere else.  Saves me money, helps the environment and makes me healthier all at the same time.  Best of all worlds :)</description>
		<content:encoded><![CDATA[<p>My commute is a little too long for biking but I do try to bike and walk everywhere else.  Saves me money, helps the environment and makes me healthier all at the same time.  Best of all worlds <img src='http://www.getrichslowly.org/blog/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
<div id="placeholer-like-943002" class="likediv"><p>loading....</p></div>]]></content:encoded>
	</item>
	<item>
		<title>By: eileen</title>
		<link>http://www.getrichslowly.org/blog/2010/11/14/reader-story-pedaling-toward-financial-freedom/comment-page-2/#comment-942992</link>
		<dc:creator>eileen</dc:creator>
		<pubDate>Mon, 15 Nov 2010 15:53:45 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=53242#comment-942992</guid>
		<description>Great post, thanks! Also check out http://undriving.org/

We gave up our car in DC over 4 years ago. I usually add &quot;and haven&#039;t looked back,&quot; but my husband (who will probably also comment) wants a car now that we&#039;ve moved to the suburbs. I see some arguments For, but I truly feel we&#039;ll be physically healthier 30 years from now when we retire if we resist buying a car again between then and now.</description>
		<content:encoded><![CDATA[<p>Great post, thanks! Also check out <a href="http://undriving.org/" rel="nofollow">http://undriving.org/</a></p>
<p>We gave up our car in DC over 4 years ago. I usually add &#8220;and haven&#8217;t looked back,&#8221; but my husband (who will probably also comment) wants a car now that we&#8217;ve moved to the suburbs. I see some arguments For, but I truly feel we&#8217;ll be physically healthier 30 years from now when we retire if we resist buying a car again between then and now.</p>
<div id="placeholer-like-942992" class="likediv"><p>loading....</p></div>]]></content:encoded>
	</item>
	<item>
		<title>By: Stephanie</title>
		<link>http://www.getrichslowly.org/blog/2010/11/14/reader-story-pedaling-toward-financial-freedom/comment-page-2/#comment-942802</link>
		<dc:creator>Stephanie</dc:creator>
		<pubDate>Mon, 15 Nov 2010 14:12:49 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=53242#comment-942802</guid>
		<description>Fantastic post! How to Live Well Without Owning a Car is definitely a great resource and full of concrete suggestions and practical advice. Over the last year, I&#039;ve followed it&#039;s suggestions, replaced my car with a bike and went from a size 10 to a size 8! :)</description>
		<content:encoded><![CDATA[<p>Fantastic post! How to Live Well Without Owning a Car is definitely a great resource and full of concrete suggestions and practical advice. Over the last year, I&#8217;ve followed it&#8217;s suggestions, replaced my car with a bike and went from a size 10 to a size 8! <img src='http://www.getrichslowly.org/blog/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
<div id="placeholer-like-942802" class="likediv"><p>loading....</p></div>]]></content:encoded>
	</item>
	<item>
		<title>By: TBonesmind</title>
		<link>http://www.getrichslowly.org/blog/2010/11/14/reader-story-pedaling-toward-financial-freedom/comment-page-2/#comment-942712</link>
		<dc:creator>TBonesmind</dc:creator>
		<pubDate>Mon, 15 Nov 2010 13:20:07 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=53242#comment-942712</guid>
		<description>I always wondered how you handle the weather though?  

Living in the North East, biking through the rain and snow to spend a couple of hours at work soaking wet doesn&#039;t sound fun.</description>
		<content:encoded><![CDATA[<p>I always wondered how you handle the weather though?  </p>
<p>Living in the North East, biking through the rain and snow to spend a couple of hours at work soaking wet doesn&#8217;t sound fun.</p>
<div id="placeholer-like-942712" class="likediv"><p>loading....</p></div>]]></content:encoded>
	</item>
	<item>
		<title>By: retirebyforty</title>
		<link>http://www.getrichslowly.org/blog/2010/11/14/reader-story-pedaling-toward-financial-freedom/comment-page-2/#comment-942682</link>
		<dc:creator>retirebyforty</dc:creator>
		<pubDate>Mon, 15 Nov 2010 13:09:48 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=53242#comment-942682</guid>
		<description>When our car broke down, we lived with no car for 2 months. It was ok, we used Zipcar and public transportation and we didn&#039;t have much problem. We saved up and purchased a car. Sharing one car works better for us.</description>
		<content:encoded><![CDATA[<p>When our car broke down, we lived with no car for 2 months. It was ok, we used Zipcar and public transportation and we didn&#8217;t have much problem. We saved up and purchased a car. Sharing one car works better for us.</p>
<div id="placeholer-like-942682" class="likediv"><p>loading....</p></div>]]></content:encoded>
	</item>
	<item>
		<title>By: xoxobra</title>
		<link>http://www.getrichslowly.org/blog/2010/11/14/reader-story-pedaling-toward-financial-freedom/comment-page-2/#comment-942572</link>
		<dc:creator>xoxobra</dc:creator>
		<pubDate>Mon, 15 Nov 2010 12:09:27 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=53242#comment-942572</guid>
		<description>Though my method of going car-free was somewhat unconventional (I moved to Japan, haha), I couldn&#039;t be happier with relying on my bike an public transportation. Though my salary for my old job in America and my current one in Japan are about equal, I save a ton of money by not having a vehicle, and I&#039;m surprised at how much more stress-free I am because of it (a strange noise coming from my bike doesn&#039;t strike fear in my heart nearly as much as a strange noise from my car did).

Of course there are variables to consider depending on where you live (your city&#039;s bike-friendliness, climate, etc), but going car-free is a great option if it&#039;s available. I actually wouldn&#039;t mind ever owning a car again, to be honest.</description>
		<content:encoded><![CDATA[<p>Though my method of going car-free was somewhat unconventional (I moved to Japan, haha), I couldn&#8217;t be happier with relying on my bike an public transportation. Though my salary for my old job in America and my current one in Japan are about equal, I save a ton of money by not having a vehicle, and I&#8217;m surprised at how much more stress-free I am because of it (a strange noise coming from my bike doesn&#8217;t strike fear in my heart nearly as much as a strange noise from my car did).</p>
<p>Of course there are variables to consider depending on where you live (your city&#8217;s bike-friendliness, climate, etc), but going car-free is a great option if it&#8217;s available. I actually wouldn&#8217;t mind ever owning a car again, to be honest.</p>
<div id="placeholer-like-942572" class="likediv"><p>loading....</p></div>]]></content:encoded>
	</item>
	<item>
		<title>By: SF_UK</title>
		<link>http://www.getrichslowly.org/blog/2010/11/14/reader-story-pedaling-toward-financial-freedom/comment-page-2/#comment-942482</link>
		<dc:creator>SF_UK</dc:creator>
		<pubDate>Mon, 15 Nov 2010 10:45:45 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=53242#comment-942482</guid>
		<description>I cycle or walk everywhere - I feel ripped off if I even get the bus now.  Having said that, I live in a compact, bike-friendly city, and I can see the other side, having grown up in a rural area with no public transport within 5 miles.
I keep meaning to sign up for a car club (like ZipCar), but haven&#039;t found the need yet - it&#039;s amazing how much you can work around.  I travel to meetings and visit family by train, and I shop locally rather than in big out-of-town shops.
My parents will always need a car - they still live in the public transport dead zone where I grew up. But they&#039;ve started biking a lot with an electric bike, which gives them battery power assist to go up hills etc.  Even though my mum has a replacement knee, and significant damage to the other knee, she regularly cycles &gt;10 miles (including a lot of hills), allowing them to get by with only one vehicle.</description>
		<content:encoded><![CDATA[<p>I cycle or walk everywhere &#8211; I feel ripped off if I even get the bus now.  Having said that, I live in a compact, bike-friendly city, and I can see the other side, having grown up in a rural area with no public transport within 5 miles.<br />
I keep meaning to sign up for a car club (like ZipCar), but haven&#8217;t found the need yet &#8211; it&#8217;s amazing how much you can work around.  I travel to meetings and visit family by train, and I shop locally rather than in big out-of-town shops.<br />
My parents will always need a car &#8211; they still live in the public transport dead zone where I grew up. But they&#8217;ve started biking a lot with an electric bike, which gives them battery power assist to go up hills etc.  Even though my mum has a replacement knee, and significant damage to the other knee, she regularly cycles &gt;10 miles (including a lot of hills), allowing them to get by with only one vehicle.</p>
<div id="placeholer-like-942482" class="likediv"><p>loading....</p></div>]]></content:encoded>
	</item>
	<item>
		<title>By: Maggie</title>
		<link>http://www.getrichslowly.org/blog/2010/11/14/reader-story-pedaling-toward-financial-freedom/comment-page-2/#comment-942272</link>
		<dc:creator>Maggie</dc:creator>
		<pubDate>Mon, 15 Nov 2010 04:27:32 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=53242#comment-942272</guid>
		<description>I so totally wish there was public transit where I live.  The trouble with living near work is that the area near where I work is skanky.  So, driving it is!</description>
		<content:encoded><![CDATA[<p>I so totally wish there was public transit where I live.  The trouble with living near work is that the area near where I work is skanky.  So, driving it is!</p>
<div id="placeholer-like-942272" class="likediv"><p>loading....</p></div>]]></content:encoded>
	</item>
	<item>
		<title>By: MD Account</title>
		<link>http://www.getrichslowly.org/blog/2010/11/14/reader-story-pedaling-toward-financial-freedom/comment-page-2/#comment-942172</link>
		<dc:creator>MD Account</dc:creator>
		<pubDate>Mon, 15 Nov 2010 03:15:51 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=53242#comment-942172</guid>
		<description>This was a big help to me today. A friend called to tell me about her new car, which cost north of $40K, and that she&#039;s in the lead for an incredible job -- seriously, incredible. World travel; making a difference; hanging out with some of the biggest names any of us know. 

Me? I&#039;m driving a 10 year-old station wagon, making my own bread and, while I&#039;m working at some interesting stuff, won&#039;t be a jet-setter anytime soon. On a day when I might have gotten pretty down about things, this post helped me remember the importance of value -- investing in what matters, as opposed to what doesn&#039;t.

My friend has a great job opportunity and a very sexy car. She&#039;s also in a truly awful relationship, has trouble managing her money (someday she&#039;ll inherit a pile, so lives beyond her means) and is still defining herself by a lot of outward standards. I have a great relationship, live within my means, and have an intentional life -- I&#039;ve made the choices about what matters and shaped my life accordingly.

This post reminded me that it&#039;s not about the car, or the toys, or the address. It&#039;s about being clear on what matters, and making your life your own.

Thanks.</description>
		<content:encoded><![CDATA[<p>This was a big help to me today. A friend called to tell me about her new car, which cost north of $40K, and that she&#8217;s in the lead for an incredible job &#8212; seriously, incredible. World travel; making a difference; hanging out with some of the biggest names any of us know. </p>
<p>Me? I&#8217;m driving a 10 year-old station wagon, making my own bread and, while I&#8217;m working at some interesting stuff, won&#8217;t be a jet-setter anytime soon. On a day when I might have gotten pretty down about things, this post helped me remember the importance of value &#8212; investing in what matters, as opposed to what doesn&#8217;t.</p>
<p>My friend has a great job opportunity and a very sexy car. She&#8217;s also in a truly awful relationship, has trouble managing her money (someday she&#8217;ll inherit a pile, so lives beyond her means) and is still defining herself by a lot of outward standards. I have a great relationship, live within my means, and have an intentional life &#8212; I&#8217;ve made the choices about what matters and shaped my life accordingly.</p>
<p>This post reminded me that it&#8217;s not about the car, or the toys, or the address. It&#8217;s about being clear on what matters, and making your life your own.</p>
<p>Thanks.</p>
<div id="placeholer-like-942172" class="likediv"><p>loading....</p></div>]]></content:encoded>
	</item>
	<item>
		<title>By: Amy</title>
		<link>http://www.getrichslowly.org/blog/2010/11/14/reader-story-pedaling-toward-financial-freedom/comment-page-2/#comment-942122</link>
		<dc:creator>Amy</dc:creator>
		<pubDate>Mon, 15 Nov 2010 02:36:04 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=53242#comment-942122</guid>
		<description>When my 2002 Subaru Forester dropped its tranny (and a lot of other parts with it), my husband and I chose to not replace it. We sold the carcass for $2500 and have been relying on ZipCar and Enterprise ever since. (Occasionally, we borrow family cars, but it&#039;s not terribly convenient.) We live in the Bay Area and are lucky to ride on roads with of bike lanes. There is also no severe weather, to speak of, so biking all year long is very comfortable. There are times when it&#039;s inconvenient and we could definitely afford a new car (those Minis are sweet), but I&#039;m addicted to the ease of non-car-ownership.</description>
		<content:encoded><![CDATA[<p>When my 2002 Subaru Forester dropped its tranny (and a lot of other parts with it), my husband and I chose to not replace it. We sold the carcass for $2500 and have been relying on ZipCar and Enterprise ever since. (Occasionally, we borrow family cars, but it&#8217;s not terribly convenient.) We live in the Bay Area and are lucky to ride on roads with of bike lanes. There is also no severe weather, to speak of, so biking all year long is very comfortable. There are times when it&#8217;s inconvenient and we could definitely afford a new car (those Minis are sweet), but I&#8217;m addicted to the ease of non-car-ownership.</p>
<div id="placeholer-like-942122" class="likediv"><p>loading....</p></div>]]></content:encoded>
	</item>
	<item>
		<title>By: sarah</title>
		<link>http://www.getrichslowly.org/blog/2010/11/14/reader-story-pedaling-toward-financial-freedom/comment-page-2/#comment-942092</link>
		<dc:creator>sarah</dc:creator>
		<pubDate>Mon, 15 Nov 2010 02:05:44 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=53242#comment-942092</guid>
		<description>We&#039;ve been car free before, and I miss it so much.  Though ours has been paid off for years, I hate spending so much on it.  $75/month for parking, $125/month for insurance, thousands in maintenance every year, and the inevitable parking tickets and accidents.  Unfortunately, my job requires me to have a car... luckily my husband doesn&#039;t need one at all.

We do it more for environmental reasons (I take the train to work 3 days/week even though it saves me no money) but the monetary savings sure are nice.</description>
		<content:encoded><![CDATA[<p>We&#8217;ve been car free before, and I miss it so much.  Though ours has been paid off for years, I hate spending so much on it.  $75/month for parking, $125/month for insurance, thousands in maintenance every year, and the inevitable parking tickets and accidents.  Unfortunately, my job requires me to have a car&#8230; luckily my husband doesn&#8217;t need one at all.</p>
<p>We do it more for environmental reasons (I take the train to work 3 days/week even though it saves me no money) but the monetary savings sure are nice.</p>
<div id="placeholer-like-942092" class="likediv"><p>loading....</p></div>]]></content:encoded>
	</item>
	<item>
		<title>By: Valerie</title>
		<link>http://www.getrichslowly.org/blog/2010/11/14/reader-story-pedaling-toward-financial-freedom/comment-page-2/#comment-942082</link>
		<dc:creator>Valerie</dc:creator>
		<pubDate>Mon, 15 Nov 2010 02:03:27 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=53242#comment-942082</guid>
		<description>This is really great!!

For those outside cities, think about speaking up about some non-city public transportation. We live in a rural area that&#039;s consistently ranked the #1 public transportation for a rural area. There are public buses that run four specific routes, mainly between the small towns (about 10,000) each, the hospital (largest employer around), and the big box shopping area (kmart, big grocery stores, border&#039;s, sears, etc). 

Because good public transit in rural areas is so rare and undeveloped, there is actually a lot of public money, grant money, non-profits, etc. interested in supporting such efforts. If any of the small town and suburban readers are interested, they should think about this for their area.</description>
		<content:encoded><![CDATA[<p>This is really great!!</p>
<p>For those outside cities, think about speaking up about some non-city public transportation. We live in a rural area that&#8217;s consistently ranked the #1 public transportation for a rural area. There are public buses that run four specific routes, mainly between the small towns (about 10,000) each, the hospital (largest employer around), and the big box shopping area (kmart, big grocery stores, border&#8217;s, sears, etc). </p>
<p>Because good public transit in rural areas is so rare and undeveloped, there is actually a lot of public money, grant money, non-profits, etc. interested in supporting such efforts. If any of the small town and suburban readers are interested, they should think about this for their area.</p>
<div id="placeholer-like-942082" class="likediv"><p>loading....</p></div>]]></content:encoded>
	</item>
	<item>
		<title>By: bogart</title>
		<link>http://www.getrichslowly.org/blog/2010/11/14/reader-story-pedaling-toward-financial-freedom/comment-page-2/#comment-942062</link>
		<dc:creator>bogart</dc:creator>
		<pubDate>Mon, 15 Nov 2010 01:37:02 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=53242#comment-942062</guid>
		<description>Thoughtful and informative post (and comments), thank you.

I am trying to reduce my car usage, but honestly, with a paid-for (bought used) car and cheap month-to-month expenses, while DH and I probably could go down to one car ... we really don&#039;t want to.  In a nutshell, we find the cost of owning an extra car worth it (frankly I think we&#039;d pay more in marriage counseling over deciding whose convenience mattered more than we&#039;d save...).  Still, I do think it&#039;s well worth evaluating this (not taking it as a given that one needs a car) and also paying attention to opportunities not to use the car(s) one owns.</description>
		<content:encoded><![CDATA[<p>Thoughtful and informative post (and comments), thank you.</p>
<p>I am trying to reduce my car usage, but honestly, with a paid-for (bought used) car and cheap month-to-month expenses, while DH and I probably could go down to one car &#8230; we really don&#8217;t want to.  In a nutshell, we find the cost of owning an extra car worth it (frankly I think we&#8217;d pay more in marriage counseling over deciding whose convenience mattered more than we&#8217;d save&#8230;).  Still, I do think it&#8217;s well worth evaluating this (not taking it as a given that one needs a car) and also paying attention to opportunities not to use the car(s) one owns.</p>
<div id="placeholer-like-942062" class="likediv"><p>loading....</p></div>]]></content:encoded>
	</item>
	<item>
		<title>By: Lisa Fine - lisasfoods</title>
		<link>http://www.getrichslowly.org/blog/2010/11/14/reader-story-pedaling-toward-financial-freedom/comment-page-2/#comment-942052</link>
		<dc:creator>Lisa Fine - lisasfoods</dc:creator>
		<pubDate>Mon, 15 Nov 2010 01:06:31 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=53242#comment-942052</guid>
		<description>Glad to see you guest post here, Tammy. Thank you for mentioning the difficulty posed for people in rural areas to only live with bikes as transportation methods. My partner and I live in a rural area (15 miles from the nearest town with grocery stores and banks), and cannot realistically live just with bikes. Instead, we live with one car to share, which works really well for us. Should we move to a city one day, I plan to sell the car and stick to public transport, bicycles, and walking. Thanks for your post.</description>
		<content:encoded><![CDATA[<p>Glad to see you guest post here, Tammy. Thank you for mentioning the difficulty posed for people in rural areas to only live with bikes as transportation methods. My partner and I live in a rural area (15 miles from the nearest town with grocery stores and banks), and cannot realistically live just with bikes. Instead, we live with one car to share, which works really well for us. Should we move to a city one day, I plan to sell the car and stick to public transport, bicycles, and walking. Thanks for your post.</p>
<div id="placeholer-like-942052" class="likediv"><p>loading....</p></div>]]></content:encoded>
	</item>
	<item>
		<title>By: AG</title>
		<link>http://www.getrichslowly.org/blog/2010/11/14/reader-story-pedaling-toward-financial-freedom/comment-page-2/#comment-942012</link>
		<dc:creator>AG</dc:creator>
		<pubDate>Sun, 14 Nov 2010 23:55:31 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=53242#comment-942012</guid>
		<description>Suzanne, sell your car for pete&#039;s sake!

I live in Chicago, too. My wife and I have been car free for almost a decade. We take the L, bus, walk, bike, I-GO (the nonprofit counterpart to ZipCar here in Chicago). ANYTHING but own our own cars. (And that&#039;s between two people.) 

Here is the best part: We are getting freaking RICH for it! Our bank accounts are flush, we take cabs out to great restaurants - all because we don&#039;t pay anything (nada, zip, zilch) for a car. 

So many people give you this look like they should be sorry for me, like &quot;oh, that poor soul must have got a DUI or something.&quot;

The sad thing is that I&#039;m probably wealthier than all these people - the people who feel sorry for me? Don&#039;t be sorry for MY rich behind - I&#039;m sorry for yours!

Drop the car!! As a wise man says, &quot;there is no future in cars.&quot; If you have two, try on just one for size. (Even if you live in the &#039;burbs, IT CAN BE DONE.) Use your ingenuity and reap the benefits of what you sow. 

Environment, your family, society, country (less imports), and YOURSELF all benefit from your decision to drop the car.</description>
		<content:encoded><![CDATA[<p>Suzanne, sell your car for pete&#8217;s sake!</p>
<p>I live in Chicago, too. My wife and I have been car free for almost a decade. We take the L, bus, walk, bike, I-GO (the nonprofit counterpart to ZipCar here in Chicago). ANYTHING but own our own cars. (And that&#8217;s between two people.) </p>
<p>Here is the best part: We are getting freaking RICH for it! Our bank accounts are flush, we take cabs out to great restaurants &#8211; all because we don&#8217;t pay anything (nada, zip, zilch) for a car. </p>
<p>So many people give you this look like they should be sorry for me, like &#8220;oh, that poor soul must have got a DUI or something.&#8221;</p>
<p>The sad thing is that I&#8217;m probably wealthier than all these people &#8211; the people who feel sorry for me? Don&#8217;t be sorry for MY rich behind &#8211; I&#8217;m sorry for yours!</p>
<p>Drop the car!! As a wise man says, &#8220;there is no future in cars.&#8221; If you have two, try on just one for size. (Even if you live in the &#8216;burbs, IT CAN BE DONE.) Use your ingenuity and reap the benefits of what you sow. </p>
<p>Environment, your family, society, country (less imports), and YOURSELF all benefit from your decision to drop the car.</p>
<div id="placeholer-like-942012" class="likediv"><p>loading....</p></div>]]></content:encoded>
	</item>
</channel>
</rss>
