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	<title>Comments on: Ask the Readers: How Can I Handle &#8220;Required&#8221; Office Spending?</title>
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	<link>http://www.getrichslowly.org/blog/2011/05/27/ask-the-readers-how-can-i-handle-required-office-spending/</link>
	<description>Common sense advice on money saving tips, how to get out of debt, high interest savings accounts, cd rates, money market accounts, mortgage rates, money management and more.</description>
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		<title>By: Nicole</title>
		<link>http://www.getrichslowly.org/blog/2011/05/27/ask-the-readers-how-can-i-handle-required-office-spending/comment-page-3/#comment-2264472</link>
		<dc:creator>Nicole</dc:creator>
		<pubDate>Mon, 23 Jan 2012 19:45:17 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=85232#comment-2264472</guid>
		<description>I used to be a big giver (on my own initiative) around the office with my first high-paying job, but after time I realized I should be saving this money or shifting my priorities. Although I felt I had a big disposable income, I was still on the low totem pole and starting out in life. There were a ton of other things I could use the money for once I changed my perspective to ‘smart’ financial thinking…as well as I have a big family and close friends I’d rather dote on. I still gave, but I tamed it down. As far as soliciting contributions, it’s no one’s business how any one else spends their money. I am still very generous when I can afford to be but I have learned that ‘afford’ is the most important part. It really is. And you can’t judge a book by it’s cover people. It is in my nature to give, but it is all about setting boundaries, at least where you can. My current job is a huge paycut but I was lucky to get one in the bad economy so I’ve stuck with it.  I had debt from time out of work, and a car to pay off which took me twice as long with this income, but I have done it. You never know what someone is dealing with. I have had health issues and had lost my apt. due to this low paying job, so you can’t tell anything just because you know what someone makes. They might be helping family or saving for school or retirement, or have had many hardships even though they appear to be doing well. After being super frugal all that time, if I am going to splurge on someone it will be me, or those I love, or things that truly matter. Even $5 or $10 is a lot to me now, and I used to drive a BMW and wear a rolex…but I have learned frugality. I have continued my giving to coworkers when I can, but mostly of my own will and when I felt I could afford it, not having been asked. That is how giving should work. But, best advice is now that you have thought about the issue, define your boundaries and priorities, and try not to get caught off guard like I did this morning. Still, I am going to tell my coworkers that after second thought, I am going to give on my own something I can well afford (which is a re-gift! From Christmas that is lovely but not my taste). Also, sometimes I pick up things on clearance to keep as gifts but mostly only for people I want to give to!</description>
		<content:encoded><![CDATA[<p>I used to be a big giver (on my own initiative) around the office with my first high-paying job, but after time I realized I should be saving this money or shifting my priorities. Although I felt I had a big disposable income, I was still on the low totem pole and starting out in life. There were a ton of other things I could use the money for once I changed my perspective to ‘smart’ financial thinking…as well as I have a big family and close friends I’d rather dote on. I still gave, but I tamed it down. As far as soliciting contributions, it’s no one’s business how any one else spends their money. I am still very generous when I can afford to be but I have learned that ‘afford’ is the most important part. It really is. And you can’t judge a book by it’s cover people. It is in my nature to give, but it is all about setting boundaries, at least where you can. My current job is a huge paycut but I was lucky to get one in the bad economy so I’ve stuck with it.  I had debt from time out of work, and a car to pay off which took me twice as long with this income, but I have done it. You never know what someone is dealing with. I have had health issues and had lost my apt. due to this low paying job, so you can’t tell anything just because you know what someone makes. They might be helping family or saving for school or retirement, or have had many hardships even though they appear to be doing well. After being super frugal all that time, if I am going to splurge on someone it will be me, or those I love, or things that truly matter. Even $5 or $10 is a lot to me now, and I used to drive a BMW and wear a rolex…but I have learned frugality. I have continued my giving to coworkers when I can, but mostly of my own will and when I felt I could afford it, not having been asked. That is how giving should work. But, best advice is now that you have thought about the issue, define your boundaries and priorities, and try not to get caught off guard like I did this morning. Still, I am going to tell my coworkers that after second thought, I am going to give on my own something I can well afford (which is a re-gift! From Christmas that is lovely but not my taste). Also, sometimes I pick up things on clearance to keep as gifts but mostly only for people I want to give to!</p>
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		<title>By: financiallyfreeinbc</title>
		<link>http://www.getrichslowly.org/blog/2011/05/27/ask-the-readers-how-can-i-handle-required-office-spending/comment-page-3/#comment-1479062</link>
		<dc:creator>financiallyfreeinbc</dc:creator>
		<pubDate>Fri, 10 Jun 2011 23:53:28 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=85232#comment-1479062</guid>
		<description>I have to agree that the pressure is very much out there... alive and well.  My frustration is putting in for retirement, leaving the area, condolences, baby showers etc and never getting anything back!  When I left one unit for another, I didn&#039;t even get a card goodbye... when my grandmother died again, no card from the group.  It may seem selfish to some but, seriously??? I have put in hundreds over the years (sometimes more than once for the same person for the same reason like leaving the area!) and I don&#039;t even rate a card?  Yeah... not so motivated anymore.</description>
		<content:encoded><![CDATA[<p>I have to agree that the pressure is very much out there&#8230; alive and well.  My frustration is putting in for retirement, leaving the area, condolences, baby showers etc and never getting anything back!  When I left one unit for another, I didn&#8217;t even get a card goodbye&#8230; when my grandmother died again, no card from the group.  It may seem selfish to some but, seriously??? I have put in hundreds over the years (sometimes more than once for the same person for the same reason like leaving the area!) and I don&#8217;t even rate a card?  Yeah&#8230; not so motivated anymore.</p>
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		<title>By: Allison</title>
		<link>http://www.getrichslowly.org/blog/2011/05/27/ask-the-readers-how-can-i-handle-required-office-spending/comment-page-3/#comment-1476272</link>
		<dc:creator>Allison</dc:creator>
		<pubDate>Thu, 09 Jun 2011 18:59:20 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=85232#comment-1476272</guid>
		<description>It could just be that coworkers are being polite. I work with a number of people who make it clear that they are on budgets, and I make it clear that I am on one. While I don&#039;t go to everyone&#039;s birthday lunch or going away party or whatnot, that doesn&#039;t mean that I don&#039;t invite people to mine. If they don&#039;t want to go or can&#039;t, I am not offended by them declining, just as I hope they aren&#039;t offended by me. Would you prefer your coworkers constantly exclude you?</description>
		<content:encoded><![CDATA[<p>It could just be that coworkers are being polite. I work with a number of people who make it clear that they are on budgets, and I make it clear that I am on one. While I don&#8217;t go to everyone&#8217;s birthday lunch or going away party or whatnot, that doesn&#8217;t mean that I don&#8217;t invite people to mine. If they don&#8217;t want to go or can&#8217;t, I am not offended by them declining, just as I hope they aren&#8217;t offended by me. Would you prefer your coworkers constantly exclude you?</p>
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		<title>By: JD Sherling</title>
		<link>http://www.getrichslowly.org/blog/2011/05/27/ask-the-readers-how-can-i-handle-required-office-spending/comment-page-3/#comment-1469692</link>
		<dc:creator>JD Sherling</dc:creator>
		<pubDate>Tue, 07 Jun 2011 18:15:03 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=85232#comment-1469692</guid>
		<description>To Russ:

That was a very nice and thoughtful comment.....</description>
		<content:encoded><![CDATA[<p>To Russ:</p>
<p>That was a very nice and thoughtful comment&#8230;..</p>
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		<title>By: Russ</title>
		<link>http://www.getrichslowly.org/blog/2011/05/27/ask-the-readers-how-can-i-handle-required-office-spending/comment-page-3/#comment-1469112</link>
		<dc:creator>Russ</dc:creator>
		<pubDate>Tue, 07 Jun 2011 16:07:59 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=85232#comment-1469112</guid>
		<description>Erin,  I can empathize with your situation as I have found myself in the same situation many times.  I&#039;m actually a contract worker so I often am asked to contribute to events for others when I won&#039;t even be at this same office when my birthday roles around (because it&#039;s only a 6 month contract, for example).  Most of the time, no one even knows when my brithday is.

My recommendation, though, is to learn to put up with it and continue to politely learn to say &quot;no&quot; and appreciate the fact that your coworkers *want* you to go out to eat with them and participate in office events (as frivolous as they may be).

Think of the day comes after you&#039;ve managed to convince everyone you no longer wish to be asked to go to eat, out after work, or participate in work paries.  Everyone gets up and leaves the office without ever asking you again.

Someday you may find yourself with a spare $10 but you no longer have an opportunity to enjoy it.

Stick to your (financial) guns, but continue to *politely* state your position and appreciate the fact that you have coworkers that want you to participate.

Personally speaking, as tight as my budget is, I do make some allowances for going out to eat/drinks/having people over/etc...but my wife and I are very social and many close friends, and getting together with them regularly is important to us--and we&#039;ve discovered many ways to do it on the cheap.</description>
		<content:encoded><![CDATA[<p>Erin,  I can empathize with your situation as I have found myself in the same situation many times.  I&#8217;m actually a contract worker so I often am asked to contribute to events for others when I won&#8217;t even be at this same office when my birthday roles around (because it&#8217;s only a 6 month contract, for example).  Most of the time, no one even knows when my brithday is.</p>
<p>My recommendation, though, is to learn to put up with it and continue to politely learn to say &#8220;no&#8221; and appreciate the fact that your coworkers *want* you to go out to eat with them and participate in office events (as frivolous as they may be).</p>
<p>Think of the day comes after you&#8217;ve managed to convince everyone you no longer wish to be asked to go to eat, out after work, or participate in work paries.  Everyone gets up and leaves the office without ever asking you again.</p>
<p>Someday you may find yourself with a spare $10 but you no longer have an opportunity to enjoy it.</p>
<p>Stick to your (financial) guns, but continue to *politely* state your position and appreciate the fact that you have coworkers that want you to participate.</p>
<p>Personally speaking, as tight as my budget is, I do make some allowances for going out to eat/drinks/having people over/etc&#8230;but my wife and I are very social and many close friends, and getting together with them regularly is important to us&#8211;and we&#8217;ve discovered many ways to do it on the cheap.</p>
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		<title>By: Lindsay</title>
		<link>http://www.getrichslowly.org/blog/2011/05/27/ask-the-readers-how-can-i-handle-required-office-spending/comment-page-3/#comment-1458742</link>
		<dc:creator>Lindsay</dc:creator>
		<pubDate>Thu, 02 Jun 2011 15:54:51 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=85232#comment-1458742</guid>
		<description>Oh yeah, and when I was a kid, my mother never took my fundraising to her work.  She said that it wasn&#039;t her job to do the fundraising, it was mine! :)</description>
		<content:encoded><![CDATA[<p>Oh yeah, and when I was a kid, my mother never took my fundraising to her work.  She said that it wasn&#8217;t her job to do the fundraising, it was mine! <img src='http://www.getrichslowly.org/blog/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
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		<title>By: Lindsay</title>
		<link>http://www.getrichslowly.org/blog/2011/05/27/ask-the-readers-how-can-i-handle-required-office-spending/comment-page-3/#comment-1458732</link>
		<dc:creator>Lindsay</dc:creator>
		<pubDate>Thu, 02 Jun 2011 15:53:06 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=85232#comment-1458732</guid>
		<description>I have worked in an office environment, so I kindof know how you feel. 

We did quarterly birthday potlucks (spring, summer, fall, winter birthdays) which made it easy, and not very expensive.  I was often asked to bake the cake or desert (but that was OK because I like to bake, and love to make things that people really enjoy).  A good thing to do, as another poster stated, is to stock up on cake mix or brownie mix (or flour, sugar and margarine/butter, chocolate chips) as well as pie filling, nuts, etc. when it goes on sale, and use coupons!  Then when something comes up, just throw together a chocolate cake, or a &quot;dump&quot; cake.  You can bring it in for random occasions too if you like.  People love surprise goodies and snacks at the office!  Even carrot sticks or fruit if people are on a diet.

I would try suggesting the discreet envelope method too for group gift or party-giving.  That&#039;s what we did.  Most of the time I didn&#039;t contribute, because I don&#039;t usually carry cash; but no one really knew that I didn&#039;t pitch in! LOL</description>
		<content:encoded><![CDATA[<p>I have worked in an office environment, so I kindof know how you feel. </p>
<p>We did quarterly birthday potlucks (spring, summer, fall, winter birthdays) which made it easy, and not very expensive.  I was often asked to bake the cake or desert (but that was OK because I like to bake, and love to make things that people really enjoy).  A good thing to do, as another poster stated, is to stock up on cake mix or brownie mix (or flour, sugar and margarine/butter, chocolate chips) as well as pie filling, nuts, etc. when it goes on sale, and use coupons!  Then when something comes up, just throw together a chocolate cake, or a &#8220;dump&#8221; cake.  You can bring it in for random occasions too if you like.  People love surprise goodies and snacks at the office!  Even carrot sticks or fruit if people are on a diet.</p>
<p>I would try suggesting the discreet envelope method too for group gift or party-giving.  That&#8217;s what we did.  Most of the time I didn&#8217;t contribute, because I don&#8217;t usually carry cash; but no one really knew that I didn&#8217;t pitch in! LOL</p>
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		<title>By: mapster</title>
		<link>http://www.getrichslowly.org/blog/2011/05/27/ask-the-readers-how-can-i-handle-required-office-spending/comment-page-3/#comment-1455552</link>
		<dc:creator>mapster</dc:creator>
		<pubDate>Tue, 31 May 2011 21:25:20 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=85232#comment-1455552</guid>
		<description>As far as the office parties go, I have no advice or experience other than to suggest budget a set amount and stick to it.  When a request comes in, you can explain that you&#039;ve already reached your budget limit this month by donating to abc event/gift, so xyz event/gift is &quot;not in the budget&quot;. 

 However, I do agree with Kris on the kids fundraisers.  My child(ren) participate in those on a very limited basis, if at all.  They are allowed to approach me, my parents and my siblings only.  Exception: Girl Scout Cookies....those things sell themselves and people wait anxiously for them each year, even if they are ridiculously over priced.  DD did peddle those to the neighbors the one year she participated in Girl Scouts.</description>
		<content:encoded><![CDATA[<p>As far as the office parties go, I have no advice or experience other than to suggest budget a set amount and stick to it.  When a request comes in, you can explain that you&#8217;ve already reached your budget limit this month by donating to abc event/gift, so xyz event/gift is &#8220;not in the budget&#8221;. </p>
<p> However, I do agree with Kris on the kids fundraisers.  My child(ren) participate in those on a very limited basis, if at all.  They are allowed to approach me, my parents and my siblings only.  Exception: Girl Scout Cookies&#8230;.those things sell themselves and people wait anxiously for them each year, even if they are ridiculously over priced.  DD did peddle those to the neighbors the one year she participated in Girl Scouts.</p>
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		<title>By: Nichole</title>
		<link>http://www.getrichslowly.org/blog/2011/05/27/ask-the-readers-how-can-i-handle-required-office-spending/comment-page-3/#comment-1455512</link>
		<dc:creator>Nichole</dc:creator>
		<pubDate>Tue, 31 May 2011 20:54:29 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=85232#comment-1455512</guid>
		<description>Jackowick,
I couldn&#039;t have said it better!!</description>
		<content:encoded><![CDATA[<p>Jackowick,<br />
I couldn&#8217;t have said it better!!</p>
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		<title>By: AP</title>
		<link>http://www.getrichslowly.org/blog/2011/05/27/ask-the-readers-how-can-i-handle-required-office-spending/comment-page-2/#comment-1455272</link>
		<dc:creator>AP</dc:creator>
		<pubDate>Tue, 31 May 2011 18:29:30 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=85232#comment-1455272</guid>
		<description>That sounds way worse that the original commenter&#039;s story. It is like sorority at work! omg. I&#039;m so sorry you had to go through that.</description>
		<content:encoded><![CDATA[<p>That sounds way worse that the original commenter&#8217;s story. It is like sorority at work! omg. I&#8217;m so sorry you had to go through that.</p>
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		<title>By: jackowick</title>
		<link>http://www.getrichslowly.org/blog/2011/05/27/ask-the-readers-how-can-i-handle-required-office-spending/comment-page-3/#comment-1454652</link>
		<dc:creator>jackowick</dc:creator>
		<pubDate>Tue, 31 May 2011 15:29:29 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=85232#comment-1454652</guid>
		<description>You can&#039;t win with the office money bleed. They are your coworkers, not your friends, but they oblige you to all &quot;be buddies&quot; in these things. I have no plans to have children, and neither does my partner, and we get bled by friends and &quot;casual friends&quot; for this, let along coworkers. A &quot;good&quot; office will allow people to chip in what they can/want to an envelope vs telling everyone &quot;you must put in X dollars&quot;. When it&#039;s a true friend at work, I&#039;ll put in $20, otherwise they get five. I think the party planners have to be the ones to revise this situation. We don&#039;t permit active campaigning for girl scouts or other fundraisers, but people can leave it on their desk, and if you pass by and want to sign up, you can.

But especially over the past 3 years, rational people would realize we&#039;re not open wallets to support their tea parties and such at work. 

And for those that call me a party pooper, I&#039;ve contributed to (I counted) 17 baby showers, 10 bridal showers, and 3 going away parties. I will get NONE of this back due to my life choices, and only a 1/4 of the people were friends. I&#039;d rather be donating this to charities for these people than chipping in to gift cards.</description>
		<content:encoded><![CDATA[<p>You can&#8217;t win with the office money bleed. They are your coworkers, not your friends, but they oblige you to all &#8220;be buddies&#8221; in these things. I have no plans to have children, and neither does my partner, and we get bled by friends and &#8220;casual friends&#8221; for this, let along coworkers. A &#8220;good&#8221; office will allow people to chip in what they can/want to an envelope vs telling everyone &#8220;you must put in X dollars&#8221;. When it&#8217;s a true friend at work, I&#8217;ll put in $20, otherwise they get five. I think the party planners have to be the ones to revise this situation. We don&#8217;t permit active campaigning for girl scouts or other fundraisers, but people can leave it on their desk, and if you pass by and want to sign up, you can.</p>
<p>But especially over the past 3 years, rational people would realize we&#8217;re not open wallets to support their tea parties and such at work. </p>
<p>And for those that call me a party pooper, I&#8217;ve contributed to (I counted) 17 baby showers, 10 bridal showers, and 3 going away parties. I will get NONE of this back due to my life choices, and only a 1/4 of the people were friends. I&#8217;d rather be donating this to charities for these people than chipping in to gift cards.</p>
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		<title>By: Betsy</title>
		<link>http://www.getrichslowly.org/blog/2011/05/27/ask-the-readers-how-can-i-handle-required-office-spending/comment-page-3/#comment-1454582</link>
		<dc:creator>Betsy</dc:creator>
		<pubDate>Tue, 31 May 2011 15:12:22 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=85232#comment-1454582</guid>
		<description>Oh, so it&#039;s a trade.  I see.  How vulgar.  

What if you actually cultivated relationships in your personal life, instead of pretending that your co-workers are actually your friends?  

What if people actually threw parties and gave gifts to those they selected as friends, voluntarily, without expecting it to &quot;come around&quot; to them?</description>
		<content:encoded><![CDATA[<p>Oh, so it&#8217;s a trade.  I see.  How vulgar.  </p>
<p>What if you actually cultivated relationships in your personal life, instead of pretending that your co-workers are actually your friends?  </p>
<p>What if people actually threw parties and gave gifts to those they selected as friends, voluntarily, without expecting it to &#8220;come around&#8221; to them?</p>
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		<title>By: Betsy</title>
		<link>http://www.getrichslowly.org/blog/2011/05/27/ask-the-readers-how-can-i-handle-required-office-spending/comment-page-2/#comment-1454562</link>
		<dc:creator>Betsy</dc:creator>
		<pubDate>Tue, 31 May 2011 15:05:56 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=85232#comment-1454562</guid>
		<description>Well, yes.  I agree wholeheartedly. 

 That&#039;s the whole point of my previous comments:  If you LIKE somebody, invite them over to your HOME, on your OWN TIME.  Bring them a  gift that YOU bought.  Make them a part of your social life.  In other words, make a FRIEND of them. 

... rather than attempting to involve the whole office in  personal relationships at work, which is ridiculous.  

(And then calling it &quot;networking.&quot;  How vulgar to pretend to be friends because people can help you.)</description>
		<content:encoded><![CDATA[<p>Well, yes.  I agree wholeheartedly. </p>
<p> That&#8217;s the whole point of my previous comments:  If you LIKE somebody, invite them over to your HOME, on your OWN TIME.  Bring them a  gift that YOU bought.  Make them a part of your social life.  In other words, make a FRIEND of them. </p>
<p>&#8230; rather than attempting to involve the whole office in  personal relationships at work, which is ridiculous.  </p>
<p>(And then calling it &#8220;networking.&#8221;  How vulgar to pretend to be friends because people can help you.)</p>
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		<title>By: Carly</title>
		<link>http://www.getrichslowly.org/blog/2011/05/27/ask-the-readers-how-can-i-handle-required-office-spending/comment-page-3/#comment-1453242</link>
		<dc:creator>Carly</dc:creator>
		<pubDate>Tue, 31 May 2011 03:01:16 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=85232#comment-1453242</guid>
		<description>I&#039;ve run into a few of these situations over the years .. never with an expectation to give gifts but many times an expectation to give money.  I always try to throw in a buck or two at least but if I can&#039;t afford more than that I don&#039;t think there is shame in saying so.  Having said that, though, I agree wtih Luis is that it isn&#039;t good to affirm for yourself, &quot;I cannot afford&quot; something.  I would rather say &quot;I have been working really hard at paying down my debt and part of that is I write out my entire month&#039;s budget ahead of time and unfortunately I didn&#039;t know about this.  It would be great in the future to have some warning about upcomming events like this so I can donate more money.&quot;  I find people really respect you when you say you are making a commitment to improving your finances .. often it makes them think about what they could do in their own life.  The key is to not be complainey about it but enthusiastic about the bright future you are setting up for yourself.</description>
		<content:encoded><![CDATA[<p>I&#8217;ve run into a few of these situations over the years .. never with an expectation to give gifts but many times an expectation to give money.  I always try to throw in a buck or two at least but if I can&#8217;t afford more than that I don&#8217;t think there is shame in saying so.  Having said that, though, I agree wtih Luis is that it isn&#8217;t good to affirm for yourself, &#8220;I cannot afford&#8221; something.  I would rather say &#8220;I have been working really hard at paying down my debt and part of that is I write out my entire month&#8217;s budget ahead of time and unfortunately I didn&#8217;t know about this.  It would be great in the future to have some warning about upcomming events like this so I can donate more money.&#8221;  I find people really respect you when you say you are making a commitment to improving your finances .. often it makes them think about what they could do in their own life.  The key is to not be complainey about it but enthusiastic about the bright future you are setting up for yourself.</p>
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		<title>By: Christyna</title>
		<link>http://www.getrichslowly.org/blog/2011/05/27/ask-the-readers-how-can-i-handle-required-office-spending/comment-page-1/#comment-1453082</link>
		<dc:creator>Christyna</dc:creator>
		<pubDate>Tue, 31 May 2011 01:54:08 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=85232#comment-1453082</guid>
		<description>I agree with Luis to be careful of how you frame your &#039;no thank you&#039;.  I don&#039;t say &quot;I&#039;m too poor.&quot; or &quot;I can&#039;t afford to.&quot; but instead &quot;I&#039;ve already spent my fun money this week.&quot; or &quot;This month I&#039;m prioritizing spending around the repair my car needs (or the Carolina Chocolate Drops concert, or whatever)&quot; 

Tweaking the phrasing keeps you empowered. 

Thanks Luis for your thoughtful comments!</description>
		<content:encoded><![CDATA[<p>I agree with Luis to be careful of how you frame your &#8216;no thank you&#8217;.  I don&#8217;t say &#8220;I&#8217;m too poor.&#8221; or &#8220;I can&#8217;t afford to.&#8221; but instead &#8220;I&#8217;ve already spent my fun money this week.&#8221; or &#8220;This month I&#8217;m prioritizing spending around the repair my car needs (or the Carolina Chocolate Drops concert, or whatever)&#8221; </p>
<p>Tweaking the phrasing keeps you empowered. </p>
<p>Thanks Luis for your thoughtful comments!</p>
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		<title>By: J D SHERLING</title>
		<link>http://www.getrichslowly.org/blog/2011/05/27/ask-the-readers-how-can-i-handle-required-office-spending/comment-page-3/#comment-1452902</link>
		<dc:creator>J D SHERLING</dc:creator>
		<pubDate>Mon, 30 May 2011 22:45:39 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=85232#comment-1452902</guid>
		<description>As the controller in a 20 person office, I see this as a big problem.  We have single moms on very tight budgets and others too.  The school solicitations are really the biggest problem.  In the current economic environment I think it&#039;s a little easier to say no.  I&#039;ve considered making our office a &#039;no solicitation&#039; zone.  But don&#039;t want to unnecessarily alienate employees.  I guess if it really got out of hand, I would have to give it stronger consideration.</description>
		<content:encoded><![CDATA[<p>As the controller in a 20 person office, I see this as a big problem.  We have single moms on very tight budgets and others too.  The school solicitations are really the biggest problem.  In the current economic environment I think it&#8217;s a little easier to say no.  I&#8217;ve considered making our office a &#8216;no solicitation&#8217; zone.  But don&#8217;t want to unnecessarily alienate employees.  I guess if it really got out of hand, I would have to give it stronger consideration.</p>
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		<title>By: Ru</title>
		<link>http://www.getrichslowly.org/blog/2011/05/27/ask-the-readers-how-can-i-handle-required-office-spending/comment-page-1/#comment-1452812</link>
		<dc:creator>Ru</dc:creator>
		<pubDate>Mon, 30 May 2011 19:43:51 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=85232#comment-1452812</guid>
		<description>You&#039;re right, it&#039;s definitely a tough call, especially with things like birthdays and leaving celebrations.

I worked at a hospital for 6 months last year and at the end as a thank you the ladies all got me some leaving presents. The problem was, they really didn&#039;t know me that well (completely different generation/taste etc) so what I essentially ended up with was a bundle of junk. I felt really bad because I didn&#039;t really want anything they&#039;d bought me and I knew how little they all earned.

The same thing had happened at my previous company- I left after my 10 month contract expired to do some travelling and got gifted a mini suitcase (completely useless, I already had a good quality one), a beginners guide to gardening (I&#039;ve been gardening since I was a kid) and a guide book to a place I wasn&#039;t even going to.

It&#039;s bad that employees get pressured into chipping in for other&#039;s gifts when quite often a card is enough to show your sentiment.</description>
		<content:encoded><![CDATA[<p>You&#8217;re right, it&#8217;s definitely a tough call, especially with things like birthdays and leaving celebrations.</p>
<p>I worked at a hospital for 6 months last year and at the end as a thank you the ladies all got me some leaving presents. The problem was, they really didn&#8217;t know me that well (completely different generation/taste etc) so what I essentially ended up with was a bundle of junk. I felt really bad because I didn&#8217;t really want anything they&#8217;d bought me and I knew how little they all earned.</p>
<p>The same thing had happened at my previous company- I left after my 10 month contract expired to do some travelling and got gifted a mini suitcase (completely useless, I already had a good quality one), a beginners guide to gardening (I&#8217;ve been gardening since I was a kid) and a guide book to a place I wasn&#8217;t even going to.</p>
<p>It&#8217;s bad that employees get pressured into chipping in for other&#8217;s gifts when quite often a card is enough to show your sentiment.</p>
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		<title>By: BB</title>
		<link>http://www.getrichslowly.org/blog/2011/05/27/ask-the-readers-how-can-i-handle-required-office-spending/comment-page-2/#comment-1452442</link>
		<dc:creator>BB</dc:creator>
		<pubDate>Mon, 30 May 2011 16:44:51 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=85232#comment-1452442</guid>
		<description>Betsy is right. Work should not require spending as part of team building. You don&#039;t need to have birthday parties for eveyone (but I agree, baby and wedding showers are a nice touch). That said, they are forbidden at my Federal workplace and work life still goes on. The only party we may have is a retirement party.
Fund-raising for one&#039;s children should be done differently- if door to door selling is perceived as dangerous, then why not a sidewalk  bake sale or car wash? Anything, as long as it&#039;s out of parents&#039; work place and the children participate.
Folks may be bringing lunches due to food allergies, religious dietary laws, and so forth. Really, work should be work and there should be no perception  of being a wet blanket for keeping one&#039;s work life separate from one&#039;s private life- that should be the norm rather than the exception.</description>
		<content:encoded><![CDATA[<p>Betsy is right. Work should not require spending as part of team building. You don&#8217;t need to have birthday parties for eveyone (but I agree, baby and wedding showers are a nice touch). That said, they are forbidden at my Federal workplace and work life still goes on. The only party we may have is a retirement party.<br />
Fund-raising for one&#8217;s children should be done differently- if door to door selling is perceived as dangerous, then why not a sidewalk  bake sale or car wash? Anything, as long as it&#8217;s out of parents&#8217; work place and the children participate.<br />
Folks may be bringing lunches due to food allergies, religious dietary laws, and so forth. Really, work should be work and there should be no perception  of being a wet blanket for keeping one&#8217;s work life separate from one&#8217;s private life- that should be the norm rather than the exception.</p>
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		<title>By: Pattie</title>
		<link>http://www.getrichslowly.org/blog/2011/05/27/ask-the-readers-how-can-i-handle-required-office-spending/comment-page-3/#comment-1452382</link>
		<dc:creator>Pattie</dc:creator>
		<pubDate>Mon, 30 May 2011 15:52:37 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=85232#comment-1452382</guid>
		<description>Wow, I had the same issue at a previous job, and on top of the money the group expectation was Stepford wives....that we would all eat lunch in the cafeteria at the same time, go out barhopping after work (I don&#039;t drink or smoke) and even go away for weekends like we were all &quot;girlfriends&quot; instead of coworkers.  I didn&#039;t like most of these women anyway, and the last thing I wanted to do was spend money on them or time away from the hospital.

I caved on the lunches to keep the peace, but always had a family event or community obligation that kept my out of work time &quot;busy&quot;.  Eventually I figured out that I would never fit in with a bunch of boozing smokers who were either single or bad-mouthed their husbands, and freely judged everyone outside of the &quot;circle&quot; with contempt.  (The off-site manager was just as bad, and a joke in the organization for micro-mini&#039;s, plunging necklines, and a total reliance on her on-site hench-woman to judge professional performance.  I left just as soon as I could, and now am thrilled to be working with genuine professionals who act as such.</description>
		<content:encoded><![CDATA[<p>Wow, I had the same issue at a previous job, and on top of the money the group expectation was Stepford wives&#8230;.that we would all eat lunch in the cafeteria at the same time, go out barhopping after work (I don&#8217;t drink or smoke) and even go away for weekends like we were all &#8220;girlfriends&#8221; instead of coworkers.  I didn&#8217;t like most of these women anyway, and the last thing I wanted to do was spend money on them or time away from the hospital.</p>
<p>I caved on the lunches to keep the peace, but always had a family event or community obligation that kept my out of work time &#8220;busy&#8221;.  Eventually I figured out that I would never fit in with a bunch of boozing smokers who were either single or bad-mouthed their husbands, and freely judged everyone outside of the &#8220;circle&#8221; with contempt.  (The off-site manager was just as bad, and a joke in the organization for micro-mini&#8217;s, plunging necklines, and a total reliance on her on-site hench-woman to judge professional performance.  I left just as soon as I could, and now am thrilled to be working with genuine professionals who act as such.</p>
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		<title>By: Peter Brülls</title>
		<link>http://www.getrichslowly.org/blog/2011/05/27/ask-the-readers-how-can-i-handle-required-office-spending/comment-page-3/#comment-1451852</link>
		<dc:creator>Peter Brülls</dc:creator>
		<pubDate>Mon, 30 May 2011 07:31:26 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=85232#comment-1451852</guid>
		<description>That&#039;s presumption.    In this case, probably harmless, but this can seriously misfire.</description>
		<content:encoded><![CDATA[<p>That&#8217;s presumption.    In this case, probably harmless, but this can seriously misfire.</p>
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		<title>By: JANE</title>
		<link>http://www.getrichslowly.org/blog/2011/05/27/ask-the-readers-how-can-i-handle-required-office-spending/comment-page-3/#comment-1451682</link>
		<dc:creator>JANE</dc:creator>
		<pubDate>Mon, 30 May 2011 03:03:32 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=85232#comment-1451682</guid>
		<description>As for office gift giving, someday you will be getting married, having a baby or definitely a birthday and it will be nice to be the recipient of a shower or a gift.  What goes around, comes around</description>
		<content:encoded><![CDATA[<p>As for office gift giving, someday you will be getting married, having a baby or definitely a birthday and it will be nice to be the recipient of a shower or a gift.  What goes around, comes around</p>
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		<title>By: sheri</title>
		<link>http://www.getrichslowly.org/blog/2011/05/27/ask-the-readers-how-can-i-handle-required-office-spending/comment-page-3/#comment-1451592</link>
		<dc:creator>sheri</dc:creator>
		<pubDate>Sun, 29 May 2011 23:39:41 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=85232#comment-1451592</guid>
		<description>I have contributed generously to birthday/wedding/baby showers of those I like.  I don&#039;t like being pressured into contributing to those I don&#039;t know or socialize.  I actually heard one woman say she needed to stay until she had her baby because she would make a killing on the gifts.
It&#039;s wrong</description>
		<content:encoded><![CDATA[<p>I have contributed generously to birthday/wedding/baby showers of those I like.  I don&#8217;t like being pressured into contributing to those I don&#8217;t know or socialize.  I actually heard one woman say she needed to stay until she had her baby because she would make a killing on the gifts.<br />
It&#8217;s wrong</p>
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		<title>By: Jennifer</title>
		<link>http://www.getrichslowly.org/blog/2011/05/27/ask-the-readers-how-can-i-handle-required-office-spending/comment-page-3/#comment-1451542</link>
		<dc:creator>Jennifer</dc:creator>
		<pubDate>Sun, 29 May 2011 22:47:04 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=85232#comment-1451542</guid>
		<description>The office I recently left was mostly younger people so everyone was in a similar financial situation and not many had kids so we didn&#039;t have to deal with the selling junk problem. But I found a person in our group who was similarly frugal (even more so) and worked with her to try to influence the direction the group parties went.  Instead of meeting at a restaurant we encouraged meeting at an alternate person&#039;s house for a gathering, potluck-style.

We also have a small group so we didn&#039;t have  a problem celebrating major life events like weddings and babies since amongst the group that only happened about once a year.</description>
		<content:encoded><![CDATA[<p>The office I recently left was mostly younger people so everyone was in a similar financial situation and not many had kids so we didn&#8217;t have to deal with the selling junk problem. But I found a person in our group who was similarly frugal (even more so) and worked with her to try to influence the direction the group parties went.  Instead of meeting at a restaurant we encouraged meeting at an alternate person&#8217;s house for a gathering, potluck-style.</p>
<p>We also have a small group so we didn&#8217;t have  a problem celebrating major life events like weddings and babies since amongst the group that only happened about once a year.</p>
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		<title>By: Andrea</title>
		<link>http://www.getrichslowly.org/blog/2011/05/27/ask-the-readers-how-can-i-handle-required-office-spending/comment-page-1/#comment-1451532</link>
		<dc:creator>Andrea</dc:creator>
		<pubDate>Sun, 29 May 2011 22:41:06 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=85232#comment-1451532</guid>
		<description>Managers were not allowed to ask anyone to contribute where i worked- of course,that didn&#039;t stop them from getting their assistants to do it.
Anwya, we mostly had the envelope system- so no one knew what you gave or didn&#039;t. I didn&#039;t mind the celebrations but even w/o financiall issues I got tired of the fundraisers from every school- generally selling over priced junk. I never sold that when my kids were in school(and they had the same fundraisers- I would just write a $25 check to the school) and I rarely bought anything from the parents flogging this crap(I would buy the $1 candy bars-sweet tooth has no barriers)</description>
		<content:encoded><![CDATA[<p>Managers were not allowed to ask anyone to contribute where i worked- of course,that didn&#8217;t stop them from getting their assistants to do it.<br />
Anwya, we mostly had the envelope system- so no one knew what you gave or didn&#8217;t. I didn&#8217;t mind the celebrations but even w/o financiall issues I got tired of the fundraisers from every school- generally selling over priced junk. I never sold that when my kids were in school(and they had the same fundraisers- I would just write a $25 check to the school) and I rarely bought anything from the parents flogging this crap(I would buy the $1 candy bars-sweet tooth has no barriers)</p>
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		<title>By: Barb</title>
		<link>http://www.getrichslowly.org/blog/2011/05/27/ask-the-readers-how-can-i-handle-required-office-spending/comment-page-3/#comment-1451132</link>
		<dc:creator>Barb</dc:creator>
		<pubDate>Sun, 29 May 2011 16:32:01 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=85232#comment-1451132</guid>
		<description>I can&#039;t speak from experience since I&#039;ve never worked in this &quot;office&quot; kind of environment.  But I think she needs to stand up for what she believes in, and not spend money on people and parties if it doesn&#039;t meet her budget. (I believe she should be honest and say it doesn&#039;t fit her budget, and she&#039;s not expecting a party when it&#039;s her birthday or life event).

I would recommend to Erin to read &quot;Your Money or Your Life&quot;.  First, it would teach her that her job&#039;s job is to put money in her bank account so she can reach her goals, not to provide friends in the form of co-workers.  Wouldn&#039;t she rather spend that office party money on socializing with her real friends anyways?

And secondly, next time she&#039;s looking for a job, she would have learned to figure out a job&#039;s real hourly wage by deducting job-realated expenses like these office parties from her actual paycheck, and then she could determine ahead of time whether this job&#039;s wage still meets her financial needs. (I&#039;m sorry if this doesn&#039;t make sense to people who haven&#039;t read the book).

Like I said, I haven&#039;t worked in this environment so I&#039;m not sure what this office peer pressure is like, or how crucial it is to be popular at work.  But I think either way at some point in our lives we have to decide what&#039;s more important, reaching our goals or being liked by everybody...</description>
		<content:encoded><![CDATA[<p>I can&#8217;t speak from experience since I&#8217;ve never worked in this &#8220;office&#8221; kind of environment.  But I think she needs to stand up for what she believes in, and not spend money on people and parties if it doesn&#8217;t meet her budget. (I believe she should be honest and say it doesn&#8217;t fit her budget, and she&#8217;s not expecting a party when it&#8217;s her birthday or life event).</p>
<p>I would recommend to Erin to read &#8220;Your Money or Your Life&#8221;.  First, it would teach her that her job&#8217;s job is to put money in her bank account so she can reach her goals, not to provide friends in the form of co-workers.  Wouldn&#8217;t she rather spend that office party money on socializing with her real friends anyways?</p>
<p>And secondly, next time she&#8217;s looking for a job, she would have learned to figure out a job&#8217;s real hourly wage by deducting job-realated expenses like these office parties from her actual paycheck, and then she could determine ahead of time whether this job&#8217;s wage still meets her financial needs. (I&#8217;m sorry if this doesn&#8217;t make sense to people who haven&#8217;t read the book).</p>
<p>Like I said, I haven&#8217;t worked in this environment so I&#8217;m not sure what this office peer pressure is like, or how crucial it is to be popular at work.  But I think either way at some point in our lives we have to decide what&#8217;s more important, reaching our goals or being liked by everybody&#8230;</p>
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		<title>By: Rosa</title>
		<link>http://www.getrichslowly.org/blog/2011/05/27/ask-the-readers-how-can-i-handle-required-office-spending/comment-page-1/#comment-1451052</link>
		<dc:creator>Rosa</dc:creator>
		<pubDate>Sun, 29 May 2011 15:51:18 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=85232#comment-1451052</guid>
		<description>A lot of schools specifically don&#039;t allow the kids to go door to door anymore, for safety concern reasons, but you don&#039;t *really* want the kids up in your office all the time soliciting for themselves. 

You should really think about the effects of people taking your &quot;advice&quot; before you dole it out. How many 5 year olds asking for money can your office take?</description>
		<content:encoded><![CDATA[<p>A lot of schools specifically don&#8217;t allow the kids to go door to door anymore, for safety concern reasons, but you don&#8217;t *really* want the kids up in your office all the time soliciting for themselves. </p>
<p>You should really think about the effects of people taking your &#8220;advice&#8221; before you dole it out. How many 5 year olds asking for money can your office take?</p>
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		<title>By: Rosa</title>
		<link>http://www.getrichslowly.org/blog/2011/05/27/ask-the-readers-how-can-i-handle-required-office-spending/comment-page-1/#comment-1451032</link>
		<dc:creator>Rosa</dc:creator>
		<pubDate>Sun, 29 May 2011 15:44:38 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=85232#comment-1451032</guid>
		<description>The problem with this is a lot of offices - especially cubelands, have a kind of fake egalitarianism where everyone has the same space, the same dress code, the same social expectations for chipping in/going out - but some people are making $20K and some are making six figures. 

I worked in one of these &quot;young company&quot; offices for a while, and it really made me miss the express hierarchy of my old economy company, where the bosses had often worked their way up from entry level and wanted to show off/take care of their teams, instead of the fake &quot;we&#039;re all in this together&quot; touchy feely crap.</description>
		<content:encoded><![CDATA[<p>The problem with this is a lot of offices &#8211; especially cubelands, have a kind of fake egalitarianism where everyone has the same space, the same dress code, the same social expectations for chipping in/going out &#8211; but some people are making $20K and some are making six figures. </p>
<p>I worked in one of these &#8220;young company&#8221; offices for a while, and it really made me miss the express hierarchy of my old economy company, where the bosses had often worked their way up from entry level and wanted to show off/take care of their teams, instead of the fake &#8220;we&#8217;re all in this together&#8221; touchy feely crap.</p>
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		<title>By: BareheadedWoman</title>
		<link>http://www.getrichslowly.org/blog/2011/05/27/ask-the-readers-how-can-i-handle-required-office-spending/comment-page-1/#comment-1451012</link>
		<dc:creator>BareheadedWoman</dc:creator>
		<pubDate>Sun, 29 May 2011 15:24:57 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=85232#comment-1451012</guid>
		<description>and they may &quot;assume&quot; you are frugal because of &quot;financial mistakes&quot; and not either for the joy of frugality, or the responsibility of living within your means...

people generally assume the worse and in America, land of spending freely (yours or someone elses&#039;), not being able to afford, automatically means you have screwed up enough that you HAVE to be frugal (maxed out the cards, late on payments, judgments etc.)

And who thought the boss had no business in your money?  you do realize that most corporations run a credit check, even if informal, on most applicants above a certain pay grade?  (Or maybe that&#039;s just big city.)</description>
		<content:encoded><![CDATA[<p>and they may &#8220;assume&#8221; you are frugal because of &#8220;financial mistakes&#8221; and not either for the joy of frugality, or the responsibility of living within your means&#8230;</p>
<p>people generally assume the worse and in America, land of spending freely (yours or someone elses&#8217;), not being able to afford, automatically means you have screwed up enough that you HAVE to be frugal (maxed out the cards, late on payments, judgments etc.)</p>
<p>And who thought the boss had no business in your money?  you do realize that most corporations run a credit check, even if informal, on most applicants above a certain pay grade?  (Or maybe that&#8217;s just big city.)</p>
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		<title>By: BareheadedWoman</title>
		<link>http://www.getrichslowly.org/blog/2011/05/27/ask-the-readers-how-can-i-handle-required-office-spending/comment-page-1/#comment-1451002</link>
		<dc:creator>BareheadedWoman</dc:creator>
		<pubDate>Sun, 29 May 2011 15:16:02 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=85232#comment-1451002</guid>
		<description>the desire to give can also be a gauge about your work instead of only being a gauge about how other people at work feel about you.

I like to give and budget to give.  But when I realized a couple of years into a &quot;new&quot; company, that I was beginning to resent how much hat was being passed, I took a good look at the internal &quot;why&quot;.

That&#039;s when I realized that I resented giving simply because I wasn&#039;t real crazy about the group I was working with...for all sorts of reasons, and resented giving so much budget to people I really didn&#039;t like and didn&#039;t want to know outside of work....

And so realized it was time for a new workplace...</description>
		<content:encoded><![CDATA[<p>the desire to give can also be a gauge about your work instead of only being a gauge about how other people at work feel about you.</p>
<p>I like to give and budget to give.  But when I realized a couple of years into a &#8220;new&#8221; company, that I was beginning to resent how much hat was being passed, I took a good look at the internal &#8220;why&#8221;.</p>
<p>That&#8217;s when I realized that I resented giving simply because I wasn&#8217;t real crazy about the group I was working with&#8230;for all sorts of reasons, and resented giving so much budget to people I really didn&#8217;t like and didn&#8217;t want to know outside of work&#8230;.</p>
<p>And so realized it was time for a new workplace&#8230;</p>
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		<title>By: BareheadedWoman</title>
		<link>http://www.getrichslowly.org/blog/2011/05/27/ask-the-readers-how-can-i-handle-required-office-spending/comment-page-1/#comment-1450992</link>
		<dc:creator>BareheadedWoman</dc:creator>
		<pubDate>Sun, 29 May 2011 15:09:33 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=85232#comment-1450992</guid>
		<description>wrong yes, but bumblebees aren&#039;t supposed to be able to fly either.

wrong doesn&#039;t mean it doesn&#039;t happen; doesn&#039;t mean it won&#039;t continue to happen; and doesn&#039;t mean that who ever points out that the emperor has no clothes--even when he doesn&#039;t--won&#039;t be tarred and feathered for pointing it out.

this is for dealing with it when it does happen, without getting run out of town (or the job).</description>
		<content:encoded><![CDATA[<p>wrong yes, but bumblebees aren&#8217;t supposed to be able to fly either.</p>
<p>wrong doesn&#8217;t mean it doesn&#8217;t happen; doesn&#8217;t mean it won&#8217;t continue to happen; and doesn&#8217;t mean that who ever points out that the emperor has no clothes&#8211;even when he doesn&#8217;t&#8211;won&#8217;t be tarred and feathered for pointing it out.</p>
<p>this is for dealing with it when it does happen, without getting run out of town (or the job).</p>
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