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	<title>Comments on: Defining Your Financial Future</title>
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	<link>http://www.getrichslowly.org/blog/2011/06/27/defining-your-financial-future/</link>
	<description>Common sense advice on money saving tips, how to get out of debt, high interest savings accounts, cd rates, money market accounts, mortgage rates, money management and more.</description>
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		<title>By: Bella</title>
		<link>http://www.getrichslowly.org/blog/2011/06/27/defining-your-financial-future/comment-page-1/#comment-1528482</link>
		<dc:creator>Bella</dc:creator>
		<pubDate>Wed, 29 Jun 2011 16:01:43 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=81582#comment-1528482</guid>
		<description>great post - good food for thought, thanks Kent and JD</description>
		<content:encoded><![CDATA[<p>great post &#8211; good food for thought, thanks Kent and JD</p>
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		<title>By: Kent @ The Financial Philosopher</title>
		<link>http://www.getrichslowly.org/blog/2011/06/27/defining-your-financial-future/comment-page-1/#comment-1525562</link>
		<dc:creator>Kent @ The Financial Philosopher</dc:creator>
		<pubDate>Tue, 28 Jun 2011 16:28:42 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=81582#comment-1525562</guid>
		<description>Tyler:

You summed up my post quite well (although I suspect unintentionally) with your words:

&quot;I understand this post is supposed to be about making conscious choices, but I just can’t get past the fact that it’s framed in the context of choosing new definitions of words to make that happen, which is ridiculous.&quot;

You are correct: The post is about making conscious choices.  It&#039;s also about having a healthy perspective.

I respect your conscious choice to describe some of the ideas in the post as &quot;ridiculous&quot; but the primary idea is not to completely change the meanings of abstract words but to make them concrete for personal application.  There is a difference.

Also, how &quot;ridiculous&quot; is it for a person to form their own concrete definition of retirement?  I think it&#039;s more ridiculous to blindly follow herd mentality and conventional meanings for something so personal.  

In fact, I would love to see people follow your own example:  Your transition of the abstract word &quot;bird&quot; to the word &quot;parakeet&quot; is useful.  I believe people should do the same for the abstract words, such as retirement, that shape their lives.

At a minimum, people should make conscious choices.  If they want to save and sacrifice for two-thirds of their lives for a &quot;bird,&quot; because social conventions teach this, go ahead and do it.

I&#039;ll be in the minority that chooses &quot;parakeet.&quot;  In fact, I might even change it to a &quot;bird cage with an open door&quot; so both the bird and I can be free.</description>
		<content:encoded><![CDATA[<p>Tyler:</p>
<p>You summed up my post quite well (although I suspect unintentionally) with your words:</p>
<p>&#8220;I understand this post is supposed to be about making conscious choices, but I just can’t get past the fact that it’s framed in the context of choosing new definitions of words to make that happen, which is ridiculous.&#8221;</p>
<p>You are correct: The post is about making conscious choices.  It&#8217;s also about having a healthy perspective.</p>
<p>I respect your conscious choice to describe some of the ideas in the post as &#8220;ridiculous&#8221; but the primary idea is not to completely change the meanings of abstract words but to make them concrete for personal application.  There is a difference.</p>
<p>Also, how &#8220;ridiculous&#8221; is it for a person to form their own concrete definition of retirement?  I think it&#8217;s more ridiculous to blindly follow herd mentality and conventional meanings for something so personal.  </p>
<p>In fact, I would love to see people follow your own example:  Your transition of the abstract word &#8220;bird&#8221; to the word &#8220;parakeet&#8221; is useful.  I believe people should do the same for the abstract words, such as retirement, that shape their lives.</p>
<p>At a minimum, people should make conscious choices.  If they want to save and sacrifice for two-thirds of their lives for a &#8220;bird,&#8221; because social conventions teach this, go ahead and do it.</p>
<p>I&#8217;ll be in the minority that chooses &#8220;parakeet.&#8221;  In fact, I might even change it to a &#8220;bird cage with an open door&#8221; so both the bird and I can be free.</p>
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		<title>By: Paul Puckett</title>
		<link>http://www.getrichslowly.org/blog/2011/06/27/defining-your-financial-future/comment-page-1/#comment-1525312</link>
		<dc:creator>Paul Puckett</dc:creator>
		<pubDate>Tue, 28 Jun 2011 15:45:59 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=81582#comment-1525312</guid>
		<description>If you never try, you will never do. I agree with Debbie&#039;s comment, particularly, &quot;It’s okay to try and fail at things.&quot; Thankfully, it is, otherwise we would all be something other than OK!</description>
		<content:encoded><![CDATA[<p>If you never try, you will never do. I agree with Debbie&#8217;s comment, particularly, &#8220;It’s okay to try and fail at things.&#8221; Thankfully, it is, otherwise we would all be something other than OK!</p>
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		<title>By: Kent @ The Financial Philosopher</title>
		<link>http://www.getrichslowly.org/blog/2011/06/27/defining-your-financial-future/comment-page-1/#comment-1525202</link>
		<dc:creator>Kent @ The Financial Philosopher</dc:creator>
		<pubDate>Tue, 28 Jun 2011 15:20:12 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=81582#comment-1525202</guid>
		<description>Good point Rosa:

If you never have &quot;enough&quot; you will never be rich, no matter what level of financial wealth you may acquire.</description>
		<content:encoded><![CDATA[<p>Good point Rosa:</p>
<p>If you never have &#8220;enough&#8221; you will never be rich, no matter what level of financial wealth you may acquire.</p>
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		<title>By: Kent @ The Financial Philosopher</title>
		<link>http://www.getrichslowly.org/blog/2011/06/27/defining-your-financial-future/comment-page-1/#comment-1525162</link>
		<dc:creator>Kent @ The Financial Philosopher</dc:creator>
		<pubDate>Tue, 28 Jun 2011 15:12:28 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=81582#comment-1525162</guid>
		<description>Ha! Ha!  I&#039;ve never heard that before.  I can rest easily knowing that my last name, Thune, is Norwegian and the meaning comes from a type of fish (My family immigrated to the U.S. from Norway approximately 120 years ago).

Perhaps I could align myself with the fisherman&#039;s parable: http://www.thefinancialphilosopher.com/2010/06/the-fishermans-parable.html 

Words and names have different translations in different countries.</description>
		<content:encoded><![CDATA[<p>Ha! Ha!  I&#8217;ve never heard that before.  I can rest easily knowing that my last name, Thune, is Norwegian and the meaning comes from a type of fish (My family immigrated to the U.S. from Norway approximately 120 years ago).</p>
<p>Perhaps I could align myself with the fisherman&#8217;s parable: <a href="http://www.thefinancialphilosopher.com/2010/06/the-fishermans-parable.html" rel="nofollow">http://www.thefinancialphilosopher.com/2010/06/the-fishermans-parable.html</a> </p>
<p>Words and names have different translations in different countries.</p>
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		<title>By: Kent @ The Financial Philosopher</title>
		<link>http://www.getrichslowly.org/blog/2011/06/27/defining-your-financial-future/comment-page-1/#comment-1525122</link>
		<dc:creator>Kent @ The Financial Philosopher</dc:creator>
		<pubDate>Tue, 28 Jun 2011 15:05:13 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=81582#comment-1525122</guid>
		<description>Great point, Debbie.  I believe you and Paul would both agree that trying and doing are both actions!</description>
		<content:encoded><![CDATA[<p>Great point, Debbie.  I believe you and Paul would both agree that trying and doing are both actions!</p>
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		<title>By: Kent @ The Financial Philosopher</title>
		<link>http://www.getrichslowly.org/blog/2011/06/27/defining-your-financial-future/comment-page-1/#comment-1525092</link>
		<dc:creator>Kent @ The Financial Philosopher</dc:creator>
		<pubDate>Tue, 28 Jun 2011 15:01:25 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=81582#comment-1525092</guid>
		<description>I&#039;ve never read Gretchen Rubin&#039;s book but I&#039;ve read her blog a few times.  I noticed that she has quoted Aristotle and used some of his ideas of happiness.

Truth be told, today&#039;s meaning of happiness is not the same as it was in Aristotle&#039;s time.  The ancient Greek&#039;s word for happiness was &quot;eudaimonia,&quot; which has a closer translation to &quot;contentment&quot; or &quot;flourishing&quot; or &quot;well-being.&quot;

Today, the meaning of happiness is closer to the word &quot;pleasure;&quot; happiness today is often the result of obtaining a reward that can be easily consumed -- it is fleeting.

Personally, I prefer the way Daniel Goleman, author of Emotional Intelligence, frames it:  

&quot;There is a difference between what is called a ‘State Effect’ and a ‘Trait Effect’ as it’s called in psychology. You experience a State Effect when you go to a workshop – you feel great, that was so good! But there is a shelf life to that. By the next week, life has set in again. You’re stressed about your job, your dog is sick, and you are arguing with your partner. That is the State Effect – it’s great while you are in the circumstance, but alas, it doesn’t last. The Trait Effect, on the other hand, means that you have embarked on a program of training the mind and training the heart in a systematic and prolonged way, which actually changes the neurology of your brain. And the more you do it, the bigger the change, and it will be there a year later, maybe even 10 years later.&quot;</description>
		<content:encoded><![CDATA[<p>I&#8217;ve never read Gretchen Rubin&#8217;s book but I&#8217;ve read her blog a few times.  I noticed that she has quoted Aristotle and used some of his ideas of happiness.</p>
<p>Truth be told, today&#8217;s meaning of happiness is not the same as it was in Aristotle&#8217;s time.  The ancient Greek&#8217;s word for happiness was &#8220;eudaimonia,&#8221; which has a closer translation to &#8220;contentment&#8221; or &#8220;flourishing&#8221; or &#8220;well-being.&#8221;</p>
<p>Today, the meaning of happiness is closer to the word &#8220;pleasure;&#8221; happiness today is often the result of obtaining a reward that can be easily consumed &#8212; it is fleeting.</p>
<p>Personally, I prefer the way Daniel Goleman, author of Emotional Intelligence, frames it:  </p>
<p>&#8220;There is a difference between what is called a ‘State Effect’ and a ‘Trait Effect’ as it’s called in psychology. You experience a State Effect when you go to a workshop – you feel great, that was so good! But there is a shelf life to that. By the next week, life has set in again. You’re stressed about your job, your dog is sick, and you are arguing with your partner. That is the State Effect – it’s great while you are in the circumstance, but alas, it doesn’t last. The Trait Effect, on the other hand, means that you have embarked on a program of training the mind and training the heart in a systematic and prolonged way, which actually changes the neurology of your brain. And the more you do it, the bigger the change, and it will be there a year later, maybe even 10 years later.&#8221;</p>
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		<title>By: Kent @ The Financial Philosopher</title>
		<link>http://www.getrichslowly.org/blog/2011/06/27/defining-your-financial-future/comment-page-1/#comment-1524942</link>
		<dc:creator>Kent @ The Financial Philosopher</dc:creator>
		<pubDate>Tue, 28 Jun 2011 14:46:36 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=81582#comment-1524942</guid>
		<description>Suzanne:

Yes, drawing a distinction between &quot;freedom from&quot; and &quot;freedom to&quot; is crucial to making a distinction between money and life.

Many people spend their lives seeking &quot;freedom from&quot; something, such as financial debt; yet they never really clarify what they will do once they obtain this freedom.

I like to tell readers and clients that life is not a tool for money; money is a tool for life.  &quot;Freedom to&quot; frames the idea of making money a tool for life.</description>
		<content:encoded><![CDATA[<p>Suzanne:</p>
<p>Yes, drawing a distinction between &#8220;freedom from&#8221; and &#8220;freedom to&#8221; is crucial to making a distinction between money and life.</p>
<p>Many people spend their lives seeking &#8220;freedom from&#8221; something, such as financial debt; yet they never really clarify what they will do once they obtain this freedom.</p>
<p>I like to tell readers and clients that life is not a tool for money; money is a tool for life.  &#8220;Freedom to&#8221; frames the idea of making money a tool for life.</p>
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		<title>By: Lori Blatzheim</title>
		<link>http://www.getrichslowly.org/blog/2011/06/27/defining-your-financial-future/comment-page-1/#comment-1523062</link>
		<dc:creator>Lori Blatzheim</dc:creator>
		<pubDate>Tue, 28 Jun 2011 00:51:14 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=81582#comment-1523062</guid>
		<description>Thank you Kent Thune. 
I think you are positioned exactly where you should be, outside the box. You are looking in and watching the challenge for individuals hit by words. These come from well meaning friends,family,and sometimes, strangers trying to manipulate our lives. 
Some of us are taking the &quot;path less traveled&quot; and receiving great and unexpected fulfillment.</description>
		<content:encoded><![CDATA[<p>Thank you Kent Thune.<br />
I think you are positioned exactly where you should be, outside the box. You are looking in and watching the challenge for individuals hit by words. These come from well meaning friends,family,and sometimes, strangers trying to manipulate our lives.<br />
Some of us are taking the &#8220;path less traveled&#8221; and receiving great and unexpected fulfillment.</p>
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		<title>By: Kent @ The Financial Philosopher</title>
		<link>http://www.getrichslowly.org/blog/2011/06/27/defining-your-financial-future/comment-page-1/#comment-1522392</link>
		<dc:creator>Kent @ The Financial Philosopher</dc:creator>
		<pubDate>Mon, 27 Jun 2011 20:26:31 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=81582#comment-1522392</guid>
		<description>Thanks to J.D. for another guest post opportunity and to the readers for your comments that extend beyond the post.

One can read almost any GRS post and see in the comments that readers have differing perspectives of the world, especially with personal finance.  This post does not suggest one should create all new meanings of words but rather to be careful of following in the path of social conventions -- to create one&#039;s own path by making abstract words, such as retirement, more meaningful and concrete for the individual -- to find one&#039;s own meaning and purpose in life, rather than falling in line with herd behavior.

I will not assume anyone is interested in my ideas or philosophies of life and money but the underlying themes are self-awareness and authenticity.  In different words, I urge readers to make conscious choices and to be, know and act as their authentic self.  This is where true wealth resides (at least in my definition)!

Please continue with the comments.  I&#039;ll add a few more of my thoughts tomorrow (I just returned from a vacation with my family).

Cheers...</description>
		<content:encoded><![CDATA[<p>Thanks to J.D. for another guest post opportunity and to the readers for your comments that extend beyond the post.</p>
<p>One can read almost any GRS post and see in the comments that readers have differing perspectives of the world, especially with personal finance.  This post does not suggest one should create all new meanings of words but rather to be careful of following in the path of social conventions &#8212; to create one&#8217;s own path by making abstract words, such as retirement, more meaningful and concrete for the individual &#8212; to find one&#8217;s own meaning and purpose in life, rather than falling in line with herd behavior.</p>
<p>I will not assume anyone is interested in my ideas or philosophies of life and money but the underlying themes are self-awareness and authenticity.  In different words, I urge readers to make conscious choices and to be, know and act as their authentic self.  This is where true wealth resides (at least in my definition)!</p>
<p>Please continue with the comments.  I&#8217;ll add a few more of my thoughts tomorrow (I just returned from a vacation with my family).</p>
<p>Cheers&#8230;</p>
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		<title>By: Steve A. Linderman</title>
		<link>http://www.getrichslowly.org/blog/2011/06/27/defining-your-financial-future/comment-page-1/#comment-1522192</link>
		<dc:creator>Steve A. Linderman</dc:creator>
		<pubDate>Mon, 27 Jun 2011 19:57:33 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=81582#comment-1522192</guid>
		<description>&quot;Progress&quot; is the word I find people have the most trouble with, especially me.  Everybody has a different idea of progress.  For people that only define it as a global thing, then they miss the personal journey that we all have.  Progress to all and have a great summer!</description>
		<content:encoded><![CDATA[<p>&#8220;Progress&#8221; is the word I find people have the most trouble with, especially me.  Everybody has a different idea of progress.  For people that only define it as a global thing, then they miss the personal journey that we all have.  Progress to all and have a great summer!</p>
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		<title>By: SB (One Cent AT A Time)</title>
		<link>http://www.getrichslowly.org/blog/2011/06/27/defining-your-financial-future/comment-page-1/#comment-1522112</link>
		<dc:creator>SB (One Cent AT A Time)</dc:creator>
		<pubDate>Mon, 27 Jun 2011 19:39:49 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=81582#comment-1522112</guid>
		<description>Incidentally I posted on similar topic on my blog. I talked about 4 poly morphs of being rich; Monetarily, Socially, Emotionally and Spiritually.

your attending to richness depends on how much of what poly morphs you aspire for.</description>
		<content:encoded><![CDATA[<p>Incidentally I posted on similar topic on my blog. I talked about 4 poly morphs of being rich; Monetarily, Socially, Emotionally and Spiritually.</p>
<p>your attending to richness depends on how much of what poly morphs you aspire for.</p>
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		<title>By: Debbie M</title>
		<link>http://www.getrichslowly.org/blog/2011/06/27/defining-your-financial-future/comment-page-1/#comment-1521882</link>
		<dc:creator>Debbie M</dc:creator>
		<pubDate>Mon, 27 Jun 2011 18:30:22 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=81582#comment-1521882</guid>
		<description>I think of &quot;retirement&quot; the same way kids think of growing up--it&#039;s that magical time when we finally get to do whatever we want.

Now by the time you&#039;re a grown-up, you&#039;ve generally been brainwashed into either wanting to do the things your parents have been telling you to do or at least brainwashed into doing those things anyway.  Nevertheless, I&#039;m very glad to be a grown-up because, although my parents were awesome and I had lots of freedom, I do greatly enjoy the added freedom of setting my own priorities and having more of my own resources and abilities.

With retirement, that freedom will extend to the other eight hours a day.  Yes, I&#039;ll still have to live within my means, within my capabilities, and within the laws of physics, biology, and society.  But it&#039;s still a thing I want.</description>
		<content:encoded><![CDATA[<p>I think of &#8220;retirement&#8221; the same way kids think of growing up&#8211;it&#8217;s that magical time when we finally get to do whatever we want.</p>
<p>Now by the time you&#8217;re a grown-up, you&#8217;ve generally been brainwashed into either wanting to do the things your parents have been telling you to do or at least brainwashed into doing those things anyway.  Nevertheless, I&#8217;m very glad to be a grown-up because, although my parents were awesome and I had lots of freedom, I do greatly enjoy the added freedom of setting my own priorities and having more of my own resources and abilities.</p>
<p>With retirement, that freedom will extend to the other eight hours a day.  Yes, I&#8217;ll still have to live within my means, within my capabilities, and within the laws of physics, biology, and society.  But it&#8217;s still a thing I want.</p>
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		<title>By: Random Anonymous</title>
		<link>http://www.getrichslowly.org/blog/2011/06/27/defining-your-financial-future/comment-page-1/#comment-1521872</link>
		<dc:creator>Random Anonymous</dc:creator>
		<pubDate>Mon, 27 Jun 2011 18:27:05 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=81582#comment-1521872</guid>
		<description>I was also confused by the references to the murder of Jimmy Hoffa.</description>
		<content:encoded><![CDATA[<p>I was also confused by the references to the murder of Jimmy Hoffa.</p>
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		<title>By: Debbie M</title>
		<link>http://www.getrichslowly.org/blog/2011/06/27/defining-your-financial-future/comment-page-1/#comment-1521852</link>
		<dc:creator>Debbie M</dc:creator>
		<pubDate>Mon, 27 Jun 2011 18:19:55 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=81582#comment-1521852</guid>
		<description>I like the word &quot;try.&quot;  I&#039;m sure sometimes using that word leads people to not trying as hard as they otherwise would.  But if I had to say &quot;do&quot; all the time, that would limit me.  It&#039;s okay to try and fail at things.  When we don&#039;t know which ones we&#039;ll fail at and which we&#039;ll succeed at and which we&#039;ll semi-succeed at, it&#039;s good to try lots of the good ideas, just in case.</description>
		<content:encoded><![CDATA[<p>I like the word &#8220;try.&#8221;  I&#8217;m sure sometimes using that word leads people to not trying as hard as they otherwise would.  But if I had to say &#8220;do&#8221; all the time, that would limit me.  It&#8217;s okay to try and fail at things.  When we don&#8217;t know which ones we&#8217;ll fail at and which we&#8217;ll succeed at and which we&#8217;ll semi-succeed at, it&#8217;s good to try lots of the good ideas, just in case.</p>
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		<title>By: El Nerdo</title>
		<link>http://www.getrichslowly.org/blog/2011/06/27/defining-your-financial-future/comment-page-1/#comment-1521752</link>
		<dc:creator>El Nerdo</dc:creator>
		<pubDate>Mon, 27 Jun 2011 17:31:01 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=81582#comment-1521752</guid>
		<description>&lt;em&gt; “When I use a word,” Humpty Dumpty said, in a rather a scornful tone, “it means just what I choose it to mean—neither more nor less.”
    “The question is,” said Alice, “whether you can make words mean so many different things.”
    “The question is,” said Humpty Dumpty, “which is to be master      that’s all.”&lt;/em&gt;

Without going into Humpty Dumpty&#039;s extremes, words don&#039;t have &lt;em&gt;absolute&lt;/em&gt; definitions; definitions are socially constructed and change with usage.  Dictionaries are repositories of current accepted usage around the time of their printing, not permanent declarations of meaning.   Furthermore, definitions are just made up of other definitions, so where does it all begin?  

You realize also there is a difference between the dictionary definition of a word and its meaning in the individual mind, which does not negate the possibility of communication, though it makes it difficult (isn&#039;t it always difficult?), and it allows language to mutate and evolve according to social usage, which is why old people talk funny and young people speak unintelligibly, or so do they mutually accuse each other of doing.

The problem with the article is that it gets mired in linguistics and opens a huge can of worms instead of directly addressing the need for the individual to examine received notions of what life should be.  It doesn&#039;t really need to be more complicated than that. Of course there&#039;s always a need for a fresh approach, but here the opening is so subject to debate that it is difficult to arrive at the conclusion, but if you read with tact you&#039;ll see Kent makes some valid points.</description>
		<content:encoded><![CDATA[<p><em> “When I use a word,” Humpty Dumpty said, in a rather a scornful tone, “it means just what I choose it to mean—neither more nor less.”<br />
    “The question is,” said Alice, “whether you can make words mean so many different things.”<br />
    “The question is,” said Humpty Dumpty, “which is to be master      that’s all.”</em></p>
<p>Without going into Humpty Dumpty&#8217;s extremes, words don&#8217;t have <em>absolute</em> definitions; definitions are socially constructed and change with usage.  Dictionaries are repositories of current accepted usage around the time of their printing, not permanent declarations of meaning.   Furthermore, definitions are just made up of other definitions, so where does it all begin?  </p>
<p>You realize also there is a difference between the dictionary definition of a word and its meaning in the individual mind, which does not negate the possibility of communication, though it makes it difficult (isn&#8217;t it always difficult?), and it allows language to mutate and evolve according to social usage, which is why old people talk funny and young people speak unintelligibly, or so do they mutually accuse each other of doing.</p>
<p>The problem with the article is that it gets mired in linguistics and opens a huge can of worms instead of directly addressing the need for the individual to examine received notions of what life should be.  It doesn&#8217;t really need to be more complicated than that. Of course there&#8217;s always a need for a fresh approach, but here the opening is so subject to debate that it is difficult to arrive at the conclusion, but if you read with tact you&#8217;ll see Kent makes some valid points.</p>
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		<title>By: Annemarie</title>
		<link>http://www.getrichslowly.org/blog/2011/06/27/defining-your-financial-future/comment-page-1/#comment-1521742</link>
		<dc:creator>Annemarie</dc:creator>
		<pubDate>Mon, 27 Jun 2011 17:28:23 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=81582#comment-1521742</guid>
		<description>Yep, it&#039;s a  sign of (perhaps modest) luxury that one can sit around wondering what words mean and defining happiness. 

Not that I&#039;m saying it&#039;s bad. Leisure is the basis for culture, and all. Just that there are an awful lot of people who are just getting through the day.</description>
		<content:encoded><![CDATA[<p>Yep, it&#8217;s a  sign of (perhaps modest) luxury that one can sit around wondering what words mean and defining happiness. </p>
<p>Not that I&#8217;m saying it&#8217;s bad. Leisure is the basis for culture, and all. Just that there are an awful lot of people who are just getting through the day.</p>
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		<title>By: Tina B</title>
		<link>http://www.getrichslowly.org/blog/2011/06/27/defining-your-financial-future/comment-page-1/#comment-1521622</link>
		<dc:creator>Tina B</dc:creator>
		<pubDate>Mon, 27 Jun 2011 16:38:02 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=81582#comment-1521622</guid>
		<description>I loved the post.</description>
		<content:encoded><![CDATA[<p>I loved the post.</p>
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		<title>By: E. Murphy</title>
		<link>http://www.getrichslowly.org/blog/2011/06/27/defining-your-financial-future/comment-page-1/#comment-1521562</link>
		<dc:creator>E. Murphy</dc:creator>
		<pubDate>Mon, 27 Jun 2011 16:14:59 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=81582#comment-1521562</guid>
		<description>Sigh.   I just love it when Tyler weighs in.</description>
		<content:encoded><![CDATA[<p>Sigh.   I just love it when Tyler weighs in.</p>
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		<title>By: bkwrm</title>
		<link>http://www.getrichslowly.org/blog/2011/06/27/defining-your-financial-future/comment-page-1/#comment-1521542</link>
		<dc:creator>bkwrm</dc:creator>
		<pubDate>Mon, 27 Jun 2011 16:05:23 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=81582#comment-1521542</guid>
		<description>I guess I&#039;m sort of coming from the opposite perspective. I was always taught and believed that money can&#039;t buy happiness. It can&#039;t. I know that. However, I&#039;ve lived many years below the poverty line and I&#039;ve lived a few years above it and, all other things being equal, I&#039;m much, much happier above it than I was below it. 

I do not truly care about being rich. I do want to be secure. When my husband and I retire, I would like to be able to afford basic living expenses and medication without having to be a Walmart greeter. I like my husband and it&#039;s taking so much of our time just staying above water that I hope we will be able to hang out together when we are older. I want to be able to visit my hypothetical future grandkids and take them on the occasional day trip, etc. 

My values and goals are pretty darn well-defined. I have a lot more trouble with how to get there from here than I do with where I want to go.</description>
		<content:encoded><![CDATA[<p>I guess I&#8217;m sort of coming from the opposite perspective. I was always taught and believed that money can&#8217;t buy happiness. It can&#8217;t. I know that. However, I&#8217;ve lived many years below the poverty line and I&#8217;ve lived a few years above it and, all other things being equal, I&#8217;m much, much happier above it than I was below it. </p>
<p>I do not truly care about being rich. I do want to be secure. When my husband and I retire, I would like to be able to afford basic living expenses and medication without having to be a Walmart greeter. I like my husband and it&#8217;s taking so much of our time just staying above water that I hope we will be able to hang out together when we are older. I want to be able to visit my hypothetical future grandkids and take them on the occasional day trip, etc. </p>
<p>My values and goals are pretty darn well-defined. I have a lot more trouble with how to get there from here than I do with where I want to go.</p>
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		<title>By: Tyler Karaszewski</title>
		<link>http://www.getrichslowly.org/blog/2011/06/27/defining-your-financial-future/comment-page-1/#comment-1521512</link>
		<dc:creator>Tyler Karaszewski</dc:creator>
		<pubDate>Mon, 27 Jun 2011 15:32:17 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=81582#comment-1521512</guid>
		<description>Because we&#039;re discarding the &quot;conventional&quot; definitions of words, I have interpreted this post with my own meanings. I don&#039;t see why GRS is an appropriate place to post a confession to the murder of Jimmy Hoffa, though.

For others who are making up their own definitions of words instead of relying on the ones that other people will know, and can therefore actually be used to communicate:

Monkey orange run flower fall in kick lovely donkey trip sky.

It means whatever you want it to mean, apparently.


Because a word like &quot;happiness&quot; describes an abstract concept does not mean you get to make up your own definition of &quot;happiness&quot; -- it has a definition, it&#039;s just that it&#039;s an abstract one.  The word &quot;bird&quot; describes a wide, abstract class of animals. This doesn&#039;t mean you get to choose your own definition of &quot;bird&quot; and decide it means &quot;parakeet&quot;, just because that&#039;s your favorite bird. The definition of the word still applies to *all* birds. Because this word is general does not mean it has &quot;no real meaning&quot;. Consider the following examples:

I have a thing.
I have an animal.
I have a bird.
I have a parakeet.

The sentence with &quot;bird&quot; in it has more specific meaning than the first two, and less than the last sentence. This means it has distinctly more meaning than &quot;none&quot;.

Yes, you choose your retirement like you choose a vacation, but &quot;vacation&quot; isn&#039;t re-defined to mean &quot;European bus tour&quot; just because that&#039;s what you choose.

The &quot;conventional&quot; definition of retirement *leaves the details unspecified* it does not force you to move to Florida and take up golf.

I understand this post is supposed to be about making conscious choices, but I just can&#039;t get past the fact that it&#039;s framed in the context of choosing new definitions of words to make that happen, which is ridiculous.</description>
		<content:encoded><![CDATA[<p>Because we&#8217;re discarding the &#8220;conventional&#8221; definitions of words, I have interpreted this post with my own meanings. I don&#8217;t see why GRS is an appropriate place to post a confession to the murder of Jimmy Hoffa, though.</p>
<p>For others who are making up their own definitions of words instead of relying on the ones that other people will know, and can therefore actually be used to communicate:</p>
<p>Monkey orange run flower fall in kick lovely donkey trip sky.</p>
<p>It means whatever you want it to mean, apparently.</p>
<p>Because a word like &#8220;happiness&#8221; describes an abstract concept does not mean you get to make up your own definition of &#8220;happiness&#8221; &#8212; it has a definition, it&#8217;s just that it&#8217;s an abstract one.  The word &#8220;bird&#8221; describes a wide, abstract class of animals. This doesn&#8217;t mean you get to choose your own definition of &#8220;bird&#8221; and decide it means &#8220;parakeet&#8221;, just because that&#8217;s your favorite bird. The definition of the word still applies to *all* birds. Because this word is general does not mean it has &#8220;no real meaning&#8221;. Consider the following examples:</p>
<p>I have a thing.<br />
I have an animal.<br />
I have a bird.<br />
I have a parakeet.</p>
<p>The sentence with &#8220;bird&#8221; in it has more specific meaning than the first two, and less than the last sentence. This means it has distinctly more meaning than &#8220;none&#8221;.</p>
<p>Yes, you choose your retirement like you choose a vacation, but &#8220;vacation&#8221; isn&#8217;t re-defined to mean &#8220;European bus tour&#8221; just because that&#8217;s what you choose.</p>
<p>The &#8220;conventional&#8221; definition of retirement *leaves the details unspecified* it does not force you to move to Florida and take up golf.</p>
<p>I understand this post is supposed to be about making conscious choices, but I just can&#8217;t get past the fact that it&#8217;s framed in the context of choosing new definitions of words to make that happen, which is ridiculous.</p>
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		<title>By: sarahkincheloe</title>
		<link>http://www.getrichslowly.org/blog/2011/06/27/defining-your-financial-future/comment-page-1/#comment-1521492</link>
		<dc:creator>sarahkincheloe</dc:creator>
		<pubDate>Mon, 27 Jun 2011 15:00:10 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=81582#comment-1521492</guid>
		<description>It&#039;s important to stop and think about what really matters before making too many decisions.  Words are a good place to start.

The word &quot;retirement&quot; has always had a very negative connotation for me, I&#039;m not sure why.  I don&#039;t know of anyone in my family that&#039;s ever retired (they die early or are too poor to stop working).  I don&#039;t think about &quot;retirement&quot; per se, I just tell myself I&#039;m setting aside money for later.</description>
		<content:encoded><![CDATA[<p>It&#8217;s important to stop and think about what really matters before making too many decisions.  Words are a good place to start.</p>
<p>The word &#8220;retirement&#8221; has always had a very negative connotation for me, I&#8217;m not sure why.  I don&#8217;t know of anyone in my family that&#8217;s ever retired (they die early or are too poor to stop working).  I don&#8217;t think about &#8220;retirement&#8221; per se, I just tell myself I&#8217;m setting aside money for later.</p>
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		<title>By: Avistew</title>
		<link>http://www.getrichslowly.org/blog/2011/06/27/defining-your-financial-future/comment-page-1/#comment-1521452</link>
		<dc:creator>Avistew</dc:creator>
		<pubDate>Mon, 27 Jun 2011 14:41:48 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=81582#comment-1521452</guid>
		<description>I wonder if Thune knows that his last name is French slang for &quot;money&quot;.</description>
		<content:encoded><![CDATA[<p>I wonder if Thune knows that his last name is French slang for &#8220;money&#8221;.</p>
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		<title>By: Rosa</title>
		<link>http://www.getrichslowly.org/blog/2011/06/27/defining-your-financial-future/comment-page-1/#comment-1521442</link>
		<dc:creator>Rosa</dc:creator>
		<pubDate>Mon, 27 Jun 2011 14:32:41 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=81582#comment-1521442</guid>
		<description>The &quot;how much is rich&quot; question is where we are right now - we finally reached agreement on a cap for the emergency fund, so we can divert some of the cash flow we were using to build that up to something else. I think we&#039;ll have the same problem with &quot;retirement&quot; in the future.

Since the future is unknown, if money means safety or success to you, there&#039;s no end to accumulation unless you get your rational mind to set one.</description>
		<content:encoded><![CDATA[<p>The &#8220;how much is rich&#8221; question is where we are right now &#8211; we finally reached agreement on a cap for the emergency fund, so we can divert some of the cash flow we were using to build that up to something else. I think we&#8217;ll have the same problem with &#8220;retirement&#8221; in the future.</p>
<p>Since the future is unknown, if money means safety or success to you, there&#8217;s no end to accumulation unless you get your rational mind to set one.</p>
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		<title>By: Paul Puckett</title>
		<link>http://www.getrichslowly.org/blog/2011/06/27/defining-your-financial-future/comment-page-1/#comment-1521422</link>
		<dc:creator>Paul Puckett</dc:creator>
		<pubDate>Mon, 27 Jun 2011 14:13:40 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=81582#comment-1521422</guid>
		<description>Gretchen Rubin&#039;s book and blog are both outstanding.</description>
		<content:encoded><![CDATA[<p>Gretchen Rubin&#8217;s book and blog are both outstanding.</p>
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		<title>By: slug &#124; sunkcostsareirrelevant.com</title>
		<link>http://www.getrichslowly.org/blog/2011/06/27/defining-your-financial-future/comment-page-1/#comment-1521412</link>
		<dc:creator>slug &#124; sunkcostsareirrelevant.com</dc:creator>
		<pubDate>Mon, 27 Jun 2011 14:12:16 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=81582#comment-1521412</guid>
		<description>Love the Emerson quote - “Money often costs too much.” It&#039;s amazing how long it takes some people to figure this out.  It&#039;s even more amazing the number so self-deluded that they never do.</description>
		<content:encoded><![CDATA[<p>Love the Emerson quote &#8211; “Money often costs too much.” It&#8217;s amazing how long it takes some people to figure this out.  It&#8217;s even more amazing the number so self-deluded that they never do.</p>
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		<title>By: Danielle</title>
		<link>http://www.getrichslowly.org/blog/2011/06/27/defining-your-financial-future/comment-page-1/#comment-1521372</link>
		<dc:creator>Danielle</dc:creator>
		<pubDate>Mon, 27 Jun 2011 14:04:03 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=81582#comment-1521372</guid>
		<description>This is such a perfectly timed post for me, as I&#039;m currently at a split path and not sure which is best. I&#039;ll be defining these words in my own terms in order to help me decide what to do.</description>
		<content:encoded><![CDATA[<p>This is such a perfectly timed post for me, as I&#8217;m currently at a split path and not sure which is best. I&#8217;ll be defining these words in my own terms in order to help me decide what to do.</p>
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		<title>By: Paul Puckett</title>
		<link>http://www.getrichslowly.org/blog/2011/06/27/defining-your-financial-future/comment-page-1/#comment-1521342</link>
		<dc:creator>Paul Puckett</dc:creator>
		<pubDate>Mon, 27 Jun 2011 13:53:09 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=81582#comment-1521342</guid>
		<description>Wow, thanks JD for this guest post from Kent Thune. With the recent Prudential Survey indicating 44% of Americans have decided to not invest in the stock market, advice like this guest post is very needed.

Money is not your life, or at least it shouldn&#039;t be, but it is the means to the life YOU want! Kent&#039;s very thoughtful and thought-provoking post sums this up very well:

&quot;Is money a tool for your life or is your life a tool for your money?&quot;

El Nerdo&#039;s point above is valid, but I think words reflect our thoughts and can indicate our challenges. As an example, count the number of times you say &quot;try&quot;. A high number may indicate you don&#039;t believe you can do whatever you are referring to when you say &quot;try&quot;. As Master Yoda, granted a fictional character, said: &quot;There is no try. There is only do.&quot;

I&#039;m redoing my blog and blogroll and plan to feature Get Rich Slowly. I&#039;ll also feature The Financial Philosopher!

Thanks for bringing attention to blogs like The Financial Philosopher.

Best regards, Paul

Nice feature - allowing subscriptions to comments with no comment required!</description>
		<content:encoded><![CDATA[<p>Wow, thanks JD for this guest post from Kent Thune. With the recent Prudential Survey indicating 44% of Americans have decided to not invest in the stock market, advice like this guest post is very needed.</p>
<p>Money is not your life, or at least it shouldn&#8217;t be, but it is the means to the life YOU want! Kent&#8217;s very thoughtful and thought-provoking post sums this up very well:</p>
<p>&#8220;Is money a tool for your life or is your life a tool for your money?&#8221;</p>
<p>El Nerdo&#8217;s point above is valid, but I think words reflect our thoughts and can indicate our challenges. As an example, count the number of times you say &#8220;try&#8221;. A high number may indicate you don&#8217;t believe you can do whatever you are referring to when you say &#8220;try&#8221;. As Master Yoda, granted a fictional character, said: &#8220;There is no try. There is only do.&#8221;</p>
<p>I&#8217;m redoing my blog and blogroll and plan to feature Get Rich Slowly. I&#8217;ll also feature The Financial Philosopher!</p>
<p>Thanks for bringing attention to blogs like The Financial Philosopher.</p>
<p>Best regards, Paul</p>
<p>Nice feature &#8211; allowing subscriptions to comments with no comment required!</p>
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		<title>By: William</title>
		<link>http://www.getrichslowly.org/blog/2011/06/27/defining-your-financial-future/comment-page-1/#comment-1521352</link>
		<dc:creator>William</dc:creator>
		<pubDate>Mon, 27 Jun 2011 13:53:02 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=81582#comment-1521352</guid>
		<description>in my opinion, if you can call up the Sapir-Whorf hypothesis, then you know the formal answers to these questions.

Despite that, thinking through the answers can lead to a more fulfilled life. The formal answer doesn&#039;t necessitate the informal.</description>
		<content:encoded><![CDATA[<p>in my opinion, if you can call up the Sapir-Whorf hypothesis, then you know the formal answers to these questions.</p>
<p>Despite that, thinking through the answers can lead to a more fulfilled life. The formal answer doesn&#8217;t necessitate the informal.</p>
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		<title>By: Mayct</title>
		<link>http://www.getrichslowly.org/blog/2011/06/27/defining-your-financial-future/comment-page-1/#comment-1521332</link>
		<dc:creator>Mayct</dc:creator>
		<pubDate>Mon, 27 Jun 2011 13:29:46 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=81582#comment-1521332</guid>
		<description>I have to disagree with not pursuing happiness.  Part of being happy is figuring out what does and doesn&#039;t make you happy.  Gretchen Rubin has a whole blog and book dedicated to pursuing happiness and makes a strong case for being proactive about it.</description>
		<content:encoded><![CDATA[<p>I have to disagree with not pursuing happiness.  Part of being happy is figuring out what does and doesn&#8217;t make you happy.  Gretchen Rubin has a whole blog and book dedicated to pursuing happiness and makes a strong case for being proactive about it.</p>
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