As I do from time to time, I’ve agreed to help a reporter who is working on a couple of stories. To that end, I’m looking for a reader (or two — or more) who would be willing to chat with somebody about one of the following topics:
- Are you “liquidity constrained”? No savings and too much debt? Want to talk to a reporter about how you cope?
- Do you want to move for a job, but can’t because you’re stuck in an underwater house? Want to talk to a reporter about it?
If either of those descriptions matches your situation and you’re willing to share your story, leave a comment below or drop me a line.
Meanwhile, here are some stories about money that have already been written:
First up, Jason (the Frugal Dad) has a great article about the four pillars of debt reduction. There’s nothing new here — just solid advice about getting out of debt. The common-sense essentials? Stop spending. Pick a plan. Increase your income. Keep it simple. Fleshing out these basics and then being patient take a lot of work, of course, but those four pillars form the framework of any successful debt repayment strategy.
Next, a guest poster at the Mint blog tried to answer the question: What kind of debt pay-off boost your FICO score most? I get questions like this all of the time via e-mail, but I usually decline to answer. Credit scores are intentionally mysterious. I’ve heard of people who have paid off their mortgages only to see their credit scores decline. (Have you ever tracked to see what paying off debt has done to your credit score?)
At one point in the last week, I only got thirteen hours of sleep over four nights. As a man who needs 7-1/2 hours of sleep per night, this wasn’t good. It turned me into a zombie. And if this were to continue long-term, it might have financial effects too, writes Jennifer Derrick in an article about how lack of sleep can cost you money.
Lastly, on a completely unrelated note, I really liked a recent post at Gypsy Girls Guide, a travel blog for women. Roxanne Krystalli’s “An Anchor of Love” is a poignant glimpse at travel and relationships. I know this is more appropriate for Far Away Places, but that site’s not fully functional yet, so I’m sharing the story here instead.
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This article is about Spare Change