Spare Change: Game of Thrones Edition
Published on - September 14th, 2011 (Modified on - September 28th, 2011) (by J.D. Roth) Years ago, a friend of mine tried to convince me to read A Game of Thrones, a fantasy novel by George R. R. Martin. I gave it a go, but it never really grabbed me. I’m no prude (far from it!), but there was just too much sex and violence. Besides, after 200 pages or so, there still was no sign of a plot.
Over the past few years, however, I’ve heard nothing but rave reviews for this book (and its four sequels). Everyone who reads it seems to love it. And when the HBO miniseries came out last spring, I heard more rave reviews.
Recently, Kris and I made time to watch all ten episodes of the television production, and I have to say: I’ll be reading A Game of Thrones — and its four sequels. Sex? Yes. Violence? Plenty? Slow to get started? Absolutely. But once it does get going, it’s pretty damn good. (Now, if only I could find a copy of the book in Spanish…)
But this isn’t a blog about fantasy novels! It’s a blog about money. And this is the time of week when I round up some of my favorite articles from elsewhere around the web. Today’s links feature a handful of tools that certain GRS readers might find useful:
First up, Mark Frauenfelder from Boing Boing — who also blogs over at credit.com — recently sang the praises for Debt Free, an iPhone app that helps users work their debt snowball. At ninety-nine cents, Debt Free sounds like a cost-effective way to stay focused on your financial goals.
Over the weekend, Brent Hunsberger wrote an article for the local newspaper in which he advised readers to deploy your brain before buying a Groupon. His article explains why I haven’t let myself look at Groupon yet: “Studies show that traditional coupons and discounts lead many consumers to spend more money than they would have otherwise, particularly on higher-priced items. You can bet we fall prey to the same folly — if not more so — with deals fed to our inboxes.” I’ve found that one of the best ways for me to reduce spending is to simply avoid advertising. I feel like Groupons are just ads, and would probably lead me to spend more. (I recognize that your brain may be built different than mine; for you, Groupons may be a great deal.)
In light of our recent discussions about caring for aging parents, a GRS reader (sorry, I misplaced the email!) pointed me to AfterSteps, an online end-of-life planning service. From what I understand, it creates a prioritized checklist so users can tackle estate planning essentials. My main worry? It costs $48/year (though it does come with a free 14-day trial). If you’re young (or young-ish), almost anything else would be more cost-effective. On the other hand, if AfterSteps actually prompts you to create an estate plan, then it’s probably worth the cost.
Finally, friend-of-GRS Laura Roeder (who recently shared how she saved on a cell phone) is launching her first book today. It’s not for everyone, but I think a few folks — including me — might find it handy. Roeder’s Facebook Fame is all about marketing on Facebook. Obviously, if you don’t have a blog or a business, you’re not going to care. But if you do have a blog or a business, this may be a valuable resource.
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This article is about Spare Change
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Amazon has One in spanish, but not for cheap :/
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“Juego de Tronos” 25 € in Amazon Spain, at http://www.amazon.es/Canci%C3%B3n-hielo-fuego-Juego-tronos/dp/8496208966/ref=sr_1_1?ie=UTF8&qid=1316108555&sr=8-1
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Is there a reason you used an affiliate link to Amazon about a book that has absolutely nothing to do with the post or this blog?
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Note the key word: “friend.” Sometimes people help people they know and like. Seems reasonable to me. And it also seems perfectly reasonable to make the Amazon link an affiliate link if that’s how you earn your living.
I don’t think a brief mention of something some readers (including myself) might find interesting is selling out, or whatever else you’re trying to imply.
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Not trying to imply anything, just wondering about the oddity. Please see my comment below on Hannah’s post. Given the blowback on my comment, I’ll stick to just reading commenting on the personal finance topics of this blog.
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We LOVE this show! I can’t wait to find out what happens! We’re only on episode 6 so we have 3 or 4 to go before we run out of episodes.
My husband bought the first book last weekend and is already loving it, I plan to read it after he’s finished.
There are some good examples of money in the show, such as Terian trying to buy his freedom from the guard in the Sky Cells…
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Let me give you a heads up that makes me sad: avoid reading Game of Thrones. (BTW, the series is called A Song of Ice and Fire, Game of Thrones is the name of the first book).
Don’t get me wrong, the first and second books (A Game of Thrones, A Clash of Kings) are amazing, but there’s a huge fall-off from there. The third book is ok. The fourth and fifth books, however, are downright bad. Thousands of pages with no plot nor character development, featuring characters you don’t care about.
I feel like I have to keep reading just to see the end, but my hope is that by the time the next one comes out (at his current rate it’ll be around 5-6 years) I just won’t care anymore. I now warn people to save themselves the trouble of getting invested in the series.
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Are you serious? Book Three is awesome! The ending had me on pins and needles. I can’t say more without spoiling people. But yes, I will agree that four is not so great. But I’m half way through five and I remain entertained. Sorry to hear you haven’t continued to enjoy it.
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For Budgeting, we love this App: http://itunes.apple.com/us/app/homebudget-with-sync/id306257910?mt=8
Greatest feature is that you can create one budget and then sync between several devices. Items purchased and entered on one device, show up on the other devices automatically.
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Is there a reason why he shouldn’t have?
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Hi Hannah,
I assume you are responding to me. Don’t get me wrong, I love this blog, but I find it odd that JD wrote about a seemingly random book with an affiliate link and as far as I’m aware, no prior history of doing so. I complety understand if he is reviewing a finance book with an affiliate link, just seemed odd. I guess I have more of a question about the randomness of the book with an affiliate link rather than the affiliate link iself.
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Kyle, I’m not sure which book you mean. There are two Amazon links in this post, which is not unusual. I have always used Amazon links at GRS for books. This has been going on since day one, and I’ve never tried to hide it. For five-and-half-years, I’ve been using Amazon affiliate links here. To me, it’s standard operating procedure on the internet. It would be dumb not to use them when I write about books, right?
I agree that mentioning Game of Thrones is random (I think that’s the book you’re commenting on here), but so are all of the topics I use to intro spare change posts. That’s what I use them for — to share little non-personal finance nuggets with readers.
It doesn’t bother me that you ask this, by the way. It’s a fair question!
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Please look to your right and you’ll find this (green box):
“Disclaimer: All information provided at Get Rich Slowly is for informational purposes only. Rates & offers from advertisers shown on this website change frequently, sometimes without notice. Visit referenced sites for current information. Per FTC guidelines, this website may be compensated by companies mentioned through advertising, affiliate programs or otherwise.”
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As long as JD is being open about it, I have no qualms. If the product is good and he stands behind it, I’d reward him for the referral. Personally, I would have linked to the DVD and Blu-Ray sets– they sell for lots more than the $10 paperback
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I have also started reading the Game of Thrones series…long but interesting.
My most favorite app is “Accounts” – it lets you put in your expenses and income for as many accounts as you want to make, then gives you a total balance and lets you see reports – simple to use and customizeable to some extent. I also love my USAA app for those that bank there – other bank apps that let you direct deposit checks are awesome too.
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Is there anyone who thinks groupons (and coupons) are anything other than ads? What else could they be?
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In general, coupons (and thus Groupons) are indeed ads. HOWEVER, people tend to save quite a bit of money with them. I’m sure you’ve see the coupon TV shows, and I myself have saved $20-30 on a shopping trip with only a couple coupons. I know I’ve also saved $40 and $200 on Groupon and Living Social. Clearly, the catch is to know the company you are buying from and don’t fall for the organic produce guy who seems to be in every Groupon city.
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I’m not saying coupons are tools of evil, but they are ads. The company publishs them in the hopes of enticing you to buy something you might not otherwise spend on.
I am not a coupon user and try to avoid on-line groupon-style ads, but the few I see tend to be for restaurants, spas, massage and other high-end places I’ve decided don’t fit into my life. Suddenly I see 50% Savings (which translates to increased Spending, of course, rather than any Savings) flashing on a sidebar and I have to decide AGAIN not to spend. Decision fatigue strikes again.
If you find discounts for items you’d generally buy anyway, or for events that you’ve been wanting to attend, they could potentially save you money. Anecdotal evidence from my friends suggests they spend more, in total, because they buy more stuff.
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Groupons are ads, but they can also represent really good deals, if the thing advertised is one you were going to buy anyway. I maintain a “groupon list” and only buy when something on that list comes up. (my favorite sushi restaurant for example)
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Hi JD,
I’m a bookseller, so I always perk up to “if only I could find this title” statements.
Sadly, there doesn’t seem to be a US Spanish edition of The Game of Thrones.
However, I poked around, and found reasonably priced copies of A Game of Thrones in Spanish available from various sellers via Abebooks. Here’s a list.
All seem to come from booksellers in Spain, so who knows what shipping will be. If it’s prohibitive, maybe you should just schedule a trip to Europe for your next sallying-forth.
Thanks for your great work on this site!
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Rachel, I used to talk about some sort of hypothetical “GRS points”. (I can’t remember what I actually called them.) If they actually existed, you would get 327 right now for sharing this info. Thank you.
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I have a self-imposed Groupon policy: I only buy one at a time, and have to use it before I buy another. In addition, I only buy them for services I’ve used before (a specific restaurant, for example) instead of just a service I MIGHT like to try. I’ve only bought two and used them both, but for the most part I think they would lead me down the path of excessive and/or aspirational spending.
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My groupon policy is a little less restrictive but similar — we only buy groupons to places we already go or have been meaning to go to. The only “big” splurge I’ve made is to do an art groupon to a place I’d never been before (but it was an art lesson I’ve been wanting to take for years). Yes, groupon is totally an ad . . . but I do like the deals. The key is to use it carefully.
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The whole song of ice and fire series is awesome. I still love it. I just hope he finishes the next book before the show catches up.
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Your hopes may be in vain. In which case, HBO will have to invent stuff.
I keep thinking about the show. I want to re-watch it. It’s that good!
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Sweet, another convert!
The books are definitely worth it, despite the significant investment.
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I have a terrible crush on Tyrion — the one in my head, not the one on the show. Have read all the books, but have not seen all the episodes of the show yet. My friend’s free subscription to HBO expired, so I will have to wait awhile to see the rest of the first season.
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I use Groupon on a pretty regular basis – but I live in a big city (Chicago) and generally only buy them for places I am aleady familiar with. I think they can be a tremendous bargain, especially if you are someone that goes out for dinner regularly (like me). I don’t feel like they cause me to spend money that I wouldn’t already be spending.
I was kind of bummed that I missed out on LivingSocial’s $10 for $20 at Whole Foods yesterday… that’s a pretty great deal for a place I frequent at least two or three times a week.
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Game of Thrones is awesome!! But yeah, I have zero intention of reading the books. In general, I can’t stand fantasy. I pretty much had to be beat over the head to watch the first episode – but I was hooked from there.
Sorry, just had to get that out.
As for Groupon – I tend not to use it, either, because i agree that it’s mainly advertising. I’ve found that if there’s some coupon that’s REALLY worth having, I’ll hear about it through the grapevine. That’s what happened the one time Amazon offered a $20 gift card for $10 – millions sold!
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Waiting until you hear it through the grapevine is a sure way of actually missing the deal. It only takes two seconds to look at the email to see if its for you or not.
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I loooved book 3! Although I’ve heard it is not as good I’m invested in the characters so am excited about starting book 4 on a trans-pacific flight tomorrow.
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I have never understood why people group sex and violence together, since they’re at complete opposite ends of the spectrum when it comes to things that healthy, normal people enjoy and participate in.
As for iPhone apps for finance, if you’re a Chase customer, their iPhone app lets you take a picture of checks with your phone and deposit them that way, so that you don’t have to drive to a bank or ATM. It’s a fantastic timesaver, but doesn’t work for checks over $1,000.
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Tyler, if you don’t know why he’s grouping sex and violence, then you haven’t read Game of Thrones. I slogged through the first book 3 years ago and don’t intend to pick up another book.
Try The Name of the Wind by Patrick Rothfuss if you enjoy lighter fantasy.
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USAA has the deposit via your phone app, as well. It’s awesome!
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As does the paypal app. It was great fit when I knew I wouldn’t get to the bank, but took about 2 weeks to deposit and transfer to my checking account. For small checks a nice convenience.
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I’m so with you on the sex and violence thing. I find it amazing that we allow kids to watch violence in movies and TV in this country from a very young age but we restrict sex to adults. Seems very backwards to me.
And while I haven’t read Game of Thrones, sex and violence are pretty clearly separated in my view. Rape isn’t sex, it’s simply violence; and if one enjoys violent activity in their sex life, consenting to the action in advance takes it out of the realm of violence. It’s difficult to find the word that does describe it, but in my (perhaps erroneous) view, violence has an implied component of Aggrssor and Victim that doesn’t exist between consenting parties, despite any play-acting.
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I’m also someone who uses Groupon and Living Social (or whatever its called) on a semi-regular basis. Being new to Portland, its a great way to check out new places I wouldn’t otherwise see or know about. The key is to purchase Groupons from places you know your going to shop, eat, or visit (I would never buy one for a rock climbing gym in the hopes I will suddenly take up the sport when I don’t do it now!) Even better to buy for a place you already know about.
Watch the expiration dates, because they could sneak up on your if you’re not paying attention, but they do send you plenty of reminder emails as the dates get closer.
I budget for it and treat it like I’m shopping at a store or online – that eliminates a lot of frivolous spending.
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I’ve been listening to the audio version from Audible.com. Just finished the first book and am currently downloading the rest of them.
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I actually like Groupon and other group coupon type sites. They’re really great if you just use them to look for deals on things you would be spending money on anyway. For example, this week I bought a coupon for Whole Foods, which was great because that’s where I shop for groceries anyway!
And, while there are a lot of “frivolous” type things that come over groupon and other sites, there are also some really useful things. For example, I know several people without dental insurance who rely on Groupon to go to dentists at an affordable rate.
And, just a note about the iphone app. It costs more than 99 cents, because you also have to buy the phone and have a monthy plan for the phone. Not so cheap after all.
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Been dying to watch Game of Thrones. Wherever did you find it? Or should I even ask?
It kills me that I can’t get an iTunes Season Pass!
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Well, Amazon Spain (www.amazon.es) opened yesterday, for much rejoice of those like me that we live in Spain. Buying the book there will be a nice way to celebrate
It wont be cheap though
25 € hardcover is more than 30 bucks on current exchange.
Most probably you can find a cheaper Spanish edition for the Mexican – South American market.
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Besides, after 200 pages or so, there still was no sign of a plot.
Heh. The GRRM fan who knows me best told me that I’d have to be tied down to get through the first episode of the TV show. (I couldn’t get into The Hobbit or LotR, and have trouble caring enough to sit through TV in general.)
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I use Daily Money, a free app for the android phones. (Don’t know whether they have an apple version too).
It helps me keep track of my expenses. I tried to “jot down” the everyday expenses with a little notebook and a pen, but it would become annoying and I would stop doing it again.
I almost always carry my phone with me, so jotting down a 2 euro icecream purchase or a 4 euro lunch has become much quicker and easier.
It works with double accounting, as it’s, I believe, called in english. So the money always goes from one “category” to the other. For example it can go from Cash to Expense-Fun, from Bank account to Cash (when you use an ATM), from Bank account to Expense-Rent or from Income-Salary to Asset-Checking account. I was confused a bit at first, especially on how to note down income. My income appears out of the blue, of course, in exchange for me working very hard. But now I understand that you then indeed have to make a post of “Income-Salary” to “Bank account”, and that works.
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I don’t think there is anything wrong with mentioning Game of Thrones in this post or its title. In fact, good tactic, JD– you got me to read the post! Not sure if you’re aware of this, but Game of Thrones is hugely popular right now… What better way to snag a reader or 500? Matter of fact, I just jumped on the Game of Thrones bandwagon. I started the first book over the weekend and, yes, there are a lot of names and relationships to get through at first, but once you get all of the connections, it is beyond entertaining!* *I am a fantasy fanatic, so what is entertaining to me, might not be the same for you… PS- for those of you fantasy fans who were a little peeved about the lack of connection to finances, check out this “Harry Potter finances” post from “StupidCents.” Clever, clever! (http://stupidcents.com/personal-finance-lessons-from-harry-potter/)
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Odd… I’ve heard plenty of not-so-rave reviews about the books.
My husband was laughing and crying while reading the following review the other night because it is both sad and hilariously true:
http://tigerbeatdown.com/2011/08/26/enter-ye-myne-mystic-world-of-gayng-raype-what-the-r-stands-for-in-george-r-r-martin/
He also just made a tidy profit on his Game of Thrones boardgame because apparently it’s out of print and ebayable. So there’s a tie-in to personal finance.
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The best way to get more business is to push yourself to get more certifications and specialties so you have more to offer your clients
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One always wonders what do those you follow-read. Thanks for sharing the links they sound promising.
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Keeping up with trends and fashions is almost a must in the cosmetology world
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I LOVE Game Of Thrones. The book and the T.V show… the introductory music makes me tingle. Can’t wait for series 2 to be released in the UK. Great article and you’ve got me to read your money blog at midnight – just by mentioning it!
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