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	<title>Comments on: Ask the Readers: How Much Do You Spend on Gifts?</title>
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	<link>http://www.getrichslowly.org/blog/2011/11/04/ask-the-readers-how-much-do-you-spend-on-gifts/</link>
	<description>Common sense advice on money saving tips, how to get out of debt, high interest savings accounts, cd rates, money market accounts, mortgage rates, money management and more.</description>
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		<title>By: Gretta</title>
		<link>http://www.getrichslowly.org/blog/2011/11/04/ask-the-readers-how-much-do-you-spend-on-gifts/comment-page-2/#comment-1998612</link>
		<dc:creator>Gretta</dc:creator>
		<pubDate>Tue, 15 Nov 2011 21:18:44 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=110012#comment-1998612</guid>
		<description>I spent my holidy shopping season in Central America last year. Cancun to Panama City. I ended up doing all of my Christmas shopping while on my trip and the only difficulty was trying to decide what I wanted to keep for myself and what I was willing to give away. In the end I think I made the right choices. . .I don&#039;t have anything that I regret giving away. . .The art in Central and South America is so beautiful and unique, it&#039;s perfect for gifts.</description>
		<content:encoded><![CDATA[<p>I spent my holidy shopping season in Central America last year. Cancun to Panama City. I ended up doing all of my Christmas shopping while on my trip and the only difficulty was trying to decide what I wanted to keep for myself and what I was willing to give away. In the end I think I made the right choices. . .I don&#8217;t have anything that I regret giving away. . .The art in Central and South America is so beautiful and unique, it&#8217;s perfect for gifts.</p>
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		<title>By: Petunia</title>
		<link>http://www.getrichslowly.org/blog/2011/11/04/ask-the-readers-how-much-do-you-spend-on-gifts/comment-page-1/#comment-1980762</link>
		<dc:creator>Petunia</dc:creator>
		<pubDate>Fri, 11 Nov 2011 02:58:06 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=110012#comment-1980762</guid>
		<description>I may be asking a silly question, but I didn&#039;t think you could put aluminium in a microwave oven? Are you assuming that everyone has an oven to heat them up in? Cause not all of us do...</description>
		<content:encoded><![CDATA[<p>I may be asking a silly question, but I didn&#8217;t think you could put aluminium in a microwave oven? Are you assuming that everyone has an oven to heat them up in? Cause not all of us do&#8230;</p>
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		<title>By: ImJuniperNow</title>
		<link>http://www.getrichslowly.org/blog/2011/11/04/ask-the-readers-how-much-do-you-spend-on-gifts/comment-page-1/#comment-1976332</link>
		<dc:creator>ImJuniperNow</dc:creator>
		<pubDate>Wed, 09 Nov 2011 18:32:35 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=110012#comment-1976332</guid>
		<description>What country?  When do we leave?</description>
		<content:encoded><![CDATA[<p>What country?  When do we leave?</p>
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		<title>By: Trina</title>
		<link>http://www.getrichslowly.org/blog/2011/11/04/ask-the-readers-how-much-do-you-spend-on-gifts/comment-page-1/#comment-1974002</link>
		<dc:creator>Trina</dc:creator>
		<pubDate>Tue, 08 Nov 2011 18:47:01 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=110012#comment-1974002</guid>
		<description>LOL -- reminds me of when my 4 yo niece received yet another toy from one of her grandparents and she shrugged, said &quot;that&#039;s not the one I wanted,&quot; and tossed it aside.  My sister was mortified, but it did teach all of us a lesson about giving too many gifts to kids.  :-)</description>
		<content:encoded><![CDATA[<p>LOL &#8212; reminds me of when my 4 yo niece received yet another toy from one of her grandparents and she shrugged, said &#8220;that&#8217;s not the one I wanted,&#8221; and tossed it aside.  My sister was mortified, but it did teach all of us a lesson about giving too many gifts to kids.  <img src='http://www.getrichslowly.org/blog/wp-includes/images/smilies/icon_smile.gif' alt=':-)' class='wp-smiley' /> </p>
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		<title>By: Courtney Ostaff</title>
		<link>http://www.getrichslowly.org/blog/2011/11/04/ask-the-readers-how-much-do-you-spend-on-gifts/comment-page-2/#comment-1972462</link>
		<dc:creator>Courtney Ostaff</dc:creator>
		<pubDate>Tue, 08 Nov 2011 04:43:10 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=110012#comment-1972462</guid>
		<description>Since my daughter was born, every year, I&#039;ve given my in-laws and assorted adult family members a book of photos of my daughter. I take enough pics that I usually have one photo per month. 

I, too, use Shutterfly, and have found that if you&#039;re careful, you can use a coupon code for full price for the first book, and half-price for all the other books, which saves beau-coup dinero!  

I&#039;ve gotten photographic ceramic ornaments for 99 cents each from Artscow.com too, and they&#039;re much appreciated!</description>
		<content:encoded><![CDATA[<p>Since my daughter was born, every year, I&#8217;ve given my in-laws and assorted adult family members a book of photos of my daughter. I take enough pics that I usually have one photo per month. </p>
<p>I, too, use Shutterfly, and have found that if you&#8217;re careful, you can use a coupon code for full price for the first book, and half-price for all the other books, which saves beau-coup dinero!  </p>
<p>I&#8217;ve gotten photographic ceramic ornaments for 99 cents each from Artscow.com too, and they&#8217;re much appreciated!</p>
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		<title>By: Courtney Ostaff</title>
		<link>http://www.getrichslowly.org/blog/2011/11/04/ask-the-readers-how-much-do-you-spend-on-gifts/comment-page-2/#comment-1972382</link>
		<dc:creator>Courtney Ostaff</dc:creator>
		<pubDate>Tue, 08 Nov 2011 04:03:38 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=110012#comment-1972382</guid>
		<description>I spend $10 for a kid&#039;s birthday, $15 for an adult&#039;s. $25 for Christmas gifts for immediate family (7 adults). That&#039;s it, really.  So far this year, I&#039;ve spent $305 on gifts, which is 0.3% of our income.  We donate far more to charity, actually.

However, I&#039;m known for being generous. Mostly, I donate my time and effort--and people really appreciate it!  Soup for a sick stay-at-home-mom friend is always welcome, for example.

I have, in the past, bought plane tickets for a needy friend to visit her ill father, paid tuition &amp; fees for a last-minute required course for a poor college student friend, donated items to my daughter&#039;s school, and picked up random items for friends.  Those are few and far between.</description>
		<content:encoded><![CDATA[<p>I spend $10 for a kid&#8217;s birthday, $15 for an adult&#8217;s. $25 for Christmas gifts for immediate family (7 adults). That&#8217;s it, really.  So far this year, I&#8217;ve spent $305 on gifts, which is 0.3% of our income.  We donate far more to charity, actually.</p>
<p>However, I&#8217;m known for being generous. Mostly, I donate my time and effort&#8211;and people really appreciate it!  Soup for a sick stay-at-home-mom friend is always welcome, for example.</p>
<p>I have, in the past, bought plane tickets for a needy friend to visit her ill father, paid tuition &amp; fees for a last-minute required course for a poor college student friend, donated items to my daughter&#8217;s school, and picked up random items for friends.  Those are few and far between.</p>
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		<title>By: Madeline</title>
		<link>http://www.getrichslowly.org/blog/2011/11/04/ask-the-readers-how-much-do-you-spend-on-gifts/comment-page-2/#comment-1971192</link>
		<dc:creator>Madeline</dc:creator>
		<pubDate>Mon, 07 Nov 2011 19:40:54 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=110012#comment-1971192</guid>
		<description>Our nephews and nieces are mostly grown.  One grown son. We don&#039;t exchange gifts anymore,just cards and emails etc. Our folks are too old to enjoy the Harry and David gifts we used to send.. my mother in law said &quot;Stop.&quot;

Our family  &quot;GIFT&quot; is: our son and us rent a small condo in Sedona for christmas time  on VRBO and go hiking,cook meals in and enjoy ourselves. 

 I buy book store gift certificates  at a LOCAL INDEPENDENT book store for $25 for our christmas gifts to our staff at work and for a couple of good girl friends.My husband and I usually give  gifts of services, like kitchen clean up, housecleaning, massages for one another, and sometimes restaurant gift certificates. (locally owned.)</description>
		<content:encoded><![CDATA[<p>Our nephews and nieces are mostly grown.  One grown son. We don&#8217;t exchange gifts anymore,just cards and emails etc. Our folks are too old to enjoy the Harry and David gifts we used to send.. my mother in law said &#8220;Stop.&#8221;</p>
<p>Our family  &#8220;GIFT&#8221; is: our son and us rent a small condo in Sedona for christmas time  on VRBO and go hiking,cook meals in and enjoy ourselves. </p>
<p> I buy book store gift certificates  at a LOCAL INDEPENDENT book store for $25 for our christmas gifts to our staff at work and for a couple of good girl friends.My husband and I usually give  gifts of services, like kitchen clean up, housecleaning, massages for one another, and sometimes restaurant gift certificates. (locally owned.)</p>
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		<title>By: Sonja</title>
		<link>http://www.getrichslowly.org/blog/2011/11/04/ask-the-readers-how-much-do-you-spend-on-gifts/comment-page-2/#comment-1969442</link>
		<dc:creator>Sonja</dc:creator>
		<pubDate>Mon, 07 Nov 2011 10:42:28 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=110012#comment-1969442</guid>
		<description>I&#039;m stunned to read all the amounts people spend on gifts! 

Perhaps this is a cultural thing though, as I&#039;m from the Netherlands. 

Christmas is not such a big thing here, we&#039;ve got &quot;Sinterklaas&quot; (which is where Santa came from) which is mostly a kids things (whom I don’t have). And the adults draw names and make a very intricate giftwrap to hide the gift in (think fake books hiding pencils, icecream carts with some small gifts hidden in it. The normal budget for this is between 10 and 15 dollars. This is for an entire holiday season worth of gifts. But it does add the effort (and some money) to create the ‘surprise’-gift wrapping and the mandatory poem. (Santa has been thinking, what gift would be your inkling and so on) 

As for birthdays we’ve agreed with friends and most family to skip birthday gifts as quite frequently you spent money on a gift the person doesn’t necessarily wants. It’s just such a waste of money. This only does not apply to kids (nephews and nieces), it’s hard to explain. Although as they get plenty of toys from grandparents I always give them money to save up for something they really like. (Which was funny with my 3 year old niece who asked, after I gave the money to her, why she didn&#039;t get a present from me) 

With 6 nephews and nieces that adds up to about 30 dollars +holiday budget is a grand total of under 50 dollars of gifts.</description>
		<content:encoded><![CDATA[<p>I&#8217;m stunned to read all the amounts people spend on gifts! </p>
<p>Perhaps this is a cultural thing though, as I&#8217;m from the Netherlands. </p>
<p>Christmas is not such a big thing here, we&#8217;ve got &#8220;Sinterklaas&#8221; (which is where Santa came from) which is mostly a kids things (whom I don’t have). And the adults draw names and make a very intricate giftwrap to hide the gift in (think fake books hiding pencils, icecream carts with some small gifts hidden in it. The normal budget for this is between 10 and 15 dollars. This is for an entire holiday season worth of gifts. But it does add the effort (and some money) to create the ‘surprise’-gift wrapping and the mandatory poem. (Santa has been thinking, what gift would be your inkling and so on) </p>
<p>As for birthdays we’ve agreed with friends and most family to skip birthday gifts as quite frequently you spent money on a gift the person doesn’t necessarily wants. It’s just such a waste of money. This only does not apply to kids (nephews and nieces), it’s hard to explain. Although as they get plenty of toys from grandparents I always give them money to save up for something they really like. (Which was funny with my 3 year old niece who asked, after I gave the money to her, why she didn&#8217;t get a present from me) </p>
<p>With 6 nephews and nieces that adds up to about 30 dollars +holiday budget is a grand total of under 50 dollars of gifts.</p>
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		<title>By: Rosa</title>
		<link>http://www.getrichslowly.org/blog/2011/11/04/ask-the-readers-how-much-do-you-spend-on-gifts/comment-page-1/#comment-1968842</link>
		<dc:creator>Rosa</dc:creator>
		<pubDate>Mon, 07 Nov 2011 05:10:28 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=110012#comment-1968842</guid>
		<description>for years and years a relative gave us a gift card for a summer birthday, to a store where we don&#039;t shop but they liked. Then at Christmas we just cashed in the gift card to buy whatever it was the relative had asked for - the store always had it.

It reminds me of one of my uncles and his sister - they always gave each other a card and $5 for birthdays, and it got to be a running joke that it was the same $5 bill.</description>
		<content:encoded><![CDATA[<p>for years and years a relative gave us a gift card for a summer birthday, to a store where we don&#8217;t shop but they liked. Then at Christmas we just cashed in the gift card to buy whatever it was the relative had asked for &#8211; the store always had it.</p>
<p>It reminds me of one of my uncles and his sister &#8211; they always gave each other a card and $5 for birthdays, and it got to be a running joke that it was the same $5 bill.</p>
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		<title>By: Rosa</title>
		<link>http://www.getrichslowly.org/blog/2011/11/04/ask-the-readers-how-much-do-you-spend-on-gifts/comment-page-1/#comment-1968832</link>
		<dc:creator>Rosa</dc:creator>
		<pubDate>Mon, 07 Nov 2011 05:04:58 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=110012#comment-1968832</guid>
		<description>Me too!

My side of the family, only little kids get gifts. Cheap, easy, stress-free.

But my partner&#039;s side of the family has a huge set of gift expectations and they&#039;re not at all negotiable - if he wanted to negotiate, he could maybe, but I have no standing and he thinks it&#039;s fine. But I get saddled with all the work (or else I cover at home while he runs around at the last minute getting gifts) and it leaves no time for the rituals I actually enjoy. It&#039;s a struggle every year and I hate Christmas more each year.</description>
		<content:encoded><![CDATA[<p>Me too!</p>
<p>My side of the family, only little kids get gifts. Cheap, easy, stress-free.</p>
<p>But my partner&#8217;s side of the family has a huge set of gift expectations and they&#8217;re not at all negotiable &#8211; if he wanted to negotiate, he could maybe, but I have no standing and he thinks it&#8217;s fine. But I get saddled with all the work (or else I cover at home while he runs around at the last minute getting gifts) and it leaves no time for the rituals I actually enjoy. It&#8217;s a struggle every year and I hate Christmas more each year.</p>
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		<title>By: Jean</title>
		<link>http://www.getrichslowly.org/blog/2011/11/04/ask-the-readers-how-much-do-you-spend-on-gifts/comment-page-2/#comment-1968592</link>
		<dc:creator>Jean</dc:creator>
		<pubDate>Mon, 07 Nov 2011 02:32:47 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=110012#comment-1968592</guid>
		<description>Because our family was spread out across the country when I was growing up, our relatives mostly sent checks for birthdays and most Christmases.  I now do the same -- a check is always able to be used for whatever the recipient could use or want-plus it doesn&#039;t cost extra to ship.  I typically budget $50-$100 per person, or more, depending on the occasion. I know there are mixed feelings about this but I see no problem with it, particularly when the gift goes to a young couple with a baby on the way or a student away at college.  I am generous with immediate family; they have helped me so much over the years, to me it is a way to pay back their generosity.  A gift of money is useful in so many ways; it may help someone pay off a small debt or help with a medical visit or help build a vacation fund.</description>
		<content:encoded><![CDATA[<p>Because our family was spread out across the country when I was growing up, our relatives mostly sent checks for birthdays and most Christmases.  I now do the same &#8212; a check is always able to be used for whatever the recipient could use or want-plus it doesn&#8217;t cost extra to ship.  I typically budget $50-$100 per person, or more, depending on the occasion. I know there are mixed feelings about this but I see no problem with it, particularly when the gift goes to a young couple with a baby on the way or a student away at college.  I am generous with immediate family; they have helped me so much over the years, to me it is a way to pay back their generosity.  A gift of money is useful in so many ways; it may help someone pay off a small debt or help with a medical visit or help build a vacation fund.</p>
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		<title>By: lola</title>
		<link>http://www.getrichslowly.org/blog/2011/11/04/ask-the-readers-how-much-do-you-spend-on-gifts/comment-page-2/#comment-1968312</link>
		<dc:creator>lola</dc:creator>
		<pubDate>Sun, 06 Nov 2011 22:42:13 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=110012#comment-1968312</guid>
		<description>I loove to give gifts but even without giving extravegant gifts its getting harder and harder to afford so I have had to cut back. 

I save through the Christmas club at my credit union and my budget it $520.  This pays for maybe 12-15 gifts plus treats to out-of-town relatives, the tree, cards, postage, any decor I buy, and two luncheons where I exchange gifts with friends. 

Birthday gifts are usually in the $25 range.  Wedding gifts $50-$100 depending on how well I know the couple.

I am not opposed to buying or receiving gift cards.  I would much rather have a gift card--even if it shows little thought, than some other gift that shows little thought.  Someone above mentioned mugs.  I am single.  I have 17 mugs.  Get me the gift card . . . please!</description>
		<content:encoded><![CDATA[<p>I loove to give gifts but even without giving extravegant gifts its getting harder and harder to afford so I have had to cut back. </p>
<p>I save through the Christmas club at my credit union and my budget it $520.  This pays for maybe 12-15 gifts plus treats to out-of-town relatives, the tree, cards, postage, any decor I buy, and two luncheons where I exchange gifts with friends. </p>
<p>Birthday gifts are usually in the $25 range.  Wedding gifts $50-$100 depending on how well I know the couple.</p>
<p>I am not opposed to buying or receiving gift cards.  I would much rather have a gift card&#8211;even if it shows little thought, than some other gift that shows little thought.  Someone above mentioned mugs.  I am single.  I have 17 mugs.  Get me the gift card . . . please!</p>
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		<title>By: Ru</title>
		<link>http://www.getrichslowly.org/blog/2011/11/04/ask-the-readers-how-much-do-you-spend-on-gifts/comment-page-1/#comment-1967422</link>
		<dc:creator>Ru</dc:creator>
		<pubDate>Sun, 06 Nov 2011 14:08:58 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=110012#comment-1967422</guid>
		<description>As far as I remember, they charge a commission on cash to cash transactions, but have no such charge on cash to voucher transactions.</description>
		<content:encoded><![CDATA[<p>As far as I remember, they charge a commission on cash to cash transactions, but have no such charge on cash to voucher transactions.</p>
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		<title>By: Katie</title>
		<link>http://www.getrichslowly.org/blog/2011/11/04/ask-the-readers-how-much-do-you-spend-on-gifts/comment-page-1/#comment-1967322</link>
		<dc:creator>Katie</dc:creator>
		<pubDate>Sun, 06 Nov 2011 13:37:05 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=110012#comment-1967322</guid>
		<description>Oops, accidentally read that as &quot;now that K is in DC&quot;- as in the capital!  My answer still stands :)</description>
		<content:encoded><![CDATA[<p>Oops, accidentally read that as &#8220;now that K is in DC&#8221;- as in the capital!  My answer still stands <img src='http://www.getrichslowly.org/blog/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
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		<title>By: Katie</title>
		<link>http://www.getrichslowly.org/blog/2011/11/04/ask-the-readers-how-much-do-you-spend-on-gifts/comment-page-1/#comment-1967312</link>
		<dc:creator>Katie</dc:creator>
		<pubDate>Sun, 06 Nov 2011 13:35:44 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=110012#comment-1967312</guid>
		<description>As a teacher (also in a high cost-of-living area), I&#039;d say not only is it appropriate, it&#039;s perfect (although my favorite are thank you notes from my students).  I have enough mugs to last two lifetimes, Christmas ornaments that don&#039;t always go with my taste, and every year I get more cookies/ fudge/ pumpkin bread than my household of five can keep up with!  Target gift cards can also be used to buy something for the classroom.  Amazon gift cards are also great.</description>
		<content:encoded><![CDATA[<p>As a teacher (also in a high cost-of-living area), I&#8217;d say not only is it appropriate, it&#8217;s perfect (although my favorite are thank you notes from my students).  I have enough mugs to last two lifetimes, Christmas ornaments that don&#8217;t always go with my taste, and every year I get more cookies/ fudge/ pumpkin bread than my household of five can keep up with!  Target gift cards can also be used to buy something for the classroom.  Amazon gift cards are also great.</p>
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		<title>By: Susie</title>
		<link>http://www.getrichslowly.org/blog/2011/11/04/ask-the-readers-how-much-do-you-spend-on-gifts/comment-page-1/#comment-1965742</link>
		<dc:creator>Susie</dc:creator>
		<pubDate>Sat, 05 Nov 2011 23:34:49 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=110012#comment-1965742</guid>
		<description>doens&#039;t coinstar charge to take your coins? or have i been going to the bank for nothing? :-)</description>
		<content:encoded><![CDATA[<p>doens&#8217;t coinstar charge to take your coins? or have i been going to the bank for nothing? <img src='http://www.getrichslowly.org/blog/wp-includes/images/smilies/icon_smile.gif' alt=':-)' class='wp-smiley' /> </p>
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		<title>By: Susie</title>
		<link>http://www.getrichslowly.org/blog/2011/11/04/ask-the-readers-how-much-do-you-spend-on-gifts/comment-page-1/#comment-1965732</link>
		<dc:creator>Susie</dc:creator>
		<pubDate>Sat, 05 Nov 2011 23:30:22 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=110012#comment-1965732</guid>
		<description>Tom, I can totally relate about the gift cards. My son and I were just discussing that they are just like giving money only the giftee doesn&#039;t get a choice where to spend it. Not usually the most thoughtful choice.</description>
		<content:encoded><![CDATA[<p>Tom, I can totally relate about the gift cards. My son and I were just discussing that they are just like giving money only the giftee doesn&#8217;t get a choice where to spend it. Not usually the most thoughtful choice.</p>
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		<title>By: Jaime+B</title>
		<link>http://www.getrichslowly.org/blog/2011/11/04/ask-the-readers-how-much-do-you-spend-on-gifts/comment-page-2/#comment-1965222</link>
		<dc:creator>Jaime+B</dc:creator>
		<pubDate>Sat, 05 Nov 2011 18:59:43 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=110012#comment-1965222</guid>
		<description>I have a set budget for birthdays and Christmas. $40 each for my mom and dad, $20-40 for my cousin (I only buy for the one cousin, who is more like my sister), $10 for birthdays and $20 for Christmas for my 6 nieces and nephews, $10-20 for my sisters and brother-in-law and $20-40 for my 2 sets of grandparents. My three closest friends and I treat each other for dinner for birthdays or just because. Other than this, I give the random &quot;this is perfect for you&quot; gift to friends and family, but most of my spending is confined to birthdays and Christmas. If my budget is tight, then I cut gifts to my cousin and siblings - they always understand. I also spend about $40-100 for Mother&#039;s Day and Father&#039;s day. 

I always give the kids gifts (or cash), because they&#039;re kids. :) I always give my parents gifts because they do so much for us and special occasions are about the ONLY time they&#039;ll accept gifts from us kids without making a big deal of it. :) These are my only gift-giving consistencies. We&#039;re all adults, so if the money isn&#039;t there for gifts one year or another, no one is making apologies and no one is having a fit over it. We all enjoy giving gifts though and try to be thoughtful with it - but again, no one is bothered if a gift is returned.</description>
		<content:encoded><![CDATA[<p>I have a set budget for birthdays and Christmas. $40 each for my mom and dad, $20-40 for my cousin (I only buy for the one cousin, who is more like my sister), $10 for birthdays and $20 for Christmas for my 6 nieces and nephews, $10-20 for my sisters and brother-in-law and $20-40 for my 2 sets of grandparents. My three closest friends and I treat each other for dinner for birthdays or just because. Other than this, I give the random &#8220;this is perfect for you&#8221; gift to friends and family, but most of my spending is confined to birthdays and Christmas. If my budget is tight, then I cut gifts to my cousin and siblings &#8211; they always understand. I also spend about $40-100 for Mother&#8217;s Day and Father&#8217;s day. </p>
<p>I always give the kids gifts (or cash), because they&#8217;re kids. <img src='http://www.getrichslowly.org/blog/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' />  I always give my parents gifts because they do so much for us and special occasions are about the ONLY time they&#8217;ll accept gifts from us kids without making a big deal of it. <img src='http://www.getrichslowly.org/blog/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' />  These are my only gift-giving consistencies. We&#8217;re all adults, so if the money isn&#8217;t there for gifts one year or another, no one is making apologies and no one is having a fit over it. We all enjoy giving gifts though and try to be thoughtful with it &#8211; but again, no one is bothered if a gift is returned.</p>
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		<title>By: Laura</title>
		<link>http://www.getrichslowly.org/blog/2011/11/04/ask-the-readers-how-much-do-you-spend-on-gifts/comment-page-2/#comment-1965202</link>
		<dc:creator>Laura</dc:creator>
		<pubDate>Sat, 05 Nov 2011 18:49:59 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=110012#comment-1965202</guid>
		<description>I come from a family that is both cheap and not close to each other, and we all agreed years ago to skip the gift-giving completely for birthdays and Christmas, which considerably reduces our stress. We call each other on the holidays and chat and wish each other well. My friends are all baby-boomer age, have lots of stuff, and don&#039;t want any more (unless it&#039;s consumable, like quality beer or soap). So gift-giving is largely limited to DH and DS (age 14).

I&#039;ve never kept gift-giving to a budget since I focus more on buying what they actually want, and that fluctuates from year to year. DS wants a video-camcorder and I bought a used one for $200; since that&#039;s the &quot;big&quot; present, he&#039;s unlikely to get anything more from me. However, his dad (DH) will buy him some video games and books, and I know DS will be so thrilled with the camcorder that he won&#039;t care that that&#039;s all I gave him. DH is a collector, and our local comic book shop keeps a box for him and other regulars to hold desired items until they come in to pay, and DH asked me to just pick up whatever&#039;s in his box that I&#039;m willing to buy (lately this means pricey books on cult films and comics, so it&#039;ll be about equal to DS&#039;s gift).

When DS was in elementary school, I got $20 Amazon gift certificates for his teachers, and since this meant music/violin teachers and special-ed (he went to a rather unique school), this ran into serious $$$. Now that he&#039;s in high school and has something like 8-10 teachers including SPED and after-school, I bake several sheet cakes and send them in with a heartfelt thank-you note to all of them; since my baking is decent and they&#039;re predominantly in their 20&#039;s and thin, this goes over well. :)

Finally, DH &amp; I started a family tradition of the Dursley Gifts, born some years back when he complained that we were so broke that all he could afford to buy me was the kind of crap that Harry Potter got from the Dursleys. Each year, one gift has to be under $15, horrible, hilarious, but not (too) mean-spirited. Past Dursley gifts have included a 6-inch high statue of two pigs in bikinis kissing (I have no idea), a nose-hair trimmer (he used it), a Chinese import set of plastic superhero figurines with unfortunate Engrish labeling, a craft of a wax-head elf in an old slipper called &quot;Sleepy Shoe-Elf&quot; only the face looked like Munch&#039;s &quot;The Scream&quot;, and a small lamp shaped like women&#039;s breasts and the on-off switches were the nipples. The gift tags always read &quot;To Vernon Dursley, from Petunia Dursley&quot; or vice-versa, so we know what we&#039;re in for. DS gets Dursley gifts too, &quot;To Harry Potter from Vernon (or Petunia) Dursley&quot; - usually underwear or something My Little Pony or equally cringe-worthy.

Fortunately for us, we have friends who always have a party on Christmas Night: a Yankee Yule Swap bring-your-worst-gift-to-regift event, so our Dursley gifts are usually rewrapped and taken along. We have a reputation for having the worst gifts at the Swap. :)</description>
		<content:encoded><![CDATA[<p>I come from a family that is both cheap and not close to each other, and we all agreed years ago to skip the gift-giving completely for birthdays and Christmas, which considerably reduces our stress. We call each other on the holidays and chat and wish each other well. My friends are all baby-boomer age, have lots of stuff, and don&#8217;t want any more (unless it&#8217;s consumable, like quality beer or soap). So gift-giving is largely limited to DH and DS (age 14).</p>
<p>I&#8217;ve never kept gift-giving to a budget since I focus more on buying what they actually want, and that fluctuates from year to year. DS wants a video-camcorder and I bought a used one for $200; since that&#8217;s the &#8220;big&#8221; present, he&#8217;s unlikely to get anything more from me. However, his dad (DH) will buy him some video games and books, and I know DS will be so thrilled with the camcorder that he won&#8217;t care that that&#8217;s all I gave him. DH is a collector, and our local comic book shop keeps a box for him and other regulars to hold desired items until they come in to pay, and DH asked me to just pick up whatever&#8217;s in his box that I&#8217;m willing to buy (lately this means pricey books on cult films and comics, so it&#8217;ll be about equal to DS&#8217;s gift).</p>
<p>When DS was in elementary school, I got $20 Amazon gift certificates for his teachers, and since this meant music/violin teachers and special-ed (he went to a rather unique school), this ran into serious $$$. Now that he&#8217;s in high school and has something like 8-10 teachers including SPED and after-school, I bake several sheet cakes and send them in with a heartfelt thank-you note to all of them; since my baking is decent and they&#8217;re predominantly in their 20&#8242;s and thin, this goes over well. <img src='http://www.getrichslowly.org/blog/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
<p>Finally, DH &amp; I started a family tradition of the Dursley Gifts, born some years back when he complained that we were so broke that all he could afford to buy me was the kind of crap that Harry Potter got from the Dursleys. Each year, one gift has to be under $15, horrible, hilarious, but not (too) mean-spirited. Past Dursley gifts have included a 6-inch high statue of two pigs in bikinis kissing (I have no idea), a nose-hair trimmer (he used it), a Chinese import set of plastic superhero figurines with unfortunate Engrish labeling, a craft of a wax-head elf in an old slipper called &#8220;Sleepy Shoe-Elf&#8221; only the face looked like Munch&#8217;s &#8220;The Scream&#8221;, and a small lamp shaped like women&#8217;s breasts and the on-off switches were the nipples. The gift tags always read &#8220;To Vernon Dursley, from Petunia Dursley&#8221; or vice-versa, so we know what we&#8217;re in for. DS gets Dursley gifts too, &#8220;To Harry Potter from Vernon (or Petunia) Dursley&#8221; &#8211; usually underwear or something My Little Pony or equally cringe-worthy.</p>
<p>Fortunately for us, we have friends who always have a party on Christmas Night: a Yankee Yule Swap bring-your-worst-gift-to-regift event, so our Dursley gifts are usually rewrapped and taken along. We have a reputation for having the worst gifts at the Swap. <img src='http://www.getrichslowly.org/blog/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
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		<title>By: Jane</title>
		<link>http://www.getrichslowly.org/blog/2011/11/04/ask-the-readers-how-much-do-you-spend-on-gifts/comment-page-2/#comment-1964852</link>
		<dc:creator>Jane</dc:creator>
		<pubDate>Sat, 05 Nov 2011 16:00:21 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=110012#comment-1964852</guid>
		<description>My mother sends me money---I would much rather have the plums!</description>
		<content:encoded><![CDATA[<p>My mother sends me money&#8212;I would much rather have the plums!</p>
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		<title>By: Jane</title>
		<link>http://www.getrichslowly.org/blog/2011/11/04/ask-the-readers-how-much-do-you-spend-on-gifts/comment-page-1/#comment-1964832</link>
		<dc:creator>Jane</dc:creator>
		<pubDate>Sat, 05 Nov 2011 15:49:45 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=110012#comment-1964832</guid>
		<description>It is appropriate. Think about a bookstore.....</description>
		<content:encoded><![CDATA[<p>It is appropriate. Think about a bookstore&#8230;..</p>
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		<title>By: Tina</title>
		<link>http://www.getrichslowly.org/blog/2011/11/04/ask-the-readers-how-much-do-you-spend-on-gifts/comment-page-2/#comment-1964652</link>
		<dc:creator>Tina</dc:creator>
		<pubDate>Sat, 05 Nov 2011 13:08:31 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=110012#comment-1964652</guid>
		<description>My family all lives far away and so I usually spend more on shipping than I do on the gift.  I send cards and for the kids, the amount of years they have for birthdays.  That will grow but I send dollar bills so it looks like more.  I used to send my pirate grandson golden dollars in a box but they are getting harder to find.  Birthdays cost me $35 this year with cards and postage.  

For Christmas this year I sewed barbie doll outfits for each granddaughter, made American girl mattresses and bedding sets and carved a dragon relief onto a pirate treasure box I found for $2for my grandson.  They also get books from our local museum. For the grownups I send a book that suits their interests and one handmade item.  My parents overdid the whole gift giving thing when their first grandchild (my daughter and their mother) was born.  I keep it simple to be an example of enough is enough.  I do wrap things up separately so it looks like more under their tree. I will spend about $200 this year all total on gifts and postage.  I only have a partime job and intentionally live on a net of $950 per month.  I do my shopping throughout the year or repurpose fabric and wood and buy my supplies  and books when they are on clearance.</description>
		<content:encoded><![CDATA[<p>My family all lives far away and so I usually spend more on shipping than I do on the gift.  I send cards and for the kids, the amount of years they have for birthdays.  That will grow but I send dollar bills so it looks like more.  I used to send my pirate grandson golden dollars in a box but they are getting harder to find.  Birthdays cost me $35 this year with cards and postage.  </p>
<p>For Christmas this year I sewed barbie doll outfits for each granddaughter, made American girl mattresses and bedding sets and carved a dragon relief onto a pirate treasure box I found for $2for my grandson.  They also get books from our local museum. For the grownups I send a book that suits their interests and one handmade item.  My parents overdid the whole gift giving thing when their first grandchild (my daughter and their mother) was born.  I keep it simple to be an example of enough is enough.  I do wrap things up separately so it looks like more under their tree. I will spend about $200 this year all total on gifts and postage.  I only have a partime job and intentionally live on a net of $950 per month.  I do my shopping throughout the year or repurpose fabric and wood and buy my supplies  and books when they are on clearance.</p>
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		<title>By: SAHMama</title>
		<link>http://www.getrichslowly.org/blog/2011/11/04/ask-the-readers-how-much-do-you-spend-on-gifts/comment-page-2/#comment-1964602</link>
		<dc:creator>SAHMama</dc:creator>
		<pubDate>Sat, 05 Nov 2011 12:17:17 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=110012#comment-1964602</guid>
		<description>We are now a one income family (a modest one at that). We have two kids, aged 5 and 1. We have two nieces, also aged 5 and 1. My husband&#039;s family is big into gift exchanges and we were told off last year when we arrived without a gift for his 17 year old first cousin. His family gives to all the kids under 18. We thought that meant that the kid&#039;s aunts and uncles gave gifts--- not the kid&#039;s cousins. We were told by my husband&#039;s aunt (the 17 year old&#039;s mom) that we were supposed to have brought &quot;cash or a gift card&quot;. Excuse me? Well, we are not going to the extended family Christmas this year, thankfully, as our daughter&#039;s recital is that day. 

In any case, we spend about $300 yearly on all gifts. Birthday for my two nieces and my two kids, Christmas for my two nieces and my two kids. My husband and I do not exchange gifts. I do fill up Christmas stockings for us though, but with little treats like beef jerky or fancy soap or whatever I get for free with coupons. For the grandparents, they get a framed 8x10 of the family / kids. I shop clearance sales, yard sales, rummage sales, thrift stores and holiday clearance sales and I am very crafty and make a lot of gifts by hand.

This year for Christmas, my 5 year old is getting a huge tub of Legos- I bought about half from a garage sale this summer for $1. The other half is what my husband and I had when we were kids. She will also get two Melissa and Doug toys that I got free with gift cards from Swagbucks, and her stocking stuffers are Target clearance goodies. My 1 year old will get a play mat / rug that I made of felt. One side is a farm and the other is a road for racing his toy cars on. He will also get a Melissa and Doug toy I got free with giftcard and some bath toys I got on clearance after Christmas last year. My nieces will get backpacks filled with art/craft stuff that I got during the summer school supply sales and the back packs were free after rebate. I also filled up 6 boxes for Operation Christmas Child using these types of items. So my kids and family get nice gifts and we give to others on a very modest budget.

The $300 is about 0.7% of our income. Obviously this does not include charitable giving/tithe which is 10%.</description>
		<content:encoded><![CDATA[<p>We are now a one income family (a modest one at that). We have two kids, aged 5 and 1. We have two nieces, also aged 5 and 1. My husband&#8217;s family is big into gift exchanges and we were told off last year when we arrived without a gift for his 17 year old first cousin. His family gives to all the kids under 18. We thought that meant that the kid&#8217;s aunts and uncles gave gifts&#8212; not the kid&#8217;s cousins. We were told by my husband&#8217;s aunt (the 17 year old&#8217;s mom) that we were supposed to have brought &#8220;cash or a gift card&#8221;. Excuse me? Well, we are not going to the extended family Christmas this year, thankfully, as our daughter&#8217;s recital is that day. </p>
<p>In any case, we spend about $300 yearly on all gifts. Birthday for my two nieces and my two kids, Christmas for my two nieces and my two kids. My husband and I do not exchange gifts. I do fill up Christmas stockings for us though, but with little treats like beef jerky or fancy soap or whatever I get for free with coupons. For the grandparents, they get a framed 8&#215;10 of the family / kids. I shop clearance sales, yard sales, rummage sales, thrift stores and holiday clearance sales and I am very crafty and make a lot of gifts by hand.</p>
<p>This year for Christmas, my 5 year old is getting a huge tub of Legos- I bought about half from a garage sale this summer for $1. The other half is what my husband and I had when we were kids. She will also get two Melissa and Doug toys that I got free with gift cards from Swagbucks, and her stocking stuffers are Target clearance goodies. My 1 year old will get a play mat / rug that I made of felt. One side is a farm and the other is a road for racing his toy cars on. He will also get a Melissa and Doug toy I got free with giftcard and some bath toys I got on clearance after Christmas last year. My nieces will get backpacks filled with art/craft stuff that I got during the summer school supply sales and the back packs were free after rebate. I also filled up 6 boxes for Operation Christmas Child using these types of items. So my kids and family get nice gifts and we give to others on a very modest budget.</p>
<p>The $300 is about 0.7% of our income. Obviously this does not include charitable giving/tithe which is 10%.</p>
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		<title>By: KM</title>
		<link>http://www.getrichslowly.org/blog/2011/11/04/ask-the-readers-how-much-do-you-spend-on-gifts/comment-page-2/#comment-1964442</link>
		<dc:creator>KM</dc:creator>
		<pubDate>Sat, 05 Nov 2011 09:58:52 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=110012#comment-1964442</guid>
		<description>I spend $2000 on Christmas gifts each year, and another $4-500 or so on other gifts. That&#039;s about 1% of my income.</description>
		<content:encoded><![CDATA[<p>I spend $2000 on Christmas gifts each year, and another $4-500 or so on other gifts. That&#8217;s about 1% of my income.</p>
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		<title>By: Shelley</title>
		<link>http://www.getrichslowly.org/blog/2011/11/04/ask-the-readers-how-much-do-you-spend-on-gifts/comment-page-1/#comment-1964152</link>
		<dc:creator>Shelley</dc:creator>
		<pubDate>Sat, 05 Nov 2011 06:44:50 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=110012#comment-1964152</guid>
		<description>I like the cookie idea.  One year for the holidays I gave my friends cards that listed 5 types of cookies that had always been a hit at potlucks etc.  They all let me know what type they wanted and then I delivered containers of frozen cookie dough - pre sliced or in individual cookie sized balls - with instructions for baking.  That way they could do a big batch or just a few at a time.  If people wanted more than one type I just did a combo container for them.  It was a hit and I have not done it for a few years so it might be time to consider it again....</description>
		<content:encoded><![CDATA[<p>I like the cookie idea.  One year for the holidays I gave my friends cards that listed 5 types of cookies that had always been a hit at potlucks etc.  They all let me know what type they wanted and then I delivered containers of frozen cookie dough &#8211; pre sliced or in individual cookie sized balls &#8211; with instructions for baking.  That way they could do a big batch or just a few at a time.  If people wanted more than one type I just did a combo container for them.  It was a hit and I have not done it for a few years so it might be time to consider it again&#8230;.</p>
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		<title>By: Amy</title>
		<link>http://www.getrichslowly.org/blog/2011/11/04/ask-the-readers-how-much-do-you-spend-on-gifts/comment-page-2/#comment-1964092</link>
		<dc:creator>Amy</dc:creator>
		<pubDate>Sat, 05 Nov 2011 06:13:02 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=110012#comment-1964092</guid>
		<description>I love this question because I really struggle with this! My husband &amp; I have 3 children. Between all of the birthdays throughout the year (theirs and all the parties they attend), plus mothers day, fathers day, weddings, Christmas, etc, we spend about $3000/year. I believe we actually spent more in the past, but for the last year on a budget, we have put aside $250/mo to cover this. And I still feel this is going to leave us a bit short at Christmas, but we will tighten things up! To answer JD&#039;s question regarding percentage of income spent on gifts, we spend about 3%. I&#039;d love it if others would share their percentages as well so that we can compare apples to apples. Thanks!</description>
		<content:encoded><![CDATA[<p>I love this question because I really struggle with this! My husband &amp; I have 3 children. Between all of the birthdays throughout the year (theirs and all the parties they attend), plus mothers day, fathers day, weddings, Christmas, etc, we spend about $3000/year. I believe we actually spent more in the past, but for the last year on a budget, we have put aside $250/mo to cover this. And I still feel this is going to leave us a bit short at Christmas, but we will tighten things up! To answer JD&#8217;s question regarding percentage of income spent on gifts, we spend about 3%. I&#8217;d love it if others would share their percentages as well so that we can compare apples to apples. Thanks!</p>
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		<title>By: Robin</title>
		<link>http://www.getrichslowly.org/blog/2011/11/04/ask-the-readers-how-much-do-you-spend-on-gifts/comment-page-2/#comment-1964042</link>
		<dc:creator>Robin</dc:creator>
		<pubDate>Sat, 05 Nov 2011 05:22:19 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=110012#comment-1964042</guid>
		<description>I try and only spend $50 person (parents, siblings and nephews). I bought my husbands gift using credit card points. I have a closet full of toys for my son but will only give him two or three at Christmas (he&#039;s not yet two so I don&#039;t think a pile of presents will mean anything to him) and i also have a set of outdoor tools for him for Hanukkah. 

I have to hold back though. I want a pile of presents FOR him because that&#039;s what I wanted and it&#039;s hard to resist the urge to go crazy. I just want to give him everything :/</description>
		<content:encoded><![CDATA[<p>I try and only spend $50 person (parents, siblings and nephews). I bought my husbands gift using credit card points. I have a closet full of toys for my son but will only give him two or three at Christmas (he&#8217;s not yet two so I don&#8217;t think a pile of presents will mean anything to him) and i also have a set of outdoor tools for him for Hanukkah. </p>
<p>I have to hold back though. I want a pile of presents FOR him because that&#8217;s what I wanted and it&#8217;s hard to resist the urge to go crazy. I just want to give him everything :/</p>
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		<title>By: Robin</title>
		<link>http://www.getrichslowly.org/blog/2011/11/04/ask-the-readers-how-much-do-you-spend-on-gifts/comment-page-1/#comment-1964012</link>
		<dc:creator>Robin</dc:creator>
		<pubDate>Sat, 05 Nov 2011 04:51:59 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=110012#comment-1964012</guid>
		<description>I love love LOVE the frozen quiche idea!! What kinds do you make and how do you freeze them (besides in the freezer, duh). I have been struggling with what to do for my friends this year and didn&#039;t want to do cookies since everyone is trying to lose weight. A quiche!! What a fantastic idea!!</description>
		<content:encoded><![CDATA[<p>I love love LOVE the frozen quiche idea!! What kinds do you make and how do you freeze them (besides in the freezer, duh). I have been struggling with what to do for my friends this year and didn&#8217;t want to do cookies since everyone is trying to lose weight. A quiche!! What a fantastic idea!!</p>
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		<title>By: Melanie</title>
		<link>http://www.getrichslowly.org/blog/2011/11/04/ask-the-readers-how-much-do-you-spend-on-gifts/comment-page-2/#comment-1963952</link>
		<dc:creator>Melanie</dc:creator>
		<pubDate>Sat, 05 Nov 2011 04:23:39 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=110012#comment-1963952</guid>
		<description>With my young nieces and nephews I always just send them the amount they are turning starting at 5 years old they get $5, 6 yrs old get $6, etc (the younger ones get a little toy or outfit).  Once they get to high school I send them $20.  Even though they are all getting different amounts, it still seems equal since it&#039;s based on their age.  They seem to think it&#039;s fun and my sister does the same for my kids and they appreciate it.</description>
		<content:encoded><![CDATA[<p>With my young nieces and nephews I always just send them the amount they are turning starting at 5 years old they get $5, 6 yrs old get $6, etc (the younger ones get a little toy or outfit).  Once they get to high school I send them $20.  Even though they are all getting different amounts, it still seems equal since it&#8217;s based on their age.  They seem to think it&#8217;s fun and my sister does the same for my kids and they appreciate it.</p>
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		<title>By: Melanie</title>
		<link>http://www.getrichslowly.org/blog/2011/11/04/ask-the-readers-how-much-do-you-spend-on-gifts/comment-page-2/#comment-1963942</link>
		<dc:creator>Melanie</dc:creator>
		<pubDate>Sat, 05 Nov 2011 04:18:19 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=110012#comment-1963942</guid>
		<description>I&#039;m excited I actually think I have a great gift idea for family this year.  I am creating a family calendar through shutterfly.  I added everyone&#039;s birthdays and anniversaries and dropped the corresponding photos into those boxes on the calendar.  Plus on the cover and top of each month I can add more family photos.  I&#039;m planning to give this to my my hubby, my parents, and each of my 3 siblings&#039; families.  They cost about $20 each and I think that&#039;s well worth the money, they&#039;re functional and thoughtful.  We like to all try and send cards for everyone&#039;s birthdays so this is a good way to help keep track.  I plan to also add all of the birthdays for my husband&#039;s side to our calendar.  I figure if my family likes the gift I can just do it again next year and they can get me their in-laws info to add to it, to make it complete.</description>
		<content:encoded><![CDATA[<p>I&#8217;m excited I actually think I have a great gift idea for family this year.  I am creating a family calendar through shutterfly.  I added everyone&#8217;s birthdays and anniversaries and dropped the corresponding photos into those boxes on the calendar.  Plus on the cover and top of each month I can add more family photos.  I&#8217;m planning to give this to my my hubby, my parents, and each of my 3 siblings&#8217; families.  They cost about $20 each and I think that&#8217;s well worth the money, they&#8217;re functional and thoughtful.  We like to all try and send cards for everyone&#8217;s birthdays so this is a good way to help keep track.  I plan to also add all of the birthdays for my husband&#8217;s side to our calendar.  I figure if my family likes the gift I can just do it again next year and they can get me their in-laws info to add to it, to make it complete.</p>
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