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	<title>Comments on: Transportation: Friction Versus Finance</title>
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	<link>http://www.getrichslowly.org/blog/2012/03/14/transportation-friction-versus-finance/</link>
	<description>Common sense advice on money saving tips, how to get out of debt, high interest savings accounts, cd rates, money market accounts, mortgage rates, money management and more.</description>
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		<title>By: Heather</title>
		<link>http://www.getrichslowly.org/blog/2012/03/14/transportation-friction-versus-finance/comment-page-1/#comment-2573502</link>
		<dc:creator>Heather</dc:creator>
		<pubDate>Tue, 10 Apr 2012 19:35:33 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=123502#comment-2573502</guid>
		<description>When I moved to Phoenix, I came with only a bicycle and biked, bussed, or bummed for two years. (They had not yet built the train.)

Yes, biking in the summer is hot, but you&#039;re going to be sweaty when you get there no matter how you get there. 

Getting in some biking every day (or almost every day) gave me a lot of energy and reduced my need to find time to exercise - it was built in!

That said: &quot;Even if you could decide on a monthly basis whether to activate insurance or not, you would probably keep a car insured (“just in case”).&quot; When I did become a car owner again, I was charged a hefty surcharge for being an &quot;uninsured driver&quot; the previous two years, despite not owning a car during that time. It surely wasn&#039;t the same cost as owning a car during that time would have been, but it didn&#039;t make me happy.

My husband and I for a while were both traveling teachers (on more than one campus each day), so biking or being a 1-car family were not options. We&#039;re looking to work it out so I can stay home with our baby next year and will hopefully go to one car at that time.</description>
		<content:encoded><![CDATA[<p>When I moved to Phoenix, I came with only a bicycle and biked, bussed, or bummed for two years. (They had not yet built the train.)</p>
<p>Yes, biking in the summer is hot, but you&#8217;re going to be sweaty when you get there no matter how you get there. </p>
<p>Getting in some biking every day (or almost every day) gave me a lot of energy and reduced my need to find time to exercise &#8211; it was built in!</p>
<p>That said: &#8220;Even if you could decide on a monthly basis whether to activate insurance or not, you would probably keep a car insured (“just in case”).&#8221; When I did become a car owner again, I was charged a hefty surcharge for being an &#8220;uninsured driver&#8221; the previous two years, despite not owning a car during that time. It surely wasn&#8217;t the same cost as owning a car during that time would have been, but it didn&#8217;t make me happy.</p>
<p>My husband and I for a while were both traveling teachers (on more than one campus each day), so biking or being a 1-car family were not options. We&#8217;re looking to work it out so I can stay home with our baby next year and will hopefully go to one car at that time.</p>
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		<title>By: Lisa Wilson</title>
		<link>http://www.getrichslowly.org/blog/2012/03/14/transportation-friction-versus-finance/comment-page-1/#comment-2527962</link>
		<dc:creator>Lisa Wilson</dc:creator>
		<pubDate>Tue, 27 Mar 2012 04:51:45 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=123502#comment-2527962</guid>
		<description>The reason we are getting these pages of malware &amp; attacks is because they are running aLL  these ads in the sides. The simple Dollar is the same way. I can&#039;t even bypass my security to get into it.</description>
		<content:encoded><![CDATA[<p>The reason we are getting these pages of malware &amp; attacks is because they are running aLL  these ads in the sides. The simple Dollar is the same way. I can&#8217;t even bypass my security to get into it.</p>
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		<title>By: Andrea</title>
		<link>http://www.getrichslowly.org/blog/2012/03/14/transportation-friction-versus-finance/comment-page-1/#comment-2504222</link>
		<dc:creator>Andrea</dc:creator>
		<pubDate>Tue, 20 Mar 2012 21:05:16 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=123502#comment-2504222</guid>
		<description>I like to combine types of transportation. I will walk or bus to a business meeting or social event and then grab a bus or cab home. Sometimes I cycle part way and grab a bus or cab the rest of the way. Many times I do end up driving, but I only own half a car because I micro carshare.</description>
		<content:encoded><![CDATA[<p>I like to combine types of transportation. I will walk or bus to a business meeting or social event and then grab a bus or cab home. Sometimes I cycle part way and grab a bus or cab the rest of the way. Many times I do end up driving, but I only own half a car because I micro carshare.</p>
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		<title>By: Vanessa</title>
		<link>http://www.getrichslowly.org/blog/2012/03/14/transportation-friction-versus-finance/comment-page-1/#comment-2499492</link>
		<dc:creator>Vanessa</dc:creator>
		<pubDate>Mon, 19 Mar 2012 21:41:23 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=123502#comment-2499492</guid>
		<description>I realize it&#039;s not practical for everyone, so don&#039;t take this as a hater hatin&#039; (though really, people still love their cars?).

But honestly, I hope to never own a car again. I&#039;ve done two things by not owning a car:
- Been able to live in walkable, transit-rich neighborhoods in cities that I love.
- Evened out my transportation expenses. No more surprise repairs, car maintenance, license fees, accidents, and thinking about gas. I pay about $50 a month in transit, and use my bike the rest of the time. Ok ok, and I probably spend $30/mo in cabs. At points in my life when cashflow mattered, this mattered a lot.

Has it saved me money? Eh, maybe, maybe not. It&#039;s hard to quantify the cost of living in a more expensive city, because it&#039;s also where I found a well-paying job that wouldn&#039;t have been an option in the place where I had been living. But it sure has saved me a lot of stress, and as someone who&#039;s not naturally active, the extra walking does not hurt. So for me, there&#039;s a lot more value in what I&#039;m choosing to spend my money on (location).</description>
		<content:encoded><![CDATA[<p>I realize it&#8217;s not practical for everyone, so don&#8217;t take this as a hater hatin&#8217; (though really, people still love their cars?).</p>
<p>But honestly, I hope to never own a car again. I&#8217;ve done two things by not owning a car:<br />
- Been able to live in walkable, transit-rich neighborhoods in cities that I love.<br />
- Evened out my transportation expenses. No more surprise repairs, car maintenance, license fees, accidents, and thinking about gas. I pay about $50 a month in transit, and use my bike the rest of the time. Ok ok, and I probably spend $30/mo in cabs. At points in my life when cashflow mattered, this mattered a lot.</p>
<p>Has it saved me money? Eh, maybe, maybe not. It&#8217;s hard to quantify the cost of living in a more expensive city, because it&#8217;s also where I found a well-paying job that wouldn&#8217;t have been an option in the place where I had been living. But it sure has saved me a lot of stress, and as someone who&#8217;s not naturally active, the extra walking does not hurt. So for me, there&#8217;s a lot more value in what I&#8217;m choosing to spend my money on (location).</p>
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		<title>By: CC</title>
		<link>http://www.getrichslowly.org/blog/2012/03/14/transportation-friction-versus-finance/comment-page-1/#comment-2489102</link>
		<dc:creator>CC</dc:creator>
		<pubDate>Sat, 17 Mar 2012 04:13:42 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=123502#comment-2489102</guid>
		<description>I can&#039;t help you with your 90 mile commute (yikes!), but we are carfree and use carshare (Zipcar) for errands and to  take the dog out hiking (he has to be in a carrier). We use a rental car for the  trips to my parents or to the coast. Weekend car rental is very inexpensive - they must make money during the week from business travelers.
We had a paid-for Honda Civic that had too many parts stolen to keep it running, so we didn&#039;t replace it. Car-free is much less expensive.</description>
		<content:encoded><![CDATA[<p>I can&#8217;t help you with your 90 mile commute (yikes!), but we are carfree and use carshare (Zipcar) for errands and to  take the dog out hiking (he has to be in a carrier). We use a rental car for the  trips to my parents or to the coast. Weekend car rental is very inexpensive &#8211; they must make money during the week from business travelers.<br />
We had a paid-for Honda Civic that had too many parts stolen to keep it running, so we didn&#8217;t replace it. Car-free is much less expensive.</p>
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		<title>By: Greg</title>
		<link>http://www.getrichslowly.org/blog/2012/03/14/transportation-friction-versus-finance/comment-page-1/#comment-2489082</link>
		<dc:creator>Greg</dc:creator>
		<pubDate>Sat, 17 Mar 2012 04:10:08 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=123502#comment-2489082</guid>
		<description>My wife and I have been car-light in Portland OR for the last 2 years, and we love it.

For vacation, sometimes we fly and often times we&#039;ll go out to the coast.  If we&#039;re going with friends or family, we share a car.  For our honeymoon, we travelled for two weeks along the coast with our dog, and the rental car was about $350.  No reason to buy when we can rent so easily.</description>
		<content:encoded><![CDATA[<p>My wife and I have been car-light in Portland OR for the last 2 years, and we love it.</p>
<p>For vacation, sometimes we fly and often times we&#8217;ll go out to the coast.  If we&#8217;re going with friends or family, we share a car.  For our honeymoon, we travelled for two weeks along the coast with our dog, and the rental car was about $350.  No reason to buy when we can rent so easily.</p>
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		<title>By: Heather</title>
		<link>http://www.getrichslowly.org/blog/2012/03/14/transportation-friction-versus-finance/comment-page-1/#comment-2485412</link>
		<dc:creator>Heather</dc:creator>
		<pubDate>Fri, 16 Mar 2012 02:38:18 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=123502#comment-2485412</guid>
		<description>For me, the friction is my deciding factor. This was illustrated to me today in fact! I had a coupon to get my car detailed, which it desperately needed. Took the car in, rode the bus back the 40 blocks (so, 2-3 miles?).

My partner and I got completely drenched in the 10 minutes standing/walking in the rain, with winds too strong to use an umbrella. When we got to our stop, the entire intersection was so flooded that we had to walk back two blocks to cross the street between lights on a blind curve where no one would be expecting a pedestrian. By the time my partner and I realized there was a less-walking-heavy way for me to get to my day&#039;s only appointment, I had missed the bus that would have allowed me to do that, and then the bus didn&#039;t even take the route that the Metro website said it would! Asked the bus driver whether it connected to my transfer bus and he said he didn&#039;t know, and it was my responsibility to know the routes--when the information is only available online, which disenfranchises so many of the lower-income and disabled folks who need the bus system. Another passenger helped me out and this detour actually cut some of my walking out which was nice. But then I had to rush to my appointment, walking WAY too fast for comfort, although I was able to take the longer, less direct, but less walking route home, passing my car on the way which was done just in time to let me pick it up on my way and avoid the flooded intersection again. 

My arthritic joints are angry, and I spent half an hour in the shower trying to scrub away the dirty smell of being on the bus with unwashed masses. To top it off, after a year of crappy evening commutes, my partner found out on his last week of work at this job that there had been a faster transit option if only there were directions that had included the train that was a block away from his bus transfer. 

I&#039;m so grateful for my car, and I&#039;m glad I was able to give her a day at the spa.</description>
		<content:encoded><![CDATA[<p>For me, the friction is my deciding factor. This was illustrated to me today in fact! I had a coupon to get my car detailed, which it desperately needed. Took the car in, rode the bus back the 40 blocks (so, 2-3 miles?).</p>
<p>My partner and I got completely drenched in the 10 minutes standing/walking in the rain, with winds too strong to use an umbrella. When we got to our stop, the entire intersection was so flooded that we had to walk back two blocks to cross the street between lights on a blind curve where no one would be expecting a pedestrian. By the time my partner and I realized there was a less-walking-heavy way for me to get to my day&#8217;s only appointment, I had missed the bus that would have allowed me to do that, and then the bus didn&#8217;t even take the route that the Metro website said it would! Asked the bus driver whether it connected to my transfer bus and he said he didn&#8217;t know, and it was my responsibility to know the routes&#8211;when the information is only available online, which disenfranchises so many of the lower-income and disabled folks who need the bus system. Another passenger helped me out and this detour actually cut some of my walking out which was nice. But then I had to rush to my appointment, walking WAY too fast for comfort, although I was able to take the longer, less direct, but less walking route home, passing my car on the way which was done just in time to let me pick it up on my way and avoid the flooded intersection again. </p>
<p>My arthritic joints are angry, and I spent half an hour in the shower trying to scrub away the dirty smell of being on the bus with unwashed masses. To top it off, after a year of crappy evening commutes, my partner found out on his last week of work at this job that there had been a faster transit option if only there were directions that had included the train that was a block away from his bus transfer. </p>
<p>I&#8217;m so grateful for my car, and I&#8217;m glad I was able to give her a day at the spa.</p>
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		<title>By: Heather</title>
		<link>http://www.getrichslowly.org/blog/2012/03/14/transportation-friction-versus-finance/comment-page-1/#comment-2485312</link>
		<dc:creator>Heather</dc:creator>
		<pubDate>Fri, 16 Mar 2012 02:07:41 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=123502#comment-2485312</guid>
		<description>I know my parents weren&#039;t ready for their 6 year old to walk a mile to school by herself, and the buses didn&#039;t run within a mile of the schools in my school district. I imagine most districts have a similar system. Now, whether that means my parents could have gotten a little walking in by taking me that way, that&#039;s another issue (as it was I had an older brother who could walk me until I was old enough to walk myself). 

But certainly with Schools of Choice, if you&#039;re sending your child to a school in another district than where you live, there&#039;s no such thing as a school bus for your child AND the school with typically be further away than walking distance.</description>
		<content:encoded><![CDATA[<p>I know my parents weren&#8217;t ready for their 6 year old to walk a mile to school by herself, and the buses didn&#8217;t run within a mile of the schools in my school district. I imagine most districts have a similar system. Now, whether that means my parents could have gotten a little walking in by taking me that way, that&#8217;s another issue (as it was I had an older brother who could walk me until I was old enough to walk myself). </p>
<p>But certainly with Schools of Choice, if you&#8217;re sending your child to a school in another district than where you live, there&#8217;s no such thing as a school bus for your child AND the school with typically be further away than walking distance.</p>
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		<title>By: bareheadedwoman</title>
		<link>http://www.getrichslowly.org/blog/2012/03/14/transportation-friction-versus-finance/comment-page-1/#comment-2484932</link>
		<dc:creator>bareheadedwoman</dc:creator>
		<pubDate>Thu, 15 Mar 2012 23:05:18 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=123502#comment-2484932</guid>
		<description>my last daily commute in NYC was 1.5 hrs and included walking 6 blocks, 14 flights of stairs (subtract 6 flights and add 15 minutes for escalators) two trains, up to 20 minutes transfer (and the frustration of at least 3 times a week watching your transfer doors shut across the platform waiting for your train to open) all one way.....to travel 13 miles as the crow flies.

at least when I lived in DC (pre/early Metro) and commuted 2 hours in a car, I traveled 35 miles.</description>
		<content:encoded><![CDATA[<p>my last daily commute in NYC was 1.5 hrs and included walking 6 blocks, 14 flights of stairs (subtract 6 flights and add 15 minutes for escalators) two trains, up to 20 minutes transfer (and the frustration of at least 3 times a week watching your transfer doors shut across the platform waiting for your train to open) all one way&#8230;..to travel 13 miles as the crow flies.</p>
<p>at least when I lived in DC (pre/early Metro) and commuted 2 hours in a car, I traveled 35 miles.</p>
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		<title>By: Sara</title>
		<link>http://www.getrichslowly.org/blog/2012/03/14/transportation-friction-versus-finance/comment-page-1/#comment-2484212</link>
		<dc:creator>Sara</dc:creator>
		<pubDate>Thu, 15 Mar 2012 19:05:42 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=123502#comment-2484212</guid>
		<description>Some transit agencies include a free transfer  with the cost of a ticket- usually good for a few hours. This allows someone to take a return trip, or to transfer to another line to complete their one-way trip. Some agencies, instead of providing a free transfer, sell discount transfer tickets. 

My household is &quot;car-free&quot; in that we don&#039;t own a vehicle. However, we are members of a car-sharing service that allows us to rent out cars near our home in 15 minute increments. In a very heavy-use month we&#039;ve paid up to $250. However, that isn&#039;t normal, and we&#039;ve also paid as little as $20 a month. For me, the best part of car-sharing is not having the 24/7 responsibility of car ownership in an urban area. Car-sharing is the best!  

In regards to paying for transit tickets for many family members, all of the transit agencies I know of in my metro area (SF-Oakland, CA) offer discount tickets for those under 18 and over 65. Most are free if under 5 years old.</description>
		<content:encoded><![CDATA[<p>Some transit agencies include a free transfer  with the cost of a ticket- usually good for a few hours. This allows someone to take a return trip, or to transfer to another line to complete their one-way trip. Some agencies, instead of providing a free transfer, sell discount transfer tickets. </p>
<p>My household is &#8220;car-free&#8221; in that we don&#8217;t own a vehicle. However, we are members of a car-sharing service that allows us to rent out cars near our home in 15 minute increments. In a very heavy-use month we&#8217;ve paid up to $250. However, that isn&#8217;t normal, and we&#8217;ve also paid as little as $20 a month. For me, the best part of car-sharing is not having the 24/7 responsibility of car ownership in an urban area. Car-sharing is the best!  </p>
<p>In regards to paying for transit tickets for many family members, all of the transit agencies I know of in my metro area (SF-Oakland, CA) offer discount tickets for those under 18 and over 65. Most are free if under 5 years old.</p>
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		<title>By: Becky+P.</title>
		<link>http://www.getrichslowly.org/blog/2012/03/14/transportation-friction-versus-finance/comment-page-1/#comment-2484032</link>
		<dc:creator>Becky+P.</dc:creator>
		<pubDate>Thu, 15 Mar 2012 18:23:31 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=123502#comment-2484032</guid>
		<description>I haven&#039;t read all the comments, but this is to the OP.  Please forgive my ignorance, but how can you go out and come back on the same ticket?  Don&#039;t you get off the bus?  

I live near Warsaw, and we have to pay for each way or buy an all day pass, or a monthly bus pass, etc.  The only way to not pay for two transfers would be to stay on the bus til the end and then just ride the same bus back to the point of origin--which seems rather pointless to me.

I am also curious about people who go carless--what do they do for vacations? Do they always just go where they can go by train or rent cars or fly or what? No family trips to the state park that&#039;s just out of town? Do you take trips to someone else&#039;s house (not near a bus or metro station) for dinner, etc?  I&#039;ve been kind of curious about that. But then, we had 5 kids and the cost of bus tickets quickly added up so that having a car and the cost of bus passes were about the same (per trip) and the convenience of carrying groceries for 7 in a car/van cannot possibly even begin to be compared to carting them--esp. with little kids. At least teens could help carry the groceries.

Most professionals in this area that I know that go carless during the week still own one or have access to one when they need to go somewhere besides the big city.</description>
		<content:encoded><![CDATA[<p>I haven&#8217;t read all the comments, but this is to the OP.  Please forgive my ignorance, but how can you go out and come back on the same ticket?  Don&#8217;t you get off the bus?  </p>
<p>I live near Warsaw, and we have to pay for each way or buy an all day pass, or a monthly bus pass, etc.  The only way to not pay for two transfers would be to stay on the bus til the end and then just ride the same bus back to the point of origin&#8211;which seems rather pointless to me.</p>
<p>I am also curious about people who go carless&#8211;what do they do for vacations? Do they always just go where they can go by train or rent cars or fly or what? No family trips to the state park that&#8217;s just out of town? Do you take trips to someone else&#8217;s house (not near a bus or metro station) for dinner, etc?  I&#8217;ve been kind of curious about that. But then, we had 5 kids and the cost of bus tickets quickly added up so that having a car and the cost of bus passes were about the same (per trip) and the convenience of carrying groceries for 7 in a car/van cannot possibly even begin to be compared to carting them&#8211;esp. with little kids. At least teens could help carry the groceries.</p>
<p>Most professionals in this area that I know that go carless during the week still own one or have access to one when they need to go somewhere besides the big city.</p>
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		<title>By: Dan</title>
		<link>http://www.getrichslowly.org/blog/2012/03/14/transportation-friction-versus-finance/comment-page-1/#comment-2483442</link>
		<dc:creator>Dan</dc:creator>
		<pubDate>Thu, 15 Mar 2012 15:58:13 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=123502#comment-2483442</guid>
		<description>I believe you left out the part about doing away with the all day pass. Personally, I appreciated the convenince of being able to buy my all day pass and not have to buy another, even if I was only going out and back. The extra $0.50 was worth not having to worry about if the machine at the far end was going to be working that day.</description>
		<content:encoded><![CDATA[<p>I believe you left out the part about doing away with the all day pass. Personally, I appreciated the convenince of being able to buy my all day pass and not have to buy another, even if I was only going out and back. The extra $0.50 was worth not having to worry about if the machine at the far end was going to be working that day.</p>
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		<title>By: Will</title>
		<link>http://www.getrichslowly.org/blog/2012/03/14/transportation-friction-versus-finance/comment-page-1/#comment-2483202</link>
		<dc:creator>Will</dc:creator>
		<pubDate>Thu, 15 Mar 2012 15:11:16 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=123502#comment-2483202</guid>
		<description>Public Transport: Gets you from where you are not to somewhere you don&#039;t want to be.

IMHO the best option for most people is transportation cycling plus one car per family (or a hire car scheme) for the occasional journeys that can&#039;t be done by bike. Public transport can form a gap fill but it is unpleasant, expensive and slow.</description>
		<content:encoded><![CDATA[<p>Public Transport: Gets you from where you are not to somewhere you don&#8217;t want to be.</p>
<p>IMHO the best option for most people is transportation cycling plus one car per family (or a hire car scheme) for the occasional journeys that can&#8217;t be done by bike. Public transport can form a gap fill but it is unpleasant, expensive and slow.</p>
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		<title>By: Kevin</title>
		<link>http://www.getrichslowly.org/blog/2012/03/14/transportation-friction-versus-finance/comment-page-1/#comment-2483062</link>
		<dc:creator>Kevin</dc:creator>
		<pubDate>Thu, 15 Mar 2012 14:23:35 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=123502#comment-2483062</guid>
		<description>You&#039;re probably right.

Someone probably just hacked the corporate Internet giant&#039;s bulletproof, redundant servers and slipped in the malware.

Weird that it was ONLY this one site, and I&#039;ve never seen that warning anywhere else on the Internet, ever.  Also weird that while JD was just running this site on his own, no one seemed able to hack it, but once it was handed over to experienced experts, managing dozens of similar sites on an industrial-scale server farm, it was so easily compromised.</description>
		<content:encoded><![CDATA[<p>You&#8217;re probably right.</p>
<p>Someone probably just hacked the corporate Internet giant&#8217;s bulletproof, redundant servers and slipped in the malware.</p>
<p>Weird that it was ONLY this one site, and I&#8217;ve never seen that warning anywhere else on the Internet, ever.  Also weird that while JD was just running this site on his own, no one seemed able to hack it, but once it was handed over to experienced experts, managing dozens of similar sites on an industrial-scale server farm, it was so easily compromised.</p>
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		<title>By: sir jorge</title>
		<link>http://www.getrichslowly.org/blog/2012/03/14/transportation-friction-versus-finance/comment-page-1/#comment-2482982</link>
		<dc:creator>sir jorge</dc:creator>
		<pubDate>Thu, 15 Mar 2012 14:05:49 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=123502#comment-2482982</guid>
		<description>I have to take a bus, since there is no parking in or around my area of Los Angeles, however, taking a bus is the worst drain of time. The bus is always crowded, even on non peak hours, standing room only, costs $1.50 per ride, and can take upwards of 2 1/2 hours to go 8 miles. A car might cost more, but would take me to work in 20 minutes. That&#039;s Los Angeles of course.</description>
		<content:encoded><![CDATA[<p>I have to take a bus, since there is no parking in or around my area of Los Angeles, however, taking a bus is the worst drain of time. The bus is always crowded, even on non peak hours, standing room only, costs $1.50 per ride, and can take upwards of 2 1/2 hours to go 8 miles. A car might cost more, but would take me to work in 20 minutes. That&#8217;s Los Angeles of course.</p>
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		<title>By: CJ Belle</title>
		<link>http://www.getrichslowly.org/blog/2012/03/14/transportation-friction-versus-finance/comment-page-1/#comment-2482552</link>
		<dc:creator>CJ Belle</dc:creator>
		<pubDate>Thu, 15 Mar 2012 12:43:50 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=123502#comment-2482552</guid>
		<description>@ Kris L--great cost breakdown; 

I am taking a new job in a couple months that is in the heart of DC (my current work commute is 60 mi RT daily to a no-metro area outside DC) and I&#039;ve struggled with the decision to move inside the beltway due to high C.O.L. (and my future temporary decrease in income).  In agreement with your (and other commenter) thoughts, I think it&#039;s worthwhile for me to do this cost comparison (esp. w/P&#039;N&#039;R option 5 mi from where I live now).  Thanks for your insight.</description>
		<content:encoded><![CDATA[<p>@ Kris L&#8211;great cost breakdown; </p>
<p>I am taking a new job in a couple months that is in the heart of DC (my current work commute is 60 mi RT daily to a no-metro area outside DC) and I&#8217;ve struggled with the decision to move inside the beltway due to high C.O.L. (and my future temporary decrease in income).  In agreement with your (and other commenter) thoughts, I think it&#8217;s worthwhile for me to do this cost comparison (esp. w/P&#8217;N'R option 5 mi from where I live now).  Thanks for your insight.</p>
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		<title>By: Leah</title>
		<link>http://www.getrichslowly.org/blog/2012/03/14/transportation-friction-versus-finance/comment-page-1/#comment-2482462</link>
		<dc:creator>Leah</dc:creator>
		<pubDate>Thu, 15 Mar 2012 12:08:08 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=123502#comment-2482462</guid>
		<description>Kevin, QuinStreet bought this site years ago.  If things have been fine for the last many years, just move on with life.  Seems that they likely already get plenty of money from the site as is, since the site has lots of readers and advertising.</description>
		<content:encoded><![CDATA[<p>Kevin, QuinStreet bought this site years ago.  If things have been fine for the last many years, just move on with life.  Seems that they likely already get plenty of money from the site as is, since the site has lots of readers and advertising.</p>
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		<title>By: Kevin</title>
		<link>http://www.getrichslowly.org/blog/2012/03/14/transportation-friction-versus-finance/comment-page-1/#comment-2482452</link>
		<dc:creator>Kevin</dc:creator>
		<pubDate>Thu, 15 Mar 2012 12:00:38 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=123502#comment-2482452</guid>
		<description>I got the warning too, using Firefox.

JD, I know you said you alerted QuinStreet, but has anyone considered the possibility that they already know? That it&#039;s deliberate?  That they&#039;ve purposely embedded some shady, questionable marketing component that they may consider to be &quot;fair game,&quot; but Google (and the broader audience) would consider to be intrusive malware?

What&#039;s the harm?  They&#039;re just trying to learn more about the site&#039;s visitors ... by probing their personal files, browsing history, geographic location, etc.

Hope the big payday was worth it, JD.  I predict many more &quot;incidents&quot; like this going forward, as QuinStreet tests the limits of just how much we&#039;ll put up with.  After all, they didn&#039;t buy this site to leave it alone - it&#039;s a cash-cow, just waiting to be milked dry.</description>
		<content:encoded><![CDATA[<p>I got the warning too, using Firefox.</p>
<p>JD, I know you said you alerted QuinStreet, but has anyone considered the possibility that they already know? That it&#8217;s deliberate?  That they&#8217;ve purposely embedded some shady, questionable marketing component that they may consider to be &#8220;fair game,&#8221; but Google (and the broader audience) would consider to be intrusive malware?</p>
<p>What&#8217;s the harm?  They&#8217;re just trying to learn more about the site&#8217;s visitors &#8230; by probing their personal files, browsing history, geographic location, etc.</p>
<p>Hope the big payday was worth it, JD.  I predict many more &#8220;incidents&#8221; like this going forward, as QuinStreet tests the limits of just how much we&#8217;ll put up with.  After all, they didn&#8217;t buy this site to leave it alone &#8211; it&#8217;s a cash-cow, just waiting to be milked dry.</p>
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		<title>By: A-L</title>
		<link>http://www.getrichslowly.org/blog/2012/03/14/transportation-friction-versus-finance/comment-page-1/#comment-2482382</link>
		<dc:creator>A-L</dc:creator>
		<pubDate>Thu, 15 Mar 2012 11:30:13 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=123502#comment-2482382</guid>
		<description>Got the Malware warning for Mozilla yesterday (but it&#039;s off this morning).  

Anyway, I&#039;m in New Orleans too!  I have to say that for a New Orleans summer, it&#039;s really not that tempting to be doing anything physical outside.  But fall, winter, and spring are all doable if one is interested in biking/walking.  I&#039;m hoping I&#039;ll actually be transferred to a closer school so that I can at least try biking to work.

But as far as public transportation, it&#039;s just not dependable enough.  I don&#039;t think the steetcars/buses make their circuits frequently enough to eliminate the inconvenience of waiting for them.  It might be 20-30 minutes of waiting between arrivals.  Adding that on to commute times (or heck, the time you were using to meet with friends at a restaurant) can seem really unappealing).</description>
		<content:encoded><![CDATA[<p>Got the Malware warning for Mozilla yesterday (but it&#8217;s off this morning).  </p>
<p>Anyway, I&#8217;m in New Orleans too!  I have to say that for a New Orleans summer, it&#8217;s really not that tempting to be doing anything physical outside.  But fall, winter, and spring are all doable if one is interested in biking/walking.  I&#8217;m hoping I&#8217;ll actually be transferred to a closer school so that I can at least try biking to work.</p>
<p>But as far as public transportation, it&#8217;s just not dependable enough.  I don&#8217;t think the steetcars/buses make their circuits frequently enough to eliminate the inconvenience of waiting for them.  It might be 20-30 minutes of waiting between arrivals.  Adding that on to commute times (or heck, the time you were using to meet with friends at a restaurant) can seem really unappealing).</p>
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		<title>By: imelda</title>
		<link>http://www.getrichslowly.org/blog/2012/03/14/transportation-friction-versus-finance/comment-page-1/#comment-2481262</link>
		<dc:creator>imelda</dc:creator>
		<pubDate>Thu, 15 Mar 2012 03:08:27 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=123502#comment-2481262</guid>
		<description>This is exactly it for me, too. 

I currently have the nicest commute in the world - a 10 minute walk to the bus stop, and a 50-minute (seated) ride that leaves me 2 minutes&#039; walk from work. I have 2 hours a day to read, sleep, etc. 

Things that can make public transit miserable? 1) Transfers. 2) Trains not running on schedule. 3) No seats available. 4) Too long of a ride. 5) Too long of a wait for the next bus/train. 

All of these factors contributed to my passionate hatred of commuting in New York City. Now that I live in Japan, I adore my public transit.

And note, I spend $15 a day for this bus ride. Transportation is expensive in Japan. But it is SO WORTH IT.</description>
		<content:encoded><![CDATA[<p>This is exactly it for me, too. </p>
<p>I currently have the nicest commute in the world &#8211; a 10 minute walk to the bus stop, and a 50-minute (seated) ride that leaves me 2 minutes&#8217; walk from work. I have 2 hours a day to read, sleep, etc. </p>
<p>Things that can make public transit miserable? 1) Transfers. 2) Trains not running on schedule. 3) No seats available. 4) Too long of a ride. 5) Too long of a wait for the next bus/train. </p>
<p>All of these factors contributed to my passionate hatred of commuting in New York City. Now that I live in Japan, I adore my public transit.</p>
<p>And note, I spend $15 a day for this bus ride. Transportation is expensive in Japan. But it is SO WORTH IT.</p>
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		<title>By: Barb</title>
		<link>http://www.getrichslowly.org/blog/2012/03/14/transportation-friction-versus-finance/comment-page-1/#comment-2481232</link>
		<dc:creator>Barb</dc:creator>
		<pubDate>Thu, 15 Mar 2012 02:58:43 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=123502#comment-2481232</guid>
		<description>Every swear word my children know, they learned from me...........while I was driving on the 495 or 395.........need I say more???</description>
		<content:encoded><![CDATA[<p>Every swear word my children know, they learned from me&#8230;&#8230;&#8230;..while I was driving on the 495 or 395&#8230;&#8230;&#8230;need I say more???</p>
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		<title>By: Barb</title>
		<link>http://www.getrichslowly.org/blog/2012/03/14/transportation-friction-versus-finance/comment-page-1/#comment-2481222</link>
		<dc:creator>Barb</dc:creator>
		<pubDate>Thu, 15 Mar 2012 02:55:34 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=123502#comment-2481222</guid>
		<description>Yes, DC requires a choice. That said, we lived in Arlington virginia, a family on one government income for a great many years. It IS possible to find affordable housing inside the beltway-and to make other choices if that housing is expense. In our case, we had one car and a bike (my husband rode the bike and I drove him if he needed) and didnt have a car for our kids since they could walk to all schools. I also could walk to the library, restaurants, the ice cream store and a grocery if I had to. so having a 20 year old car with minimal insurance and no second car made the housing bite worth it in conviencience.

And while I realize anacostia is a stretch, although it is becoming gentriried. I agree with the &quot;bad neighborhood&quot; rap.  there are allkinds of nice places, and my husband and I always said we were going to retire (on a government pension, mind) to capitol hill or adams morgan</description>
		<content:encoded><![CDATA[<p>Yes, DC requires a choice. That said, we lived in Arlington virginia, a family on one government income for a great many years. It IS possible to find affordable housing inside the beltway-and to make other choices if that housing is expense. In our case, we had one car and a bike (my husband rode the bike and I drove him if he needed) and didnt have a car for our kids since they could walk to all schools. I also could walk to the library, restaurants, the ice cream store and a grocery if I had to. so having a 20 year old car with minimal insurance and no second car made the housing bite worth it in conviencience.</p>
<p>And while I realize anacostia is a stretch, although it is becoming gentriried. I agree with the &#8220;bad neighborhood&#8221; rap.  there are allkinds of nice places, and my husband and I always said we were going to retire (on a government pension, mind) to capitol hill or adams morgan</p>
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		<title>By: Rosa</title>
		<link>http://www.getrichslowly.org/blog/2012/03/14/transportation-friction-versus-finance/comment-page-1/#comment-2481212</link>
		<dc:creator>Rosa</dc:creator>
		<pubDate>Thu, 15 Mar 2012 02:49:22 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=123502#comment-2481212</guid>
		<description>I had a coworker who switched to the bus for exactly that reason - people would wait til the last minute to drop work on her and she would say &quot;I can get that done tonight, but you&#039;ll have to drive me home.&quot; Usually they&#039;d decide tomorrow was soon enough.</description>
		<content:encoded><![CDATA[<p>I had a coworker who switched to the bus for exactly that reason &#8211; people would wait til the last minute to drop work on her and she would say &#8220;I can get that done tonight, but you&#8217;ll have to drive me home.&#8221; Usually they&#8217;d decide tomorrow was soon enough.</p>
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		<title>By: Rosa</title>
		<link>http://www.getrichslowly.org/blog/2012/03/14/transportation-friction-versus-finance/comment-page-1/#comment-2481202</link>
		<dc:creator>Rosa</dc:creator>
		<pubDate>Thu, 15 Mar 2012 02:46:57 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=123502#comment-2481202</guid>
		<description>Averaging 0-1 cars in our family instead of 1-2 has saved us an awful lot of money over the last decade. I don&#039;t even know how to quantify it, really, because the low cost of our one car is based on not relying on it - not having to fix it in a hurry if it breaks, not having to replace it right away when it finally wears out.</description>
		<content:encoded><![CDATA[<p>Averaging 0-1 cars in our family instead of 1-2 has saved us an awful lot of money over the last decade. I don&#8217;t even know how to quantify it, really, because the low cost of our one car is based on not relying on it &#8211; not having to fix it in a hurry if it breaks, not having to replace it right away when it finally wears out.</p>
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		<title>By: Rosa</title>
		<link>http://www.getrichslowly.org/blog/2012/03/14/transportation-friction-versus-finance/comment-page-1/#comment-2481192</link>
		<dc:creator>Rosa</dc:creator>
		<pubDate>Thu, 15 Mar 2012 02:44:49 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=123502#comment-2481192</guid>
		<description>Where I live - because when house-hunting, we prioritized being able to bike and bus - it is faster to take the bus downtown than to drive, once you figure in parking. Biking is faster than either, but I don&#039;t bike in bad weather.

Anyone who has to pay for parking, or park many blocks from work to avoid paying, would probably save money and time by choosing an alternative (even if it&#039;s carpooling).</description>
		<content:encoded><![CDATA[<p>Where I live &#8211; because when house-hunting, we prioritized being able to bike and bus &#8211; it is faster to take the bus downtown than to drive, once you figure in parking. Biking is faster than either, but I don&#8217;t bike in bad weather.</p>
<p>Anyone who has to pay for parking, or park many blocks from work to avoid paying, would probably save money and time by choosing an alternative (even if it&#8217;s carpooling).</p>
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		<title>By: Rosa</title>
		<link>http://www.getrichslowly.org/blog/2012/03/14/transportation-friction-versus-finance/comment-page-1/#comment-2481172</link>
		<dc:creator>Rosa</dc:creator>
		<pubDate>Thu, 15 Mar 2012 02:41:44 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=123502#comment-2481172</guid>
		<description>Amazingly, I was once the only white person on an Anacostia bus (and an out of town tourist as well! From the midwest!) and no one shot me.

however did that happen?

I will say, i know an awful lot of women who gave up on public transit because they couldn&#039;t take the sexual harassment - the inappropriate nudity, the being touched, the guy getting off at your stop and following you, etc. Making transit FEEL safe is one of those important friction points that transit authorities have a hard time addressing.</description>
		<content:encoded><![CDATA[<p>Amazingly, I was once the only white person on an Anacostia bus (and an out of town tourist as well! From the midwest!) and no one shot me.</p>
<p>however did that happen?</p>
<p>I will say, i know an awful lot of women who gave up on public transit because they couldn&#8217;t take the sexual harassment &#8211; the inappropriate nudity, the being touched, the guy getting off at your stop and following you, etc. Making transit FEEL safe is one of those important friction points that transit authorities have a hard time addressing.</p>
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		<title>By: Paul</title>
		<link>http://www.getrichslowly.org/blog/2012/03/14/transportation-friction-versus-finance/comment-page-1/#comment-2480962</link>
		<dc:creator>Paul</dc:creator>
		<pubDate>Thu, 15 Mar 2012 01:25:17 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=123502#comment-2480962</guid>
		<description>When I lived and worked in DC I figured that it would cost me something like $12-13 per day to use the Metro (not including getting to the Metro station), and it it cost around $10 to drive, not including insurance which I would have had to have anyways.</description>
		<content:encoded><![CDATA[<p>When I lived and worked in DC I figured that it would cost me something like $12-13 per day to use the Metro (not including getting to the Metro station), and it it cost around $10 to drive, not including insurance which I would have had to have anyways.</p>
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		<title>By: SwampWoman</title>
		<link>http://www.getrichslowly.org/blog/2012/03/14/transportation-friction-versus-finance/comment-page-1/#comment-2480922</link>
		<dc:creator>SwampWoman</dc:creator>
		<pubDate>Thu, 15 Mar 2012 01:15:26 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=123502#comment-2480922</guid>
		<description>I live in a rural area.  The nearest public transportation is 50 miles away.  When I worked the late shift at the IRS office downtown, some of the folk that worked with me rode the bus to the &#039;burbs.  If they got off work 5 minutes late or had to wait too long for an elevator, they would have to wait for another hour until another bus showed up in a part of town where you could get killed for your spare change.</description>
		<content:encoded><![CDATA[<p>I live in a rural area.  The nearest public transportation is 50 miles away.  When I worked the late shift at the IRS office downtown, some of the folk that worked with me rode the bus to the &#8216;burbs.  If they got off work 5 minutes late or had to wait too long for an elevator, they would have to wait for another hour until another bus showed up in a part of town where you could get killed for your spare change.</p>
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		<title>By: jim</title>
		<link>http://www.getrichslowly.org/blog/2012/03/14/transportation-friction-versus-finance/comment-page-1/#comment-2480722</link>
		<dc:creator>jim</dc:creator>
		<pubDate>Wed, 14 Mar 2012 23:40:48 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=123502#comment-2480722</guid>
		<description>JD,  

You might want to check out jdroth.com as well.

THe Google warning is here : 

http://www.google.com/safebrowsing/diagnostic?site=http://www.getrichslowly.org/&amp;hl=en

It says that jdroth.com may be acting as intermediary for malware.   


It has some more specifics.  
It refers to some domain I&#039;ve never heard of with a .tr extension.  

The warning thankfully says that getrichslowly.org has not hosted malware itself.</description>
		<content:encoded><![CDATA[<p>JD,  </p>
<p>You might want to check out jdroth.com as well.</p>
<p>THe Google warning is here : </p>
<p><a href="http://www.google.com/safebrowsing/diagnostic?site=http://www.getrichslowly.org/&amp;hl=en" rel="nofollow">http://www.google.com/safebrowsing/diagnostic?site=http://www.getrichslowly.org/&amp;hl=en</a></p>
<p>It says that jdroth.com may be acting as intermediary for malware.   </p>
<p>It has some more specifics.<br />
It refers to some domain I&#8217;ve never heard of with a .tr extension.  </p>
<p>The warning thankfully says that getrichslowly.org has not hosted malware itself.</p>
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		<title>By: linear girl</title>
		<link>http://www.getrichslowly.org/blog/2012/03/14/transportation-friction-versus-finance/comment-page-1/#comment-2480712</link>
		<dc:creator>linear girl</dc:creator>
		<pubDate>Wed, 14 Mar 2012 23:39:41 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=123502#comment-2480712</guid>
		<description>Public transportation will always be cheaper than owning and operating (or even storing/parking) a car if you live in a large city with good options for bus, subway, taxis, and rental cars when you leave.  In my small-ish, hilly, sprawling, rural town our bus-system is hub-based (to get from one part of town to another first you go downtown and then take a second bus) so that&#039;s out.  While I do walk, bike and carpool as I can, not owning a car just isn&#039;t practical for most people. I do know one person who goes without quite successfully, but she gets rides from friends far more often than she takes a bus.  And if you have a car, operating it for typical trips is cheaper than the bus.</description>
		<content:encoded><![CDATA[<p>Public transportation will always be cheaper than owning and operating (or even storing/parking) a car if you live in a large city with good options for bus, subway, taxis, and rental cars when you leave.  In my small-ish, hilly, sprawling, rural town our bus-system is hub-based (to get from one part of town to another first you go downtown and then take a second bus) so that&#8217;s out.  While I do walk, bike and carpool as I can, not owning a car just isn&#8217;t practical for most people. I do know one person who goes without quite successfully, but she gets rides from friends far more often than she takes a bus.  And if you have a car, operating it for typical trips is cheaper than the bus.</p>
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