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	<title>Comments on: Friendships and Financial Inequality</title>
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	<link>http://www.getrichslowly.org/blog/2012/08/29/friendships-and-financial-inequality/</link>
	<description>Common sense advice on money saving tips, how to get out of debt, high interest savings accounts, cd rates, money market accounts, mortgage rates, money management and more.</description>
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		<title>By: Amber</title>
		<link>http://www.getrichslowly.org/blog/2012/08/29/friendships-and-financial-inequality/comment-page-2/#comment-3302989</link>
		<dc:creator>Amber</dc:creator>
		<pubDate>Sun, 24 Mar 2013 22:09:16 +0000</pubDate>
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		<description>I&#039;m dealing with this right now, and have been since I decided to go back to school, graduate. 

Most if my friends back home have drifted so far apart, and I seem to hear a lot of financial complaining. Even when I wasn&#039;t in a financially great place, I didn&#039;t complain. Now I feel out of place and I hear a lot of snide remarks like &quot;must be nice&quot; so I&#039;ve kind of closed myself off. I can&#039;t post a photo of a designer bag because I&#039;m showing off when in reality I would&#039;ve been able to post a non designer bag and it was fine. 

It&#039;s okay though. I don&#039;t want any harsh feelings, but I do admit it sucks sometimes. My husband and I have worked very hard to reach our career goals and personal goals. I shouldn&#039;t feel guilty. If they can&#039;t accept me at my best or worst when I&#039;m not intruding on their life style then perhaps they really weren&#039;t good friends to begin with.</description>
		<content:encoded><![CDATA[<p>I&#8217;m dealing with this right now, and have been since I decided to go back to school, graduate. </p>
<p>Most if my friends back home have drifted so far apart, and I seem to hear a lot of financial complaining. Even when I wasn&#8217;t in a financially great place, I didn&#8217;t complain. Now I feel out of place and I hear a lot of snide remarks like &#8220;must be nice&#8221; so I&#8217;ve kind of closed myself off. I can&#8217;t post a photo of a designer bag because I&#8217;m showing off when in reality I would&#8217;ve been able to post a non designer bag and it was fine. </p>
<p>It&#8217;s okay though. I don&#8217;t want any harsh feelings, but I do admit it sucks sometimes. My husband and I have worked very hard to reach our career goals and personal goals. I shouldn&#8217;t feel guilty. If they can&#8217;t accept me at my best or worst when I&#8217;m not intruding on their life style then perhaps they really weren&#8217;t good friends to begin with.</p>
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		<title>By: Cash Warren</title>
		<link>http://www.getrichslowly.org/blog/2012/08/29/friendships-and-financial-inequality/comment-page-1/#comment-3003122</link>
		<dc:creator>Cash Warren</dc:creator>
		<pubDate>Wed, 19 Sep 2012 22:26:19 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=144062#comment-3003122</guid>
		<description>Tom, I agree I currently have friends (a couple) who make way more then I do, but luckily they are  very considerate and understanding. It also helps that they don&#039;t flaunt or spend ridiculously. they have no problem eating where I want etc.</description>
		<content:encoded><![CDATA[<p>Tom, I agree I currently have friends (a couple) who make way more then I do, but luckily they are  very considerate and understanding. It also helps that they don&#8217;t flaunt or spend ridiculously. they have no problem eating where I want etc.</p>
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		<title>By: cat</title>
		<link>http://www.getrichslowly.org/blog/2012/08/29/friendships-and-financial-inequality/comment-page-2/#comment-2995882</link>
		<dc:creator>cat</dc:creator>
		<pubDate>Sun, 16 Sep 2012 02:42:50 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=144062#comment-2995882</guid>
		<description>I agree that this is a really hard thing to deal with.  I currently do OK for myself but hang out with many people who I know make a lot more than me. It makes it hard for me to go out and socialize regularly and still have money for other things in my entertainment fund that don&#039;t include a drink at the bar. And i want ti offer ti pick up a tab sometimes but i cant and id feel less stressed if i was eating ramen in my living room instead. Then sometimes I resent my job or myself for not trying hard enough.  I guess there are many things like communication that can solve these issues but its always going to be difficult because we will constantly be surrounded by people we care about that have varying incomes.</description>
		<content:encoded><![CDATA[<p>I agree that this is a really hard thing to deal with.  I currently do OK for myself but hang out with many people who I know make a lot more than me. It makes it hard for me to go out and socialize regularly and still have money for other things in my entertainment fund that don&#8217;t include a drink at the bar. And i want ti offer ti pick up a tab sometimes but i cant and id feel less stressed if i was eating ramen in my living room instead. Then sometimes I resent my job or myself for not trying hard enough.  I guess there are many things like communication that can solve these issues but its always going to be difficult because we will constantly be surrounded by people we care about that have varying incomes.</p>
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		<title>By: Krishanu</title>
		<link>http://www.getrichslowly.org/blog/2012/08/29/friendships-and-financial-inequality/comment-page-2/#comment-2989572</link>
		<dc:creator>Krishanu</dc:creator>
		<pubDate>Wed, 12 Sep 2012 19:47:29 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=144062#comment-2989572</guid>
		<description>What I find interesting about this article, and the comments as well, is how people have no compunction in banding out &quot;jealous&quot; and &quot;envy&quot;, as if they are some really good traits to possess and boast of!

If you see a distinction in your lifestyle due to some choices you made (or didn&#039;t) and/or luck, as compared to your friends, I guess the easiest thing to do is to feel jealous. But how does that help you one bit? Your friends are not responsible for your position in life. (If they are, then you have a bigger problem!) And why do you call yourself as a &quot;friend&quot;, again?

And if a friend is going out of his/her way to make you acutely aware of the disparity in your lives, aren&#039;t you playing into the very friends&#039; hand by being jealous? Making them more smug! Why have such friends?</description>
		<content:encoded><![CDATA[<p>What I find interesting about this article, and the comments as well, is how people have no compunction in banding out &#8220;jealous&#8221; and &#8220;envy&#8221;, as if they are some really good traits to possess and boast of!</p>
<p>If you see a distinction in your lifestyle due to some choices you made (or didn&#8217;t) and/or luck, as compared to your friends, I guess the easiest thing to do is to feel jealous. But how does that help you one bit? Your friends are not responsible for your position in life. (If they are, then you have a bigger problem!) And why do you call yourself as a &#8220;friend&#8221;, again?</p>
<p>And if a friend is going out of his/her way to make you acutely aware of the disparity in your lives, aren&#8217;t you playing into the very friends&#8217; hand by being jealous? Making them more smug! Why have such friends?</p>
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		<title>By: Ferdinand</title>
		<link>http://www.getrichslowly.org/blog/2012/08/29/friendships-and-financial-inequality/comment-page-2/#comment-2972642</link>
		<dc:creator>Ferdinand</dc:creator>
		<pubDate>Wed, 05 Sep 2012 01:44:27 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=144062#comment-2972642</guid>
		<description>I totally feel you man, i once had made friends with well-off people and trust me, expensive spending can really hurt your pocket knowing you only have enough to be able to keep up with their spending capabilities. At first they were like &quot;Don&#039;t worry, I Got you so just come with us OK&quot;? and it went well for a little while but i had to let go of the relationship. It just hard being with people who are not really like you. But they are a good friends to.</description>
		<content:encoded><![CDATA[<p>I totally feel you man, i once had made friends with well-off people and trust me, expensive spending can really hurt your pocket knowing you only have enough to be able to keep up with their spending capabilities. At first they were like &#8220;Don&#8217;t worry, I Got you so just come with us OK&#8221;? and it went well for a little while but i had to let go of the relationship. It just hard being with people who are not really like you. But they are a good friends to.</p>
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		<title>By: Christa</title>
		<link>http://www.getrichslowly.org/blog/2012/08/29/friendships-and-financial-inequality/comment-page-1/#comment-2970232</link>
		<dc:creator>Christa</dc:creator>
		<pubDate>Mon, 03 Sep 2012 20:43:24 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=144062#comment-2970232</guid>
		<description>Sometimes it&#039;s hard to get someone who loves to treat to hand over the bill, and I must admit that I have in the past allowed myself to take advantage of the situation. Now, I&#039;m wrestling the bill from a family member&#039;s hand at least half the time!</description>
		<content:encoded><![CDATA[<p>Sometimes it&#8217;s hard to get someone who loves to treat to hand over the bill, and I must admit that I have in the past allowed myself to take advantage of the situation. Now, I&#8217;m wrestling the bill from a family member&#8217;s hand at least half the time!</p>
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		<title>By: Michelle</title>
		<link>http://www.getrichslowly.org/blog/2012/08/29/friendships-and-financial-inequality/comment-page-1/#comment-2969702</link>
		<dc:creator>Michelle</dc:creator>
		<pubDate>Sun, 02 Sep 2012 22:28:05 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=144062#comment-2969702</guid>
		<description>I think that&#039;s a great strategy. I have a friend who often entertains some long-time friends who have far fewer resources than he does. He always insists on entertaining and buying the sort of food that they could reciprocate with rather than something so fancy that they&#039;d feel uncomfortable. 

Sometimes, it&#039;s hard to know where other people stand in terms of finances. We don&#039;t usually talk much about money and how much we have available, so it can be hard to tell if we&#039;re doing things appropriately.</description>
		<content:encoded><![CDATA[<p>I think that&#8217;s a great strategy. I have a friend who often entertains some long-time friends who have far fewer resources than he does. He always insists on entertaining and buying the sort of food that they could reciprocate with rather than something so fancy that they&#8217;d feel uncomfortable. </p>
<p>Sometimes, it&#8217;s hard to know where other people stand in terms of finances. We don&#8217;t usually talk much about money and how much we have available, so it can be hard to tell if we&#8217;re doing things appropriately.</p>
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		<title>By: JMK</title>
		<link>http://www.getrichslowly.org/blog/2012/08/29/friendships-and-financial-inequality/comment-page-1/#comment-2968412</link>
		<dc:creator>JMK</dc:creator>
		<pubDate>Fri, 31 Aug 2012 21:13:24 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=144062#comment-2968412</guid>
		<description>We&#039;re 49/52 and planning to retire in about 8 years. Kids are 11/18. We make good incomes and so do most of our friends and relatives. The difference I see is mostly in where the priorities for spending fall in each household. Oddly is seems to work because we all accept that we have very different priorities so we don&#039;t begrudge where/how the others spend their money. We want to retire early and still take a major trip every year with the kids. To accomplish that we buy used cars with cash, rarely eat out, get our 3 TV channels free from an antena. In our bizare little world our house is nearly paid off and worth somewhere in the $600-700k range. My 12 yr old Honda is probably worth $1500 but I&#039;ll drive it until it dies and then get another 3yr old one. We each have a couple of work collegues who give us the &quot;must be nice&quot; line after every holiday. In my case it&#039;s all I can do not to laugh. She says it with a straight face and conveniently forgets about her $600 car payment, designer clothes, and buying lunch EVERY day at the office. Clearly she too could take a holiday but she hasn&#039;t chosen to make it a priority but that doesn&#039;t seem to register.</description>
		<content:encoded><![CDATA[<p>We&#8217;re 49/52 and planning to retire in about 8 years. Kids are 11/18. We make good incomes and so do most of our friends and relatives. The difference I see is mostly in where the priorities for spending fall in each household. Oddly is seems to work because we all accept that we have very different priorities so we don&#8217;t begrudge where/how the others spend their money. We want to retire early and still take a major trip every year with the kids. To accomplish that we buy used cars with cash, rarely eat out, get our 3 TV channels free from an antena. In our bizare little world our house is nearly paid off and worth somewhere in the $600-700k range. My 12 yr old Honda is probably worth $1500 but I&#8217;ll drive it until it dies and then get another 3yr old one. We each have a couple of work collegues who give us the &#8220;must be nice&#8221; line after every holiday. In my case it&#8217;s all I can do not to laugh. She says it with a straight face and conveniently forgets about her $600 car payment, designer clothes, and buying lunch EVERY day at the office. Clearly she too could take a holiday but she hasn&#8217;t chosen to make it a priority but that doesn&#8217;t seem to register.</p>
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		<title>By: Lauren {Adventures in Flip Flops}</title>
		<link>http://www.getrichslowly.org/blog/2012/08/29/friendships-and-financial-inequality/comment-page-1/#comment-2967752</link>
		<dc:creator>Lauren {Adventures in Flip Flops}</dc:creator>
		<pubDate>Fri, 31 Aug 2012 15:25:51 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=144062#comment-2967752</guid>
		<description>For me, the nightmare situation wasn&#039;t so much with the bills (I agree, its best if all of that is paid equally) but in other things. If I forgot my wallet one time, she would demand that I pay her back exactly the $5.13 or whatever instead of letting me, for example, pay for dinner the next night. Since I make it a point to always pay it back, I found that to be obnoxious as I spent all kinds of time finding change or writing checks for random small amounts. This is also the girl who, to save fifty cents a week, wouldn&#039;t use the dryer in the dorm laundry room. The whole thing just seemed....chincy to me,</description>
		<content:encoded><![CDATA[<p>For me, the nightmare situation wasn&#8217;t so much with the bills (I agree, its best if all of that is paid equally) but in other things. If I forgot my wallet one time, she would demand that I pay her back exactly the $5.13 or whatever instead of letting me, for example, pay for dinner the next night. Since I make it a point to always pay it back, I found that to be obnoxious as I spent all kinds of time finding change or writing checks for random small amounts. This is also the girl who, to save fifty cents a week, wouldn&#8217;t use the dryer in the dorm laundry room. The whole thing just seemed&#8230;.chincy to me,</p>
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		<title>By: Jill</title>
		<link>http://www.getrichslowly.org/blog/2012/08/29/friendships-and-financial-inequality/comment-page-1/#comment-2967602</link>
		<dc:creator>Jill</dc:creator>
		<pubDate>Fri, 31 Aug 2012 14:06:31 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=144062#comment-2967602</guid>
		<description>It&#039;s more a function of personality than of financial status. I had one co-worker who would pull out her calculator and split the bill whenever we ate together. We all made roughly the same amount. It made her happy to have every penny in its rightful place, so we let her do what she had to do to be happy. Money represents more than just what it can buy to many people, which is why some people who have enough horde it anyway, and other people who barely make ends meet are quick to pick up the tab or give to charity.</description>
		<content:encoded><![CDATA[<p>It&#8217;s more a function of personality than of financial status. I had one co-worker who would pull out her calculator and split the bill whenever we ate together. We all made roughly the same amount. It made her happy to have every penny in its rightful place, so we let her do what she had to do to be happy. Money represents more than just what it can buy to many people, which is why some people who have enough horde it anyway, and other people who barely make ends meet are quick to pick up the tab or give to charity.</p>
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		<title>By: LC</title>
		<link>http://www.getrichslowly.org/blog/2012/08/29/friendships-and-financial-inequality/comment-page-1/#comment-2967162</link>
		<dc:creator>LC</dc:creator>
		<pubDate>Fri, 31 Aug 2012 01:37:07 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=144062#comment-2967162</guid>
		<description>I read an article once that suggested that when a friend unexpectedly and even frequently &quot;treated&quot; you to something, you put your share in savings as if you had spent it and then, once a little has accumulated, pick up the tab for them. I liked that suggestion, especially as a gentle rebuff to those who would say, &quot;but I can&#039;t afford to do that for them&quot; because, guess what? You CAN do something… precisely up to what you would have spent on yourself! (Though it doesn&#039;t work if that person feels entitled to receive the treat). Just a thought, in addition to the other suggestions. 

In general, it&#039;s about the thought and doing something kind for your friends/family that makes them feel appreciated. It&#039;s not about the money.</description>
		<content:encoded><![CDATA[<p>I read an article once that suggested that when a friend unexpectedly and even frequently &#8220;treated&#8221; you to something, you put your share in savings as if you had spent it and then, once a little has accumulated, pick up the tab for them. I liked that suggestion, especially as a gentle rebuff to those who would say, &#8220;but I can&#8217;t afford to do that for them&#8221; because, guess what? You CAN do something… precisely up to what you would have spent on yourself! (Though it doesn&#8217;t work if that person feels entitled to receive the treat). Just a thought, in addition to the other suggestions. </p>
<p>In general, it&#8217;s about the thought and doing something kind for your friends/family that makes them feel appreciated. It&#8217;s not about the money.</p>
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		<title>By: LC</title>
		<link>http://www.getrichslowly.org/blog/2012/08/29/friendships-and-financial-inequality/comment-page-1/#comment-2967152</link>
		<dc:creator>LC</dc:creator>
		<pubDate>Fri, 31 Aug 2012 01:33:55 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=144062#comment-2967152</guid>
		<description>I hate when people attempt reduce your happiness to &quot;It must be nice.&quot; How condescending and selfish, especially when you&#039;ve worked hard and shifted your priorities (and they have not shifted theirs) in order to afford something important to you.</description>
		<content:encoded><![CDATA[<p>I hate when people attempt reduce your happiness to &#8220;It must be nice.&#8221; How condescending and selfish, especially when you&#8217;ve worked hard and shifted your priorities (and they have not shifted theirs) in order to afford something important to you.</p>
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		<title>By: LC</title>
		<link>http://www.getrichslowly.org/blog/2012/08/29/friendships-and-financial-inequality/comment-page-1/#comment-2967142</link>
		<dc:creator>LC</dc:creator>
		<pubDate>Fri, 31 Aug 2012 01:28:39 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=144062#comment-2967142</guid>
		<description>I dislike the use of Envy and Jealousy interchangeably, as they are really not (I&#039;m seeing it often throughout the comments). The former implies that you wish to possess something awarded to or achieved by another whereas the latter implies a feeling of resentment or ill-will as a result of someone else&#039;s possessions or achievements. To me, it&#039;s an important distinction. To envy a friend&#039;s position isn&#039;t an evil act, you just wish you were in the same position, and (IMO) allows you to still be happy for them and not detract from their &quot;win.&quot; To be jealous of a friend&#039;s position, however, implies an ill-will towards your friend that equates to believing that &quot;it&#039;s not fair,&quot; &quot;that you should have it instead or also,&quot; or &quot;if you can&#039;t have, that you cannot be happy for those who do.&quot; Sorry for the vocabulary lesson… :)</description>
		<content:encoded><![CDATA[<p>I dislike the use of Envy and Jealousy interchangeably, as they are really not (I&#8217;m seeing it often throughout the comments). The former implies that you wish to possess something awarded to or achieved by another whereas the latter implies a feeling of resentment or ill-will as a result of someone else&#8217;s possessions or achievements. To me, it&#8217;s an important distinction. To envy a friend&#8217;s position isn&#8217;t an evil act, you just wish you were in the same position, and (IMO) allows you to still be happy for them and not detract from their &#8220;win.&#8221; To be jealous of a friend&#8217;s position, however, implies an ill-will towards your friend that equates to believing that &#8220;it&#8217;s not fair,&#8221; &#8220;that you should have it instead or also,&#8221; or &#8220;if you can&#8217;t have, that you cannot be happy for those who do.&#8221; Sorry for the vocabulary lesson… <img src='http://www.getrichslowly.org/blog/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
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		<title>By: Nicole</title>
		<link>http://www.getrichslowly.org/blog/2012/08/29/friendships-and-financial-inequality/comment-page-1/#comment-2967122</link>
		<dc:creator>Nicole</dc:creator>
		<pubDate>Fri, 31 Aug 2012 01:13:51 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=144062#comment-2967122</guid>
		<description>HAHAHA!  Yes, the giving tree.  Not very popular in my house.  &#039;Mommy, what does &quot;say doe mass oh kiss tick mean&quot;?&#039;

http://nicoleandmaggie.wordpress.com/2010/09/08/childrens-literature-we-hate/</description>
		<content:encoded><![CDATA[<p>HAHAHA!  Yes, the giving tree.  Not very popular in my house.  &#8216;Mommy, what does &#8220;say doe mass oh kiss tick mean&#8221;?&#8217;</p>
<p><a href="http://nicoleandmaggie.wordpress.com/2010/09/08/childrens-literature-we-hate/" rel="nofollow">http://nicoleandmaggie.wordpress.com/2010/09/08/childrens-literature-we-hate/</a></p>
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		<title>By: tentaculistic</title>
		<link>http://www.getrichslowly.org/blog/2012/08/29/friendships-and-financial-inequality/comment-page-1/#comment-2967062</link>
		<dc:creator>tentaculistic</dc:creator>
		<pubDate>Fri, 31 Aug 2012 00:28:26 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=144062#comment-2967062</guid>
		<description>It&#039;s hard when relationships get pulled on by negative emotions, especially when we often don&#039;t have a lot of control over them.  One thing you might try is to read the Millionaire Next Door - there&#039;s a whole section about how people whose parents help them out with monetary gifts often struggle much more with money than those who don&#039;t, and gets deep into the psychology and pattern setting that entails.  It might help you turn things on their head mentally - instead of jealousy over their advantages, you may be able to feel sorry that they&#039;re being screwed over through family kindness, and being pushed deeper into the hole.  If you&#039;re feeling especially big-hearted, this can make you deeply sympathetic; if you&#039;re struggling with jealousy, this may make you feel superior.  Either way, it may help you re-frame the issue in a way that stops you from feeling bad, and lets you focus on the good stuff in your friendship.</description>
		<content:encoded><![CDATA[<p>It&#8217;s hard when relationships get pulled on by negative emotions, especially when we often don&#8217;t have a lot of control over them.  One thing you might try is to read the Millionaire Next Door &#8211; there&#8217;s a whole section about how people whose parents help them out with monetary gifts often struggle much more with money than those who don&#8217;t, and gets deep into the psychology and pattern setting that entails.  It might help you turn things on their head mentally &#8211; instead of jealousy over their advantages, you may be able to feel sorry that they&#8217;re being screwed over through family kindness, and being pushed deeper into the hole.  If you&#8217;re feeling especially big-hearted, this can make you deeply sympathetic; if you&#8217;re struggling with jealousy, this may make you feel superior.  Either way, it may help you re-frame the issue in a way that stops you from feeling bad, and lets you focus on the good stuff in your friendship.</p>
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		<title>By: Tara</title>
		<link>http://www.getrichslowly.org/blog/2012/08/29/friendships-and-financial-inequality/comment-page-1/#comment-2966972</link>
		<dc:creator>Tara</dc:creator>
		<pubDate>Thu, 30 Aug 2012 23:14:19 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=144062#comment-2966972</guid>
		<description>I have an aversion to kids, just like some people have an aversion to dogs or cats.  When I was younger and one of my friends became a parent, I scale down the friendship to email and rare visits only because I know I won&#039;t enjoy spending time with them any more.  I don&#039;t want to hear them talk about their kids endlessly and I don&#039;t want to be subjected to the constant demands for attention, noise, smells, etc. that young kids create.  By the same token, I would understand if someone felt that way about my dogs. So I really only pursue relationships with people who definitely do not/will not have kids, and who like animals.</description>
		<content:encoded><![CDATA[<p>I have an aversion to kids, just like some people have an aversion to dogs or cats.  When I was younger and one of my friends became a parent, I scale down the friendship to email and rare visits only because I know I won&#8217;t enjoy spending time with them any more.  I don&#8217;t want to hear them talk about their kids endlessly and I don&#8217;t want to be subjected to the constant demands for attention, noise, smells, etc. that young kids create.  By the same token, I would understand if someone felt that way about my dogs. So I really only pursue relationships with people who definitely do not/will not have kids, and who like animals.</p>
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		<title>By: Anne</title>
		<link>http://www.getrichslowly.org/blog/2012/08/29/friendships-and-financial-inequality/comment-page-1/#comment-2966962</link>
		<dc:creator>Anne</dc:creator>
		<pubDate>Thu, 30 Aug 2012 23:05:47 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=144062#comment-2966962</guid>
		<description>I think you already realize there is no magic solution here.  She is going to resent the heck out of the conversation and changes to the status quo.

You just have to do it.</description>
		<content:encoded><![CDATA[<p>I think you already realize there is no magic solution here.  She is going to resent the heck out of the conversation and changes to the status quo.</p>
<p>You just have to do it.</p>
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		<title>By: Penny</title>
		<link>http://www.getrichslowly.org/blog/2012/08/29/friendships-and-financial-inequality/comment-page-1/#comment-2966912</link>
		<dc:creator>Penny</dc:creator>
		<pubDate>Thu, 30 Aug 2012 22:44:01 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=144062#comment-2966912</guid>
		<description>Gen X here too. 
On our own my husband and I rarely eat out, and almost always at an inexpensive restaurant.  

In contrast, my in laws like to eat out, and at pretty nice restaurants when they visit (once a month probably) and after some early awkward attempts to pay, we let them treat.  They also are much more financially comfortable than we are.  Admittedly this is a nice treat for us, and we are always very grateful.  But we also don&#039;t expect it and always offer to make, or help make dinner (the option we can afford).  It will be interesting to see if their spending habits change when they retire...

My parents also usually treat, maybe because dinner normally includes all three kids and their SO&#039;s.  Though we occasionally pay when it&#039;s just the four of us (though even that takes some finagling).  In contrast to the in laws, we are all very frugal, and go to less expensive restaurants, order less expensive meals and drinks, and even use coupons :) Actually we are most likely to cook at home, but that isn&#039;t the question. They also live much further away, so meals are much less frequent.

I really think both sets of parents seem to get some pleasure or satisfaction from treating.  And I think as long as we don&#039;t expect them to treat, don&#039;t abuse their generosity (porterhouse and 20yr old scotch?), provide alternatives that we can afford, and are appreciative -- it seems okay to me.</description>
		<content:encoded><![CDATA[<p>Gen X here too.<br />
On our own my husband and I rarely eat out, and almost always at an inexpensive restaurant.  </p>
<p>In contrast, my in laws like to eat out, and at pretty nice restaurants when they visit (once a month probably) and after some early awkward attempts to pay, we let them treat.  They also are much more financially comfortable than we are.  Admittedly this is a nice treat for us, and we are always very grateful.  But we also don&#8217;t expect it and always offer to make, or help make dinner (the option we can afford).  It will be interesting to see if their spending habits change when they retire&#8230;</p>
<p>My parents also usually treat, maybe because dinner normally includes all three kids and their SO&#8217;s.  Though we occasionally pay when it&#8217;s just the four of us (though even that takes some finagling).  In contrast to the in laws, we are all very frugal, and go to less expensive restaurants, order less expensive meals and drinks, and even use coupons <img src='http://www.getrichslowly.org/blog/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' />  Actually we are most likely to cook at home, but that isn&#8217;t the question. They also live much further away, so meals are much less frequent.</p>
<p>I really think both sets of parents seem to get some pleasure or satisfaction from treating.  And I think as long as we don&#8217;t expect them to treat, don&#8217;t abuse their generosity (porterhouse and 20yr old scotch?), provide alternatives that we can afford, and are appreciative &#8212; it seems okay to me.</p>
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		<title>By: CDB</title>
		<link>http://www.getrichslowly.org/blog/2012/08/29/friendships-and-financial-inequality/comment-page-1/#comment-2966592</link>
		<dc:creator>CDB</dc:creator>
		<pubDate>Thu, 30 Aug 2012 19:34:50 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=144062#comment-2966592</guid>
		<description>Very well said! We have friends across a wide spectrum of age and income. Some are making the big bucks and some are just doing fine. But one of our favorite activities is running together every weekend - which I will note is free. We get together for brunch occasionally and run races together occasionally. But - generally speaking our commonalities (running + the things we talk about for hours on end every weekend)  outweigh the lifestyle differences (primarily house sizes and travel expenses - interestingly enough we all drive pretty similar cars).</description>
		<content:encoded><![CDATA[<p>Very well said! We have friends across a wide spectrum of age and income. Some are making the big bucks and some are just doing fine. But one of our favorite activities is running together every weekend &#8211; which I will note is free. We get together for brunch occasionally and run races together occasionally. But &#8211; generally speaking our commonalities (running + the things we talk about for hours on end every weekend)  outweigh the lifestyle differences (primarily house sizes and travel expenses &#8211; interestingly enough we all drive pretty similar cars).</p>
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		<title>By: Theresa</title>
		<link>http://www.getrichslowly.org/blog/2012/08/29/friendships-and-financial-inequality/comment-page-1/#comment-2966582</link>
		<dc:creator>Theresa</dc:creator>
		<pubDate>Thu, 30 Aug 2012 19:30:13 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=144062#comment-2966582</guid>
		<description>I&#039;m with you!! Though not retired, I hate when I get snide remarks for being able to afford nice things or have a savings account.  Why should I have to apologize for managing my money well?  Especially when it usually means that earlier on you sacrificed a lot in the name of savings.</description>
		<content:encoded><![CDATA[<p>I&#8217;m with you!! Though not retired, I hate when I get snide remarks for being able to afford nice things or have a savings account.  Why should I have to apologize for managing my money well?  Especially when it usually means that earlier on you sacrificed a lot in the name of savings.</p>
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		<title>By: Help!</title>
		<link>http://www.getrichslowly.org/blog/2012/08/29/friendships-and-financial-inequality/comment-page-1/#comment-2966472</link>
		<dc:creator>Help!</dc:creator>
		<pubDate>Thu, 30 Aug 2012 19:04:46 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=144062#comment-2966472</guid>
		<description>I&#039;m so glad I saw this post!  This has been an on-going issue between my roommate and I since last year.

Long story short, I have always made more than her due to differing industries and more work experience.  She had a very hard time getting a job and when she finally did, it still paid less than mine.  When we moved in together I was guilted into paying more of the rent because I made more (I do have the master room, but they are essentially the same size and I never wanted it, she told me I needed to take it to justify paying more).  I never thought it was fair and she knew this but I felt guilty and helpless so that&#039;s how it has been since we moved in.

I recently quit my job to follow a career path that I&#039;m actually interested in but I will be making substantially less money than I did before, and than even less than she makes.  There is no way I can afford to pay the additional share of the rent, but I&#039;m scared to approach her about leveling our payments.  We had agreed if she got a higher paying job we would split equally.

Any one have any suggestions on how I should go about having this conversation??  We&#039;ve had a very rocky friendship lately due to uneven earnings (among other things) so I don&#039;t want to have a huge fight but I simply cannot be covering other people&#039;s financial obligations on top of my own.  Please help!</description>
		<content:encoded><![CDATA[<p>I&#8217;m so glad I saw this post!  This has been an on-going issue between my roommate and I since last year.</p>
<p>Long story short, I have always made more than her due to differing industries and more work experience.  She had a very hard time getting a job and when she finally did, it still paid less than mine.  When we moved in together I was guilted into paying more of the rent because I made more (I do have the master room, but they are essentially the same size and I never wanted it, she told me I needed to take it to justify paying more).  I never thought it was fair and she knew this but I felt guilty and helpless so that&#8217;s how it has been since we moved in.</p>
<p>I recently quit my job to follow a career path that I&#8217;m actually interested in but I will be making substantially less money than I did before, and than even less than she makes.  There is no way I can afford to pay the additional share of the rent, but I&#8217;m scared to approach her about leveling our payments.  We had agreed if she got a higher paying job we would split equally.</p>
<p>Any one have any suggestions on how I should go about having this conversation??  We&#8217;ve had a very rocky friendship lately due to uneven earnings (among other things) so I don&#8217;t want to have a huge fight but I simply cannot be covering other people&#8217;s financial obligations on top of my own.  Please help!</p>
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		<title>By: Carmi</title>
		<link>http://www.getrichslowly.org/blog/2012/08/29/friendships-and-financial-inequality/comment-page-1/#comment-2966392</link>
		<dc:creator>Carmi</dc:creator>
		<pubDate>Thu, 30 Aug 2012 18:27:11 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=144062#comment-2966392</guid>
		<description>Thanks for a post very dear to my heart, Kristin. The older I get, the more fiscal inequality becomes an issue. I am by nature a very generous person, and I am regularly taken advantage of. Some I don&#039;t mind because they reciprocate in other ways. Others make me fume because I want them in my life and I don&#039;t want to become a calculative person, or if it gets too upsetting, I cut them out of my life. 

Even among my siblings, it is tricky. I have two siblings living in the same city and we go out for meals on a weekly basis. They are both married with kids, I am single. We take equal turns to pay, which means I end up paying more. One sibling is conscious of this, and will try pay more often, sometimes puts money into my account or invite me around for meals, etc. The other does none of these things. Thus, I invite the reciprocating sibling over for meals more, and sometimes babysit their kids.  

I have stopped dating men whose are a lot less financially secure. I don’t want to make them feel bad, or stop doing things I like to do (eat out at fine dining restaurants once in a while, take overseas holidays, buy thoughtful, but sometimes expensive presents). I am frugal in certain parts of my life, but I like to spoil the people around me. I always catch myself offering to pay for things and agreeing to do things for people, and I have to learn that sometimes I end up unhappy because it becomes an expectation.  I find that a lot of people mean to reciprocate, - but they never end up doing it. 

I have accepted that as a childless person, I will always subsidise those with kids. What does surprise me is that parents never seem to take into account that there is a cost to someone else if you split the bill evenly, kids eat quite a bit (we often go out for shared dishes). There is the expectation to buy more and more expensive presents. One of my siblings asked me to purchase a $60 pair of shoes as a birthday gift for his 3 year old.  

I don’t want to take a hardline, and I wish I didn’t have to ‘educate’ people not to take advantage of me. But I guess I have to work through my discomfort, have the tough conversation and realise that I cannot be friends with selfish people.</description>
		<content:encoded><![CDATA[<p>Thanks for a post very dear to my heart, Kristin. The older I get, the more fiscal inequality becomes an issue. I am by nature a very generous person, and I am regularly taken advantage of. Some I don&#8217;t mind because they reciprocate in other ways. Others make me fume because I want them in my life and I don&#8217;t want to become a calculative person, or if it gets too upsetting, I cut them out of my life. </p>
<p>Even among my siblings, it is tricky. I have two siblings living in the same city and we go out for meals on a weekly basis. They are both married with kids, I am single. We take equal turns to pay, which means I end up paying more. One sibling is conscious of this, and will try pay more often, sometimes puts money into my account or invite me around for meals, etc. The other does none of these things. Thus, I invite the reciprocating sibling over for meals more, and sometimes babysit their kids.  </p>
<p>I have stopped dating men whose are a lot less financially secure. I don’t want to make them feel bad, or stop doing things I like to do (eat out at fine dining restaurants once in a while, take overseas holidays, buy thoughtful, but sometimes expensive presents). I am frugal in certain parts of my life, but I like to spoil the people around me. I always catch myself offering to pay for things and agreeing to do things for people, and I have to learn that sometimes I end up unhappy because it becomes an expectation.  I find that a lot of people mean to reciprocate, &#8211; but they never end up doing it. </p>
<p>I have accepted that as a childless person, I will always subsidise those with kids. What does surprise me is that parents never seem to take into account that there is a cost to someone else if you split the bill evenly, kids eat quite a bit (we often go out for shared dishes). There is the expectation to buy more and more expensive presents. One of my siblings asked me to purchase a $60 pair of shoes as a birthday gift for his 3 year old.  </p>
<p>I don’t want to take a hardline, and I wish I didn’t have to ‘educate’ people not to take advantage of me. But I guess I have to work through my discomfort, have the tough conversation and realise that I cannot be friends with selfish people.</p>
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		<title>By: Liz278</title>
		<link>http://www.getrichslowly.org/blog/2012/08/29/friendships-and-financial-inequality/comment-page-1/#comment-2966322</link>
		<dc:creator>Liz278</dc:creator>
		<pubDate>Thu, 30 Aug 2012 18:08:04 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=144062#comment-2966322</guid>
		<description>Well this is timely.  I sat here today thinking about how to tell a good friend of mine that I probably won&#039;t be hanging out with him much any longer.  It&#039;s not his fault, either.  He and his wife are sweet, unassuming, and well off.  But it&#039;s our other friend and her husband who have brought me to the point where I have decided that, for my own sanity, I need to bow out.  This other couple (say, Bob and Cindy) cannot stop talking about their cruises, their new cars, their huge 401K contributions, their lavish gifts to one another, etc.  They know I am struggling financially.  I have even mentioned to Cindy that all this talk makes me uncomfortable.  

Before they earned their wealth, we used to discuss light topics.  We used to have fun. Now there is no discussion where they can&#039;t take the opportunity to criticize welfare recipients or to mention their latest acquisition.  So for three hours every two weeks, instead of enjoying myself, I feel drained.  

I wrote an open heart letter to Cindy last year to tell her how uncomfortable this made me, but after tears and apologies, we are back where we were.  I don&#039;t begrudge their wealth; I begrudge their constant bragging.  

I&#039;m not even sure it&#039;s the wealth of a friend; it seems to be their tact in handling their relationships with others in less fortunate circumstances.</description>
		<content:encoded><![CDATA[<p>Well this is timely.  I sat here today thinking about how to tell a good friend of mine that I probably won&#8217;t be hanging out with him much any longer.  It&#8217;s not his fault, either.  He and his wife are sweet, unassuming, and well off.  But it&#8217;s our other friend and her husband who have brought me to the point where I have decided that, for my own sanity, I need to bow out.  This other couple (say, Bob and Cindy) cannot stop talking about their cruises, their new cars, their huge 401K contributions, their lavish gifts to one another, etc.  They know I am struggling financially.  I have even mentioned to Cindy that all this talk makes me uncomfortable.  </p>
<p>Before they earned their wealth, we used to discuss light topics.  We used to have fun. Now there is no discussion where they can&#8217;t take the opportunity to criticize welfare recipients or to mention their latest acquisition.  So for three hours every two weeks, instead of enjoying myself, I feel drained.  </p>
<p>I wrote an open heart letter to Cindy last year to tell her how uncomfortable this made me, but after tears and apologies, we are back where we were.  I don&#8217;t begrudge their wealth; I begrudge their constant bragging.  </p>
<p>I&#8217;m not even sure it&#8217;s the wealth of a friend; it seems to be their tact in handling their relationships with others in less fortunate circumstances.</p>
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		<title>By: Carla</title>
		<link>http://www.getrichslowly.org/blog/2012/08/29/friendships-and-financial-inequality/comment-page-1/#comment-2966042</link>
		<dc:creator>Carla</dc:creator>
		<pubDate>Thu, 30 Aug 2012 16:57:29 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=144062#comment-2966042</guid>
		<description>Not to go too far off topic but used is the way to go when it comes to Vitamix blenders. The one I purchased used is almost 40 years old and works like its brand new. I&#039;ve had my eye on Vitamix blenders for years and I finally gave in.  

Of course I wanted a brand new one too and fortunately I was gifted one unexpectedly recently.  Having the used one really gave me a chance to determine if investing in a new one was worth it (or accepting the gift).  Its something I use on a daily basis for multiple uses and in a variety of ways.  Its more of an appliance than a &quot;blender&quot;.  

There are many people who buy them on impulse, but don&#039;t know WHY they are buying it so they end up on eBay or yard sales - I&#039;m sure you can find a more recent model used.</description>
		<content:encoded><![CDATA[<p>Not to go too far off topic but used is the way to go when it comes to Vitamix blenders. The one I purchased used is almost 40 years old and works like its brand new. I&#8217;ve had my eye on Vitamix blenders for years and I finally gave in.  </p>
<p>Of course I wanted a brand new one too and fortunately I was gifted one unexpectedly recently.  Having the used one really gave me a chance to determine if investing in a new one was worth it (or accepting the gift).  Its something I use on a daily basis for multiple uses and in a variety of ways.  Its more of an appliance than a &#8220;blender&#8221;.  </p>
<p>There are many people who buy them on impulse, but don&#8217;t know WHY they are buying it so they end up on eBay or yard sales &#8211; I&#8217;m sure you can find a more recent model used.</p>
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		<title>By: amber</title>
		<link>http://www.getrichslowly.org/blog/2012/08/29/friendships-and-financial-inequality/comment-page-1/#comment-2965672</link>
		<dc:creator>amber</dc:creator>
		<pubDate>Thu, 30 Aug 2012 15:12:29 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=144062#comment-2965672</guid>
		<description>so true ... my bro just bought a Vitamix and now every visit to their house involves drinking ultra-healthy ultra-yummy smoothies! So now I am Jonesing for a Vitamix ($400!) 
Before he bought it I didn&#039;t even know what a vitamix was and was perfectly content with the smoothies I could make in my $30 food-processor!!</description>
		<content:encoded><![CDATA[<p>so true &#8230; my bro just bought a Vitamix and now every visit to their house involves drinking ultra-healthy ultra-yummy smoothies! So now I am Jonesing for a Vitamix ($400!)<br />
Before he bought it I didn&#8217;t even know what a vitamix was and was perfectly content with the smoothies I could make in my $30 food-processor!!</p>
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		<title>By: Ramblin' Ma'am</title>
		<link>http://www.getrichslowly.org/blog/2012/08/29/friendships-and-financial-inequality/comment-page-1/#comment-2965412</link>
		<dc:creator>Ramblin' Ma'am</dc:creator>
		<pubDate>Thu, 30 Aug 2012 13:20:21 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=144062#comment-2965412</guid>
		<description>As for taking turns buying toilet paper, dish detergent and things like that, I tend to assume that stuff always evens out in the end. Then again, I used to live with two horrible roommates, and once when I came back from vacation, they were using paper towels as toilet paper. Apparently without me there, neither of them had the initiative to go out and buy TP.

I wonder where they are now...</description>
		<content:encoded><![CDATA[<p>As for taking turns buying toilet paper, dish detergent and things like that, I tend to assume that stuff always evens out in the end. Then again, I used to live with two horrible roommates, and once when I came back from vacation, they were using paper towels as toilet paper. Apparently without me there, neither of them had the initiative to go out and buy TP.</p>
<p>I wonder where they are now&#8230;</p>
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		<title>By: Elizabeth</title>
		<link>http://www.getrichslowly.org/blog/2012/08/29/friendships-and-financial-inequality/comment-page-1/#comment-2965162</link>
		<dc:creator>Elizabeth</dc:creator>
		<pubDate>Thu, 30 Aug 2012 11:34:26 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=144062#comment-2965162</guid>
		<description>I want to slap my hand every time I think the words &quot;it&#039;s easy for you to say...&quot;  No, it usually isn&#039;t!  There&#039;s always a flip side to that story.</description>
		<content:encoded><![CDATA[<p>I want to slap my hand every time I think the words &#8220;it&#8217;s easy for you to say&#8230;&#8221;  No, it usually isn&#8217;t!  There&#8217;s always a flip side to that story.</p>
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		<title>By: Bryallen @ The Frugal Graduate</title>
		<link>http://www.getrichslowly.org/blog/2012/08/29/friendships-and-financial-inequality/comment-page-1/#comment-2965122</link>
		<dc:creator>Bryallen @ The Frugal Graduate</dc:creator>
		<pubDate>Thu, 30 Aug 2012 10:14:18 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=144062#comment-2965122</guid>
		<description>That&#039;s a really interesting point. I always thought of &quot;keeping up with the Joneses&quot; as being a conscious effort to buy bigger and better, but I can definitely think of times where an idea has been planted and money is spent, not because you are trying to keep up but like you said, just because an idea was planted.

Very interesting.</description>
		<content:encoded><![CDATA[<p>That&#8217;s a really interesting point. I always thought of &#8220;keeping up with the Joneses&#8221; as being a conscious effort to buy bigger and better, but I can definitely think of times where an idea has been planted and money is spent, not because you are trying to keep up but like you said, just because an idea was planted.</p>
<p>Very interesting.</p>
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		<title>By: Nihongo Dame Desu</title>
		<link>http://www.getrichslowly.org/blog/2012/08/29/friendships-and-financial-inequality/comment-page-1/#comment-2965052</link>
		<dc:creator>Nihongo Dame Desu</dc:creator>
		<pubDate>Thu, 30 Aug 2012 04:54:59 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=144062#comment-2965052</guid>
		<description>My parents live in a retirement community.  They have been able to retire (though my father still does some consulting because he finds it fulfilling) and many of their friends and neighbors haven&#039;t yet reached that point.  It still does not seem to be an issue because the choices for leisure activities are still within everyone&#039;s reach.  My mom hit the thrift stores on senior day with her friends.  The have a rotating weekly happy hour potluck.  They participate in the activities run through the community, like tennis club or beading club, which cost about $25 annually.  Sure, my dad is able to do more of these things than his school teacher neighbor, but when they get together (which they do often), the friendships are clearly strong.  

Just like with me and my non-retired friends, their lives are different.  Soem go to work and some re retired.  Some go to work and some are stay at home moms.  But we enjoy each other&#039;s company and working or parenting or traveling to the Greek Islands or dining on the finest cuisine are not the basis for our friendships, so, while we occasionally talk about those things, they don&#039;t get in the way of the relationships.

So it still seems like the issue comes down to lifestyle parity, not financial parity.</description>
		<content:encoded><![CDATA[<p>My parents live in a retirement community.  They have been able to retire (though my father still does some consulting because he finds it fulfilling) and many of their friends and neighbors haven&#8217;t yet reached that point.  It still does not seem to be an issue because the choices for leisure activities are still within everyone&#8217;s reach.  My mom hit the thrift stores on senior day with her friends.  The have a rotating weekly happy hour potluck.  They participate in the activities run through the community, like tennis club or beading club, which cost about $25 annually.  Sure, my dad is able to do more of these things than his school teacher neighbor, but when they get together (which they do often), the friendships are clearly strong.  </p>
<p>Just like with me and my non-retired friends, their lives are different.  Soem go to work and some re retired.  Some go to work and some are stay at home moms.  But we enjoy each other&#8217;s company and working or parenting or traveling to the Greek Islands or dining on the finest cuisine are not the basis for our friendships, so, while we occasionally talk about those things, they don&#8217;t get in the way of the relationships.</p>
<p>So it still seems like the issue comes down to lifestyle parity, not financial parity.</p>
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		<title>By: BD</title>
		<link>http://www.getrichslowly.org/blog/2012/08/29/friendships-and-financial-inequality/comment-page-1/#comment-2965042</link>
		<dc:creator>BD</dc:creator>
		<pubDate>Thu, 30 Aug 2012 04:42:45 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=144062#comment-2965042</guid>
		<description>Thanks for your suggestions. I just wrote a long comment about my limitations in the comment above yours. Not having transportation of my own is a big problem, since this town is very small, in the middle of a desert, and I&#039;m in a remote area of the town. The even bigger problem is the demographics here, as I explained in the above comment.</description>
		<content:encoded><![CDATA[<p>Thanks for your suggestions. I just wrote a long comment about my limitations in the comment above yours. Not having transportation of my own is a big problem, since this town is very small, in the middle of a desert, and I&#8217;m in a remote area of the town. The even bigger problem is the demographics here, as I explained in the above comment.</p>
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