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	<title>Comments on: Stuff: How to protect it</title>
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	<link>http://www.getrichslowly.org/blog/2012/12/04/stuff-how-to-protect-it/</link>
	<description>Common sense advice on money saving tips, how to get out of debt, high interest savings accounts, cd rates, money market accounts, mortgage rates, money management and more.</description>
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		<title>By: Chuck</title>
		<link>http://www.getrichslowly.org/blog/2012/12/04/stuff-how-to-protect-it/comment-page-1/#comment-3298357</link>
		<dc:creator>Chuck</dc:creator>
		<pubDate>Thu, 14 Mar 2013 17:27:52 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=155342#comment-3298357</guid>
		<description>Great article! I enjoyed the video as well. Yes! Insurance is not enough! We need to protect ourselves there are so many great products/ideas/tricks out there that could help!</description>
		<content:encoded><![CDATA[<p>Great article! I enjoyed the video as well. Yes! Insurance is not enough! We need to protect ourselves there are so many great products/ideas/tricks out there that could help!</p>
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		<title>By: annie</title>
		<link>http://www.getrichslowly.org/blog/2012/12/04/stuff-how-to-protect-it/comment-page-1/#comment-3286221</link>
		<dc:creator>annie</dc:creator>
		<pubDate>Sun, 17 Feb 2013 12:53:31 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=155342#comment-3286221</guid>
		<description>I never though that I would be robbed. I keep my doors and windows locked, but teens who I had hired to cut my lawn, decided to break into my house while I was at work. one teen left my house carrying off my lighweight flat screen tv and other things. What helped was that my neighbor saw the whole thing on his video security system which happen to point towards my side yard. My neighbor called 911 and watched the robbery on his monitor.
The robber took my stuff to his home across the street and hid it behind his tall fence.(denied everything) the police came and fingerprinted (no fingerprints) BUT the robbers were caught because of a get involved neighbor and his video security.thanks neighbor!</description>
		<content:encoded><![CDATA[<p>I never though that I would be robbed. I keep my doors and windows locked, but teens who I had hired to cut my lawn, decided to break into my house while I was at work. one teen left my house carrying off my lighweight flat screen tv and other things. What helped was that my neighbor saw the whole thing on his video security system which happen to point towards my side yard. My neighbor called 911 and watched the robbery on his monitor.<br />
The robber took my stuff to his home across the street and hid it behind his tall fence.(denied everything) the police came and fingerprinted (no fingerprints) BUT the robbers were caught because of a get involved neighbor and his video security.thanks neighbor!</p>
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		<title>By: James C</title>
		<link>http://www.getrichslowly.org/blog/2012/12/04/stuff-how-to-protect-it/comment-page-1/#comment-3193772</link>
		<dc:creator>James C</dc:creator>
		<pubDate>Thu, 03 Jan 2013 10:51:15 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=155342#comment-3193772</guid>
		<description>Locks are good for security, but even better are quality security systems. The new technology blows the old stuff out of the water, we wrote about the new &lt;a HREF=&quot;http://fivestaralarm.com/smart-homes-and-home-automation/&quot; rel=&quot;nofollow&quot;&gt;&gt; smart home technology &lt;/a&gt; here, check it out

Otherwise ya, it’s always smart to keep security in mind and plan things out well, 
cheers from us at fivestaralarm.com!</description>
		<content:encoded><![CDATA[<p>Locks are good for security, but even better are quality security systems. The new technology blows the old stuff out of the water, we wrote about the new <a HREF="http://fivestaralarm.com/smart-homes-and-home-automation/" rel="nofollow">&gt; smart home technology </a> here, check it out</p>
<p>Otherwise ya, it’s always smart to keep security in mind and plan things out well,<br />
cheers from us at fivestaralarm.com!</p>
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		<title>By: partgypsy</title>
		<link>http://www.getrichslowly.org/blog/2012/12/04/stuff-how-to-protect-it/comment-page-1/#comment-3133912</link>
		<dc:creator>partgypsy</dc:creator>
		<pubDate>Thu, 06 Dec 2012 14:30:54 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=155342#comment-3133912</guid>
		<description>I think there is a similar story of Dolph Lungren&#039;s apartment being broken into. Where they saw his photo they dumped everything and left.</description>
		<content:encoded><![CDATA[<p>I think there is a similar story of Dolph Lungren&#8217;s apartment being broken into. Where they saw his photo they dumped everything and left.</p>
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		<title>By: partgypsy</title>
		<link>http://www.getrichslowly.org/blog/2012/12/04/stuff-how-to-protect-it/comment-page-1/#comment-3133892</link>
		<dc:creator>partgypsy</dc:creator>
		<pubDate>Thu, 06 Dec 2012 14:27:39 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=155342#comment-3133892</guid>
		<description>I&#039;ll look into whether replacing the glass portions would be possible (best of both worlds). The door is a non-uniform size, so even replacing it with a plain solid door would have to go custom (=$$). We have a curtain panel over the glass panes, but I really do like having the ability to look through the door.</description>
		<content:encoded><![CDATA[<p>I&#8217;ll look into whether replacing the glass portions would be possible (best of both worlds). The door is a non-uniform size, so even replacing it with a plain solid door would have to go custom (=$$). We have a curtain panel over the glass panes, but I really do like having the ability to look through the door.</p>
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		<title>By: Ash (in US)</title>
		<link>http://www.getrichslowly.org/blog/2012/12/04/stuff-how-to-protect-it/comment-page-1/#comment-3133412</link>
		<dc:creator>Ash (in US)</dc:creator>
		<pubDate>Thu, 06 Dec 2012 08:42:14 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=155342#comment-3133412</guid>
		<description>I went with State Farm a few years back and their min was 8k. You should be able to call around and check in most places.</description>
		<content:encoded><![CDATA[<p>I went with State Farm a few years back and their min was 8k. You should be able to call around and check in most places.</p>
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		<title>By: katherine</title>
		<link>http://www.getrichslowly.org/blog/2012/12/04/stuff-how-to-protect-it/comment-page-1/#comment-3133142</link>
		<dc:creator>katherine</dc:creator>
		<pubDate>Thu, 06 Dec 2012 03:39:34 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=155342#comment-3133142</guid>
		<description>When it comes to dogs, I would wonder about the motivation of the burglar.  Many years ago I worked in a prison, and although we didn&#039;t get may robbers, because we generally had more violent offenders, I used to ask robbers what they went for, what was a deterrent, and why they did it.  Provided they were telling the truth, the ones who did it for items that would provide quick money for drugs weren&#039;t armed and a dog was a deterrent.  The ones who did it for guns and quick money by stealing bigger ticket items, like fancy electronics or even drugs, didn&#039;t care about dogs.  Sometimes they were armed and didn&#039;t care - they would just be willing to shoot the dog. I still remember one guy saying that women always seem to leave their purse on the kitchen counter (he used to steal at night when victims were asleep).  I never do that anymore.</description>
		<content:encoded><![CDATA[<p>When it comes to dogs, I would wonder about the motivation of the burglar.  Many years ago I worked in a prison, and although we didn&#8217;t get may robbers, because we generally had more violent offenders, I used to ask robbers what they went for, what was a deterrent, and why they did it.  Provided they were telling the truth, the ones who did it for items that would provide quick money for drugs weren&#8217;t armed and a dog was a deterrent.  The ones who did it for guns and quick money by stealing bigger ticket items, like fancy electronics or even drugs, didn&#8217;t care about dogs.  Sometimes they were armed and didn&#8217;t care &#8211; they would just be willing to shoot the dog. I still remember one guy saying that women always seem to leave their purse on the kitchen counter (he used to steal at night when victims were asleep).  I never do that anymore.</p>
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		<title>By: Joe</title>
		<link>http://www.getrichslowly.org/blog/2012/12/04/stuff-how-to-protect-it/comment-page-1/#comment-3133052</link>
		<dc:creator>Joe</dc:creator>
		<pubDate>Thu, 06 Dec 2012 02:21:39 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=155342#comment-3133052</guid>
		<description>Don&#039;t worry about making it to secure. You could always give a ket to somebody that you trust.</description>
		<content:encoded><![CDATA[<p>Don&#8217;t worry about making it to secure. You could always give a ket to somebody that you trust.</p>
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		<title>By: Deborah</title>
		<link>http://www.getrichslowly.org/blog/2012/12/04/stuff-how-to-protect-it/comment-page-1/#comment-3132852</link>
		<dc:creator>Deborah</dc:creator>
		<pubDate>Wed, 05 Dec 2012 21:25:23 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=155342#comment-3132852</guid>
		<description>Most everyone that has posted so far has indicated that their canine alarm systems/burglar protection have been loved and cared for pets, and their presence or size acting as a theft deterrent is a bonus. But I&#039;ve seen situations where dogs used as burglar alarms are neglected. Dogs are social, pack animals. Never interacting with them except to fill up the food dish and water bowl is extreme cruelty. So PLEASE don&#039;t get a dog if the only interest you have in it is the protection it provides your stuff.</description>
		<content:encoded><![CDATA[<p>Most everyone that has posted so far has indicated that their canine alarm systems/burglar protection have been loved and cared for pets, and their presence or size acting as a theft deterrent is a bonus. But I&#8217;ve seen situations where dogs used as burglar alarms are neglected. Dogs are social, pack animals. Never interacting with them except to fill up the food dish and water bowl is extreme cruelty. So PLEASE don&#8217;t get a dog if the only interest you have in it is the protection it provides your stuff.</p>
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		<title>By: Ash (in US)</title>
		<link>http://www.getrichslowly.org/blog/2012/12/04/stuff-how-to-protect-it/comment-page-1/#comment-3132792</link>
		<dc:creator>Ash (in US)</dc:creator>
		<pubDate>Wed, 05 Dec 2012 20:56:53 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=155342#comment-3132792</guid>
		<description>I actually read somewhere that it&#039;s better to get one of those little yappy dogs to alert the neighbors and whatnot.</description>
		<content:encoded><![CDATA[<p>I actually read somewhere that it&#8217;s better to get one of those little yappy dogs to alert the neighbors and whatnot.</p>
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		<title>By: Mel</title>
		<link>http://www.getrichslowly.org/blog/2012/12/04/stuff-how-to-protect-it/comment-page-1/#comment-3132392</link>
		<dc:creator>Mel</dc:creator>
		<pubDate>Wed, 05 Dec 2012 15:35:55 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=155342#comment-3132392</guid>
		<description>I replaced my ugly steel door with a glass vintage door.  I had the glass replaced with some sort of super strong glass.  I also have a 2 key lock.  I leave the key on a lanyard in the lock while I am around but at night I hang it out of reach of the door so if someone smashes through they still can&#039;t unlock it.  Strangely the glass door SAVED me from losing something.  4 AM the dog was making noise.  I went downstairs and caught sight of a man clipping my bike chain on the porch.  I was only able to see him on the porch due to the glass door.  I started screaming and he dropped the bike and ran. A freaking $60 Huffy...</description>
		<content:encoded><![CDATA[<p>I replaced my ugly steel door with a glass vintage door.  I had the glass replaced with some sort of super strong glass.  I also have a 2 key lock.  I leave the key on a lanyard in the lock while I am around but at night I hang it out of reach of the door so if someone smashes through they still can&#8217;t unlock it.  Strangely the glass door SAVED me from losing something.  4 AM the dog was making noise.  I went downstairs and caught sight of a man clipping my bike chain on the porch.  I was only able to see him on the porch due to the glass door.  I started screaming and he dropped the bike and ran. A freaking $60 Huffy&#8230;</p>
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		<title>By: Bryallen @ The Frugal Graduate</title>
		<link>http://www.getrichslowly.org/blog/2012/12/04/stuff-how-to-protect-it/comment-page-1/#comment-3131902</link>
		<dc:creator>Bryallen @ The Frugal Graduate</dc:creator>
		<pubDate>Wed, 05 Dec 2012 02:10:41 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=155342#comment-3131902</guid>
		<description>Hello! I&#039;ve been meaning to get renter&#039;s insurance for the past month or so, and this post is definitely making me put it at the top of my to do list. 

Anyway, the company I&#039;m probably going to go with (in the UK) will insure as little as £3000 of stuff, which when you consider your computer, clothes, TV or whatever will certainly add up quite quickly, so you can probably get a lot lower than $24000!</description>
		<content:encoded><![CDATA[<p>Hello! I&#8217;ve been meaning to get renter&#8217;s insurance for the past month or so, and this post is definitely making me put it at the top of my to do list. </p>
<p>Anyway, the company I&#8217;m probably going to go with (in the UK) will insure as little as £3000 of stuff, which when you consider your computer, clothes, TV or whatever will certainly add up quite quickly, so you can probably get a lot lower than $24000!</p>
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		<title>By: El Nerdo</title>
		<link>http://www.getrichslowly.org/blog/2012/12/04/stuff-how-to-protect-it/comment-page-1/#comment-3131872</link>
		<dc:creator>El Nerdo</dc:creator>
		<pubDate>Wed, 05 Dec 2012 01:58:22 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=155342#comment-3131872</guid>
		<description>Hey Brad, I did read your review and gave you a thumbs up but I was just looking at the simplisafe site  with that in mind and they actually have the sensors and monitor for: fire, CO, freeze (?), water, and of course theft.  

So yeah, they have it. But-- thanks for prompting me to double-check.  Impulse buying can have ugly consequences.</description>
		<content:encoded><![CDATA[<p>Hey Brad, I did read your review and gave you a thumbs up but I was just looking at the simplisafe site  with that in mind and they actually have the sensors and monitor for: fire, CO, freeze (?), water, and of course theft.  </p>
<p>So yeah, they have it. But&#8211; thanks for prompting me to double-check.  Impulse buying can have ugly consequences.</p>
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		<title>By: Lauren {Adventures in Flip Flops}</title>
		<link>http://www.getrichslowly.org/blog/2012/12/04/stuff-how-to-protect-it/comment-page-1/#comment-3131862</link>
		<dc:creator>Lauren {Adventures in Flip Flops}</dc:creator>
		<pubDate>Wed, 05 Dec 2012 01:57:45 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=155342#comment-3131862</guid>
		<description>Agreed about the dogs, but with everyone else&#039;s caveat that security is just a bonus. Growing up we had two lazy mutts who were no more than 40 lbs each. They didn&#039;t do much and weren&#039;t trained (actually, we, their people were well trained to give snacks and walks!) but they sure sounded scary!

One night, my dad fell asleep on the couch and heard Rowdy, our boy, give one of his deep &quot;I&#039;m pretending to be a big scary dog&quot; barks out of no-where. He went outside to investigate and found the back gate opened and a screen taken off a few back windows as if someone was trying to find a quick way in.</description>
		<content:encoded><![CDATA[<p>Agreed about the dogs, but with everyone else&#8217;s caveat that security is just a bonus. Growing up we had two lazy mutts who were no more than 40 lbs each. They didn&#8217;t do much and weren&#8217;t trained (actually, we, their people were well trained to give snacks and walks!) but they sure sounded scary!</p>
<p>One night, my dad fell asleep on the couch and heard Rowdy, our boy, give one of his deep &#8220;I&#8217;m pretending to be a big scary dog&#8221; barks out of no-where. He went outside to investigate and found the back gate opened and a screen taken off a few back windows as if someone was trying to find a quick way in.</p>
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		<title>By: El Nerdo</title>
		<link>http://www.getrichslowly.org/blog/2012/12/04/stuff-how-to-protect-it/comment-page-1/#comment-3131842</link>
		<dc:creator>El Nerdo</dc:creator>
		<pubDate>Wed, 05 Dec 2012 01:16:18 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=155342#comment-3131842</guid>
		<description>Thanks guys for the (mixed) reviews on Simplisafe and the mention of Alarmrelay. I&#039;ve got my finger on the trigger but I was hoping for responses today, so your feedback is helpful. 

It would be nice to have fire monitoring.  I have noise-only alarms for both fire and CO, but it would be good to hook this up to the alert system.  

Then again, the perfect is the enemy of the good, and better to have some protection than none at all. Hmmm....

Any other recommendations?

--------


EDIT: actually, Simplisafe has both CO and smoke detectors!  that&#039;s it, i&#039;m doing it. If they fail me, Dave Ramsey will get an earful from me-- ha!</description>
		<content:encoded><![CDATA[<p>Thanks guys for the (mixed) reviews on Simplisafe and the mention of Alarmrelay. I&#8217;ve got my finger on the trigger but I was hoping for responses today, so your feedback is helpful. </p>
<p>It would be nice to have fire monitoring.  I have noise-only alarms for both fire and CO, but it would be good to hook this up to the alert system.  </p>
<p>Then again, the perfect is the enemy of the good, and better to have some protection than none at all. Hmmm&#8230;.</p>
<p>Any other recommendations?</p>
<p>&#8212;&#8212;&#8211;</p>
<p>EDIT: actually, Simplisafe has both CO and smoke detectors!  that&#8217;s it, i&#8217;m doing it. If they fail me, Dave Ramsey will get an earful from me&#8211; ha!</p>
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		<title>By: jim</title>
		<link>http://www.getrichslowly.org/blog/2012/12/04/stuff-how-to-protect-it/comment-page-1/#comment-3131812</link>
		<dc:creator>jim</dc:creator>
		<pubDate>Wed, 05 Dec 2012 00:40:41 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=155342#comment-3131812</guid>
		<description>I&#039;m sure if a firefighter needed to get in they could just break a window.</description>
		<content:encoded><![CDATA[<p>I&#8217;m sure if a firefighter needed to get in they could just break a window.</p>
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		<title>By: jim</title>
		<link>http://www.getrichslowly.org/blog/2012/12/04/stuff-how-to-protect-it/comment-page-1/#comment-3131802</link>
		<dc:creator>jim</dc:creator>
		<pubDate>Wed, 05 Dec 2012 00:38:50 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=155342#comment-3131802</guid>
		<description>We have a Simplisafe system.   Its a very good value, no contract, easy to install.  Certainly worth checking out if you want a alarm system.  WAY better value than the companies like ADT.</description>
		<content:encoded><![CDATA[<p>We have a Simplisafe system.   Its a very good value, no contract, easy to install.  Certainly worth checking out if you want a alarm system.  WAY better value than the companies like ADT.</p>
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		<title>By: Brad C</title>
		<link>http://www.getrichslowly.org/blog/2012/12/04/stuff-how-to-protect-it/comment-page-1/#comment-3131792</link>
		<dc:creator>Brad C</dc:creator>
		<pubDate>Wed, 05 Dec 2012 00:22:50 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=155342#comment-3131792</guid>
		<description>I&#039;d stay away from simplisafe.com. They have been promising fire alarms/monitoring for nearly 3 years and still don&#039;t have it. Since my home insurance discount is because of my current system&#039;s fire monitoring (they couldn&#039;t care less about a burglar alarm) these guys are not currently an option. And I don&#039;t want to do business with a company that promises things for years and never delivers.</description>
		<content:encoded><![CDATA[<p>I&#8217;d stay away from simplisafe.com. They have been promising fire alarms/monitoring for nearly 3 years and still don&#8217;t have it. Since my home insurance discount is because of my current system&#8217;s fire monitoring (they couldn&#8217;t care less about a burglar alarm) these guys are not currently an option. And I don&#8217;t want to do business with a company that promises things for years and never delivers.</p>
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		<title>By: M</title>
		<link>http://www.getrichslowly.org/blog/2012/12/04/stuff-how-to-protect-it/comment-page-1/#comment-3131732</link>
		<dc:creator>M</dc:creator>
		<pubDate>Tue, 04 Dec 2012 23:02:28 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=155342#comment-3131732</guid>
		<description>I have an grumpy sheep who knocks the stuffing out of my German Shepherd. And a rooster-- man, he&#039;s EVIL. Will forcefully attack anyone who looks at him the wrong way. I named him Joe Pesci.</description>
		<content:encoded><![CDATA[<p>I have an grumpy sheep who knocks the stuffing out of my German Shepherd. And a rooster&#8211; man, he&#8217;s EVIL. Will forcefully attack anyone who looks at him the wrong way. I named him Joe Pesci.</p>
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		<title>By: M</title>
		<link>http://www.getrichslowly.org/blog/2012/12/04/stuff-how-to-protect-it/comment-page-1/#comment-3131722</link>
		<dc:creator>M</dc:creator>
		<pubDate>Tue, 04 Dec 2012 22:51:56 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=155342#comment-3131722</guid>
		<description>I have the obligatory German Shepherd, and as one living in a rural area, she&#039;s worth the cost. If nothing else she&#039;s a layer of defense when I&#039;m home alone. I swear--Shepherds will defend their owners with their lives! She also patrols our fence line, performs varmint control, and herds our livestock. Cheaper than hiring help.</description>
		<content:encoded><![CDATA[<p>I have the obligatory German Shepherd, and as one living in a rural area, she&#8217;s worth the cost. If nothing else she&#8217;s a layer of defense when I&#8217;m home alone. I swear&#8211;Shepherds will defend their owners with their lives! She also patrols our fence line, performs varmint control, and herds our livestock. Cheaper than hiring help.</p>
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		<title>By: LeRainDrop</title>
		<link>http://www.getrichslowly.org/blog/2012/12/04/stuff-how-to-protect-it/comment-page-1/#comment-3131712</link>
		<dc:creator>LeRainDrop</dc:creator>
		<pubDate>Tue, 04 Dec 2012 22:50:24 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=155342#comment-3131712</guid>
		<description>Robin, that sounds like a horrifying experience, and I&#039;m so sorry to hear it. Very sad that your dog was injured, despite being a valiant protector of the home, though I&#039;m glad she is doing okay now.  You are so right when you say &quot;all the safety tips in the world will help but will not stop someone determined enough.&quot;</description>
		<content:encoded><![CDATA[<p>Robin, that sounds like a horrifying experience, and I&#8217;m so sorry to hear it. Very sad that your dog was injured, despite being a valiant protector of the home, though I&#8217;m glad she is doing okay now.  You are so right when you say &#8220;all the safety tips in the world will help but will not stop someone determined enough.&#8221;</p>
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		<title>By: Elizabeth</title>
		<link>http://www.getrichslowly.org/blog/2012/12/04/stuff-how-to-protect-it/comment-page-1/#comment-3131672</link>
		<dc:creator>Elizabeth</dc:creator>
		<pubDate>Tue, 04 Dec 2012 22:16:53 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=155342#comment-3131672</guid>
		<description>Thanks for the reply! I&#039;m not sure I could go to that much effort. Given the size of my building, I&#039;m not even sure it&#039;s possible, but it doesn&#039;t hurt to know.</description>
		<content:encoded><![CDATA[<p>Thanks for the reply! I&#8217;m not sure I could go to that much effort. Given the size of my building, I&#8217;m not even sure it&#8217;s possible, but it doesn&#8217;t hurt to know.</p>
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		<title>By: Elizabeth</title>
		<link>http://www.getrichslowly.org/blog/2012/12/04/stuff-how-to-protect-it/comment-page-1/#comment-3131662</link>
		<dc:creator>Elizabeth</dc:creator>
		<pubDate>Tue, 04 Dec 2012 22:12:16 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=155342#comment-3131662</guid>
		<description>Great response, Donna :)  If I had seen Frank&#039;s comment earlier, I would have said the same thing (though not so eloquently!)

I&#039;m required by the terms of my lease to have renter&#039;s insurance, and the premiums aren&#039;t that high. The liability coverage gives me piece of mind, and I know my emergency fund couldn&#039;t cover replacing most of what I own. I don&#039;t have a lot of &quot;stuff&quot;, but basics like furniture, clothing, dishes, pots and pans, etc. would really add up. 

Frank has a point that we need to be mindful of our insurance coverage, but renter&#039;s insurance isn&#039;t somewhere I&#039;m willing to compromise. We all have our own level of risk tolerance, though.</description>
		<content:encoded><![CDATA[<p>Great response, Donna <img src='http://www.getrichslowly.org/blog/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' />   If I had seen Frank&#8217;s comment earlier, I would have said the same thing (though not so eloquently!)</p>
<p>I&#8217;m required by the terms of my lease to have renter&#8217;s insurance, and the premiums aren&#8217;t that high. The liability coverage gives me piece of mind, and I know my emergency fund couldn&#8217;t cover replacing most of what I own. I don&#8217;t have a lot of &#8220;stuff&#8221;, but basics like furniture, clothing, dishes, pots and pans, etc. would really add up. </p>
<p>Frank has a point that we need to be mindful of our insurance coverage, but renter&#8217;s insurance isn&#8217;t somewhere I&#8217;m willing to compromise. We all have our own level of risk tolerance, though.</p>
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		<title>By: El Nerdo</title>
		<link>http://www.getrichslowly.org/blog/2012/12/04/stuff-how-to-protect-it/comment-page-1/#comment-3131652</link>
		<dc:creator>El Nerdo</dc:creator>
		<pubDate>Tue, 04 Dec 2012 21:59:57 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=155342#comment-3131652</guid>
		<description>Hi Skeptic,

Yes, of course, no system is perfect. Cell signals can be jammed I suppose, but you can add backup alerts via the internet. Then of course the internet can be cut off. And so forth.

As said by another poster, determined thieves will break in if they really want to do it. As we add layers of security we make it more difficult for the criminals, and they are less likely to stay around to finish the job.</description>
		<content:encoded><![CDATA[<p>Hi Skeptic,</p>
<p>Yes, of course, no system is perfect. Cell signals can be jammed I suppose, but you can add backup alerts via the internet. Then of course the internet can be cut off. And so forth.</p>
<p>As said by another poster, determined thieves will break in if they really want to do it. As we add layers of security we make it more difficult for the criminals, and they are less likely to stay around to finish the job.</p>
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		<title>By: Penny</title>
		<link>http://www.getrichslowly.org/blog/2012/12/04/stuff-how-to-protect-it/comment-page-1/#comment-3131612</link>
		<dc:creator>Penny</dc:creator>
		<pubDate>Tue, 04 Dec 2012 21:40:26 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=155342#comment-3131612</guid>
		<description>Ha!  Our cat&#039;s aren&#039;t so brave, in fact one is so scared of all strangers that once when I forgot to lock the house when walking the dogs, I reasoned that since he was out lounging and relaxing in the house that no one could have snuck in!

He&#039;s a reverse motion detector ;)</description>
		<content:encoded><![CDATA[<p>Ha!  Our cat&#8217;s aren&#8217;t so brave, in fact one is so scared of all strangers that once when I forgot to lock the house when walking the dogs, I reasoned that since he was out lounging and relaxing in the house that no one could have snuck in!</p>
<p>He&#8217;s a reverse motion detector <img src='http://www.getrichslowly.org/blog/wp-includes/images/smilies/icon_wink.gif' alt=';)' class='wp-smiley' /> </p>
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		<title>By: Penny</title>
		<link>http://www.getrichslowly.org/blog/2012/12/04/stuff-how-to-protect-it/comment-page-1/#comment-3131572</link>
		<dc:creator>Penny</dc:creator>
		<pubDate>Tue, 04 Dec 2012 21:33:43 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=155342#comment-3131572</guid>
		<description>Getting a dog doesn&#039;t equal getting an untrained, violent attack dog.  And the OP mentions training, care, vet bills - basically that there are time and money costs.  But dogs can contribute to home protection so seem like they make sense to include on this list.  

Our dog is the perfect combo (in my opinion :) he&#039;s a great big softie, but looks and sounds scary, and loves to show off his big bark at passing skateboarders.  But we&#039;re pretty sure if someone (confidently) walked into our home, he&#039;d wag his tail and lick them.  Actually that pretty much happened once.  The &#039;intruder&#039; was drunk and had the wrong house, but no ill intent and was totally freaked when he realized where he was.  Though I think he may be aggressive if someone physically threatened one of his people, I&#039;ve never seen him be aggressive with another person or dog.

But of course I think it&#039;s sad if people get dogs just because they serve a specific purpose, and not because they want a pet (with all the emotional and physical responsibilities that includes).  All our pets our part of the family and we absolutely adore them, the safety part is just a bonus.</description>
		<content:encoded><![CDATA[<p>Getting a dog doesn&#8217;t equal getting an untrained, violent attack dog.  And the OP mentions training, care, vet bills &#8211; basically that there are time and money costs.  But dogs can contribute to home protection so seem like they make sense to include on this list.  </p>
<p>Our dog is the perfect combo (in my opinion <img src='http://www.getrichslowly.org/blog/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' />  he&#8217;s a great big softie, but looks and sounds scary, and loves to show off his big bark at passing skateboarders.  But we&#8217;re pretty sure if someone (confidently) walked into our home, he&#8217;d wag his tail and lick them.  Actually that pretty much happened once.  The &#8216;intruder&#8217; was drunk and had the wrong house, but no ill intent and was totally freaked when he realized where he was.  Though I think he may be aggressive if someone physically threatened one of his people, I&#8217;ve never seen him be aggressive with another person or dog.</p>
<p>But of course I think it&#8217;s sad if people get dogs just because they serve a specific purpose, and not because they want a pet (with all the emotional and physical responsibilities that includes).  All our pets our part of the family and we absolutely adore them, the safety part is just a bonus.</p>
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		<title>By: Anni</title>
		<link>http://www.getrichslowly.org/blog/2012/12/04/stuff-how-to-protect-it/comment-page-1/#comment-3131562</link>
		<dc:creator>Anni</dc:creator>
		<pubDate>Tue, 04 Dec 2012 21:27:16 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=155342#comment-3131562</guid>
		<description>Good point, Beth. I do have an espresso machine and a Hello Kitty toaster that I love. I&#039;m just not sure I have enough to insure. Do you (or anyone reading this) know the minimum coverage required for a policy? When I had renter&#039;s insurance before, the company I went through had a $25000 min.</description>
		<content:encoded><![CDATA[<p>Good point, Beth. I do have an espresso machine and a Hello Kitty toaster that I love. I&#8217;m just not sure I have enough to insure. Do you (or anyone reading this) know the minimum coverage required for a policy? When I had renter&#8217;s insurance before, the company I went through had a $25000 min.</p>
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		<title>By: Donna Freedman</title>
		<link>http://www.getrichslowly.org/blog/2012/12/04/stuff-how-to-protect-it/comment-page-1/#comment-3131552</link>
		<dc:creator>Donna Freedman</dc:creator>
		<pubDate>Tue, 04 Dec 2012 21:26:26 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=155342#comment-3131552</guid>
		<description>Renter&#039;s insurance is generally $150 to $200 a year. How much would it cost you to replace all your clothing, makeup, shoes, jewelry, furniture, et al.? Even if you shop thrift stores I guarantee you it will cost more than your annual premium. Probably a lot more.
When I did an MSN Money article on renter&#039;s insurance I talked with folks who were put up in hotels while their apartments were being fixed. Who had insurance agents say, &quot;Did you write everything down that you had to buy until you could get back in?&quot; and even paid for the bottled water. And who never realized how much Stuff they had until it was time to replace it.
Do *not* shine on renter&#039;s insurance. Soooo worth it.</description>
		<content:encoded><![CDATA[<p>Renter&#8217;s insurance is generally $150 to $200 a year. How much would it cost you to replace all your clothing, makeup, shoes, jewelry, furniture, et al.? Even if you shop thrift stores I guarantee you it will cost more than your annual premium. Probably a lot more.<br />
When I did an MSN Money article on renter&#8217;s insurance I talked with folks who were put up in hotels while their apartments were being fixed. Who had insurance agents say, &#8220;Did you write everything down that you had to buy until you could get back in?&#8221; and even paid for the bottled water. And who never realized how much Stuff they had until it was time to replace it.<br />
Do *not* shine on renter&#8217;s insurance. Soooo worth it.</p>
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		<title>By: maria</title>
		<link>http://www.getrichslowly.org/blog/2012/12/04/stuff-how-to-protect-it/comment-page-1/#comment-3131522</link>
		<dc:creator>maria</dc:creator>
		<pubDate>Tue, 04 Dec 2012 21:09:36 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=155342#comment-3131522</guid>
		<description>I agree we should have quality doors that cannot be kicked/smashed in. But, the reality is the locked door is as much a psychological deterrent as a physical one. Take 2 steps to the left or right and go through the wall. It is easier to bust through 2 sheets of drywall. Depending on the setting (office, apartment, etc) you can always go over/under/around. Pretend youve lost your house/car/office keys... can you get in? How quickly? How quietly? Use that knowledge to protect your home.

Maria</description>
		<content:encoded><![CDATA[<p>I agree we should have quality doors that cannot be kicked/smashed in. But, the reality is the locked door is as much a psychological deterrent as a physical one. Take 2 steps to the left or right and go through the wall. It is easier to bust through 2 sheets of drywall. Depending on the setting (office, apartment, etc) you can always go over/under/around. Pretend youve lost your house/car/office keys&#8230; can you get in? How quickly? How quietly? Use that knowledge to protect your home.</p>
<p>Maria</p>
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		<title>By: skeptic</title>
		<link>http://www.getrichslowly.org/blog/2012/12/04/stuff-how-to-protect-it/comment-page-1/#comment-3131512</link>
		<dc:creator>skeptic</dc:creator>
		<pubDate>Tue, 04 Dec 2012 20:54:01 +0000</pubDate>
		<guid isPermaLink="false">http://www.getrichslowly.org/blog/?p=155342#comment-3131512</guid>
		<description>El Nerdo,

The wireless system sounds excellent in theory, but I&#039;d like to suggest that it can be breached with a simple $20 cell phone blocker... if the potential intruders know what kind of system you have, or if the wireless systems become popular enough that the blockers start to be used frequently.</description>
		<content:encoded><![CDATA[<p>El Nerdo,</p>
<p>The wireless system sounds excellent in theory, but I&#8217;d like to suggest that it can be breached with a simple $20 cell phone blocker&#8230; if the potential intruders know what kind of system you have, or if the wireless systems become popular enough that the blockers start to be used frequently.</p>
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