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This article is by contributor Richard Barrington.

When it comes to tax preparation, distinguishing between cost and value is a crucial question. The cost can vary from nothing for doing it yourself on up to hundreds of dollars for professional tax preparation. To judge the value correctly, though, those costs have to be weighed against the results you get, including what could go wrong if you choose the wrong approach. To help you weigh…

This article is by GRS contributor Richard Barrington.

More and more, companies are dispensing with traditional annual employee reviews. They say this is out of sensitivity to a new generation of employees who find reviews stressful. The real reason may be that dispensing with employee reviews saves companies money — albeit at the expense of their employees. Microsoft and Dell are among the high-profile companies that have made news recently by dumping annual employee…


Have you received your credit card bill for December yet? If so, you’re not the only one. As this Federal Reserve Board chart shows, Americans accumulate about $30 billion in credit card debt in the last quarter every year – and then attempt to pay it off in the first quarter of the New Year. The problem is they rarely succeed at paying off the entire balance. By the end of the first quarter every…


This is a guest post from GRS contributor Donna Freedman.

Get Rich Slowly contributor Lisa Aberle recently suggested putting 10 percent of income in a savings account. She provided guidelines in “How to save money each month” – tried-and-true techniques like having a yard sale, cutting the cable, dropping the landline, raising insurance deductibles, eating at home and lowering the thermostat. Suppose you’ve done all that stuff already, you’re living pretty close to the bone…


This article is by editor Linda Vergon.

Last month, the December 2015 Consumer Confidence Index ®, showed improvement over the previous month: “Consumer confidence improved in December, following a moderate decrease in November,” said Lynn Franco, Director of Economic Indicators at The Conference Board. “As 2015 draws to a close, consumers’ assessment of the current state of the economy remains positive, particularly their assessment of the job market. Looking ahead to 2016, consumers are…


This article is by GRS contributor Honey Smith.

“Impostor syndrome” is a term coined by two American psychologists, Pauline Clance and Suzanne Imes, in 1978. Simply put, it is the belief that what other people perceive of as accomplishments due to your skill, intellect, or other internal factors are in fact evidence that you are a fraud. When those who have impostor syndrome receive compliments, rather than feeling pride at the praise, sufferers probably…


This article is by GRS contributor Richard Barrington.

I remember my first mortgage. Getting it seemed like a bureaucratic hurdle on the way toward buying a home, and I couldn’t wait to get the paperwork done and out of the way. By the time we bought our second house, I was 10 years older and wiser. I played a much more active role in choosing a mortgage and negotiating terms that time, and saved us…


This article is by staff writer Lisa Aberle.

Is your to-do list filled with important things that are buried by urgent tasks? Or easier and/or quicker tasks? Ostensibly, this article is about how a work-at-home parent opens a SEP-IRA (or any other type of self-employed retirement account). But also, once again, I realized that most tasks just aren’t as difficult as I imagine them to be. When I wanted to open a self-employed retirement…


This article is by editor Linda Vergon.

This year, my husband decided to commute to work again – on his bicycle. He’s not alone. The number of people commuting by bike has increased every year since 2009, according to the U.S. Census Bureau. Back then, it was just over 687,000 Americans that biked to work. By 2014, the figure had climbed to more than 832,000. What’s surprising is that the number of active commuters…


This article is by GRS contributor William Cowie.

Millions rely on financial advisers to do their investing. On the surface, their reasoning seems valid: People feel intimidated by the whole investing thing. It seems like a jungle out there and, to boot, most people know someone who lost it all with bad investments. Others believe they just don’t have enough time to learn about investing or to maintain their investments on an ongoing basis….


This article is by staff writer Lisa Aberle.

Is this the year to focus on saving more? If you’ve been disappointed when you’ve checked out your savings account balance, let’s change that this year! How much should I be saving? Actually, advice on the topic of how much you should be saving differs based on who’s giving the advice. At a minimum, most people recommend saving 10 percent of your income. Dave Ramsey recommends saving…


This article is by editor Linda Vergon.

Once again, we ring in the New Year and experience the phenomenon of being connected to everyone else. We’re tied together by the calendar. Even though we lead separate lives and have distinctly different journeys from every other person, we can’t escape the fact that January 1 starts a new year for us all. Our reaction to the New Year is not necessarily shared, though. For as…


This article is by staff writer Honey Smith.

Ah, New Year’s Eve — a time to wax nostalgic about the past year and think ahead to what you’d like to accomplish in the new year. Here at Get Rich Slowly, we’re proud of the content we brought you in 2015 — and we’re excited to go on exploring the topics of personal finance beyond savings accounts and certificates of deposit in 2016. We’d love to…


This article is by staff writer Lisa Aberle.

Are you glad to see the sun set on 2015? In the final days of the year, my kids are home on break. It’s fun to spend extra time with them, but many minutes of the day are filled with our older two children fighting with each other. And squished into the half-time show of their fighting games is some whining from a teething 17-month-old. With…


This article is by staff writer Richard Barrington.

Dieting is not a popular topic around the holiday season; but perhaps with caloric temptations everywhere you turn, this is the best time to be thinking about it. Similarly, the holidays are a time of year when people tend to let themselves go financially, so a reminder about financial discipline might also be timely. After all, working toward financial goals is like dieting. I recently wrote…


This article is by staff writer Lisa Aberle.

If you give (or receive) a gift that misses the mark, returning the item is the natural thing to do. After all, return policies are pretty awesome these days. However, if you decide to make a bigger impact with your gift — an item that you’ve probably survived without just fine for the last year anyway — why not donate it? Why you should think about…


This article is by staff writer Lisa Aberle.

By the time you read this, most likely all that’s left of your neatly wrapped presents are scraps of wrapping paper, crumpled bows, and empty boxes. Hopefully, the kids are playing with their new toys and you’ve been reading an ebook on your new Kindle Paperwhite. I’ve described a warm and cheery scene, and I hope it feels that way to you — but what if…


It used to be quite rare to find a pet in the cabin of a plane; but according to the U.S. Department of Transportation, about 2 million pets are transported by air every year in the U.S. Out of curiosity, I went to a couple websites to see how much it costs to travel with a pet: Southwest – $95 per pet carrier Delta – $125 American – $125 Jet Blue – $100 (non-refundable, but…


This article is by staff writer Honey Smith.

Now is the time of year to look back, celebrate your accomplishments, and set goals for the upcoming year. Sharing those goals publicly — whether in the comments, in the GRS forums, or to your friends and family — can make you feel more accountable. With that being said, here’s how this year stacked up in the Honey/Jake household! Updated reckoning in chart form: 2012-present Please note…


This article is by staff writer Richard Barrington.

Your retirement depends on your financial success — but financial success is part reality and part perception. In fact, if you moderate what you perceive as financial success, you could improve the financial reality of your future. It’s particularly important to consider this as you approach retirement, but this dynamic actually starts well before you’re ready to retire. It has to do with what kind of…


This article is by editor Linda Vergon.

We started a project on our Facebook page a couple days ago. We asked the scrimpers and savers to give us their best personal finance tip — and, so far, a few people have offered their advice: “The early bird gets the worm.” “Stop eating out.” “Buy what you need, not what you want – and never what society tells you you want!” “Ditch cable/satellite, make meal…


We monitor the interest rates being offered by more than 500 financial institutions (banks, credit unions, and savings and loan associations) and display only the top 50 highest rates in the table below. These are weekly updates to help you find the best online high-yield savings account and money market account rates currently available.

Part of an effective financial strategy includes maximizing your earnings while balancing your need for liquidity -- and a certificate of deposit, or CD, is one way to accomplish that goal. You can easily monitor the best CD rates and terms currently available in the table below plus the rates of more than 500 financial institutions (banks, credit unions, savings banks, and savings and loan associations)

GRS is committed to helping our readers save and achieve their financial goals. Savings interest rates may be low, but that is all the more reason to shop for the best rate. Find the highest savings interest rates and CD rates from Synchrony Bank, Ally Bank, GE Capital Bank, and more.

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