William Cowie

William Cowie

Staff Writer

William Cowie spent 30 years in senior management (CFO/CEO) before retiring. He has a bachelor's, a master's, and a partial doctorate in management and strategy. Author of the forthcoming book "The Four Seasons of the Economy," William also assists medium-sized businesses in the use of the Four Season Strategy to help them capitalize on economic cycles. He runs two blogs: Bite the Bullet Investing (investing) and Drop Dead Money (the economy) and writes for several other blogs in addition.

Recent Posts
5 ways to reduce the pain of the inevitable
This article is by staff writer William Cowie.

Jake and Kelly (not their real names) were very dear friends of ours. Well, Kelly is still, but her husband just recently passed away. Because he was healthy and active, it came as a complete shock to us all — especially to Kelly. A familiar division of labor had developed in their 40 years of marriage. Jake was the one who took care of everything. He…

What’s your position on debt? Read this first
This article is by staff writer William Cowie.

You hear it all the time, here and many other places: Debt is bad — evil, even — you know, like smoking and drinking and gambling. Yet, despite overwhelming evidence that smoking is bad for us, almost one person out of every five still smokes. And in the past year, that number has not declined significantly. The government even has campaigns to get people to stop…

How to profit from economic cycles
This article is by staff writer William Cowie.

(Since April is Financial Literacy Month, a number of articles will be devoted to more educational topics. This is Part IV in a four-part series about how understanding economic cycles could inform your financial decisions. Part I is Understanding economic cycles: An introduction. Part II is Recognizing economic seasons: recovery and growth. Part III is The fall and winter seasons of the economic cycle.) In the…