Real-Life


If you’re new here, you may want to learn what this site is about. I encourage you to subscribe to my RSS feed. Thanks for visiting!We had dinner last weekend with our friends Pierre and Marcela. The food was fabulous. The conversation was good, too. Much of the time, we talked about money.
If I [...]

[read all of Talking With Friends About Money]

I go to the gym every morning at about eight. There’s a guy who shows up every morning at about nine. He’s huge: big, buff, and tanned. But the thing is, while I’m lifting little tiny weights because I’m just starting out, he lifts little tiny weights because that’s his way of staying big and [...]

[read all of Elvis Talks About Money at the Gym]

My friend Albert — age four — loves electricity. Ever since he was young (ha!) he’s been fascinated by the stuff. His parents have carefully nurtured his hobby. Now that Albert’s older, they’ve decided this might be a good way to teach him about money. In this guest post from my friend Lisa, she describes [...]

[read all of Saving with Albert: Teaching a Four-Year-Old the Value of Money]

Earlier this week, April wrote with a personal finance predicament. She and her husband need to buy a car, but it’s not something they’d budgeted to do any time soon. Fate intervened:

My husband and I are trying to pay down our debt and to save money. This morning he called to tell me that he [...]

[read all of Ask the Readers: Buy a Car or Pay Off Debt?]

I spent the 1990s addicted to credit cards. I was mired in debt.
Recently while cleaning the garage, I unearthed a box full of old receipts and bank statements. I spent a couple hours sifting through them, aghast at my former spending habits. It was like peering into the life of a stranger.
Addicted to debt
The [...]

[read all of Now and Then: How My Current Financial Situation Compares with a Decade Ago]

Last summer, as a part of my quest to get rid of clutter, I began to move toward paperless personal finance. I had planned to share my system only once I’d perfected it, but yesterday Daniel e-mailed to ask for a glimpse of its current state.
To go paperless, you might need a scanner (or some [...]

[read all of My Paperless Personal Finance System: A Work in Progress]

Changed the title and URL, everyone. Sorry.
I hadn’t planned to post anything this afternoon, but about a million people (maybe a million-and-a-half) sent me a story about Crissy Thompson from Gainesville, Georgia. Crissy sometimes spends just $10 a week on groceries. For her family of five. How does she do it? Coupons. Jay Watson spent [...]

[read all of Extreme Personal Finance: Crissy Thompson, the Coupon Queen]

Personal finance would be easy if it were only about the numbers. But it’s not. Money management not only requires that we master our own whims and emotions, but that we navigate the sometimes rocky waters of our personal relationships. Rachel wrote looking for help with a stormy situation. What happens when you gain control [...]

[read all of Ask the Readers: “I’m Doing Well Financially But My Family Is Not”]

Kris and I love our neighborhood. People are friendly and helpful, yet mostly mind their own business. It’s a perfect combination. One of our favorite neighbors is the old guy next door. Let’s call him John.
John is a 71-year-old retired shop teacher who lives in a modest ranch house on half an acre, the [...]

[read all of A Real Millionaire Next Door]

In the past, I’ve shared the story of the worst job I ever had. In a lot of ways, it felt like I was part of a pyramid scheme or multi-level marketing operation. I’ve been approached to participate in similar operations since then: once by my veterinarian (?!?) and once by a stranger in a [...]

[read all of Reader Story: Beware of Scams and Pyramid Schemes]

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