One year ago today I posted an entry to my personal weblog entitled Get Rich Slowly! The entry summarized all that I had learned from several months of reading financial self-help books.
I wrote the entry purely as a personal exercise, an attempt to set thoughts on paper. I hoped that what I wrote might serve as a touchstone as I worked to pay off my debt and to develop an investment habit. I was pleased and amazed to discover the information was useful to others: 70,000 visitors have read the page in the past year. Over one hundred people each day still read it.
This site is intended to proceed from that entry.
You will not find any get rich quickly schemes here. You will not find multi-level marketing fads or hot stock tips here. I am not pitching any product or book. (Yet.)
You will find daily information about personal finance and related topics. I’ll share stories about debt elimination, saving money, and practical investing. I will post occasional reviews of books, magazines, and software. I will scour the web for the latest personal finance tools and articles. I’ll also post news on related topics like simplicity, frugality, and personal development. (I believe that personal growth is systemic, that in order to improve financially, you have to improve in other areas of your life.)
There’s even a personal finance forum where like-minded people can exchange ideas.
This is a new venture for me, and I’m still trying to find my footing. This site will evolve over time, improving at every step. Please feel free to leave suggestions and comments. I’m happy to hear what works and what does not.
Please remember that everything you read here is my own informed opinion. Never believe everything you read, and always form your own conclusions.
Welcome! Enjoy your personal quest toward financial independence.
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[There are 29 comments on this post.]

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Just a note..
I can only tell you the Queen of Yardsales has the best site besides your’s. Lots of info. Please keep up the good work…thanks
I just finished reading your Get Rich Slowly article and found it to be very imformative, it’s no wonder so many have read it. I really appreciated your reviews of the different financial planning books that you’ve read. Great article. Great Website!
[...] Rich Slowly has an about page and has a wonderful single page archive to get you [...]
This popular PF blogger walks the walk…
J.D. Roth writes with authority about getting out from under the dead weight of debt. In an interview…
Best of luck to you on your quest to become a full-time blogger. I think you’ll find that the more time you’re able to spend on it, the more money you’ll make exponentially. I’ve enjoyed following along here over the last few months, and am excited to see all the recent publicity you’ve gotten.
[...] comic lover and all round nice guy (even if he does support the worst football team in the world) JD Roth shouldn’t really require an introduction, since get rich slowly is one of the most popular [...]
My sister keep forwarding me email from your site. I had not been interested until I found one article about The Unbranded Kid. The rest, I can’t wait to have more from her.
I love your site.
You have a great thing going - Keep up the good work JD!!
Grreat! I bought your money or your life about 12 years ago, and it started me on a journey of personal responsibility and ethics, as much as financial change. Your top books all have resonated with me, too, but seeing them all digested in one place has a powerful impact. Thanks!
[...] If you’re new here, you may want to learn what this site is about. [...]
I am glad I found this site - which certainly has nice tips & thought provoking ideas - some of which I am gonna try for sure in 2k8.
By the way, the quality of ur posts is impressive indeed - quite a number of my friends like ur blog too. Let d interesting ‘n’ useful posts coming in often…!
Dear J.D.,
I just wanted to tell you that I love love LOVE your blog. It’s changed my life! I read every post and remember to make smart decisions every day. I’ve learned a ton, and I love all your links and recommendations, and I’m incredibly grateful for the difference this blog has made in my life.
Thank you!
I added your blog around Christmastime to my iGoogle pages and have been enjoying ever since, and look forward to the new additions. Thank you J.D and good luck for 2008.
Hi I came to visit your site after reading a ‘Money Magazine’ your site is the way I have started to think and the habits I wish to have . I have tried many different slow called money makers and found through experience that the only way to build wealth is to proceed slowly. Thanks for your website.
I found your website in Real Simple magazine. I am happy I did! I am looking forward to the freedom of being debt-free. Can I ask, at what age did you start this site and really start looking into your personal finance situation? Thanks!
I too am on the path to financial freedom. I’m 27 and amazingly have accomplished alot of your same goals in alot of the same ways. I just opened an online brokerage account and I’m *stoked* as well. Im glad i stumbled across your blog, it has a lot of great information as well as motivational tips. Great JoB!
I am a recent graduate and started my first job just last year. Information in this website is very practical and helpful. Keep up this good work….
I really love your blog. I am a subscriber and recommended it to my friends (which I rarely do) I like your down to earth and practical ideas. Keep up the excellent work!!!
Great website. I just want to point out one disagreement: I think credit cards are fine, as long as you NEVER carry a balance. By putting all my expenses on a credit card for a few months, I’ve earned $50 in “rewards” without ever paying a dime in interest or fees. In fact, it’s like receiving a 0% interest loan of a few hundred bucks every month. Most importantly, it’s very helpful for building a good credit score, which pays off hugely when you need big loans (house, college, car, etc.)
Congratulations on launching your professional writing career, J.D. The forest of personal finance diy/self-help books is rather dense. GSR really brings it all together with a more personal touch. Keep up the great work!
Way to go JD!
Congratulations on your new career! You’ve certainly found your calling in life! I love your style and your willingness to put yourself out there to help others! I aspire to be as candid about my family finances as you are, and that I too may help millions!
Ben @ Trees Full of Money
Love your website, just forwarded it to my 22 year old son, good luck with your writing you certainly have an easy style JD, gosh I wish I was starting out again, so much great info and advice on this site - Joysey.
Just wanted to say that this is a great site. Thanks for taking the time to put it up.
I stumbled onto your site today while doing car buying research. My 15-year old vehicle is on its last legs, and I hope to replace it within a year.
I figured I needed to know of MSRP, Invoice, etc. Eventually, I ran into FightingChance, and was glad to see your comprehensive review of the resource.
It turns out that your blog is a treasure trove of sort for financial independence. My goal is to be debt-free within the next six months, and your writings are definitely a source of encouragement to that end.
Keep up the good work!
I’ve read the site too long not to show some appreciation.
You’ve been a huge help to a lot of people.
JD is doing a great service to people who are trying there best to get out from under the dead weight of debt and it so good to see that some one can exemplify that in his personal life. I am also encouraged that he had made that his mission in life and he is able to call that his career. Good look with everything J.D.
http://www.financialzip.com
[...] J.D. Roth [...]
[...] J.D. Roth [...]
This is a great article, just wanted to comment on one thing:
“Because the past provides a good indication of the future”
If you’re starting out straight out of college (like me), I find this isn’t true at all. My expenses are drastically different right now than they were even 6 months ago.
In this scenario the advice I’d give is to establish an educated guess, and then modify it every month when you DO miss the goal (because you will initially).