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This article is by staff writer Honey Smith.

In my homeownership and priorities progress report in September, I mentioned that Jake and I were considering getting solar panels installed on our new house. Although that was our last priority, our first priority was replacing our HVAC unit. We thought there might be HVAC units that were made to be compatible with solar panels. As a result, we decided that it might make sense to investigate…


This article is by staff writer William Cowie.

A few weeks ago, we asked the question “What is your investment strategy?” and described the survey Get Rich Slowly did of attitudes toward investing and a few related subjects. In that post, we noted, with a degree of surprise, that over 40 percent of respondents did not invest at all — and that the youngest respondents were the largest group of non-investors. What follows might…


This article is by Suba Iyer, who currently writes for FiveCentNickel.com. Ever wonder why you had to pay a deposit to get your utilities turned on when your friend didn’t? Have you noticed that the health insurance premiums for two self-employed people can be different? Well, there are consumer reporting companies in many industries that “… collect information and provide reports on consumers that are used to decide whether to provide consumers credit, insurance, or…


This article is by staff writer Lisa Aberle.

Sometimes you find clues of your kids’ financial education progress in the strangest places. “Dear Santa” – began my seven-year-old daughter’s letter, published in our local newspaper - “May I have more money? I will save it to buy a house or car.” (I know. I still can’t believe she wrote it, either.) “I want for my brother a horse that is real…” and “For my baby brother; he…


This article is by editor Linda Vergon.

I have watched a number of people go through the interview process over the years. For some, it’s nerve-racking. Often, the process is mysterious: How do you know what the interviewer is looking for in a candidate? Do they want someone to fit seamlessly into their culture or do they value skill, experience, or reputation above all else? A few of my friends welcome the experience. Even…


This article is by staff writer Honey Smith.

So, you’ve done it. You’ve considered all the costs of a new job, networked your heart out, and considered all aspects of your job offer. Now you are facing one of two outcomes: Pull the trigger! Take the new job. Not good enough! For whatever reason, you’ve decided to decline the offer. Either way, someone is going to be on the receiving end of some bad news….


This article is by staff writer Kristin Wong.

It seems like an odd goal for a kid; but when I was little, I wanted to be financially secure. Of course, I didn’t put it that way. Instead, I declared, “When I grow up, I want to be rich.” Incidentally, so did my parents. I remember rolling quarters with them, while they explained to me the importance of saving. At a young age, I realized I’d…


This article is by staff writer Honey Smith.

The new year is a time to look forward; but in order to do that, you need to know where you’ve been. Before I set my goals for 2015, I wanted to make sure I didn’t miss anything that happened last year. Updated reckoning for me in chart form: 2012-present Please note that I have consolidated some separate accounts of the same type into one category…


This article is by editor Linda Vergon.

For many years, shopping for the perfect outfit was my sport of choice. I had a near-perfect excuse. To compete for the best jobs working in the most prestigious law firms in Century City, Santa Monica, and Beverly Hills, I needed to dress almost as well as the attorneys did. It was expensive, but it didn’t matter. Don’t hate me, but when the saleswoman at Nordstrom showed…


This article is by staff writer William Cowie.

I love snow — not the powder-lining you might long for on an overpriced ski slope, but the simple, white stuff that blankets the neighborhood. Our neighbors and friends all think I’m crazy, with the possible exception of the five or six families that happen to live on either side of us whose sidewalks get shoveled for no other reason than my exuberance for exercising out…


This article is by Suba Iyer, who currently writes for FiveCentNickel.com. Until a few years ago, I used to frequent a store that gave $10 (technically a credit of $10 toward future purchases, but it wasn’t cash) back for every $50 purchase. Whenever I got to $40 in purchases, I would add unplanned items to bring the total up to $50 as I couldn’t leave the “free” $10 on the table. My rationale was that these items were technically free. But in reality, the rationalization…


This is a guest post from former GRS staff writer Donna Freedman.

The price of gasoline in the U.S. dropped for 97 days straight beginning in late September 2014. According to the American Automobile Association, the gas we buy today costs an average $1.11 per gallon less than this time last year. Averages are great liars, of course. The average cost of gas in Anchorage, Alaska, right now is $2.87 while folks in Columbia,…


This article is by staff writer Lisa Aberle.

You’ve seen the get-out-of-debt advice: Quit buying lattes. Sell your stuff. It’s good advice, but it doesn’t apply to you. Because of your low income, a latte hasn’t touched your lips in years. And your stuff? You’ve been limping along for months now. No one wants what you have. You know Dave Ramsey says you need a bigger shovel to dig yourself out of this hole;…


This article is by editor Linda Vergon.

As the editor for Get Rich Slowly, my daily existence is spent learning about, reading about, and sometimes writing about personal finance. I can’t say I’m an expert. Like many, I’m in the process of mastering my finances. But being immersed in the subject as I am has definitely opened my eyes and changed the way I handle my finances for the better. So as I began…


This article is by staff writer Robert Brokamp.

I’m a bit of a nut about Christmas; I even have a daughter named Noelle. So this time of year can be a bit of downer for me. The tree gets disassembled, the Bing Crosby CDs get packed away, and the holiday cards stop coming. Regarding that last one, however, the void in my mailbox will soon be filled by a different type of tiding —…


This article is by staff writer Holly Johnson.

Recently, my sister and I were discussing our love/hate relationships with exercise when she told me something that struck me as funny. Apparently, she has trouble convincing herself to jog as long as she should, so she devised a plan. “When I know I’m not very motivated, I’ll have my husband get in the car and drop me off a few miles from home,” she said…


This article is by staff writer Honey Smith.

Let’s say that you and your prospective employer come to a satisfactory arrangement and you accept a new position. Surely you can loosen the purse strings a bit and relax now, right? Well, maybe. Sometimes promises and expectations don’t align with reality. While this can sometimes occur because a company is deceptive, other times this happens because everyone — both employer and potential employee — are…


This article is by staff writer Kristin Wong.

A few years ago, my boyfriend lost his awful job. It shouldn’t have happened. He worked hard, came in early, left late, powered through sick days and rarely took lunch. This workaholic, counterproductive behavior was highly encouraged by his Lumberg-esque boss. Like I said, it was an awful job. It wasn’t a good time for Brian. He was in debt, he lived in a 400 square…


This article is by Suba Iyer, who currently writes for FiveCentNickel.com. The new year is almost upon us! Every year “save money” and “manage debt” resolutions show up among the top resolutions people make. And since January is the time we are most motivated to work on goals, you can use this momentum to push your financial engine forward at full speed. By setting aside between five and 30 minutes each day, you can transform your…


This article is by staff writer Kristin Wong.

At the beginning of the year, I made four main resolutions, financial and otherwise. Max out my retirement Speak up more Consume less Save for a medium-term goal Of these goals, I achieved one and four. Two and three? Well, I did okay. In reviewing my goals, I realized there were a few goal-setting tips that worked well. But first, here’s what didn’t work for me….


Savings accounts and money market accounts are meant to hold your liquid assets, or funds that you expect to use within a year. You may think "If you've seen one high-yield savings account, you've seen them all" - but, actually, higher interest rates and certain features can make one account a better choice for your needs than another.

Part of an effective financial strategy includes maximizing your earnings while balancing your need for liquidity -- and a certificate of deposit, or CD, is one way to accomplish that goal. You can easily monitor the best CD rates and terms currently available in the table below plus the rates of more than 500 financial institutions (banks, credit unions, savings banks, and savings and loan associations)

GRS is committed to helping our readers save and achieve their financial goals. Savings interest rates may be low, but that is all the more reason to shop for the best rate. Find the highest savings interest rates and CD rates from Synchrony Bank, Ally Bank, GE Capital Bank, and more.

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