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The holiday season is fast approaching, and you might be planning to travel home to spend time with family – or your family could be coming to see you. Either way, travel expenses add up quickly, leaving little to no room for entertainment once you’re together. Sometimes that’s not a problem because there’s so much to do anyway. But other times, it really could put a crimp in your budget or strain your guests’ finances….


This article is by staff writer Richard Barrington.

Financial planning is like taking a long car trip. You plan your route, your schedule, and your eventual destination in advance; but then you have to be prepared to adjust for detours, traffic delays, bad weather, fatigue or other unexpected changes. When it comes to financial planning, you face this same conflict between sticking to a long-range plan and dealing with the realities of life that…


This is a guest post from Amanda Argue. Don’t you feel sometimes like income tax is the hardest subject in the world to understand? Well, it’s really nothing to be embarrassed about. That’s exactly what Albert Einstein said way back when: “The hardest thing in the world to understand is income taxes.” – Albert Einstein If the subject was perplexing to a genius like Einstein — and it’s only gotten more complicated since then —…


This article is by staff writer Suba Iyer.

Know your taxes! I am a big fan of the philosophy: No one cares more about your money than you do. Even if a professional prepares your taxes every year, learn to do it yourself. Aside from what you’ll save in fees, here are two benefits of learning to prepare your taxes yourself: By doing your taxes on your own, you can learn quite a bit…


This article is by staff writer Lisa Aberle.

When you order something online, does the retailer charge you sales tax? Do you pay attention to that? I haven’t always. Online purchases and sales tax After we became Amazon Prime users, our online internet orders went waaaaaay up. That free shipping will getcha every time. That year, my husband and I sat in our CPA’s office, as oblivious to most tax things as, unfortunately, every…


This article is by staff writer Megan Wells.

In college, my mind was set on becoming an ethnographic researcher. I wanted to study people and cultures that were new to me while traveling as extensively as possible. After I earned my diploma, I pooled every dollar to purchase a one-way ticket to Costa Rica. Even with my rookie-style budgeting, I was able to make the trip happen – and it didn’t matter that my…


This article is by staff writer Honey Smith.

Tailor your circumstances to your strategy. Sounds a bit backwards, doesn’t it? Most of the time, we take the path of least resistance and tailor our strategy to our circumstances. And that can certainly work if all your finances need is some minor tweaking. But if you have a large goal in mind or you need to address debt, you may need a different approach. Prioritizing…


This article is by staff writer William Cowie.

In my recent post, “Why investing can be better than paying down debt,” Dianecy’s comment raised a question faced by many: What do you do about investing when you have student loans? It is quite the dilemma, actually, because the best time to start funding your retirement is when you’re still in your 20s. And as anyone who has been reading Get Rich Slowly for more…


This article is by staff writer Honey Smith.

Student discounts are an interesting topic. They don’t typically give you a discount for anything on campus, because those amenities are paid for by your tuition and “miscellaneous registration fees” — though lots of student groups on campus offer free food in exchange for your attendance and involvement at their events. No, student discounts are actually given at the discretion of retailers and service providers. And…


This article is by staff writer William Cowie.

It’s a difficult choice: On the one hand, you understand the need to begin investing early to make the miracle of compounding work for you; on the other hand, you know that, when you have debt, making those payments hampers the ability to harness the miracle of compounding. So, what should you do with that $500 you have — invest it or pay down the debt?…


This article is by staff writer Honey Smith.

Eating out for lunch. For many of us, it’s one of the biggest temptations we face at work every day because it’s a tasty, convenient excuse to get out of the office and socialize (or not!) with our coworkers. But there are good reasons not to eat out for lunch too — like how long it takes, how bad it can be for the waistline, how…


There’s something about reaching the big 4-0 that often causes you to re-evaluate your direction in life. And when you do, it’s hard to escape the fact that your day of retirement is indeed approaching faster than you ever thought possible. If you’re one of those who eliminated debt and made investing for retirement a habit since your 20s, there’s very little to do other than enjoy your 40th birthday and continue on with what…


This article is by staff writer Lisa Aberle.

Have you ever received a financial boost by being part of a community? Back in April, I wrote about how (and why) to build community. Along with the article, we also conducted a survey (both of the GRS community and, later, of the general population) about points in the article. The survey covered questions such as: Does your community improve your lifespan? Can you rely on…


If you are a recent graduate, congratulations and best wishes for your success! Whether you were lucky enough to have a job lined up right after completing your degree or not, whether you graduated without student loan debt or your new balance rivals the national average of $30,000, you still need to get your financial life in place. So now that the celebrating is behind you, it’s time to get to work. What are your…


This article is by staff writer Lisa Aberle.

Are there seasons in your life where you’re more likely to swing through the drive-thru because you’re tired, stressed, or overwhelmed? Fall is like that for me. My friends start talking boots and flannel. Pumpkin Spice Lattes start showing up in my Instagram feed. And the corn mazes and pumpkin farms open for business. And me? While I love colorful leaves and impossibly blue autumn skies…


This article is by staff writer William Cowie.

For most people in their 30s, life can feel like a breathless uphill run on a downward escalator. Everything seems to expand: families, homes, social circles, career responsibilities, and income. Managing it all requires more of your immediate attention, so it’s not surprising that retirement planning tends to fall lower on the list of high priorities. For many, just making it through the day is all…


This article is by staff writer Richard Barrington.

You pay for convenience. That’s the simple reality of economics. Having a cab — or even an Ubermobile — pick you up is more expensive than catching a bus. Eating out costs more than making a meal yourself. So, when you consider the tremendous convenience credit cards offer, it should be no surprise that consumers end up paying a hefty price to add convenience to their…


This article is by staff writer Katie O’Connor.

It’s hard enough to say no to ourselves when it comes to unnecessary spending — getting that $4.35 latte just because, for example. So why is it always such a surprise when we lose battles against the everyday wants (not needs) of our very determined and savvy children? If this sounds familiar, you aren’t alone. Academics and mental health professionals agree that parental feelings about money…


This article is by staff writer Suba Iyer.

With age comes wisdom, so they say — but it also comes with more complicated lifestyles. By the time we reach our 40s, we expect to be savvy, certainly capable of making good financial decisions, and generally well on our way to reaching our goals. But from what I can see, it’s often not the case. We are still in our 30s, but our friends and…


This article is by editor Linda Vergon.

I don’t like clutter at all, but it’s oh so easy for stuff to build up and get out of control – especially when it comes to paper. If you really like everything to be neat and tidy – but you don’t want to spend your life managing the mess – read on. The problem with paper I dream about going paperless. But the fact is that…


We monitor the interest rates being offered by more than 500 financial institutions (banks, credit unions, and savings and loan associations) and display only the top 50 highest rates in the table below. These are weekly updates to help you find the best online high-yield savings account and money market account rates currently available.

Part of an effective financial strategy includes maximizing your earnings while balancing your need for liquidity -- and a certificate of deposit, or CD, is one way to accomplish that goal. You can easily monitor the best CD rates and terms currently available in the table below plus the rates of more than 500 financial institutions (banks, credit unions, savings banks, and savings and loan associations)

GRS is committed to helping our readers save and achieve their financial goals. Savings interest rates may be low, but that is all the more reason to shop for the best rate. Find the highest savings interest rates and CD rates from Synchrony Bank, Ally Bank, GE Capital Bank, and more.

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