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This article is by staff writer Honey Smith.

My Facebook feed is full of good news these days. This is wonderful news for my friends and family, of course. It’s not necessarily good news for my wallet. “Christmas in July” and of course the actual holiday season aside, it seems to me that June is one of the most festive times of year. Think about it — you’ve got: Engagements Bridal showers Bachelor/bachelorette parties…


This article is from returning staff writer Tim Sullivan. I haven’t spent a Father’s Day with my dad for over a decade. Don’t get me wrong, my father is awesome. If I could jet-set at will, I’d be flying non-stop to make him Bloody Marys every third Sunday in June. This year is different, though. A break in my schedule and a new nephew in the family means I am back in my hometown for…


This article is by staff writer William Cowie.

A 20-something acquaintance of ours recently received an inheritance of a few tens of thousands of dollars from an aunt unexpectedly. Naturally, all of us were very happy for her, and it wasn’t long before I asked what for me was the obvious question: “So, are you going to invest the money?” She looked at me as if I wanted her to bet on the frog…


This is a guest post by Lynnette Khalfani-Cox. In a little less than 18 months, I lost three treasured family members. First, my husband’s 94-year-old grandmother, Nana, passed away in late 2013 and was laid to rest just before Thanksgiving. At the end of December 2014, my sister Deborah died suddenly and completely unexpectedly. Debby was a 49-year-old healthy, vibrant person, the mother of an 11-year-old daughter, and the most caring individual I’ve ever known….


This article is by staff writer Lisa Aberle.

Summer may not have arrived according to the calendar, but it sure seems like it’s arrived based on the weather. The sunshine and balmy breezes may have you dreaming of backyard barbeques, luscious produce, and fresh salads. But your grill’s charcoal might not be the only thing on fire this year. Some food prices are heating up too, so watch your food budget. Beef After planning…


This is a guest post from former GRS staff writer Donna Freedman.

I’ve been in debt just once: during and after a two-year-long divorce, a time during which I was also a midlife university student. Good times! Nineteen months after the divorce decree, I zeroed out my legal debt. I also took a deep breath for the first time in years. Unfortunately, I had no idea what to do with the extra money each…


This article is by staff writer Honey Smith.

It’s been just over a year since we bought our house and, as part of my celebration, I thought now would be a good time to dig into the numbers in more depth. How did our financial projections hold up to reality? The monthly budget: Then and now The first data I’d like to share is a list of monthly expenses from when we were renting…


This article is by staff writer Lisa Aberle.

Have you ever had the nagging sense that you were just floating through life? Stuck in a dead-end job, perhaps? Wasting your abilities, but unsure what to do about it? Almost everyone I know has felt that way at least once. But let me ask you another question: Has that dissatisfaction caused you to spend too much money, as sort of a band-aid on a stagnant…


This is a guest post from former GRS staff writer Donna Freedman.

Looking for a cheap date, some budget-friendly culture, or ways to make your next vacation more affordable? Four words: “Pay what you want,” or PWYW. Theaters, museums, comedy troupes and other organizations may offer PWYW days or nights, where you hand over only as much as you can afford. Think of it as happy hour for entertainment — a way to get…


This article is by editor Linda Vergon.

Is there a bill you pay that you absolutely detest? Occasionally, I’ll get an attitude about paying one bill or another. (Ha! Paying taxes on April 15 is one bill that comes to mind immediately, for example.) I recognize that there is a reason I have the bills that I have to pay. For the most part, each represents a service that I decided was valuable and…


This article is by staff writer Holly Johnson.

It’s easy to become overwhelmed with the various costs that pop up when you’re a homeowner. Things like furnace/AC Repair, having to put on a new roof, and annual maintenance can take a bite out of your savings account — and leave you wondering why you ever stopped renting in the first place. That’s why it makes sense to save money and take care of certain…


This article is by staff writer William Cowie.

Jake and Kelly (not their real names) were very dear friends of ours. Well, Kelly is still, but her husband just recently passed away. Because he was healthy and active, it came as a complete shock to us all — especially to Kelly. A familiar division of labor had developed in their 40 years of marriage. Jake was the one who took care of everything. He…


This article is by staff writer Honey Smith.

If you or a loved one will be headed to graduate school this fall, chances are you are worried about more than dorm survival. Instead, you may be wondering how to avoid six-digit student loan debt. It’s a valid fear — no one wants to end up where I started. Fortunately, there are ways to earn a graduate degree while avoiding financial catastrophe. Using myself as…


This article is by editor Linda Vergon.

Interest rates are expected to rise later in 2015. What will you do with this information? You could make the case that you haven’t missed much if you didn’t keep your money in a savings account over the last few years. But still, we all need liquid funds to one degree or another – and the sooner the interest rate goes up on those balances, the better….


This article is by staff writer Lisa Aberle.

(From time to time, we look into the subject of frugal travel and vacation ideas. Holly Johnson’s post on How to save money on family vacations is one example. This year, we thought it would be fun to find some frugal and interesting ways to celebrate Memorial Day around the country. We’d love you to share your tips for a frugal Memorial Day weekend in the…


This article is by staff writer Honey Smith.

If you are headed to college this fall (or know someone who is), then you may also be headed to life in a dorm. Like many things, living in a dorm can be an expensive proposition, but it doesn’t have to be. Sometimes you can avoid the expense completely — one good strategy for this is to live at home and attend an online college or…


This article is by staff writer Suba Iyer.

Presumably, it has been a little more than a month since you submitted your tax return for 2014. Did you end up owing the IRS or did you get a refund? There are plenty of personal finance articles that discuss the pros and cons for each of these situations. So we will skip those discussions and go right to the point: Are you happy with your…


This article is by staff writer Lisa Aberle.

When I wrote about the pros and cons of homeschooling recently, I left one major piece of the puzzle untouched: How does a family handle the loss of income if a stay-at-home parent is required? It’s not just the loss of monthly income. The parent who stays at home doing the bulk of the educating is also missing out on some other benefits of employment (employer…


This article is by staff writer Honey Smith.

I recently started a new job; and while I didn’t know anyone at the company prior to applying, that doesn’t mean that everything was one giant coincidence. A few years ago, one of my grad school friends mentioned that he was doing freelance SEO (search engine optimization) work for attorneys. Curious, I asked him to teach me. His response was to conference me in on a…


This article is by staff writer Holly Johnson.

The United States policy on maternity leave can be a touchy subject among families, and especially women. Unlike all other wealthy countries, many of which mandate weeks and months of paid leave for natural and adoptive mothers and fathers, the U.S. mandates no such thing. In fact, the last movement toward maternity fairness in the U.S., the Family and Medical Leave Act of 1993 (FMLA), included…


We monitor the interest rates being offered by more than 500 financial institutions (banks, credit unions, and savings and loan associations) and display only the top 50 highest rates in the table below. These are weekly updates to help you find the best online high-yield savings account and money market account rates currently available.

Part of an effective financial strategy includes maximizing your earnings while balancing your need for liquidity -- and a certificate of deposit, or CD, is one way to accomplish that goal. You can easily monitor the best CD rates and terms currently available in the table below plus the rates of more than 500 financial institutions (banks, credit unions, savings banks, and savings and loan associations)

GRS is committed to helping our readers save and achieve their financial goals. Savings interest rates may be low, but that is all the more reason to shop for the best rate. Find the highest savings interest rates and CD rates from Synchrony Bank, Ally Bank, GE Capital Bank, and more.

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