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This is a guest post from former GRS staff writer Donna Freedman.

Grocery prices got you down? Fight back by building your own food bank, i.e., a pantry full of staples you bought at rock-bottom prices. This is not emergency food, mind you, to be saved for the next hurricane or other disaster. The point is to eat from this pantry all along, replenishing when prices are best. The practice saves you money in…


This article is by editor Linda Vergon.

I bet a lot of people have a similar experience when they realize they have a problem with their finances. They create a budget – or they try to anyway – and, somewhere down the road, they get frustrated with the amount of effort required to keep it up. Ultimately, a lot of them give up budgeting altogether. That was J.D. Roth’s experience. Mine too. As J.D.’s…


This article is by staff writer Megan Wells.

Whether you want to pick up a few odd jobs to help fund the holidays, you’re looking to pad your nest egg, or you just need a creative way to escape the traditional 9-5, having multiple streams of income is always comforting. Finding additional cash flows that suit your existing lifestyle, however, can be a major challenge — especially if your schedule is already impacted. Even…


This article is by staff writer Holly Johnson.

Once upon a time, I decided it was high time I sell some of my stuff on eBay to make some extra cash. Since it was just after the holidays, I decided to get the ball rolling with a new shirt I had just received for Christmas. Even though it was cute, the shirt fit a little small for my taste. And even worse, the store…


This article is by editor Linda Vergon.

People are living longer, healthier lives. Consequently, they need more income to cover a longer life span than initially expected. That may be what’s fueling an interest among boomers to continue working after retirement instead of pursuing a life of leisure. But it could also be that boomers just like to work. A recent AARP survey determined that 37 percent of nearly 5,000 workers age 50 to…


This is a guest post by Lynnette Khalfani-Cox. How much can hard work in school and when applying for scholarships reduce the overall costs of getting a college degree? Well, in our family’s experience, it’s amounted to nearly $150,000 so far. (I say that because we have two more children to put through college.) Hard work over the years brought choices Our oldest, Aziza, is a high-achieving, ambitious student. She plans to graduate in four…


This is a guest post from former GRS staff writer Donna Freedman.

According to the U.S. government, all citizens should have enough supplies to survive for at least three days in an emergency. Depending on where you live, “emergency” could mean tornado, earthquake, blackout, flood, wildfire, hurricane, ice storm or zombie apocalypse. How ready do you feel? It is possible to put together an emergency kit without breaking the bank. In fact, you may…


This article is by staff writer Lisa Aberle.

Are you currently taking a hiatus from paid employment? Maybe you want to stay home with your kids until they’re in school. Maybe you haven’t been able to find another job after a layoff. Maybe you had some savings and took a mini-retirement. Or maybe you just wanted a break. Self-imposed or not, taking a break from the paycheck can be scary. You know what I…


This article is by staff writer Holly Johnson.

Unless you are born with a silver spoon, the journey toward financial independence will most likely be arduous. Even those who’ve reached the happy state of retirement have stories to tell about the ups and downs they experienced, their mistakes and triumphs, and what it really took to get there. And most of us — especially those who regularly read this site — are still in…


[This is the first installment in a series examining repaying student loans. Part II will discuss an alternative payment plan, Revised Pay As You Earn or REPAYE.] As someone who started off her debt reduction journey on Get Rich Slowly with some pretty astronomical student loan debt, I’ve learned the hard way about the repayment process. And with school starting up again and many feeling tempted to borrow, I wanted to share some of that…


This is a guest post from former GRS staff writer Donna Freedman.

There’s no such thing as a free puppy. Or kitten. Or hamster, lizard, fish or rabbit. Even if someone hands you a critter outright, you can expect to spend between $580 to $875 a year for basic expenses, according to the American Society for the Prevention of Cruelty to Animals. Oh, and that doesn’t count things like purchase price/adoption fees, collar, leash,…


This article is by staff writer William Cowie.

You’ve heard it before, many times probably: Investing in yourself is the best investment you can make. Really? How do we know that’s true? Google the term “investing in yourself” and you’ll find numerous references to things like explore your creative side, nurture your mind and body, sleep and relax, say no to others, do things you love. You get the picture. The term is commonly…


This article is by staff writer Lisa Aberle.

What do you do when you want to pay off your debt but you calculate it will take 25 years to do so on your current income? Well, if you’re Adrienne Dorison, you start a side business and start shoveling yourself out of debt faster! Another reason to get out of debt Before her income grew, though, she still had a large student loan when she…


This article is by staff writer William Cowie.

Originally, this was to be a two-part series discussing the pros and cons of buying a home as opposed to investing. The purpose wasn’t to pick a winner or loser, per se. (After all, one of the main tenets of Get Rich Slowly is that you really should do what works for you.) Instead, the purpose was to highlight the strengths and weaknesses of both options…


This article is by staff writer Honey Smith.

So you’re thinking to start a side gig. Congratulations! Whether you are trying to pay off debt or just trying to fully fund your savings account, a side gig can help you reach your financial goals. But be aware: There is a grain of truth to the old adage, “You have to spend money to make money.” Exactly how much money are we talking? The cost…


This article is by staff writer Honey Smith.

There’s a popular, little myth going around that being frugal means that every penny must be pinched or saved in an online high-yield savings account and that, as a result, it’s not okay to splurge once in a while. But a more balanced approach could make it easier to stick to a spending plan, thereby making your long-term financial success more likely. To be clear, though,…


This article is by staff writer William Cowie.

[This is the third installment of a three-part series examining index funds. In Part I, we looked at the managed mutual fund market. In Part II, we looked at how an index is calculated and what an index fund is. In this installment, we'll consider how to evaluate index funds and where to buy them.] Despite that managed mutual funds still dominate the mutual fund landscape,…


This article is by editor Linda Vergon.

It’s the end of summer and some of us are going back to school, trying to learn more, become more. Others are already established in their professions, working to build the life of their dreams. Maybe you’re someone that got knocked down and have to build your dreams over again. Maybe you started out the year with a resolution, a goal, or a purpose to achieve. Where…


This article is by Kayla Sloan.

[Kayla Sloan is a millennial on a mission to delete her debt. She writes about her journey to financial success at shoeaholicnomore.com. She put this terrific video together as part of her discussion about mastering personal finance concepts too!] Nothing worth doing in life is easy. Have you ever heard that saying? I grew up with my dad preaching that to me, and I know I’m better person…


This article is by staff writer Holly Johnson.

The path toward retirement and financial independence usually involves buying a home and investing for retirement and the future. But, what if you had to choose? William Cowie posed this question to me recently and asked which path I would take to financial independence if given the option. My answer: I would invest for the future and forgo the house in a New York minute. Let’s…


We monitor the interest rates being offered by more than 500 financial institutions (banks, credit unions, and savings and loan associations) and display only the top 50 highest rates in the table below. These are weekly updates to help you find the best online high-yield savings account and money market account rates currently available.

Part of an effective financial strategy includes maximizing your earnings while balancing your need for liquidity -- and a certificate of deposit, or CD, is one way to accomplish that goal. You can easily monitor the best CD rates and terms currently available in the table below plus the rates of more than 500 financial institutions (banks, credit unions, savings banks, and savings and loan associations)

GRS is committed to helping our readers save and achieve their financial goals. Savings interest rates may be low, but that is all the more reason to shop for the best rate. Find the highest savings interest rates and CD rates from Synchrony Bank, Ally Bank, GE Capital Bank, and more.

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