| Institution | APY | Min. Dep. | Min. To Earn APY | Details |
|---|---|---|---|---|
| Incredible Bank Rates as of Mar. 18th | 1.74% | $1,000 | $0 | |
| Acacia Federal Savings Bank Online Rates as of Mar. 18th | 1.50% | $5,000 | $5,000 | Top Choice Checking |
| Chesapeake Bank - Clear Sky Accounts Rates as of Mar. 18th | 1.45% | $0 | $25,000 | Clear Sky Checking - Rate for balances up to $249,999 |
| Chesapeake Bank - Clear Sky Accounts Rates as of Mar. 18th | 1.35% | $0 | $10,000 | Clear Sky Checking - Rate for balances up to $24,999 |
| EverBank Rates as of Mar. 18th | 1.26% | $1,500 | $100,000 | New Account bonus rate - Freenet Checking - 2.25% first 3 months, 1.51% - 1.26% 1st year APY for account balances $100K and over |
| Chesapeake Bank - Clear Sky Accounts Rates as of Mar. 18th | 1.25% | $1 | $1 | Clear Sky Checking - Rate for balances up to $9,999 |
| ING Direct Rates as of Mar. 18th | 1.25% | $100,000 | $100,000 | Electric Orange |
| American Bank Online Rates as of Mar. 18th | 1.25% | $100 | $1,000 | American e-Checking - Rate disclosed is for balances under $9,999.99 |
| ING Direct Rates as of Mar. 18th | 1.20% | $50,000 | $50,000 | Electric Orange |
| Ultima Bank Rates as of Mar. 17th | 1.11% | $0 | $100,000 | Ultima Checking |
| State Farm Bank Rates as of Mar. 17th | 1.10% | $100 | $2,500 | Rates may vary by market area, rate disclosed based on NY market area |
| Quantum National Bank Rates as of Mar. 17th | 1.01% | $10,000 | $10,000 | Community Checking - Limited to Georgia customers only |
| Bank of Internet Rates as of Mar. 18th | 1.01% | $500 | $1 | High Interest Checking - Bal under $5000 has $7.50 monthly fee |
| Ascencia Bank Rates as of Mar. 18th | 1.00% | $50 | $0 | |
| American Chartered Bank Rates as of Mar. 18th | 1.00% | $50 | $50,000 | Wall Street Plus Checking - Tiered interest rates |
| Presidential Bank Rates as of Mar. 17th | 1.00% | $1,500 | $1,000 | Checking PLUS - APY on balances up to $25,000 |
| KeyBank Rates as of Mar. 18th | 1.00% | $50 | $25,000 | Key Privilege Select Checking - Relationship Checking with Sweep Option. Rates may vary by location. Available in AK, CO, CT, ID, IN, KY, ME, MI, NY, OH, OR, UT, VT, WA |
| Sterling Bank Rates as of Mar. 17th | 0.85% | $5,000 | $5,000 | Sterling Platinum NOW (www.sterlingnj.com) |
| GCF Bank Rates as of Mar. 18th | 0.80% | $10,000 | $100,000 | Money Maker Checking |
| Century Bank Direct Rates as of Mar. 18th | 0.80% | $100 | $1 | High Interest Checking Account Online Checking |
| Evergreen Bank Group Rates as of Mar. 18th | 0.75% | $1,000 | $15,000 | Cornerstone Interest Checking - Direct deposit is required or a $10 monthly fee applies. |
| Salem Five Direct Rates as of Mar. 17th | 0.65% | $1 | $50,000 | eOne - Online applicants only, who do not have existing deposit accounts with Salem Five. |
| Salem Five Direct Rates as of Mar. 17th | 0.65% | $1 | $100,000 | eOne - Online applicants only, who do not have existing deposit accounts with Salem Five. |
| iGOBanking Rates as of Mar. 18th | 0.50% | $1 | $1 | Online Checking - iGOchecking |
| Carthage Savings and Loan Association Rates as of Mar. 18th | 0.50% | $25 | $2,500 | Wall Street Checking - tiered interest rate. Limited to local New York market area. |
| Tompkins Trust Company Rates as of Mar. 17th | 0.40% | $2,500 | $50,000 | True Advantage Checking Plus - Tiered interest rate, limited to local New York market area |
| TD Bank Rates as of Mar. 17th | 0.40% | $0 | $50,000 | Premier Checking - Tiered interest rates. Rate may vary by location. Market area from Maine to Florida. |
| Citibank Rates as of Mar. 18th | 0.30% | $500 | $1 | Citigold Interest Checking Account - Tiered interest rate, must apply online or by phone |
| Community Bank, NA Rates as of Mar. 18th | 0.30% | $2,500 | $2,500 | Wall Street Checking - Limited to New York and Pennsylvania market area |
| Bank of America Rates as of Mar. 18th | 0.25% | $100 | $100,000 | Advantage with Tiered Interest Checking Account |
| First Niagara Rates as of Mar. 18th | 0.25% | $2,500 | $100,000 | Prestige Checking - Tiered rates. Rate listed is available for new accounts opened at branch locations. Rate may vary by market area. |
| M and T Bank Rates as of Mar. 18th | 0.25% | $1 | $50,000 | Power Checking - Tiered rates, account must be designated as your Web bill Pay billing account. Geographic restrictions, rate and products may vary by location, rate disclosed is based on NY market area |
| Solvay Bank Rates as of Mar. 17th | 0.25% | $15 | $0 | NOW Personal |
| Rhinebeck Savings Bank Rates as of Mar. 17th | 0.25% | $2,500 | $10,000 | Priorty Elite Relationship Checking - Tiered interest rates, APY up to $99,999.99 |
| Peoples National Bank Rates as of Mar. 17th | 0.25% | $1,000 | $1,000 | NOW Account - Limited to New York market area |
| Pioneer Bank Rates as of Mar. 17th | 0.20% | $5 | $500 | NOW Account - Limited to New York market area |
| Genesee Regional Bank Rates as of Mar. 18th | 0.20% | $25 | $1,000 | NOW Account - Limited to New York market area |
| PNC Bank Rates as of Mar. 17th | 0.20% | $25 | $100,000 | Performance Interest Checking - tiered interest rate, rate based on New York market area, rate may vary by location |
| Citizens Bank Rates as of Mar. 18th | 0.15% | $250 | $1 | Circle Gold Checking with Interest - rate applies to new accounts, NY - Albany region. Rate may vary by region. Market area - NY, CT, DE, IL, MA, MI, NH, NJ, OH, PA, RI, VT. |
| Trustco Bank Rates as of Mar. 17th | 0.15% | $25 | $500 | Free Interest Checking - Rate based on New York market area, rate may vary by location, market areas FL, NY, MA, NJ, VT |
| First National Bank of Groton Rates as of Mar. 18th | 0.15% | $500 | $500 | Limited to local New York market area |
| Northwest Savings Bank Rates as of Mar. 18th | 0.10% | $1,000 | $1,000 | Interest Checking - Limited to local western New York market area |
| The Adirondack Trust Company Rates as of Mar. 17th | 0.10% | $500 | $0 | NOW Account |
| Astoria Federal Savings Bank Rates as of Mar. 18th | 0.10% | $100 | $2,500 | Ultra Checking |
| Chemung Canal Trust Company Rates as of Mar. 18th | 0.05% | $1,000 | $1,000 | NOW Account, limited to local New York market area |
| NBT Bank Rates as of Mar. 18th | 0.05% | $100 | $2,500 | Tiered interest rates, account limited to local New York market area |
| HSBC Bank Rates as of Mar. 18th | 0.01% | $1 | $5 | HSBC Premier Checking - online only |
| JPMorgan Chase Rates as of Mar. 18th | 0.01% | $25 | $1 | Chase Premier Checking - rate may vary by location |