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  • New from the IRS! Use Your Tax Refund to Buy Savings Bonds (29 comments)

    Here’s something cool I learned at Mapgirl’s Fiscal Challenge. Apparently you can now use your tax refund to automatically buy I-series bonds from the U.S. government. As recently as three years ago, I was a huge fan of tax refunds. Despite the arguments against them, I liked getting a tax refund because it was the only way I’d found to save. I’m able to save on my own now, so I no longer aim to…

  • The GRS Garden Project: November Update (30 comments)

    During 2008, my wife and I are tracking how much time and money we spend growing food. This is the report for November. This month’s garden update is small. As winter approaches, there’s less for us to do, and all that we harvest are herbs (and those only occasionally). Our major garden task this month was raking leaves. For most people, this is simply yardwork, but for us it’s a chance to work on the…

  • The GRS Garden Project: October Update (39 comments)

    During 2008, my wife and I are tracking how much time and money we spend growing food. This is the report for October. October can be something of a relief for gardeners. The bulk of the harvest is finished, and all that remains is to pick the last straggling fruits and vegetables, and to begin cleaning up. While it’s sad that the harvest is winding to a close, it’s comforting to know there’ll be a…

  • Roth IRA vs. Traditional IRA: Which is the Best Deal? (23 comments)

    I’m often asked, “Which is best, a Roth IRA or a traditional IRA?” There’s no one right answer. Which option you choose depends on your goals, and it depends on what you think your income will be like in the future. In theory, there’s no difference between the eventual returns. In practice, there are a variety of factors that can affect your decision, of which tax rates are perhaps the most notable. Walter Updegrave at…

  • Tax Refund Status (3 comments)

    Check your tax refund status easily with this simple web-based tool from the IRS. You’ll need to provide your social security number, marital status, and exact refund amount in order for your request to be processed.