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Reader Stories


  • Reader Stories: Can you really get rich quickly from fix and flipping homes? (46 comments)

    Some reader stories contain general advice; others are examples of how a GRS reader achieved financial success or failure. These stories feature folks with all levels of financial maturity and income. Want to submit your own reader story? Mark Ferguson has been a Realtor since 2001 after graduating from the University of Colorado with a business finance degree. He runs a real estate team of 10 that sells over 200 homes a year, fix and…

  • Reader Stories: How to avoid borrowing from your future self (58 comments)

    This reader story comes from Paul. Some reader stories contain general advice; others are examples of how a GRS reader achieved financial success or failure. These stories feature folks with all levels of financial maturity and income. Want to submit your own reader story? Here’s how. I’ve always had what I term a “fluid budget”; that is, I always make sure I have more money coming in than going out and I don’t track every…

  • Reader Stories: Living in a Car to Pay Off Debt (85 comments)

    Some reader stories contain general advice; others are examples of how a GRS reader achieved financial success or failure. These stories feature folks with all levels of financial maturity and income. Want to submit your own reader story? Here’s how. I don’t spend lavishly on clothes, hair appointments, or travel. I drive a 12-year-old Honda Civic. I got into debt by trying different business investments, including real estate and selling refurbished tablets. I also took out…

  • Hiccups on the way to combining finances (32 comments)

    This is a guest post from Kathleen O’Malley, who writes about finding joy in a simple, frugal life at Frugal Portland. It happened fast. We barely talked about it, but all of a sudden, about a week after we got engaged — and before we were really ready — my fiancé and I had combined our finances. I can pinpoint the impetus: Southwest Airlines was offering a promotion where if you got both the Plus…

  • Reader Stories: Your debt-paying personality (24 comments)

    This reader story comes from long-time reader and commenter Bill McFadin, aka Cybergeezer, who commented that he had submitted a story months ago that never ran. We asked if he would resubmit the article, which he kindly did — and then he submitted another one! Some reader stories contain general advice; others are examples of how a GRS reader achieved financial success or failure. These stories feature folks with all levels of financial maturity and…

  • Reader Stories: How I am financing retirement (39 comments)

    This reader story comes from long-time reader and commenter Bill McFadin, aka Cybergeezer, who commented that he had submitted a story months ago that never ran. We asked if he would resubmit the article, which he kindly did. Some reader stories contain general advice; others are examples of how a GRS reader achieved financial success or failure. These stories feature folks with all levels of financial maturity and income. Want to submit your own reader…

  • Reader Story: Could crowd funding help this guy pay off his mortgage? (239 comments)

    We get dozens of requests at GetRichSlowly.org every day. They are usually queries such as “Can I guest post to promote my business?” (No.) “Will you share our infographic with your readers?” (No.) Last week we received one that intrigued me. The writer had started a crowd-funding effort to pay off his mortgage and he wanted me to share it with the Get Rich Slowly community. I replied, “Why would anyone want to pay off…

  • Reader Story: Update on a dad in need of retirement help (27 comments)

    This guest post is by reader Mike in New Hampshire. Mike wrote an Ask the Readers article last year, looking for ideas to help his dad get set for retirement. He wrote to us recently and asked if he could update their story. We were only too glad to provide a forum for them. It has been a little over a year since I wrote in looking for suggestions on how I could help my…

  • Reader Stories: 4 ways to make money with your old junk (21 comments)

    Sharon M. shared some of her personal finance journey with us this week. Some reader stories contain general advice; others are examples of how a GRS reader achieved financial success or failure. These stories feature folks with all levels of financial maturity and income. Want to submit your own reader story? Here’s how. About a year ago, I had to downsize from a 5200-square-foot house to an apartment. After my husband was laid off, we decided to…

  • Reader Stories: The Notebook (Part 2) (23 comments)

    Jim, a reader of our Facebook page, shared some of his personal finance journey in Facebook comments a while back. We reached out and asked him if he would elaborate so we could share his story with the Get Rich Slowly website readers. This is Part 2. Some reader stories contain general advice; others are examples of how a GRS reader achieved financial success or failure. These stories feature folks with all levels of financial…

  • Maximizing your dollar: Renovating a historic house for the rental market (6 comments)

    This story comes from Anastasia Mann. Anastasia Mann is an associate at Trimark Properties, a leading provider of historic house rentals, student housing and apartments in Gainesville, FL. To check out their historic infill developments, visit their website. Some reader stories contain general advice; others are examples of how a GRS reader achieved financial success or failure. These stories feature folks with all levels of financial maturity and income. Want to submit your own reader…

  • When prepaid college plans work (18 comments)

    This reader story comes from Elaina. Some reader stories contain general advice; others are examples of how a GRS reader achieved financial success or failure. These stories feature folks with all levels of financial maturity and income. Want to submit your own reader story? Here’s how. Recently in the news I have heard more and more about the pros and cons of prepaid college plans (here, here). This type of plan allows an adult to…

  • Reader Story: My grandmother’s home remedies (54 comments)

    This reader story come from SB, a regular reader and commenter on GRS. SB writes about personal finance and personal development topics at One Cent at a Time. Some reader stories contain general advice; others are examples of how a GRS reader achieved financial success or failure. These stories feature folks with all levels of financial maturity and income. Want to submit your own reader story? Here’s how. This is my second guest post at this…

  • Reader Stories: A blessing in disguise (21 comments)

    This Reader Story comes from Madeline Roche, who blogs at Ballingonabudget.org. Some reader stories contain general advice; others are examples of how a GRS reader achieved financial success or failure. These stories feature folks with all levels of financial maturity and income. Want to submit your own reader story? Here’s how. Over the past three months, my savings account has been in flux. I was faced with some serious car maintenance duties and I made a lump-sum payment…

  • Reader Story: How much frugal is too much frugal? (69 comments)

    This Reader Story is from GRS reader Mel from brokeGIRLrich.com. Mel recently paid off her student loans and is focusing on a frugal lifestyle to help her navigate the uncertain world of entertainment employment. Some reader stories contain general advice; others are examples of how a GRS reader achieved financial success or failure. These stories feature folks with all levels of financial maturity and income. Want to submit your own reader story? Here’s how. Like lots…

  • Reader Story: Yes, you can do yoga on a budget (36 comments)

    This Reader Story is from GRS reader Charu. He loves staying physically active and has recently gotten addicted to yoga. You can check out his free e-book on yoga for beginners at his blog, strongyogi.com. Some reader stories contain general advice; others are examples of how a GRS reader achieved financial success or failure. These stories feature folks with all levels of financial maturity and income. Want to submit your own reader story? Here’s how. In…

  • Reader Stories: On money and happiness (45 comments)

    This reader story is from a longtime GRS reader Sumitha, who blogs at afineparent.com. Some reader stories contain general advice; others are examples of how a GRS reader achieved financial success or failure. These stories feature folks with all levels of financial maturity and income. Want to submit your own reader story? Here’s how. Ever miss the good ol’ days when life seemed so much simpler? When happiness was a lot easier to access and contentment seemed…

  • Reader Stories: How we saved one year’s salary in Roth IRAs in grad school (56 comments)

    This reader story is from Emily, a graduate student living in North Carolina who blogs about transitions in young adulthood and living well on less at Evolving Personal Finance. Some reader stories contain general advice; others are examples of how a GRS reader achieved financial success or failure. These stories feature folks with all levels of financial maturity and income. Want to submit your own reader story? Here’s how. My husband, Kyle, and I recently…

  • Reader Story: Free at last (32 comments)

    This guest post is from Mary Newcome. Some reader stories contain general advice; others are examples of how a GRS reader achieved financial success or failure. These stories feature folks with all levels of financial maturity and income. Want to submit your own reader story? Here’s how. I remember what it was like to live in my first apartment at age 17. Although not old enough to legally sign a lease agreement, I guess my full-time employment…

  • Reader Stories: How I paid off $610,000 in debt, became a dad and quit my job — in 2 years (57 comments)

    This reader story comes from John Corcoran, an attorney, former Clinton White House writer and blogger at SmartBusinessRevolution.com, where he writes about how to use smart political strategies in business. You can download his free ebook, “10 Ways to Use Secret Political Strategies and Tactics to Grow Your Business.” Some reader stories contain general advice; others are examples of how a GRS reader achieved financial success or failure. These stories feature folks with all levels…

  • Reader Stories: Why, at 25, I made retirement my first priority (48 comments)

    This reader story is from Adam M. Shearer, whose story was prompted by comments from another post. Some reader stories contain general advice; others are examples of how a GRS reader achieved financial success or failure. These stories feature folks with all levels of financial maturity and income. Want to submit your own reader story? Here’s how. After I was challenged in the comments on a recent article, I was drawn into reassessing my personal…

  • Reader Story: I bought a foreclosure house on the courthouse steps (78 comments)

    This guest post is from Naomi Mannino. Naomi is a freelance consumer personal finance and health journalist who reports on health, medical and personal finance news and how it will affect your life today. You can follow Naomi on Twitter @naomimannino. Some reader stories contain general advice; others are examples of how a GRS reader achieved financial success or failure. These stories feature folks with all levels of financial maturity and income. Want to submit your…

  • Reader Story: 6 things I did because I was poor that made me poorer (41 comments)

    Matt Stokes is a freelance writer, editor, blogger, and TV producer in New Orleans. His first novel, Generation Why, is a humorous look at the difficulties of college graduates in the 2010s who don’t know what to do with their lives. The book came out in 2012 and is available from Amazon. Follow him on Twitter @mattstokes9. Some reader stories contain general advice; others are examples of how a GRS reader achieved financial success or…

  • Reader Stories: The shocking truth about medical bills that can save you thousands (241 comments)

    This reader story is by a longtime GRS reader Sumitha from afineparent.com, a blog founded on the simple belief that “Good Parents Are Made, Not Born.” Some reader stories contain general advice; others are examples of how a GRS reader achieved financial success or failure. These stories feature folks with all levels of financial maturity and income. Want to submit your own reader story? Here’s how. How much would you think it would cost to…

  • Reader Stories: Using the waterfall money management system (59 comments)

    This is a guest post from Andrew Selby. Andrew writes about debt management programs at his Debt Consolidation Blog. Some reader stories contain general advice; others are examples of how a GRS reader achieved financial success or failure. These stories feature folks with all levels of financial maturity and income. Want submit your own reader story? Here’s how. After fighting, scratching and clawing for years, I had finally paid off my college loans and was…

  • Reader Stories: Bicycle commuting and frugality (54 comments)

    This is a guest post from Catherine. She is 27 and was born and raised in Minneapolis, Minn. where she resides with her cat, Monty. She has a bachelor’s degree in psychology and is trying to figure out her career path. Some reader stories contain general advice; others are examples of how a GRS reader achieved financial success or failure. These stories feature folks with all levels of financial maturity and income. Want to submit your own…

  • Reader Stories: How I built up the courage to quit a promising career with a six-figure salary (42 comments)

    This reader story is from a longtime GRS reader Sumitha, who blogs at afineparent.com. Some reader stories contain general advice; others are examples of how a GRS reader achieved financial success or failure. These stories feature folks with all levels of financial maturity and income. Want to submit your own reader story? Here’s how. I said goodbye to a promising career with a six-figure salary last month. I have dreamed about this moment for over…

  • Reader Stories: How I became a home entrepreneur to get out of debt (37 comments)

    This reader story is from Kelly Crawford. Kelly is a “mompreneur” and contributing author for five blogs, including her own, Generation Cedar. Some reader stories contain general advice; others are examples of how a GRS reader achieved financial success or failure. These stories feature folks with all levels of financial maturity and income. Want to submit your own reader story? Here’s how. I had left my job to raise my two children and was now expecting…

  • Reader Stories: I bought a duplex to save money on rent (36 comments)

    This story is from Karl Boericke. He is the author of The Frugal Berry, money-saving tips of all kinds for home, office, and small business. In 1990, I was honorably discharged from the Navy and quickly found a job in an electronics manufacturing company as a technician in their test department. While renting an apartment at the time, I wondered how I would ever be able to afford to buy a house with my meager…

  • Reader Story: Costs and savings of having a stay-at-home parent (82 comments)

    This post comes from Lynn Svenson, who blogs at The Photographer’s Wife. Some reader stories contain general advice; others are examples of how a GRS reader achieved financial success or failure. These stories feature folks with all levels of financial maturity and income. Want to submit your own reader story? Here’s how. One of the biggest impacts to my wallet (and heart) this past year was having a baby. Of course, there are plenty of…

  • Bouncing back from financial grief and loss (39 comments)

    This guest post is from Psychotherapist Bobbi Emel who specializes in helping you face life’s significant challenges and regain your resiliency. Download her free ebook, “Bounce Back! 5 keys to survive and thrive through life’s ups and downs.” You can find her blog at http://www.TheBounceBlog.com. Some reader stories are guest posts containing information or general advice; others are examples of how a GRS reader achieved financial success or failure. These posts feature folks with all…

  • Reader story: Tax-efficient charitable giving (15 comments)

    This is a guest post from LD, a practicing Certified Public Accountant and Certified Financial Planner who blogs about personal finance at Personal Finance Insider. Some reader stories contain general advice; others are examples of how a GRS reader achieved financial success or failure. These stories feature folks with all levels of financial maturity and income. Want to submit your own reader story? Here’s how. Generosity is exactly this: to give that which is dearest…

  • Reader Stories: Adventures in negotiating (34 comments)

    This post from Cortney Jansen. Cortney is 29, works as an engineer in the Bay Area and has been reading GRS for a couple of years now. She’s in the third stage of personal finance: debt-free and trying to figure out the best balance for multiple savings goals. This post is part of the Reader Stories series. Some reader stories contain general advice; others are examples of how a GRS reader achieved financial success or…

  • Reader Story: Dividends or bust: Thinking critically about investment (53 comments)

    This is shared by Steven Hogan (Twitter @stevehlaw), who has learned a few things about investing that he wanted to share. This story is part of our Reader Stories series. Some stories contain general advice; others are examples of how a GRS reader achieved financial success or failure. These stories feature folks with all levels of financial maturity and income. Want submit your own reader story? Here’s how. The back story When I was 18,…

  • Reader Stories: Why giving up $100,000 a year was the right choice (87 comments)

    Steve Chou writes about entrepreneurship and how to start an online store over at MyWifeQuitHerJob.com. In addition, he and his wife run an online store selling wedding handkerchiefs and wedding linens at BumblebeeLinens.com. This story is part of our Reader Stories series. Some stories contain general advice; others are examples of how a GRS reader achieved financial success or failure. These stories feature folks with all levels of financial maturity and income. Want submit your…

  • Reader Stories: An ode to the condo lifestyle (63 comments)

    This post is from Ashley B. She’s 26 years old, lives in Minnesota, and works in the accounting department of a small company. This story is one of our Reader Stories series. Some stories contain general advice; others are examples of how a GRS reader achieved financial success or failure. These stories feature folks with all levels of financial maturity and income. Want to submit your own reader story? Here’s how. I have never quite…

  • Reader Story: From recession to best financial shape of my life (53 comments)

    This guest post from William Cowie is part of the “reader stories” feature at Get Rich Slowly. William has contributed to ConsumerismCommentary.com, BudgetsAreSexy.com and other personal finance blogs. Some reader stories contain general advice; others are examples of how a GRS reader achieved financial success or failure. These stories feature folks with all levels of financial maturity and income. Want submit your own reader story? Here’s how. Fresh out of college in South Africa in…

  • Reader Story: Dodging Financial Bullets: A Tribute to My Ex (94 comments)

    This guest post from Holly Johnson is part of the “reader stories” feature. Holly is a 32-year-old wife, mother of two, and frugal lifestyle enthusiast. She blogs about saving money, frugal habits, and whatever is on her mind at ClubThrifty.com. Want submit your own reader story? Here’s how. I could talk for hours about my ex-boyfriend and all of the terrible decisions he made, his bad habits, and his financial mistakes. Ahhh…..so where do I…

  • Reader Story: Finding Hope In The Bleakest Of Situations (99 comments)

    This guest post from Sam is part of the “reader stories” feature at Get Rich Slowly. Sam writes at Financial Samurai and is one of the esteemed colleagues with whom I’m exchanging ideas this weekend at the second annual Financial Blogger Conference. Some reader stories contain general advice; others are examples of how a GRS reader achieved financial success or failure. These stories feature folks with all levels of financial maturity and income. Want submit…

  • Reader Story: Dream Home or Dream Life? (146 comments)

    This guest post from Holly Johnson is part of the “reader stories” feature at Get Rich Slowly. Some stories contain general advice; others are examples of how a GRS reader achieved financial success or failure. These stories feature folks with all levels of financial maturity and income. Want submit your own reader story? Here’s how. A few months ago, we were seriously considering moving. Frustrated by a few of the shortcomings of our current residence,…

  • Reader Story: What Would You Do If You Were Rich? (97 comments)

    This guest post from Sean Ogle is part of the “reader stories” feature at Get Rich Slowly. Ogle writes about location-independent living at Location 180. Some stories contain general advice; others are examples of how a GRS reader achieved financial success or failure. These stories feature folks with all levels of financial maturity and income. Want submit your own reader story? Here’s how. For most of my life I’ve worked under the assumption that money…

  • Reader Story: My Son Manages My Finances (111 comments)

    This guest post from Rita is part of the “reader stories” feature at Get Rich Slowly. Some stories contain general advice; others are examples of how a GRS reader achieved financial success or failure. These stories feature folks with all levels of financial maturity and income. Want submit your own reader story? Here’s how. My son Danny has been doing all my finances since he was eleven. This includes my mortgage, credit cards, taxes, and…

  • Reader Story: How I Use Superfrugality Month to Curb Lifestyle Inflation (52 comments)

    This guest post from Marisa Bell-Metereau is part of the “reader stories” feature at Get Rich Slowly. Some stories contain general advice; others are examples of how a GRS reader achieved financial success or failure. These stories feature folks with all levels of financial maturity and income. Want submit your own reader story? Here’s how. Every year in February, once the holidays are over and life is slowly returning to normal, my boyfriend and I…

  • Reader Story: Saying Good-Bye to a 16-Year-Old Car (91 comments)

    This guest post from Joel Berry is part of the “reader stories” feature at Get Rich Slowly. Some stories contain general advice; others are examples of how a GRS reader achieved financial success or failure. These stories feature folks with all levels of financial maturity and income. Want submit your own reader story? Here’s how. I’m writing this post as a follow up to my first post about why I drove a 13-year-old car. In…

  • Reader Story: Escaping Poverty (75 comments)

    This guest post from Karin is part of the “reader stories” feature at Get Rich Slowly. Some stories contain general advice; others are examples of how a GRS reader achieved financial success or failure. These stories feature folks with all levels of financial maturity and income. Want submit your own reader story? Here’s how. My family was weird. When you’re young, it’s hard to know how a normal family should look and behave. I do…

  • Reader Story: Starting a Successful Business as a Single Person (47 comments)

    This guest post from Kelly is part of the “reader stories” feature at Get Rich Slowly. Some stories contain general advice; others are examples of how a GRS reader achieved financial success or failure. These stories feature folks with all levels of financial maturity and income. Want submit your own reader story? Here’s how. When I was younger, I’d always planned to be a professor in the social sciences field. I studied hard through college…

  • Reader Story: The Bonus of Bi-Weekly Pay (98 comments)

    This guest post from Corinne is part of the “reader stories” feature at Get Rich Slowly. Some stories contain general advice; others are examples of how a GRS reader achieved financial success or failure. These stories feature folks with all levels of financial maturity and income. Want submit your own reader story? Here’s how. At my previous job, I was paid on a monthly basis. I loved it. I got all my money for the…

  • Reader Story: How My Upbringing Helped Me Avoid Debt and Build Wealth (129 comments)

    This guest post from long-time GRS reader SB is part of the “reader stories” feature at Get Rich Slowly. Some stories contain general advice; others are examples of how a GRS reader achieved financial success or failure. These stories feature folks from all levels of financial maturity and with all sorts of incomes. SB writes about personal finance and personal development topics at One Cent At A Time. Some of you might recognize me. I’ve…

  • Reader Story: I Quit My Passion and Took a Boring Job (245 comments)

    This guest post from long-time GRS reader Knot Theory is part of the “reader stories” feature at Get Rich Slowly. Some stories contain general advice; others are examples of how a GRS reader achieved financial success or failure. These stories feature folks from all levels of financial maturity and with all sorts of incomes. I’m a consumer of the personal finance blogosphere as much as anyone. I support the efforts of J.D. and others who…

  • Reader Story: Re-Evaluating the Rat Race (168 comments)

    This guest post from Joe is part of the “reader stories” feature at Get Rich Slowly. Some stories contain general advice; others are examples of how a GRS reader achieved financial success or failure. These stories feature folks from all levels of financial maturity and with all sorts of incomes. Over the last year, some of my friends have left their day jobs to become a full-time bloggers. Their stories are inspirational, but their choice…

  • Reader Story: Home Haircuts Can Save Time and Money (133 comments)

    This guest post from Shannon D is part of the “reader stories” feature at Get Rich Slowly. Some stories contain general advice; others are examples of how a GRS reader achieved financial success or failure. These stories feature folks from all levels of financial maturity and with all sorts of incomes. My wonderful husband likes to keep his hair short and precise. He works outdoors but dislikes hats, so keeping his hair looking proper is…

  • Reader Story: Why I Lied About Money (84 comments)

    This guest post from Aloysa is part of the “reader stories” feature at Get Rich Slowly. Some stories contain general advice; others are examples of how a GRS reader achieved financial success or failure. These stories feature folks from all levels of financial maturity and with all sorts of incomes. You can read more from Aloysa at My Broken Coin. For six years, I lied to my ex-husband about how much money I was making….

  • Reader Story: A Frugal, Happy Life (95 comments)

    This guest post from Clara is part of the “reader stories” feature at Get Rich Slowly. Some stories contain general advice; others are examples of how a GRS reader achieved financial success or failure. These stories feature folks from all levels of financial maturity and with all sorts of incomes. This story seems especially appropriate after the news I shared this week. Two and a half years ago, my marriage ended. I left a comfortable…

  • Reader Story: Turning a Side Hustle into Self Employment (154 comments)

    This guest post from Crystal is part of the “reader stories” feature at Get Rich Slowly. Some stories contain general advice; others are examples of how a GRS reader achieved financial success or failure. These stories feature folks from all levels of financial maturity and with all sorts of incomes. Crystal writes about finding the balance between paying the bills, saving for the future, and budgeting for the fun stuff at the aptly-titled Budgeting in…

  • Reader Story: Can a Saver Learn to Spend? (61 comments)

    This guest post from Felix is part of the “reader stories” feature at Get Rich Slowly. Some stories contain general advice; others are examples of how a GRS reader achieved financial success — or failure. These stories feature folks from all levels of financial maturity and with all sorts of incomes. I suspect I’m representative of a large group of Get Rich Slowly readers. Early on, my financial competency was average — I don’t have…

  • Reader Story: Recovering from Divorce (70 comments)

    This guest post from Gina is part of the “reader stories” feature at Get Rich Slowly. Some stories contain general advice; others are examples of how a GRS reader achieved financial success — or failure. These stories feature folks from all levels of financial maturity and with all sorts of incomes. Back in 2007, I found myself experiencing an unexpected divorce. After the smoke, I realized where I was financially and panicked. However, my inner…

  • Reader Story: What My Father’s Death Taught Me About Estate Planning (101 comments)

    This guest post from Jody is part of the “reader stories” feature at Get Rich Slowly. Some stories contain general advice; others are examples of how a GRS reader achieved financial success — or failure. These stories feature folks from all levels of financial maturity and with all sorts of incomes. My dad died recently. He was a good man and a great father. Just three months after he retired (after spending more than 40…

  • Reader Story: The 30-Day No-Restuarant Challenge (136 comments)

    This guest post from Michelle is part of the “reader stories” feature at Get Rich Slowly. This seems like a natural follow-up to Friday’s reader question about when to start a family. Some stories contain general advice; others are examples of how a GRS reader achieved financial success — or failure. These stories feature folks from all levels of financial maturity and with all sorts of incomes. My family just finished a month-long hiatus from…

  • Reader Story: How Debt Put My Dreams on Hold (85 comments)

    This guest post from Jason Jacobs is part of the “reader stories” feature at Get Rich Slowly. Some stories contain general advice; others are examples of how a GRS reader achieved financial success — or failure. Jason wants to be financially free so he and his wife can be missionaries with no strings attached. You can read about his journey to becoming fat free at FindingMyFitness.com. When we’re young and stupid, we don’t think about…

  • Reader Story: Using Small Income Streams to Fund Big Goals (90 comments)

    This guest post from Julie Mayfield is part of the “reader stories” feature at Get Rich Slowly. Some stories contain general advice; others are examples of how a GRS reader achieved financial success — or failure. In 2006, Julie hired herself to save her family money, make extra money, and pay down debt, all while creating a life she loves. She blogs about her experiences at The Family CEO. I have great respect for small…

  • Reader Story: How to Buy a Car at Auction (68 comments)

    This guest post from Jacq is part of the “reader stories” feature at Get Rich Slowly. Some stories contain general advice; others are examples of how a GRS reader achieved financial success — or failure. These stories feature folks from all levels of financial maturity and with all sorts of incomes. Woot! I just bought a new-to-me SUV at the local auto auction. It’s a 2008 Mitsubishi Outlander XLS 4WD and is loaded. I don’t…

  • Reader Story: The High Cost of Kids’ Sports (92 comments)

    This guest post from Kay Lynn Akers is part of the “reader stories” feature at Get Rich Slowly. Some stories contain general advice; others are examples of how a GRS reader achieved financial success — or failure. Kay Lynn writes about money and life at Bucksome Boomer. More and more children are participating on travel or elite sport teams. Having your child invited to join a travel sports team is an honor but there are…

  • Reader Story: Winning the Lottery (120 comments)

    This guest post from Tina is part of the “reader stories” feature at Get Rich Slowly. Some stories contain general advice; others are examples of how a GRS reader achieved financial success — or failure. These stories feature folks from all levels of financial maturity and with all sorts of incomes. If you enjoyed this story, please consider joining our facebook community at our Get Rich Slowly Facebook Page. Although I know the schadenfreude of…

  • How to Save on Your Cell Phone Plan with Secret No-Contract Deals (132 comments)

    This is a guest post from social-media maven Laura Roeder. Laura first told me this story in January, and I used it as the basis for one of my columns for Entrepreneur magazine. Over lunch recently, she offered to write a guest post about her experience. I told her I’d be glad to share it. Secret phone plans? No contracts? Unadvertised payment plans with no interest? These are all available. But you’ll never know until…

  • Reader Story: How I Sold My Condo and Saved $5,000 (111 comments)

    This guest post from Nick Rothacher, the self-taught economist, is part of the “reader stories” feature at Get Rich Slowly. Some stories contain general advice; others are examples of how a GRS reader achieved financial success — or failure. These stories feature folks from all levels of financial maturity and with all sorts of incomes. Six months ago, my wife and I sold our two-bedroom, two-bath condo located in the heart of downtown Salt Lake…

  • Reader Story: Negative Budgeting and a Healthy Outlook on Life (52 comments)

    This guest post from Shara is part of the “reader stories” feature here at Get Rich Slowly. Some stories contain general “how I did X” advice; others are examples of how a GRS reader achieved financial success — or failure. These stories feature folks from all levels of financial maturity and with all sorts of incomes. Last year, Shara shared her story about the other side of bankruptcy. On a ride to town the other…

  • Reader Story: The Product of Frugal Parents (99 comments)

    This guest post from Simon Cunningham is part of the “reader stories” feature at Get Rich Slowly. Some stories contain general advice; others are examples of how a GRS reader achieved financial success — or failure. These stories feature folks from all levels of financial maturity and with all sorts of incomes. A lot of reader stories featured on Get Rich Slowly are from people who got “saved” from bad financial habits, who were burned…

  • Reader Story: The Costs and Savings of Bicycle Commuting (186 comments)

    This guest post from Duran Valdez is part of the “reader stories” feature at Get Rich Slowly. Some stories contain general advice; others are examples of how a GRS reader achieved financial success — or failure. These stories feature folks from all levels of financial maturity and with all sorts of incomes. For the past two years, I’ve been riding a bicycle to work. Mostly because I’m cheap. My commute is a 12-mile round trip…

  • Reader Story: How I Built My Own House — Without a Mortgage (152 comments)

    This guest post from Ian is part of the “reader stories” feature at Get Rich Slowly. It’s the extended version of the story he shared in his prize-winning entry to this year’s GRS video contest. Some reader stories contain general advice; others are examples of how a GRS reader achieved financial success — or failure. These stories feature folks from all levels of financial maturity and with all sorts of incomes. It dawned on me…

  • Reader Story: I’m a Sugar Mama (and Proud of It!) (127 comments)

    This guest post from Kerry is part of the “reader stories” feature at Get Rich Slowly. Some reader stories contain general advice; others are examples of how a GRS reader achieved financial success — or failure. These stories feature folks from all levels of financial maturity and with all sorts of incomes. Hello. My name is Kerry. I’m 26, and I’m the sole provider in my household — and have been for the last three…

  • Reader Story: Rental Properties from the Tenant’s Point of View (171 comments)

    This guest post from Avery is part of the “reader stories” feature at Get Rich Slowly. Some stories contain general advice; others are examples of how a GRS reader achieved financial success — or failure. These stories feature folks from all levels of financial maturity and with all sorts of incomes. From time to time, stories on Get Rich Slowly talk about rental properties, usually from the perspective of a small-time landlord, and inevitably, there…

  • Reader Story: How I Learned About Frugality from De-Cluttering (121 comments)

    This guest post from Claire Brown is part of the “reader stories” feature at Get Rich Slowly. Some stories contain general advice; others are examples of how a GRS reader achieved financial success — or failure. These stories feature folks from all levels of financial maturity and with all sorts of incomes. I’m writing to you today from sunny London about how I learned frugality by throwing things away. This may sound counter-intuitive; if being…

  • Follow-up: Taking a 20% pay cut (32 comments)

    I get a lot of requests for follow-ups to reader stories and reader questions. People want to hear how things turned out. Because I want to know how things turned out, too, I’ve started a semi-regular feature at Get Rich Slowly. Whenever I hear back from a previous poster, I’ll share an update so that we can all know what happened. Tim Stobbs wrote in September of 2010 to explain why he loved his 20%…

  • Reader Story: Saving the American Way…and the Bulgarian Way (96 comments)

    This guest post from Rya is part of the “reader stories” feature at Get Rich Slowly. Some stories contain general advice; others are examples of how a GRS reader achieved financial success — or failure. These stories feature folks from all levels of financial maturity and with all sorts of incomes. Rya writes a Bulgarian personal-finance blog called kadebg.com. My name is Rya. I’m 25 years old, and I live in Bulgaria. That’s a small…

  • Reader Story: Debt-Free College Education as a Returning Student (68 comments)

    This guest post from Penny Saver is part of the “reader stories” feature at Get Rich Slowly. It’s a response to Crystal’s reader story about how she avoided student loans. Some stories contain general advice; others are examples of how a GRS reader achieved financial success — or failure. These stories feature folks from all levels of financial maturity and with all sorts of incomes. Penny Saver writes about making the most of meager means…

  • Reader Story: How I Avoided Student Loans (101 comments)

    This guest post from Crystal is part of the “reader stories” feature at Get Rich Slowly. Some stories contain general advice; others are examples of how a GRS reader achieved financial success — or failure. These stories feature folks from all levels of financial maturity and with all sorts of incomes. Crystal writes about finding the balance between paying the bills, saving for the future, and budgeting for the fun stuff at the aptly-titled Budgeting…

  • Living on less in Mexico (66 comments)

    In 2006, my husband and I bought a house in the center of Guanajuato, a city in Mexico’s Central Highlands, where we live about one-third of the year. We didn’t buy the house because it’s a cheaper place to live; we were motivated because we’d been visiting this town for five years and fell in love with it anew every time we came. Despite the fact that we live pretty simply in the States, it’s…

  • Reader Story: Sailing Away from the American Dream (52 comments)

    This guest post from Michael Robertson is part of the “reader stories” feature at Get Rich Slowly. Some stories contain general advice; others are examples of how a GRS reader achieved financial success — or failure. These stories feature folks from all levels of financial maturity and with all sorts of incomes. Two years ago, Michael shared a guest post about direct stock purchase plans. Today, he shares his personal story, which is about sailing…

  • Reader Story: How to Find Budgeting Nirvana with Mint.com (78 comments)

    This guest post from Geoff Lennon is part of the “reader stories” feature at Get Rich Slowly. Some stories contain general advice; others are examples of how a GRS reader achieved financial success — or failure. These stories feature folks from all levels of financial maturity and with all sorts of incomes. Though I’ve been a GRS reader since early 2007, I’ve largely been a quiet observer. I’ve often wanted to participate more actively in…

  • Reader Story: How Moving to a Developing Nation Improved Our Financial Situation (81 comments)

    This guest post from Craig Ford is part of the “reader stories” feature at Get Rich Slowly. Some stories contain general advice; others are examples of how a GRS reader achieved financial success — or failure. These stories feature folks from all levels of financial maturity and with all sorts of incomes. Craig writes two blogs: Money Help for Christians and Help Me Travel Cheap. On 16 May 2006, I boarded a Folker 100 aircraft…

  • Reader Story: Coping with My Inheritance (76 comments)

    This guest post from Susannah is part of the “reader stories” feature at Get Rich Slowly. Some stories contain general advice; others are examples of how a GRS reader achieved financial success — or failure. These stories feature folks from all levels of financial maturity and with all sorts of incomes. I grew up in an upper-middle class family that sent me into the world with a moderate financial education, no savings, but less than…

  • Reader Story: How Our Simple, No-Category, Mostly-Cash Budget Accidentally Paid Off the Car (42 comments)

    This guest post from Heather is part of the “reader stories” feature at Get Rich Slowly. Some stories contain general advice; others are examples of how a GRS reader achieved financial success — or failure. These stories feature folks from all levels of financial maturity and with all sorts of incomes. Besides teaching elementary band and running a personal training business, Heather keeps a healthy-living blog called Change Is Possible, plays trombone in a local…

  • Reader Story: My Year Without Clothes Shopping (69 comments)

    This guest post from Jill Chivers is part of the “reader stories” feature at Get Rich Slowly. Some stories contain general advice; others are examples of how a GRS reader achieved financial success — or failure. These stories feature folks from all levels of financial maturity and with all sorts of incomes. Hi. My name is Jill, and I’m a recovering shopaholic. On 15 December 2009, I started a challenge to spend a year without…

  • Reader Story: Making the Move to Semi-Retirement (52 comments)

    This guest post from Jacq Jolie is part of the “reader stories” feature at Get Rich Slowly. Some stories contain general advice; others are examples of how a GRS reader achieved financial success — or failure. These stories feature folks from all levels of financial maturity and with all sorts of incomes. You can read more about Jacq’s story at Single Mom Rich Mom. On 31 December 2009, I finished what I hope will be…

  • Reader Story: How We Bought a New Car (87 comments)

    This guest post from Nicole is part of the “reader stories” feature at Get Rich Slowly. Some stories contain general advice; others are examples of how a GRS reader achieved financial success — or failure. These stories feature folks from all levels of financial maturity and with all sorts of incomes. Nicole is an active GRS commenter. She’s also half of the blog Grumpy Rumblings of the Untenured, where she and her partner-in-crime write about…

  • Reader Story: Scholarships for Fun and Profit (42 comments)

    This guest post from Alison is part of the “reader stories” feature at Get Rich Slowly. Some stories contain general advice; others are examples of how a GRS reader achieved financial success — or failure. These stories feature folks from all levels of financial maturity and with all sorts of incomes. This is one of the best reader stories I’ve ever featured. I’m a graduate of the George Washington University, a school now known as…

  • Reader Story: How We Became Reluctant Landlords (62 comments)

    This guest post from Jolyn is part of the “reader stories” feature at Get Rich Slowly. Some stories contain general advice; others are examples of how a GRS reader achieved financial success — or failure. These stories feature folks from all levels of financial maturity and with all sorts of incomes. You can read more about Jolyn’s financial adventures at Budgets are the New Black. My husband and I bought our first home in Las…

  • Reader Story: Working for Uncle Sam Overseas (63 comments)

    This guest post from Mike is part of the “reader stories” feature at Get Rich Slowly. Some stories contain general advice; others are examples of how a GRS reader achieved financial success — or failure. These stories feature folks from all levels of financial maturity and with all sorts of incomes. Traveling to exotic new places is a passion of mine. My wife reminisces fondly over a dinner conversation we had about nine years ago…

  • Reader Story: Patience and Persistence Pay Off (60 comments)

    This guest post from Alissa is part of the “reader stories” feature at Get Rich Slowly. Some stories contain general advice; others are examples of how a GRS reader achieved financial success — or failure. These stories feature folks from all levels of financial maturity and with all sorts of incomes. I like all of the reader stories I publish, but for some reason I particularly like this one. Update: Now with photos! Alissa e-mailed…

  • Reader Story: I Paid for Graduate School by Renting out Rooms (49 comments)

    This guest post from Mike Choi is part of the “reader stories” feature at Get Rich Slowly. Some stories contain general advice; others are examples of how a GRS reader achieved financial success — or failure. These stories feature folks from all levels of financial maturity and with all sorts of incomes. Almost two years ago, J.D. shared an “ask the readers” column about how to rent out your spare room. In that post, Penny…

  • Reader Story: I Quit My Job and Joined the Peace Corps (44 comments)

    This guest post from Bon is part of the “reader stories” feature at Get Rich Slowly. Some stories contain general advice; others are examples of how a GRS reader achieved financial success — or failure. These stories feature folks from all levels of financial maturity and with all sorts of incomes. I’ve always been a bit of a capitalist so to speak, so when I decided to join the Peace Corps several years ago, not…

  • Reader Story: Rich Dad, Stingy Dad (201 comments)

    This guest post from Anna is part of the “reader stories” feature here at Get Rich Slowly. Some stories contain general “how I did X” advice; others are examples of how a GRS reader achieved financial success — or failure. These stories feature folks from all levels of financial maturity and with all sorts of incomes. My experience with money is probably the opposite of many readers here. I’ve always had money. I got a…

  • Reader Story: Debt-Free by 30 — Including the Mortgage! (121 comments)

    This guest post from Jesse (who juggles) is part of the “reader stories” feature here at Get Rich Slowly. Some stories contain general “how I did X” advice; others are examples of how a GRS reader achieved financial success — or failure. These stories feature folks from all levels of financial maturity and with all sorts of incomes. My wife and I paid off our house in April while we were both still 29 years…

  • Reader Story: The Other Side of Bankruptcy (213 comments)

    This guest post from Shara is part of the “reader stories” feature here at Get Rich Slowly. Some stories contain general “how I did X” advice; others are examples of how a GRS reader achieved financial success — or failure. These stories feature folks from all levels of financial maturity and with all sorts of incomes. J.D.’s note: Over the past couple of months, I’ve shared a couple of reader stories that involve bankruptcy or…

  • Reader Story: I Paid Off $70,000 in Debt and Quit My Job! (76 comments)

    This guest post from Jaime Tardy is part of the “reader stories” feature here at Get Rich Slowly. Some reader stories contain general “how I did X” advice, and others are examples of how a GRS reader achieved financial success — or failure. These stories feature folks from all levels of financial maturity, and with all sorts of incomes. In 2005, I was working more than 60 hours a week in a position that required…

  • Reader Story: Surviving and Thriving (36 comments)

    This guest post from Donna Freedman is part of the “reader stories” feature here at Get Rich Slowly. Some reader stories contain general “how I did X” advice, and others are examples of how a GRS reader achieved financial success — or failure. These stories feature folks from all levels of financial maturity, and with all sorts of incomes. A few years ago I had about $130 to my name and was struggling to balance…

  • Reader Story: The $20 Challenge (45 comments)

    This guest post from Jessica is part of the “reader stories” feature here at Get Rich Slowly. Some reader stories contain general “how I did X” advice, and others are examples of how a GRS reader achieved financial success — or failure. These stories feature folks from all levels of financial maturity, and with all sorts of incomes. Note that Jessica won $500 in the GRS video contest for this success story. My husband Paul…

  • Reader Story: Learning to Read the Fine Print (63 comments)

    This guest post from Joel is part of the “reader stories” feature here at Get Rich Slowly. Some reader stories contain general “how I did X” advice, and others are examples of how a GRS reader achieved financial success — or failure. (Note that Joel is the author of the Blog Of Impossible Things, a blog documenting his attempts to live an extraordinary life by doing impossible things.) I recently moved from Chicago to Indianapolis…

  • Reader Story: I Was Drowning in Debt (29 comments)

    This guest post from Steven is part of the “reader stories” feature here at Get Rich Slowly. Some reader stories contain general “how I did X” advice, and others are examples of how a GRS reader achieved financial success — or failure. (Note that Steven is the author of Hundred Goals, a blog about achieving you goals while managing your finances.) Three years ago, I was drowning in debt. Week after week, I found myself…

  • Reader Story: I Bought a Fire Station for My First Home (67 comments)

    This post is part of the new “reader stories” feature here at Get Rich Slowly. Some reader stories contain general “how I did X” advice, and others will be examples of how a GRS reader achieved financial success — or failure. Today’s reader story is a little bit different; I wrote it after interviewing the subject. For Your Money: The Missing Manual, I knew I wanted to include stories from average folks like you and…

  • Reader Story: How I Ruined My Credit Score, and How It Didn’t Ruin My Life (154 comments)

    This guest post from the redoubtable Tyler K is part of the new “reader stories” feature here at Get Rich Slowly. Some reader stories contain general “how I did X” advice, and others will be examples of how a GRS reader achieved financial success — or failure. Tyler is an active commenter at GRS, and never afraid to share his opinion! Like J.D., I once had a big problem with debt. Unlike J.D., I didn’t…

  • Reader Story: How I Paid Off $18,000 in Student Loans While Still in Graduate School (84 comments)

    This guest post from Andrea is part of the new “reader stories” feature here at Get Rich Slowly. Some reader stories contain general “how I did X” advice, and others will be examples of how a GRS reader achieved financial success — or failure. I am a graduate student, working towards a PhD, and I hope to graduate in 2012. Prior to starting my PhD program I acquired a significant amount of student loan debt…

  • Reader Story: How I Saved Hundreds of Dollars on Insurance (48 comments)

    This guest post from Rich is part of a new feature here at Get Rich Slowly. Every Sunday will include a reader story (in the new “reader stories” category). Some will be general “how I did X” stories, and others will be examples of how a GRS reader achieved financial success. Today’s is a romantic story of saving money on insurance. (Okay, no romance. That’s just a joke.) As a long-time reader of Get Rich…

  • Reader Story: Rental Properties for the Average Joe (84 comments)

    This guest post from Barry is part of a new feature here at Get Rich Slowly. Every Sunday will include a reader story (in the new “reader stories” category). Some will be general “how I did X” stories, and others will be examples of how a GRS reader achieved financial success. Barry’s post is also part of an accidental “real estate week” kicked off by Baker’s story. For years I’d heard the rental horror stories,…

  • Reader Story: How I Got Married on the Cheap — And Loved It! (122 comments)

    This guest post from Lars is part of a new feature here at Get Rich Slowly. Every Sunday will include a reader story (in the new “reader stories” category). Some will be general “how I did X” stories, and others will be examples of how a GRS reader achieved financial success. I got married last month. It was a bit of a whirlwind romance — at the beginning of 2009, we’d been talking about an…

  • Reader Story: How I Cut 16 Years from My Mortgage in Just One Hour (124 comments)

    This guest post from Caitlin of ClutterCubed (a blog about ridding clutter from your life) is part of a new feature here at Get Rich Slowly. Every Sunday will include a reader story (in the new “reader stories” category). Some will be general “how I did X” stories, and others will be examples of how a GRS reader achieved financial success. Back in September, one hour of my time cut 16 years off my mortgage!…

  • Reader Story: How I Paid Off $18,500 in Debt (69 comments)

    This guest post from Rita marks the start of a new feature here at Get Rich Slowly. Every Sunday will include a reader story (in the new “reader story” category). Some will be general “how I did X” stories, but most will be like this: An example of how a GRS reader achieved financial success. I discovered Get Rich Slowly from a link on MSN Money in the fall of 2008. I’d just purchased a…