If shopping for the best credit card deals was a sport, the offers you'll find on this page would make up the all-star team. Keeping an open mind about brands, bonuses and other rewards could lead you to some of the biggest money-saving opportunities in personal finance.
Our MVP credit card list features the very best deals in each of our most popular categories. Cash back rewards, zero percent APR, air miles, and low fees all rank highly on this chart. Deals change frequently, especially with competition heating up among banks. You may have to act quickly to snag one of today's best credit card offers.
Balance Transfer Credit Card
- The new Discover it card is out to change the way people think about credit cards.
- Fair...No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won't increase your APR for paying late.*
- Generous...5% Cashback Bonus on up to $1,500 in purchases at Home Improvement Stores now through June with free and easy sign-up. And 1% cash back on all other purchases.*
Small Business Credit Card
- Limited Time Offer: Get 25,000 Membership Rewards® points after you spend $5,000 in the first three months of Card membership
- Enroll and select a qualifying airline to receive up to $200 annually in statement credits for incidental fees, such as checked bags and in-flight refreshments, charged by the airline
- 20% Travel Bonus when using Membership Rewards® Pay with Points
Low Intro Rate Credit Card
- 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness.
- There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
- No late fees - EVER
Rewards - Cash Back Credit Card
- Earn 100 Reward Dollars after you make $1,000 in purchases in the first three months of Cardmembership.
- Earn Cash Back: 3% at US supermarkets, up to $6,000 per year in purchases, 2% at US gas stations & select US dept stores, 1% on other purchases. Terms and limitations apply.
- Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
Credit Card Deals Credit Card
- Created for those with Excellent Credit and approval is based on your credit rating and application review.
- Low 7.25% variable standard purchase APR and platinum benefits
- No balance transfer fee for balances transferred in response to this online offer
Rewards - Miles/Points Credit Card
- Bonus Miles: Earn 30,000 bonus miles toward Award Travel after you spend $500 on the Card within the first three months of Cardmembership.
- Earn As You Spend: Get 2X miles on Delta purchases and 1X miles for all other eligible dollars spent.
- Check your first bag free on every Delta flight - that's a savings of up to $200 per round trip for a family of four.
Low Ongoing Rate Credit Card
- 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness.
- There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
- No late fees - EVER
Rewards - Gas Credit Card
- Earn 150 Reward Dollars after you make $1,000 in purchases in the first three months of Cardmembership.
- Earn Cash Back: 6% US supermarkets up to $6,000 per year in purchases, 3% US gas stations & select US dept stores, 1% other purchases. Terms and limitations apply.
- Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
Bad Credit / Prepaid Credit Card
- Get Approved Fast - Just Click Below to Start the Process!
- No Credit History or Minimum Credit Score Required for Approval
- Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
Student Credit Card
- The new Discover it card is out to change the way people think about credit cards.
- Fair...No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won't increase your APR for paying late.*
- Generous...5% cash back in categories that change throughout the year like gas, restaurant, movies, and more up to $1,500 in purchases with free and easy sign-up. And 1% cash back on all other purchases.*
Disclaimer:*These quotes are from credit card issuers which have paid for a link to their website. Offers are subject to change without notice and may not be the same for all consumers.
This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.
Discover is a paid advertiser of this site. Reasonable efforts are made to maintain accurate information. See the Discover online credit card application for full terms and conditions on offers and rewards.
Find the Best Credit Cards Across Categories - Top Recommended Cards
Cash back rewards
Recent research shows that American consumers respond very well to cash back rewards and signup bonuses. If you're disciplined about paying your balance at the end of your statement cycle, you could earn a few pennies back from every dollar you spend.
Cash back credit cards have become somewhat controversial, since they rely partly on the fees that merchants pay each time you pay with plastic at the checkout counter. Retailers claim they'd rather pay lower transaction costs and pass the savings along to you.
Until that happens, cash back credit cards are the next best way to stretch your budget. Look for special deals that double or triple your rewards on products and services you buy often. Even if you have to remind yourself to sign up for bonus offers, getting that rebate credit on your statement can feel like getting a raise.
0% APR credit cards
Zero percent interest credit cards appeal to two kinds of consumer: those who don't really need credit cards, and those who want to save money while paying off existing credit card debt. In past years, banks balked at luring either of those kinds of customer, preferring to recruit "revolvers" who didn't mind paying interest on their monthly balances. But the rules have changed. Lenders need to show government watchdogs that they've got access to quick cash, and that they're offering a broad array of services.
If you've got enough cash in your emergency fund and your checking account to cover your annual expenses, you'll enjoy the security features of zero percent interest credit cards. You can shop online and make major purchases without putting your cash balances at risk, while also floating reimbursable business expenses and other short-term charges. If you're recovering from emergency medical expenses or just trying to get your financial life back on track, a 0% balance transfer credit card can help you redirect your monthly payments toward principal instead of finance charges.
Air miles and bonus points
Whether you crave executive treatment at the airport or you're just trying to squeeze an extra vacation from your budget, airline affinity cards and other bonus programs can help. The best rewards credit cards let you earn points against your daily purchases, which can really rack up if you use your credit card for business travel or other work expenses.
You don't have to settle for discounted airfares or room stays, either. A growing number of credit card issuers now use special events and cardholder experiences to differentiate their brands from the competition. Racking up a significant number of loyalty reward points can earn you a trip down the red carpet at a movie premiere or a fashion show.
You can trade your points to play golf or tennis with the stars, or to score hot tickets to the biggest games and concerts. Most Americans admit they use their rewards credit cards for goods and experiences they wouldn't ordinarily budget for, so don't be afraid to find the loyalty program that really can help you achieve some of your dreams.
