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Viewing profile - Pinkiesngr

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Pinkiesngr
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Joined: Sun Apr 15, 2007 2:57 pm
Last visited: Sun Mar 02, 2008 10:20 pm
Total posts: 15
[0.02% of all posts / 0.00 posts per day]
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Most active forum: Personal Finance
[ 5 Posts / 33.33% of user’s posts ]
Most active topic: Debt Free by 30
[ 5 Posts / 33.33% of user’s posts ]

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Location: Oakland, CA
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Website: http://lyric-road.blogspot.com

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"I started in a gaseous state, and then I cooled." - Johnny Carson
http://lyric-road.blogspot.com

Pinkiesngr Posts

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 Forum: Personal Finance   Topic: What are you going to do with your Tax Credit?

 Post subject: Going to my car payment
Posted: Sun Mar 02, 2008 10:20 pm 

Replies: 56
Views: 19230


....like every other penny outside of my basic expenses!

 Forum: Fiscal Fitness Journals   Topic: Debt Free by 30

 Post subject: A Belated Update
Posted: Sun Mar 02, 2008 10:16 am 

Replies: 8
Views: 7535


Since April, I've made some fantastic progress (if I do say so myself....) My emergency fund is at a comfortable $1000 I have opened a Roth IRA at Vanguard with $1000 in the STAR fund and am making monthly contributions of $100. I intend to buy the total market index fund as soon as I reach the requ...

 Forum: Personal Development   Topic: Job Hunting

 Post subject: My own hunt
Posted: Wed Jun 13, 2007 10:15 pm 

Replies: 28
Views: 19264


Hey- Timely question as I'm also job hunting. I have been self-employed for the past 4 years (full time only for about 8 months) and have decided my aggressive debt-reduction plan was not aided by my erratic income. I currently have offers from the two places I was able to get interviews (one I pers...

 Forum: Fiscal Fitness Journals   Topic: Debt Free by 30

 Post subject: Phase 1 Complete!
Posted: Thu May 24, 2007 5:01 pm 

Replies: 8
Views: 7535


After today's deposit, my emergency fund is at $2150! *This does include savings for my estimated tax payments so it's not all available in the event of some carpocolypse. However, my goal was to initially save $1000 in my emergency fund and I certainly have that covered. Now, I move on to phase two...

 Forum: Fiscal Fitness Journals   Topic: Debt Free by 30

Posted: Mon May 07, 2007 5:55 pm 

Replies: 8
Views: 7535


My car just hit 60,000 miles and started to make squeaky squeaky. I was just about due for my break pads to be replaced and hoped that's all I would need (about $70.) Cute, but no. My roter (is that even what it's called?) was stripped and had to be resurfaced, break pads had to be replaced and a ti...

 Forum: Fiscal Fitness Journals   Topic: Debt Free by 30

 Post subject: Debt Free by 30
Posted: Mon Apr 30, 2007 9:56 pm 

Replies: 8
Views: 7535


A few months ago, a good friend of mine directed me to GRS. I had a spotty financial past that included a lot of guilt, shame and fear surrounding the way I dealt (or rather, didn't deal) with my money. The information couldn't have come at a better time as I recently made the leap to self-employmen...

 Forum: General Discussion   Topic: What do you do now that you're a grownup?

Posted: Sat Apr 28, 2007 10:16 pm 

Replies: 29
Views: 20866


I'm a classical/opera singer and voice teacher.

And I feel like I'm 14.

 Forum: Personal Finance   Topic: where do you keep your EF?

 Post subject: I just started mine!
Posted: Sat Apr 28, 2007 9:26 am 

Replies: 27
Views: 15604


I just opened an ING account for emergency savings (as well as the 25% I deduct from every check for self-employment tax.) Eventually, I plan to open a second ING savings account to separate the tax money from the emergency money. I recently took on a second job specifically for debt reduction/savin...

 Forum: General Discussion   Topic: Losing the Land-Line

 Post subject: No Land Line
Posted: Fri Apr 20, 2007 10:37 pm 

Replies: 25
Views: 20403


I haven't had a land line since it was included in my grad student housing!

If you live in a decent reception area and have a charger, you shouldn't have any problem! Except maybe figuring out what you're going to do with your extra $400/year! And you're doubly safe with two phones!

 Forum: General Discussion   Topic: Do you ever feel like quitting your day job?

 Post subject: Yes - And I did!
Posted: Fri Apr 20, 2007 4:03 pm 

Replies: 15
Views: 14179


I'm currently a self-employed musician (classical performer and voice/music theory teacher.) Most performers attempt to find a day job that is flexible enough to pursue their music. I took this route and worked my way up - eventually to management - at a large Barnes and Noble. I found that as much ...

 Forum: Personal Finance   Topic: Online Billpay, etc.

 Post subject: Love me some billpay
Posted: Thu Apr 19, 2007 6:41 pm 

Replies: 17
Views: 15092


I have all my bills (with the exception of rent) on auto pay and it's great. When I first financed my car and started having car payments and insurance deducted every month, it was a financial turning point. I had to have the money to pay them. I've adopted the same mentality for all my other expens...

 Forum: Personal Finance   Topic: Where to start with my IRA?

 Post subject: Where to start with my IRA?
Posted: Mon Apr 16, 2007 8:29 am 

Replies: 13
Views: 10323


I am planning on opening an IRA to which I will be contributing about $200/month. I'm self-employed and as I build my business, this is as much as I can currently afford to put towards retirement. Not ideal, but it's something. Can anyone suggest where to open the IRA and invest it? I'm in my early ...

 Forum: Personal Finance   Topic: Taboo subject: The Pre-Nup

Posted: Mon Apr 16, 2007 8:11 am 

Replies: 19
Views: 14763


Being young and with debt, it had never occurred to me to protect my assets. Until recently. A very popular classical singer with an incredibly busy schedule of international engagements recently canceled all of them and pretty much dropped off the map. She did this to avoid paying a huge percentage...

 Forum: News & Announcements   Topic: Hi from Oakland

 Post subject: Hi from Oakland
Posted: Mon Apr 16, 2007 7:53 am 

Replies: 1
Views: 4077


Hi Everybody-

Self-employed musician from CA here with lots of questions! Looking forward to everyone's great suggestions!
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