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Viewing profile - mbhunter

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mbhunter
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Joined: Wed Apr 04, 2007 7:57 pm
Last visited: Thu Jan 29, 2009 7:36 pm
Total posts: 41
[0.05% of all posts / 0.01 posts per day]
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Most active forum: Personal Finance
[ 31 Posts / 75.61% of user’s posts ]
Most active topic: Little bit of advice
[ 2 Posts / 4.88% of user’s posts ]

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mbhunter

http://www.mightybargainhunter.com/

mbhunter Posts

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 Forum: Personal Finance   Topic: 10% of Gross or Net for savings?

Posted: Mon Jan 19, 2009 7:09 pm 

Replies: 10
Views: 9358


dtr wrote:
How about: As much as you can tolerate.


Exactly!

 Forum: Personal Finance   Topic: Refinance: Would you take this option?

Posted: Thu Jan 08, 2009 11:32 pm 

Replies: 7
Views: 2599


And if you can swing it, hold onto it for the other 28 years. Your $975 might only buy a pizza in 2039, but it will still be what you send the bank. ;)

 Forum: Tips, Tricks, Links, Pointers   Topic: Restaurant.com super bonus

Posted: Sun Jan 04, 2009 5:04 am 

Replies: 10
Views: 8435


Night Runner wrote:
Has anybody tried using their gift cards? How did it work?


I've used one that I got 80% off. Worked like a charm.

 Forum: Personal Finance   Topic: Retirement options - no 401(K)?

Posted: Sat Jan 03, 2009 11:20 pm 

Replies: 6
Views: 3460


Wow, so much love for tax-advantaged accounts. Almost as if there's no other option. The rules on IRAs and the like can change at any time. Somehow I don't think they'll be getting less restrictive. He could do much worse than investing in himself (education and conferences), his equipment (h/w, s/w...

 Forum: Personal Finance   Topic: Best Investment options

Posted: Sat Jan 03, 2009 11:13 pm 

Replies: 7
Views: 2992


This likely will be different than what others will say, but if you're getting the maximum match, I wouldn't have your wife put in any more than she is. She might even consider cutting back. If your mortgage is fixed rate, that's an excellent inflation hedge. The purchasing power of your fixed payme...

 Forum: Personal Finance   Topic: Working on a budget for the future

Posted: Fri Jan 02, 2009 9:35 pm 

Replies: 16
Views: 5198


It's a tight budget...forgive me if this is offensive, but maybe you could reduce your tithe a bit? If you're taking home $2,000/month, 10% (typical tithe, from what I've seen) would only be $200. Of course, you may be tithing on your gross, and if that's important to you, then you'll have to find ...

 Forum: Personal Finance   Topic: College or not ? Please Help

Posted: Fri Jan 02, 2009 9:29 pm 

Replies: 26
Views: 6890


$150/month isn't much for college. If you get a higher-quality hunting license out of it, that's fine and relatively cheap.

 Forum: Personal Finance   Topic: 2009 Goals

Posted: Fri Jan 02, 2009 9:22 pm 

Replies: 12
Views: 3757


1) Track whether I read my Bible each day
2) Track whether I work out each day

 Forum: Personal Finance   Topic: sub savings accounts (like ING but with a high yield)

Posted: Thu Jan 01, 2009 12:25 am 

Replies: 4
Views: 2223


Just the result of the FED punishing savers again so that the spenders can spend more. Same old same old.

 Forum: Personal Finance   Topic: Rent vs. Buy Calculators -- Prepaying the Mortgage?

Posted: Sun Dec 28, 2008 11:55 pm 

Replies: 8
Views: 3050


I've heard also that you should budget 2% of your house's value per year for maintenance. We've owned for seven years, and it's pretty accurate. That is $5000 a year for an average house. That seems REALLY REALLY high for basic maintenance. I am sure the average homeowner doesn't spend anywhere clo...

 Forum: Personal Finance   Topic: Something confusing about compound interest

Posted: Sun Dec 28, 2008 11:52 pm 

Replies: 1
Views: 1485


That's the magic of compounding in a nutshell! Mary's money had longer to compound. She had over $27,000 in principal and accrued interest before Tom even got started. This money just sits and compounds for 30 more years and doubles more than three times in the meantime. Tom contributes the same amo...

 Forum: Personal Finance   Topic: Rent vs. Buy Calculators -- Prepaying the Mortgage?

Posted: Fri Dec 26, 2008 8:57 pm 

Replies: 8
Views: 3050


I've heard also that you should budget 2% of your house's value per year for maintenance.

We've owned for seven years, and it's pretty accurate.

 Forum: Tips, Tricks, Links, Pointers   Topic: Restaurant.com super bonus

Posted: Fri Dec 26, 2008 8:49 pm 

Replies: 10
Views: 8435


New 80% off coupon code is CELEBRATE. Good until Dec 31st.

Looks like they're also throwing in a $25 dining voucher for purchases over $11. Don't know if this is before or after the 80%.

Jim makes a good point: Check availability. Also check restrictions.

 Forum: Personal Finance   Topic: Max out Roth IRA on Jan 1?

Posted: Fri Dec 26, 2008 8:42 pm 

Replies: 15
Views: 5159


I'm guessing it's going to be lower.

"Tastes Great! Less Filling!"
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