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Viewing profile - Clair Schwan

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Clair Schwan
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Joined: Sat Jul 31, 2010 12:19 pm
Last visited: Wed Aug 10, 2011 1:06 pm
Total posts: 7
[0.01% of all posts / 0.00 posts per day]
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Most active forum: Personal Finance
[ 2 Posts / 28.57% of user’s posts ]
Most active topic: advice on starting out in golf?
[ 1 Post / 14.29% of user’s posts ]

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Location: Cheyenne, WY, USA
Age: 59
Occupation: Early retired technical and management consultant, currently involved in freelance writing and creating websites and blogs to help others be more self directed.
Interests: raising chickens, vegetable gardening, DIY, frugal living, fishing, freedom lobbying
Website: http://www.frugal-living-freedom.com

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Clair Schwan
http://www.Frugal-Living-Freedom.com
http://www.Self-Reliance-Works.com
http://www.Sensible-Small-Business-Ideas.com

Clair Schwan Posts

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 Forum: General Discussion   Topic: advice on starting out in golf?

Posted: Mon Aug 09, 2010 7:25 pm 

Replies: 12
Views: 3259


My take on golf is be a good golfer first, and buy good clubs later when you know you're going to stick with the game. Also, you don't have to play a round of golf each time you want to really enjoy the game. I enjoy simply chipping and putting on the practice greens. It's a no cost way to improve y...

 Forum: Tips, Tricks, Links, Pointers   Topic: Boozin' on a budget

 Post subject: Re: Boozin' on a budget
Posted: Mon Aug 09, 2010 7:15 pm 

Replies: 9
Views: 6518


I like the Tisdale label for wine. They are a bottled wine, and their Merlot and Shiraz are very nice. It's very reasonably priced as well. For parties, I'm inclined to use box wine. Quality for each "varietal" varies, but I've been pleased with Chablis and Blush from several makers. For m...

 Forum: Tips, Tricks, Links, Pointers   Topic: Selling stuff

 Post subject: Re: Selling stuff
Posted: Sun Aug 01, 2010 7:26 pm 

Replies: 14
Views: 12148


Let me offer a completely different view - don't sell any of your stuff. Here is why I suggest considering hanging onto it: 1) Selling several items is probably a way of compensating for spending on other items, and the best thing to do is stop spending and enjoy what you have. 2) It can cost someth...

 Forum: Personal Development   Topic: My relationship with money & success...

Posted: Sun Aug 01, 2010 7:07 pm 

Replies: 5
Views: 2907


It sounds like you've run yourself right up to the edge of the cliff with respect to billable work. Apparently you only have one customer, and there is a potential for you to join that outfit in a senior position. I'd be lining up additional customers on my own. Use your network of associates and pr...

 Forum: Personal Finance   Topic: Does it ever make sense to buy new?

Posted: Sat Jul 31, 2010 1:28 pm 

Replies: 13
Views: 4958


Whether it's a car or anything else, it's very much a personal choice. For some, the depreciation is well worth the great feeling that one gets owning a new car. I dislike the idea of car payments, and it makes no sense to me to buy a new car every year or two or three. My first new car was purchase...

 Forum: Personal Finance   Topic: When will you be mortgage-free?

Posted: Sat Jul 31, 2010 12:56 pm 

Replies: 20
Views: 3114


I've been mortgage free since 2005. I did it a little differently than most, and for different reasons. I paid off the house a few years after taking out the mortgage. I paid half down on the house to reduce the mortgage payments, and after accumulating a nice cushion of cash, I made my move to elim...
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