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It is currently Fri Feb 12, 2016 7:06 am



Viewing profile - peachy

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peachy
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Joined: Mon Feb 04, 2008 7:35 am
Last visited: Fri Sep 12, 2014 6:24 am
Total posts: 1148
[1.30% of all posts / 0.39 posts per day]
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Most active forum: Fiscal Fitness Journals
[ 548 Posts / 47.74% of user’s posts ]
Most active topic: fantasma's financial journey
[ 41 Posts / 3.57% of user’s posts ]

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peachy Posts

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 Forum: Fiscal Fitness Journals   Topic: Pisces' 2014 Goals

 Post subject: Re: Pisces' 2014 Goals
Posted: Tue Jun 17, 2014 11:20 am 

Replies: 59
Views: 12388


Great job, Pisces!!
You have come a long way and you have a plan and are sticking to it. Way to go! Don't be so hard on yourself. :)

 Forum: Fiscal Fitness Journals   Topic: Bear's 2016 goals

 Post subject: Re: Bear's 2014 goals
Posted: Fri Jun 13, 2014 8:38 am 

Replies: 136
Views: 43433


Well, if this makes you feel better, once you reach a goal, it's ok to splurge a little. You paid off your student loan, so sure, why not get four pairs of sandals? I'm ok with it, and now you can get your focus back on spending. Also, you did increase your TSP so you are helping yourself out even i...

 Forum: Fiscal Fitness Journals   Topic: The year of increasing the emergency fund

Posted: Fri Jun 13, 2014 8:34 am 

Replies: 471
Views: 97314


Just popping in to say hi while I have a minute. That's great that the porch remodel is coming along nicely! Enjoy it now that it's summer!

 Forum: Personal Finance   Topic: Advice on investing in 403B and Roth IRA

Posted: Fri Jun 13, 2014 7:01 am 

Replies: 14
Views: 1822


I spread mine out over 10 months because I don't have $5500 at the beginning of the year to invest. It doesn't matter how you do it, the best thing is to get started and do it. Sometimes moving is the hardest part of starting something new, so get moving! Write if you have any more questions. We're ...

 Forum: Personal Finance   Topic: Advice on investing in 403B and Roth IRA

Posted: Thu Jun 12, 2014 9:00 am 

Replies: 14
Views: 1822


bdg, I have no idea what you just said. However, the OP can do what he/she wants. There are 6 more months to invest in the 403B for this year and about 10 months to get $5500 in a Roth prior to the 2013 deadline. Leaving it in cash until next year is not a big deal with 30 years to retire. AND, we d...

 Forum: Personal Finance   Topic: Advice on investing in 403B and Roth IRA

Posted: Tue Jun 10, 2014 11:17 am 

Replies: 14
Views: 1822


Hi there. I think it's great that you want to get started, but why put both accounts into the same fund? Is this just for convenience? If I were you and just starting, I would put your 403B money in your target fund, and just leave the 5500 in cash to start. After learning about investments and figu...

 Forum: Fiscal Fitness Journals   Topic: Lissy Gets Rid of Her Student Loans

Posted: Tue May 06, 2014 7:52 am 

Replies: 110
Views: 21738


Hi Lis, I just read through the last page because I'm short on time (two more weeks until school ends and I can play!), but if your boss wants you to get your MBA, have they considered paying for it? I worked for many years, and then decided to go back to school. My company has been paying for my sc...

 Forum: Personal Finance   Topic: The Latest From Bill Bernstein

Posted: Tue Apr 15, 2014 2:00 pm 

Replies: 8
Views: 2051


Oh cool. Thanks for looking out for us, VinTek!
I'll have to add that to my calendar so I can download it. :)

 Forum: Fiscal Fitness Journals   Topic: GOAL: burn the mortgage ($78,491.72) by 2018

Posted: Mon Apr 07, 2014 8:31 am 

Replies: 387
Views: 110563


I've been a complete stranger, and my life has been passing me by like a whirlwind. I will try to get back to checking in on everyone soon. I miss you and it's good to see that you are still progressing. Plus, I said that I'd start a journal, but that's not happening anytime soon. I found out that I...

 Forum: Personal Finance   Topic: Could I be saving too much in retirement accounts?

Posted: Wed Feb 26, 2014 7:56 am 

Replies: 12
Views: 1588


Your last paragraph speaks to my point exactly. I figured you had outside investments, and even a small inheritance someday, so I think you're doing great. 8M sans those other income sources seems like plenty to me. Oh, and I totally hear you on the 10-12%. I think 7% is cool then if that's less tha...

 Forum: Personal Finance   Topic: sell the brand new car and buy a beater

Posted: Wed Feb 26, 2014 7:41 am 

Replies: 9
Views: 1384


How much was the Cruze, and how much is it worth now? Why did your grandparents give you another 5k? To put towards the car, or your other debt? If you sold the car, what happens to the money that you receive from the sale of the car? Do you currently have a savings account, and how much is in it? W...

 Forum: Personal Finance   Topic: Could I be saving too much in retirement accounts?

Posted: Wed Feb 26, 2014 7:23 am 

Replies: 12
Views: 1588


I often wonder this too, and have started spending a little more on myself because I feel like I've spent all my life saving for retirement, saving for retirement, and now I need to spend a little on myself. But back to you..HA!!HA!! You have assumed a 7% rate of return. Is that what you're currentl...

 Forum: Fiscal Fitness Journals   Topic: Eagle Soaring Higher

 Post subject: Re: Eagle Soaring Higher
Posted: Mon Feb 24, 2014 11:08 am 

Replies: 172
Views: 36274


Waah...you forgot me and LeRaindrop, but we know you're sleep deprived. HA!!HA!!!

 Forum: HIDDEN TOPICS (DO NOT DELETE)   Topic: Curated investment accounts for non-related child

Posted: Sun Feb 23, 2014 6:46 am 

Replies: 16
Views: 265


I'm getting a little confused here. Why can't you just set up a brokerage account (if you want to buy ETFs, mutual funds, stocks) in your name, and buy what you want, and when the kid is 18, or whenever you're ready to pass on the money, take out the money and give it to them. Does this have to be a...
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