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Viewing profile - Ziptar

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Ziptar
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Joined: Mon Apr 16, 2007 2:23 am
Last visited: Sun May 06, 2007 4:31 pm
Total posts: 8
[0.01% of all posts / 0.00 posts per day]
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Most active forum: Personal Finance
[ 8 Posts / 100.00% of user’s posts ]
Most active topic: I am 39, Starting retirement planning and Overwhelmed. :(
[ 5 Posts / 62.50% of user’s posts ]

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Ziptar Posts

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 Forum: Personal Finance   Topic: Is V.'s index fund fee that big of a deal?

Posted: Sat Apr 28, 2007 7:34 am 

Replies: 14
Views: 8724


I am confused by this The fee does not apply to the following accounts: * Money market sweep accounts held through Vanguard Brokerage Services®. * Accounts held in employer-sponsored retirement plans. * Accounts held in 529 plans. * Accounts held through financial intermediaries. Does that mean if I...

 Forum: Personal Finance   Topic: I am 39, Starting retirement planning and Overwhelmed. :(

Posted: Tue Apr 24, 2007 3:35 am 

Replies: 15
Views: 10975


Thanks for the tips everyone... Yesterday I called the advisor line I had available and asked a million questions, they were great. I picked up Bach's "Automatic Millionaire" from the library on the way home from work and started reading it last night. Wow, I was sorta on the right track a...

 Forum: Personal Finance   Topic: free video games

Posted: Sun Apr 22, 2007 6:45 am 

Replies: 12
Views: 7419


If you are into the violent first person shooter type games there is always the U.S. Army's recruiting tool http://www.americasarmy.com it's free. While were at it how about Free operating systems, http://distrowatch.com/. A year ago when I decided to really simplify my home computing I was given an...

 Forum: Personal Finance   Topic: I am 39, Starting retirement planning and Overwhelmed. :(

Posted: Sun Apr 22, 2007 4:33 am 

Replies: 15
Views: 10975


Oh I wish my employer contributed to 403(b), that would have meade the decision so much easier. Thanks for all that input RJ, I do want to start right away, I re-read my post just now and when I said "the goal is within the next 3 years to have 15% of my income going to some combination of othe...

 Forum: Personal Finance   Topic: I am 39, Starting retirement planning and Overwhelmed. :(

Posted: Sat Apr 21, 2007 7:10 pm 

Replies: 15
Views: 10975


Thanks for the input, thats a good start at least. The example of tax deferment is great, makes sense now. I do want to pickup some books and start reading up. There are so many of those too. One of my co-workers is recommending i start with David Bach's "Smart Couples Finish Rich", I am 6...

 Forum: Personal Finance   Topic: Efficient driving?

Posted: Sat Apr 21, 2007 10:00 am 

Replies: 23
Views: 17176


I commute 1000 miles a week. I own a 2003 Volkswagen Jetta Turbo Diesel. Most efficient things I have found, stick shift Transmission, drive the speed limit or no more than 5 MPH over, don't drive like it's a NASCAR Race, and most importantly USE CRUISE CONTROL!!!!!!! Regular oil changes, air cleane...

 Forum: Personal Finance   Topic: I am 39, Starting retirement planning and Overwhelmed. :(

Posted: Sat Apr 21, 2007 9:12 am 

Replies: 15
Views: 10975


This is sort of a first post introduction and a request :D HELP!!! :shock: Ok, I am 39 and Although somewhat behind schedule but, I am trying to get my retirement savings Planning started. I think I made a mistake, I started reading the internet. It melted my brain. I get the GSR feeds everyday and ...
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