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A place for Get Rich Slowly readers to ask questions
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It is currently Sun Jun 26, 2016 10:48 pm



Viewing profile - skin

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skin
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Joined: Sun Mar 02, 2008 1:18 am
Last visited: Fri Feb 26, 2010 12:59 am
Total posts: 24
[0.03% of all posts / 0.01 posts per day]
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Most active forum: Personal Finance
[ 14 Posts / 58.33% of user’s posts ]
Most active topic: Calculating very early retirement: What are we missing?
[ 5 Posts / 20.83% of user’s posts ]

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MSNM/WLM: skin@gaff.cc
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Location: Netherlands
Occupation: webdeveloper
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Website: http://www.gaff.cc/

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 Forum: Personal Finance   Topic: First time buying stock

 Post subject: First time buying stock
Posted: Tue Mar 10, 2009 1:05 am 

Replies: 6
Views: 2036


We've never done it before! My main objection has always been that investing is gambling with our hard earned money and we're not the gambling types. However, given the current economic situation investing some money doesn't seem to be such a huge gamble anymore. Additionally, we have all our saving...

 Forum: Personal Finance   Topic: Adult Allowance

Posted: Fri Mar 06, 2009 2:40 am 

Replies: 6
Views: 1963


We both have an allowance (Eur 25/month). This money is intended to buy whatever we want without having to worry about anything. We use this for personal stuff; fi i bought a bunch of (music) CD's, a harddisk and spent a tenner on a football (soccer) bet. We've started this personal allowance 12 mon...

 Forum: Personal Finance   Topic: Calculating very early retirement: What are we missing?

Posted: Wed Feb 18, 2009 1:04 am 

Replies: 14
Views: 4155


for starters, the overall premise is that 2000E/month is not going to be 2000E/month next year let alone in another 15, 20, 25, 30, etc years. That's what i already mentioned in my initial post: i am taking inflation into account, however, i finally realise what i am missing: of course inflation wi...

 Forum: Personal Finance   Topic: Calculating very early retirement: What are we missing?

Posted: Tue Feb 17, 2009 12:20 am 

Replies: 14
Views: 4155


Just one question why are you so keen to retire early? I've mentioned already before it's about being able to retire. Or taking it a step back, i's simply setting a goal. In reality as we both really enjoy what we are doing, so i don't think we really are going to retire that early. i still don't s...

 Forum: Personal Finance   Topic: Calculating very early retirement: What are we missing?

Posted: Sat Feb 14, 2009 12:56 am 

Replies: 14
Views: 4155


you didn't indicate how much you have saved. Currently we've got about Eur 60.000 put away and we're aiming for saving 20k a year. Also, if you are only earning 4% and getting taxed at 30% on that interest, your money is way behind inflation. No, the 4% is not what we get (although we don't get muc...

 Forum: General Discussion   Topic: What is your hobby?

Posted: Sat Feb 14, 2009 12:04 am 

Replies: 50
Views: 16306


Hobbies... I (we) like Geocaching (GPS treasure hunting). It's a great way of getting outside and seeing places you'd normally not even consider going to. In itself it's not expensive (especially as we don't have to pay for gasoline), however an initial investment in a GPS receiver is required. Taki...

 Forum: Personal Finance   Topic: Calculating very early retirement: What are we missing?

Posted: Fri Feb 13, 2009 3:05 am 

Replies: 14
Views: 4155


Thanks for the responses. Healthcare: It's different in each european country, however generally there's affordable insurance which does not increase with age. My parents both retired are paying the same monthly premium as i am, eventhough they make much more use of the healthcare system. I'm planni...

 Forum: General Discussion   Topic: How Much Do You Pay for Your Cellphone?

Posted: Fri Feb 13, 2009 1:47 am 

Replies: 9
Views: 3920


We've moved to Norway (from the Netherlands) a few months back and will be moving again upcoming july, in april 2010 and most likely again early 2011. Because of this i've been thinking a lot of how to setup some telephone scheme. Given that we'll be living in a number of different countries for rel...

 Forum: Personal Finance   Topic: Calculating very early retirement: What are we missing?

Posted: Sat Jan 31, 2009 1:08 am 

Replies: 14
Views: 4155


Over the last couple of years we've been living on EUR 2.000 a month (24.000/year), which is enough plus a little something. We have a pension plan which enables us to retire at 60 with a monthly income of 50% of our last earned income, which will be just over 2000/month. Meaning from 60 and onwards...

 Forum: Fiscal Fitness Journals   Topic: Took the scissors to the CC and the journey begins

Posted: Fri Jan 30, 2009 12:55 am 

Replies: 31
Views: 12400


Sounds like you're doing great!

Norway is pretty expensive (living in Stavanger for a couple of months now), but if you pay attention to what you buy (especially groceries), it's not all that bad. Don't drink to much alcohol though...

 Forum: General Discussion   Topic: Photography Website

Posted: Fri Jan 30, 2009 12:45 am 

Replies: 10
Views: 5729


I've looked at smugmug amongst a load of other sites, but still i'll build what i want myself, if for no other reason than just for the sake of building it. Apart from being a professional webdeveloper/designer/consultant, building websites still is my hobby too!

 Forum: General Discussion   Topic: What sites do you run?

Posted: Thu Jan 29, 2009 8:27 am 

Replies: 10
Views: 7467


A few weeks ago i decided to take down my personal journal/diary/blog site: after some 10 years i finaly realised i'm not a writer... Hopefully next week i'll publish a first (beta) version of a new site, which is basically a logsite for our geocaching adventures. And yesterday i started on the spec...

 Forum: General Discussion   Topic: Photography Website

Posted: Thu Jan 29, 2009 8:20 am 

Replies: 10
Views: 5729


Yesterday i started on the specs of a (personal) photography website, i'll keep in mind 'no auto-play music'. (Agreed, that's indeed utterly annoying). If i'm ever done, i'll try not to forget to post a link here. Best guess at the moment is i'll need probably a month to ge the programming done.

 Forum: General Discussion   Topic: Start a business

Posted: Wed Jan 28, 2009 12:29 am 

Replies: 11
Views: 7273


#2/#3 i don't know nothing about. However regardings #1: Maybe not start a business right away, but first work a few years for an IT company which both gives invaluable experience and probably great oppportunities to do a number of courses and get certified on the companies costs instead of your own.
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