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Viewing profile - MyOwnMillions

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MyOwnMillions
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Joined: Wed Apr 04, 2007 8:49 pm
Last visited: Fri Apr 13, 2007 11:34 am
Total posts: 8
[0.01% of all posts / 0.00 posts per day]
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Most active forum: Personal Finance
[ 7 Posts / 87.50% of user’s posts ]
Most active topic: Changing Company 401k!
[ 4 Posts / 50.00% of user’s posts ]

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Website: http://blog.davidmillions.com

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Visit <a href="http://blog.davidmillions.com">My Own Million Blog</a> for more thoughts on the subject of personal finance!

MyOwnMillions Posts

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 Forum: Personal Finance   Topic: Changing Company 401k!

Posted: Mon Apr 09, 2007 3:14 pm 

Replies: 7
Views: 8565


It did not sound like Merrill Lynch had many index funds available for us to choose from (they had 2 S&P 500 index funds available but that's it). Is there any way we can request some to be added since Merrill Lynch in general must have some type of index funds available for their general clients.

 Forum: Personal Finance   Topic: Changing Company 401k!

Posted: Mon Apr 09, 2007 1:32 pm 

Replies: 7
Views: 8565


That's the problem I have with going to Merrill Lynch. Their expense ratios are higher than the current ADP ones (~ 1.5%) but however they provide better service and past performance aren't bad (on average the last 1, 3, 5, 10 years have outperformed the funds currently available to us). I understan...

 Forum: Personal Finance   Topic: Changing Company 401k!

Posted: Fri Apr 06, 2007 2:19 pm 

Replies: 7
Views: 8565


Great! I will check into it. Thanks for your help!

Do you know of anyone that is using this provider right now?

 Forum: Personal Finance   Topic: Changing Company 401k!

 Post subject: Changing Company 401k!
Posted: Fri Apr 06, 2007 9:54 am 

Replies: 7
Views: 8565


Hi guys, my company asked me to look into fund selections since we are going to change 401k providers. This is obviously a great chance for me to get involved and I'm a little nervous since this could potentially have a huge effect on all the company's employees. I have written an article on my blog...

 Forum: Personal Finance   Topic: Why calculate Net Worth?

Posted: Fri Apr 06, 2007 9:26 am 

Replies: 15
Views: 14723


I think 500k net worth is the same wherever you live. Yes I understand the argument that you can get more in rural Oregon than San Francisco, but the fact of the matter is that people can move! It's their choice where they are, but 1 dollar = 1 dollar whether you are in Africa or US. I agree with th...

 Forum: Personal Finance   Topic: Best way to calculate Net Worth?

Posted: Thu Apr 05, 2007 8:03 am 

Replies: 30
Views: 27317


I agree with putting the house and car into your net worth (which I should start doing for my <a href="http://blog.davidmillions.com/2007/04/marchs-net-worth-560854.html">net worth article</a> next month). However, how do you do so? Not all of us have the accounting background to know how to properl...

 Forum: Personal Development   Topic: KEEPING Things Done

Posted: Wed Apr 04, 2007 8:58 pm 

Replies: 13
Views: 20942


For me, the reward has always helped with getting things done. I am a sales person, and all day we have to ask people to get things done for us (make samples for me to send to customers, support my customer with the more technical questions that I cannot handle etc). The most effective way I found t...
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