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A place for Get Rich Slowly readers to ask questions
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It is currently Mon Jul 25, 2016 5:39 pm



Viewing profile - kombat

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kombat
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Joined: Tue Mar 11, 2008 12:19 pm
Last visited: Mon Jul 25, 2016 10:48 am
Total posts: 1952
[2.19% of all posts / 0.64 posts per day]
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Most active forum: Personal Finance
[ 1336 Posts / 68.44% of user’s posts ]
Most active topic: ObamaCare (+Tangents Evolution, Religion, & Global Warming)
[ 33 Posts / 1.69% of user’s posts ]

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Location: Ottawa, Canada
Occupation: Computer programmer
Interests: Photography, finance
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kombat Posts

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 Forum: Personal Finance   Topic: Gross income poll

 Post subject: Re: Gross income poll
Posted: Wed Jun 29, 2016 6:45 am 

Replies: 4
Views: 1781


My wife and I each make about the same salary ($80k - $85k), but she gets a little extra in bonuses each year (maybe another $10k). Our household income is around $165k - $170k/year. We generally have quite a bit extra each month after paying the mortgage ($3,100) and all the bills. We have no other...

 Forum: Personal Finance   Topic: Loan for trip

 Post subject: Re: Loan for trip
Posted: Thu Jun 23, 2016 4:08 am 

Replies: 4
Views: 927


Well, according to this thread , you have a huge amount owing on your credit cards and you aren't sure how you can pay it back. So maybe don't borrow a bunch more money for a massively expensive vacation right now? Just sayin'? Please just hurry up and post your spam link so I can delete all your po...

 Forum: Personal Finance   Topic: Is it really possible for the average person to be debt-free

Posted: Tue Jun 21, 2016 4:06 am 

Replies: 33
Views: 24807


No, you chose to bail out your sister. If you hadn't done that, you'd have had your savings buffer, such that when your own vehicle died you might not have had to put it (at least not all) on your credit card, assuming you actually "needed" the vehicle at all. YOU choose whether or not to ...

 Forum: Tips, Tricks, Links, Pointers   Topic: Social Security Number Possibly Compromised

Posted: Thu Jun 16, 2016 8:57 am 

Replies: 9
Views: 11431


I didn't say it wasn't a pain in the ass. I said you weren't liable for a single penny of the fraudulent charges. You implied the opposite - that victims might be liable for some of the charges. You said, "Banks will absorbs some losses but that only goes so far." Your use of the word &quo...

 Forum: Tips, Tricks, Links, Pointers   Topic: Social Security Number Possibly Compromised

Posted: Wed Jun 15, 2016 1:37 pm 

Replies: 9
Views: 11431


Enigma wrote:
Banks will absorbs some losses but that only goes so far.


This is incorrect. In the US, federal law protects victims if identity theft. They are not liable for a single penny of fraudulently racked-up charges. You've been given incorrect information.

 Forum: General Discussion   Topic: Balancing work and life

 Post subject: Re: Balancing work and life
Posted: Wed Jun 15, 2016 6:11 am 

Replies: 11
Views: 3643


Can you move closer to your job? An hour each way sounds excessive to me. If you moved somewhere 15 minutes away from your work, that'd be an extra 1.5 hours of free time per day, or an entire work day (7.5 hours) every week! Imagine how much you could get done with all that extra time at home. Imag...

 Forum: Tips, Tricks, Links, Pointers   Topic: Social Security Number Possibly Compromised

Posted: Wed Jun 15, 2016 6:02 am 

Replies: 9
Views: 11431


I didn't think you needed to unfreeze your credit if someone is simply running a credit check on you - it's only when you're applying for new credit that you have to unfreeze it. How often are you applying for new credit? And why bother freezing your credit anyway? If someone opens a credit account ...

 Forum: General Discussion   Topic: Suze Orman Show ends this month

Posted: Wed Jun 15, 2016 4:11 am 

Replies: 5
Views: 9780


How is that hypocritical? What fees are associated with a debit card? Usually the vendors pay a small, fixed fee per transaction, but it doesn't cost the cardholder anything. If you'd said she came out with a credit card, I'd agree with you, but what's hypocritical about her promoting a debit card?

 Forum: Personal Finance   Topic: Credit debt

 Post subject: Re: Credit debt
Posted: Tue Jun 14, 2016 5:34 am 

Replies: 4
Views: 1505


Well, you could... pay it.

 Forum: Administration   Topic: Logout Process

 Post subject: Re: Logout Process
Posted: Tue Jun 07, 2016 9:33 am 

Replies: 1
Views: 2


Moved this to the "Administration" forum, but honestly, I don't think the owners of this site ever look at the forums or care what happens here.

 Forum: Personal Finance   Topic: Secondary Income Source Assistance?

Posted: Mon Jun 06, 2016 4:17 am 

Replies: 17
Views: 9526


You're talking about a pre-nup. Their efficacy varies wildly depending on your jurisdiction.

And what does whether or not she's 10 years younger than you have to do with anything?

 Forum: Personal Finance   Topic: Creating Financial Freedom with 30% of Income?

Posted: Mon May 30, 2016 7:56 am 

Replies: 8
Views: 1808


I don't have any personal experience, no, but I'm aware of a few options you have. #1, pay the loan down as quickly as possible and keep the car until the wheels fall off. An 8 year old Nissan isn't exactly an opulent status symbol, but it does sound like you horribly overpaid. That damage is done, ...

 Forum: Personal Finance   Topic: Creating Financial Freedom with 30% of Income?

Posted: Mon May 30, 2016 4:42 am 

Replies: 8
Views: 1808


With gas, the car represents 2/3 of your entire monthly expenditures. It's an anchor on your financial well-being. Why is your insurance $400/month? That's outrageously high. And what's $50/month at the "barbershop?" To answer the question you asked, yes, I would recommend paying off that ...

 Forum: General Discussion   Topic: Wage gap affects more than income

Posted: Thu May 26, 2016 10:30 am 

Replies: 5
Views: 2422


I'm skeptical of their explanation. They blame the gender wage gap. But the gender wage gap includes married people, while the topic being focused on (home appreciation) is limited to single people. Also, the gender-based wage gap depends heavily on whether or not the person/couple has children, and...
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