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A place for Get Rich Slowly readers to ask questions
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It is currently Tue Feb 09, 2016 5:41 pm



Viewing profile - kombat

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kombat
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Joined: Tue Mar 11, 2008 12:19 pm
Last visited: Tue Feb 09, 2016 3:23 pm
Total posts: 1911
[2.17% of all posts / 0.66 posts per day]
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Most active forum: Personal Finance
[ 1314 Posts / 68.76% of user’s posts ]
Most active topic: ObamaCare (+Tangents Evolution, Religion, & Global Warming)
[ 33 Posts / 1.73% of user’s posts ]

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Location: Ottawa, Canada
Occupation: Computer programmer
Interests: Photography, finance
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kombat Posts

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 Forum: Personal Finance   Topic: Investment Accounts

 Post subject: Re: Investment Accounts
Posted: Thu Feb 04, 2016 5:02 am 

Replies: 1
Views: 199


Live below your means, invest the difference. Aim for 10-15% of your income to go into savings/investments.

 Forum: Personal Finance   Topic: How Magic the Gathering has made me more wealthy

Posted: Fri Jan 15, 2016 5:08 am 

Replies: 13
Views: 11214


My counterpoint, copied and pasted from another thread where you made the assertion that Magic cards are a good "investment": Magic the Gathering is a terrible investment, and this is coming from a guy who owns a full set of Unlimited power. First of all, you've only made money on them if ...

 Forum: Personal Finance   Topic: How does 401k work?

 Post subject: Re: How does 401k work?
Posted: Wed Jan 13, 2016 2:43 pm 

Replies: 4
Views: 9726


I am really not sure if my 401k is compounded monthly or quarterly? Anyways, lets say I started off at $300 my first investment in Nov. 2015. I kept adding $300 for 4 pay periods. On Dec 31, 2015, it says my rate of return is 2%. Will it calculate $300+$300*4=$1500 at the end of the year(assuming i...

 Forum: Personal Finance   Topic: Can someone recomend me some books on financial education

Posted: Wed Jan 13, 2016 5:15 am 

Replies: 10
Views: 21000


I've read the book. It's hollow fluff. No substance. Zero actionable advice.

Kiyosaki may be rich *now*, but did he get rich from actual real estate investing, or from selling his shady, scam seminars?

 Forum: Personal Finance   Topic: Can someone recomend me some books on financial education

Posted: Tue Jan 12, 2016 5:14 am 

Replies: 10
Views: 21000


Everything you need to know about Robert Kiyosaki Rich Dad, Poor Dad is one of the dumbest financial advice books I have ever read. It contains many factual errors and numerous extremely unlikely accounts of events that supposedly occurred. Kiyosaki is a salesman and a motivational speaker. He has ...

 Forum: Personal Finance   Topic: LOC draw is about to expire.

Posted: Fri Jan 08, 2016 6:32 am 

Replies: 1
Views: 7622


I wouldn't do it. You said your ideal emergency fund is $10k, you already have $5k, and you're saving $1k/month. If it expires in September, that gives you 7 months to pad it up to your comfort level, which sounds like you should easily be able to add the additional $5k it will take to reach $10k. I...

 Forum: General Discussion   Topic: Hint for those who can't log in to the forum

Posted: Thu Dec 17, 2015 7:05 am 

Replies: 9
Views: 49112


This problem (repeatedly getting logged out) has be happening to me frequently in the last few days - has anyone else also been experiencing a similar issue?

 Forum: General Discussion   Topic: Where can i put a question about real estate investing

Posted: Thu Dec 17, 2015 5:29 am 

Replies: 6
Views: 12679


People who choose to invest in real estate like you're describing will buy one property, with a mortgage, and then use the rent they collect from that property to cover the mortgage and save up a down payment for additional properties. The more properties they own, the faster they can acquire new pr...

 Forum: Personal Finance   Topic: Can someone recomend me some books on financial education

Posted: Thu Dec 17, 2015 5:12 am 

Replies: 10
Views: 21000


My recommendations: ⋅ Your Money or Your Life (Robin and Domingues) ⋅ The Little Book of Common Sense Investing (Jack Bogle) ⋅ The Richest Man in Babylon (George Samuel Clason) ⋅ The Total Money Makeover (Dave Ramsey) ⋅ Still The Only Investment Guid...

 Forum: General Discussion   Topic: Where can i put a question about real estate investing

Posted: Wed Dec 16, 2015 12:35 pm 

Replies: 6
Views: 12679


What specific advice in Kiyosaki's books are you wondering will work in Romania?

Oh... wait.. there IS no specific advice in Kiyosaki's books, because he's a lying, fraudulent scammer.

Seriously, stop wasting our time, what is your question?

 Forum: General Discussion   Topic: Where can i put a question about real estate investing

Posted: Wed Dec 16, 2015 4:20 am 

Replies: 6
Views: 12679


They keep getting deleted because you have a low post count and are posting very broad, ambiguous questions that very much look like "setups" for a spambot to "answer."

If you have a real question, ask it.

 Forum: Personal Finance   Topic: Company "Common Stock"

 Post subject: Re: Company "Common Stock"
Posted: Tue Dec 15, 2015 12:10 pm 

Replies: 4
Views: 7902


If we're talking about common stock *of your employer*, then yes, I would sell it all as soon as vesting provisions permit. If you're just talking about common stock of miscellaneous companies trading on the various stock markets, then I'd still sell them and reinvest in diversified index funds (I d...

 Forum: Personal Finance   Topic: Company "Common Stock"

 Post subject: Re: Company "Common Stock"
Posted: Tue Dec 15, 2015 11:49 am 

Replies: 4
Views: 7902


I would not invest any money into your own company's stock.

If your company falls on hard times, you don't want to be worried about both losing your job, and your retirement savings. Diversify.

 Forum: Personal Finance   Topic: Student loan payoff vs. investment

Posted: Mon Dec 14, 2015 8:24 am 

Replies: 2
Views: 5585


At your stage in life, I think it's more important to reduce/eliminate liabilities and free up cash flow. Perhaps if the loan interest rate were lower, I'd feel otherwise, but 4.75% is not low enough that I feel you could confidently and consistently earn a rate of return that would outperform the c...
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