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A place for Get Rich Slowly readers to ask questions
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It is currently Sat Sep 24, 2016 7:02 pm



Viewing profile - kombat

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kombat
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Joined: Tue Mar 11, 2008 12:19 pm
Last visited: Fri Sep 23, 2016 7:05 pm
Total posts: 1968
[2.20% of all posts / 0.63 posts per day]
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Most active forum: Personal Finance
[ 1348 Posts / 68.50% of user’s posts ]
Most active topic: ObamaCare (+Tangents Evolution, Religion, & Global Warming)
[ 33 Posts / 1.68% of user’s posts ]

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Location: Ottawa, Canada
Occupation: Computer programmer
Interests: Photography, finance
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kombat Posts

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 Forum: Personal Finance   Topic: Debt, lots of it and need some advice

Posted: Fri Sep 09, 2016 9:04 am 

Replies: 18
Views: 426


The first thing I'd do is cancel that life insurance policy IMMEDIATELY. It's whole life, so it sucks anyway, but also you said you have no wife, kids, or family, so why do you have life insurance at all? You have no dependents, so you don't need it. I'm guessing a salesman convinced you it was a go...

 Forum: Personal Finance   Topic: How is the ROI for business owners

Posted: Tue Aug 30, 2016 5:47 am 

Replies: 8
Views: 366


What about them?

What's your question?

 Forum: General Discussion   Topic: Where did my previous post go and why was it removed?

Posted: Tue Aug 23, 2016 10:27 am 

Replies: 3
Views: 528


Brand new user accounts, with no posting history and only a single post, asking extremely open and broad questions like "How can I make money online?" are, in our experience, almost always spambots posting contrivances for another spambot to make a spam/scam post ("Try Bitcoins!"...

 Forum: Personal Finance   Topic: Buying a used car

 Post subject: Re: Buying a used car
Posted: Tue Aug 23, 2016 5:32 am 

Replies: 13
Views: 490


I tried the Beetle last winter and it did not work. On days when there was marginal snow with good tires, the beetle still got stuck Good "all season" tires, or good snow tires? I said snow tires. Specifically for winter. November comes around, you swap off your "all season" tir...

 Forum: Personal Finance   Topic: Buying a used car

 Post subject: Re: Buying a used car
Posted: Mon Aug 22, 2016 9:19 am 

Replies: 13
Views: 490


Does everybody on the east coast drive SUVs? That's rhetorical - of course they don't. Lots of people get by just fine with plain old cars. I would strongly suggest you consider getting a good pair of snow tires for your Beetle (instead of just relying on the "No Season" tires), and I thin...

 Forum: Personal Finance   Topic: Downgrading car worth it?

Posted: Mon Aug 15, 2016 4:39 am 

Replies: 8
Views: 486


I would say yes, definitely do it. Trade it in (down) for a 2-3 year old Toyota or Mazda. Honda's reliability has been waning in recent years. I know at least 3 people who've bought brand new Hondas within the past 3 years, and they've all complained about various mechanical problems. In particular,...

 Forum: Personal Finance   Topic: Using Credit Cards in lieu of a personal loan

Posted: Thu Aug 11, 2016 4:30 am 

Replies: 57
Views: 2179


Besides the average cost of a new car is about $33-34K in the US, not $50K. Let's not exaggerate stuff to make a point. I'm not exaggerating. I've told this story before, but here goes: In 1999, I bought my first brand-new car: A 1999 VW Jetta GLS. Base price was $23,500. I wanted the VR6 engine in...

 Forum: Personal Finance   Topic: Using Credit Cards in lieu of a personal loan

Posted: Wed Aug 10, 2016 9:24 am 

Replies: 57
Views: 2179


"Financially speaking," most luxuries are terrible investments. Agreed. But a car is among the most expensive. There's a big difference between splurging on a $150 meal for your anniversary, and blowing $50k on a status symbol. A person who buys a car new is buying the latest safety featu...

 Forum: Personal Finance   Topic: Using Credit Cards in lieu of a personal loan

Posted: Wed Aug 10, 2016 4:32 am 

Replies: 57
Views: 2179


I didn't say they were flat-out idiots, I said they were idiots, "financially speaking." You can be a financial idiot and a medical genius. Lots of (most?) doctors are terrible with money. You can be a brilliant artist, a trivia buff, or even (ironically) a math wizard, and still be terrib...

 Forum: Tips, Tricks, Links, Pointers   Topic: SPAM

 Post subject: Re: SPAM
Posted: Wed Aug 10, 2016 4:06 am 

Replies: 8
Views: 499


I agree - complain to the owners! Please! Let them know it's affecting their site traffic. If enough of us contact them, maybe it'll get their attention. I haven't gotten anywhere with them contacting them myself.

 Forum: Personal Finance   Topic: Using Credit Cards in lieu of a personal loan

Posted: Tue Aug 09, 2016 9:48 am 

Replies: 57
Views: 2179


No need to guess - My journal is plainly visible in the Fiscal Fitness subforum. I couldn't find yours, for some reason. Buying a brand new car is objectively, mathematically inferior to buying a slightly-used, late model example of the same car. When buying new, you pay thousands of extra dollars i...

 Forum: Personal Finance   Topic: Using Credit Cards in lieu of a personal loan

Posted: Tue Aug 09, 2016 9:11 am 

Replies: 57
Views: 2179


use condoms. No thanks, that's the whole reason I got a vasectomy. I am using cc's to get rich slowly, and have been for years Yes, we all know you're quite proud of your ability to shuffle tens of thousands of dollars around and gaming the banks, to make a couple extra bucks a year. For most of us...

 Forum: Tips, Tricks, Links, Pointers   Topic: SPAM

 Post subject: Re: SPAM
Posted: Mon Aug 08, 2016 4:25 am 

Replies: 8
Views: 499


I think DoingHomework also checks in periodically and deletes some spam.

 Forum: Tips, Tricks, Links, Pointers   Topic: SPAM

 Post subject: Re: SPAM
Posted: Thu Aug 04, 2016 4:07 am 

Replies: 8
Views: 499


You're right, flagging the obvious ones is pointless - we see them right away, as brand new threads, with obviously spammy titles, posted by a new user with a low post count. If you see spam posts appended to pre-existing threads, that somehow slipped through the cracks and no longer show up on the ...
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