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Viewing profile - Dani

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Dani
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Joined: Wed Mar 26, 2008 4:59 pm
Last visited: -
Total posts: 76
[0.09% of all posts / 0.02 posts per day]
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Most active forum: Personal Finance
[ 42 Posts / 55.26% of user’s posts ]
Most active topic: CC Debt gone, time to start saving
[ 12 Posts / 15.79% of user’s posts ]

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Dani Posts

Search found 77 matches
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 Forum: Personal Finance   Topic: What are the most cost effective things to buy from Costco

Posted: Mon Jan 30, 2012 8:35 pm 

Replies: 8
Views: 2415


Once you've invested in the annual fee, I say go for it! I love their specials, seasonal clothing such as swimsuits, weed blocking mat (over 50% savings vs. Home Depot), medicine, toiletries, cleaning supplies, organic spinach, a bunch of grocery items, wine, alcohol gift sets at the holidays, and w...

 Forum: Personal Finance   Topic: Tax time and I'm freaking out

Posted: Sun Jan 29, 2012 9:24 pm 

Replies: 6
Views: 2025


My taxes have pretty much been on autopilot until this past year. We walked away from our home and didn't make any mortgage payments in 2011. We don't have kids and are not eligible for many tax credits. Turbo Tax walked us through everything (charitable donations, etc.), and I'm great about keeping...

 Forum: Fiscal Fitness Journals   Topic: CC Debt gone, time to start saving

Posted: Fri Jul 29, 2011 4:30 pm 

Replies: 16
Views: 8842


OK, lots of big changes this month! I'm now officially a renter, and I love it! Our home foreclosed this month, and now I'm saving a bunch as a renter (2 year lease) of a beautiful home. We're renting a truck to get the last of our furniture over to the new place, and have accepted a Cash for Keys d...

 Forum: Fiscal Fitness Journals   Topic: CC Debt gone, time to start saving

Posted: Fri Jul 29, 2011 4:29 pm 

Replies: 16
Views: 8842


OK, lots of big changes this month! I'm now officially a renter, and I love it! Our home foreclosed this month, and now I'm saving a bunch as a renter (2 year lease) of a beautiful home. We're renting a truck to get the last of our furniture over to the new place, and have accepted a Cash for Keys d...

 Forum: Personal Finance   Topic: Anyone else choosing "no kids" due to money?

Posted: Mon Jul 18, 2011 11:02 pm 

Replies: 18
Views: 3972


We choose not to have any (married for 10 years, still 100% solid on the decision). Our reasons include finances. The last time I heard a number, I think it cost $250k to raise a child from birth to age 18.

 Forum: Fiscal Fitness Journals   Topic: CC Debt gone, time to start saving

Posted: Fri Jun 17, 2011 6:14 pm 

Replies: 16
Views: 8842


Nope Fantasma, I still have a job and can technically afford this house, plus my income is still much higher than when we first bought the place and I was a student. I just don't want to pay over $2600/month for this place as I watch the neighborhood and quality of neighbors decline, and we really d...

 Forum: Fiscal Fitness Journals   Topic: CC Debt gone, time to start saving

Posted: Thu Jun 16, 2011 10:08 pm 

Replies: 16
Views: 8842


Thanks, Fantasma. I just got clearance to exercise and have started up with that. My brother in law moved out. I'm spending much less on food, with my husband helping clear out the freezer, but I do miss the extra help around the house. Although we knew it was inevitable, I just received notificatio...

 Forum: Personal Finance   Topic: How to save for more college?

Posted: Mon May 30, 2011 9:15 pm 

Replies: 6
Views: 1761


I am a teacher. If you take out loans to teach Math, Science, or Special Education, there are loan repayment programs available in most states (payments direct to your loans come after the fact, once you're hired and teaching). If you are planning on pursuing a credential in Elementary Education, La...

 Forum: Personal Finance   Topic: Timeshares - How do I convince my husband not to buy one?

Posted: Wed May 18, 2011 7:23 pm 

Replies: 18
Views: 3156


I bought one, and then we went back for a second, and then we discovered they'd totally oversold the place and the quality was way, way more horrible than when we first bought in. We bought at Lawrence Welk in CA, half an hour from our house. They said we could use the resort's pool and amenities an...

 Forum: Fiscal Fitness Journals   Topic: CC Debt gone, time to start saving

Posted: Wed May 11, 2011 1:19 am 

Replies: 16
Views: 8842


Well, it's been over a year since I updated this, so here goes: 1 - spent about $10k on dogs' vet bills this year - one had cancer, tried to save him for as long as I could, finally stopped with the expensive treatments as his type was terminal no matter what and the cost, plus his quality of life w...

 Forum: Personal Finance   Topic: Mother-in-law wants to pay for grand-kids college...

Posted: Sun May 01, 2011 9:46 am 

Replies: 9
Views: 2434


I think you are wise to continue contributing to 529 plans and also ask your mother in law to create a trust. I seem to be the only one thinking, maybe $1 million is not really that much for a single 70 year old to live on and leave tremendous gifts behind (not to diminish the significance of this h...

 Forum: Personal Finance   Topic: Needs some quick ideas on handling in-laws...

Posted: Thu May 27, 2010 9:01 pm 

Replies: 24
Views: 6632


I totally relate to your situation, having friends and family who regularly drop a few hundred per weekend on activities (shows, dinners, etc.). I've also had family invite themselves over when I'm working, and I've clarified exact dates when I'm available to host. If they choose to stay locally on ...

 Forum: Personal Finance   Topic: Is it ok to base a decision to marry on finances?

Posted: Tue May 11, 2010 8:04 pm 

Replies: 39
Views: 6252


I was thinking along the lines of the above poster. Could she possibly return to live at home with her parents and finish out her degree at a local state school, while working to pay cash for tuition? School debt is reasonable, but growing any type of debt unnecessarily seems to be a glimpse of a pe...

 Forum: Personal Finance   Topic: House meeting about money - what do we talk about?

Posted: Wed Feb 10, 2010 8:23 pm 

Replies: 17
Views: 5385


It seems like you've got some items in mind that are nonessential items of his. I think you should come to the table with every single expense, from the water bill to cell phones to food to all the extras. I suggest that you review your own purchases and be willing to cut all nonessential items, go ...
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