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Viewing profile - Jely520

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Jely520
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Joined: Mon Apr 16, 2007 8:43 am
Last visited: Mon May 14, 2007 9:07 am
Total posts: 21
[0.02% of all posts / 0.01 posts per day]
Search user’s posts
Most active forum: Personal Finance
[ 16 Posts / 76.19% of user’s posts ]
Most active topic: Organics (expensive) vs. Conventionals (inexpensive)
[ 3 Posts / 14.29% of user’s posts ]

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Location: San Diego, California
Occupation: Office & Student
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Jely520 Posts

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 Forum: General Discussion   Topic: What do you do now that you're a grownup?

Posted: Thu Apr 26, 2007 12:52 pm 

Replies: 29
Views: 20926


Sssshhhh! Don't let that bit of information out! My subconscious mind is trying VERY hard to keep me in the dark!

Growing up?! But I'm a Toys-R-Us kid!

...(OK I'm done now)...

~Jamie

:lol:

 Forum: Personal Finance   Topic: Getting out of debt when you're 'upside down.'

 Post subject: Hondas
Posted: Wed Apr 25, 2007 10:15 am 

Replies: 25
Views: 17135


I have to agree with Daisy. My Honda Accord is just under 20 years old (manufactured Oct '87), and is in great shape. Granted it has low mileage because the first owner was actually the proverbial grandmother who drove once a week to the store....but still :) My Accord previously was a '90 coupe, an...

 Forum: Personal Finance   Topic: Roth IRA hints and tips

 Post subject: Trad IRA
Posted: Tue Apr 24, 2007 3:10 pm 

Replies: 31
Views: 42467


My understanding on tax deductibility for Trad IRA's has to do with 401(k) offerings. I cannot remember if the tax deductibility goes away if the 401(k) is employer-matched, or if it is non-deductible if the employer offers a 401(k) at all. That would be something I would want explored as well :) JD...

 Forum: Personal Finance   Topic: Best small hack to improve life/bills?

 Post subject: shower head
Posted: Tue Apr 24, 2007 12:23 pm 

Replies: 43
Views: 29409


The same seller that brad spoke about has a shower wand that says it has high pressure and saves a lot of water.... A little more on the expensive side ($55) but would probably be worth it within a year (if what they say is correct)!

http://www.gaiam.com/retail/product/01-0452

 Forum: Personal Finance   Topic: Roth IRA hints and tips

Posted: Tue Apr 24, 2007 11:33 am 

Replies: 31
Views: 42467


A tip from my own financial standpoint.....and maybe its obvious :) but, in my situation of making just about $30K a year, contributing to a Roth IRA, as opposed to traditional, makes more sense because I sure am planning on making more than 30K when I retire! So what I pay in tax now will be less t...

 Forum: Personal Finance   Topic: Married couples - joint or individual checking?

Posted: Tue Apr 24, 2007 10:31 am 

Replies: 56
Views: 43496


Oh, and I forgot to write that I do have a small personal debt from a school loan (~$2300) that will be probably paid off as soon as we get married. Devin will see to it :) And will be helping me make the maximum contribution into a Roth IRA with a spousal contribution.

 Forum: Personal Finance   Topic: Married couples - joint or individual checking?

Posted: Tue Apr 24, 2007 10:29 am 

Replies: 56
Views: 43496


I find it is always interesting and eye-opening to see how others handle their joint finances :) First, before I talk about my experience, you should read the write-up on how to do joint finances that was written up on Getting Finances Done . He does a wonderful write-up on how to get past the tensi...

 Forum: Personal Finance   Topic: Organics (expensive) vs. Conventionals (inexpensive)

Posted: Tue Apr 24, 2007 8:47 am 

Replies: 21
Views: 16026


lostmind wrote:
Thanks Natch..


Just as a quick side :D "Natch" is a sound (well, typed phrase...) of general dislike or disgust that I make! Not my name :) Wow.....
(My name is Jamie, but my user name is almost always Jely520, or some form of it....gotta love u/n's made in middle school!)

~Jamie

 Forum: Personal Finance   Topic: AAA Gas Card

Posted: Mon Apr 23, 2007 10:47 am 

Replies: 2
Views: 4486


I have this card, and the 2-5% depends on how much else you put on the card. I normally get the 5% back since its my main card :) I really have no problem with the card. I like AAA as a company; I like their roadside assistance; I like the auto insurance company. My only problem with the card is tha...

 Forum: Personal Finance   Topic: Organics (expensive) vs. Conventionals (inexpensive)

 Post subject: To lostmind
Posted: Mon Apr 23, 2007 10:00 am 

Replies: 21
Views: 16026


To keep things affordable, I really suggest you shop around. I don't know how the stores work (nor what the dollar is to the CAD), but we shop around a lot, between Henry's (now Whole Foods......darn it!), Trader Joe's and Whole Foods. Everything we can't get at Trader Joe's we go to Whole Foods and...

 Forum: Personal Finance   Topic: Online Broker Recommendations - Thoughts and Comments?

Posted: Mon Apr 23, 2007 9:39 am 

Replies: 8
Views: 7490


MossySF wrote:
Wells Fargo -- 100 free trades per year per account type w/ combined balance of 25K+.


What about for those of us who have less than 25K to invest right now...?

~Jamie

 Forum: Personal Finance   Topic: Organics (expensive) vs. Conventionals (inexpensive)

 Post subject: CSA's
Posted: Fri Apr 20, 2007 8:50 am 

Replies: 21
Views: 16026


I highly recommend joining a CSA (Community Supported Agriculture). I just picked up our bi-weekly box last night, and it was gorgeous! There was HUGE green onions, 2 heads of lettuce, 3 mid-sized boxes of gorgeous and delicious strawberries (!!), an avocado, chard.....great stuff, all of it absolut...

 Forum: Personal Finance   Topic: Best small hack to improve life/bills?

Posted: Fri Apr 20, 2007 8:25 am 

Replies: 43
Views: 29409


jdroth wrote:
I like to bathe.


Phew! We are SO glad to hear that, JD! ;)

 Forum: Personal Finance   Topic: Best Cash Back Credit Card?

Posted: Thu Apr 19, 2007 9:56 am 

Replies: 16
Views: 12587


I too am looking for a good cash back card and am not sure what to go with. Reading around, I did find a link to the Pentagon Federal Visa Platinum Rewards card. It has 5% cash back for gas, and 1.25% cash back on everything else. There are no points or periods for redemption, they just credit your...
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