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Viewing profile - boorpoy

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boorpoy
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Joined: Tue Jun 03, 2008 8:30 pm
Last visited: Thu Oct 11, 2012 1:32 pm
Total posts: 158
[0.18% of all posts / 0.05 posts per day]
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Most active forum: Personal Finance
[ 134 Posts / 84.81% of user’s posts ]
Most active topic: Living "Responsibly" is Impossible
[ 11 Posts / 6.96% of user’s posts ]

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boorpoy Posts

Search found 158 matches
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 Forum: Personal Finance   Topic: Money or happiness (short term)

Posted: Thu Oct 11, 2012 12:56 pm 

Replies: 10
Views: 1730


This is not a question for advice, but rather a poll-ish question. If I had a choice between a job with more money and being miserable, vs less money and being happy, of course I would choose the latter in the long-term. What about the short term (1 year)? How much money would it take for you to sta...

 Forum: Personal Finance   Topic: Entering a PhD program but I want to prepare for the future

Posted: Sat Jun 30, 2012 3:02 pm 

Replies: 13
Views: 3220


Academia is ridiculously corrupt and political. Grad students and PhD candidates are frequently treated like indentured servants for 5+ years. I know a person whose professor pays her employees more by giving them extra titles in order to keep them. Golden handcuffs. The rules don't make any sense, ...

 Forum: Personal Finance   Topic: Emotional decision could derail retirement

Posted: Sat Jun 30, 2012 2:55 pm 

Replies: 50
Views: 7501


If you hate your job and co-workers, find a new job. Change is hard, but not harder than hating your job every day. I'm pretty sure that stress and anger will shorten your life so your supposed early retirement will be shorter too, and the road there will be painful instead of enjoyable. This is not...

 Forum: Personal Finance   Topic: Use Savings to Pay Off Car Loan or Keep in Savings?

Posted: Sat Jun 30, 2012 2:33 pm 

Replies: 14
Views: 5305


Is 11k your 6 mo emergency fund? If not, pay it off. Otherwise, pay it off ASAP.

 Forum: Personal Finance   Topic: Two Stocks Doubles, Sell my initial investment

Posted: Sat Jan 22, 2011 3:55 pm 

Replies: 13
Views: 1949


Sorry for continuing the thread hijack, but I gotta chime in on these tax comparisons. Sure, Finland has a progressive tax system. Finland has much more government run programs than the US. The difference is that they are actually very effective in the health and education fields, offering some of t...

 Forum: Personal Finance   Topic: Financial Milestones

 Post subject: Re: Financial Milestones
Posted: Thu Dec 30, 2010 5:41 pm 

Replies: 8
Views: 1613


I go "sweet" and then buy whatever I was saving up for or calculate a statistic and chart it. Awesome.

Unfortunately, I don't have much to celebrate this year, my spending went up 33% :(

Stupid healthcare and moving :(

 Forum: Personal Finance   Topic: Fell off the debt free wagon...

Posted: Thu Oct 28, 2010 4:00 pm 

Replies: 38
Views: 6166


It's strange times in the car market right now. Used cars may cost more than buying new . . Did you actually read the article you linked? All the loans, new and used, are for five years. All used-car loans are figured at the average used-car rate of 7.7%. (There are no incentives.) Each new-car loa...

 Forum: Personal Finance   Topic: Battling Lifestyle Inflation

Posted: Tue Aug 24, 2010 9:39 am 

Replies: 6
Views: 1669


I was a recent grad about 4 years ago. I also had the urge to buy things, things that I actually did enjoy and continue to enjoy today. But 1700 a month is too much, in my opinion. 4000 - 509 (monthly fixed) - 1600 (savings/retirement) - 200 (just lunch money... probably overestimating) = $1691 blow...

 Forum: Personal Finance   Topic: anyone think CitiGroup stock is a buy?

Posted: Mon Jun 28, 2010 9:00 pm 

Replies: 4
Views: 3080


Asking a forum, any forum, about the future of a single stock is ludicrous. It is kind of entertaining, though. I invite you to ask that question here: http://bogleheads.org They will show you the way. If you refuse the smart way or if you just want to gamble, you can always ask here: http://www.fat...

 Forum: Personal Finance   Topic: advice on what to do with money

Posted: Sat Jun 26, 2010 10:21 am 

Replies: 12
Views: 2218


Guaranteed too-good-to-be-true returns? What could go wrong!? :drunk:

 Forum: Personal Finance   Topic: If you smoke you waste money

Posted: Thu Jun 24, 2010 9:06 am 

Replies: 26
Views: 4015


$30/mo for 500 anytime, unlimited nights/weekends, unlimited data/text... on a Palm Pro :(

 Forum: Personal Finance   Topic: Student in Debt $250,000

Posted: Wed Jun 16, 2010 11:12 pm 

Replies: 18
Views: 6007


13k in socal is reasonable for a college student. You can absolutely cut your food budget in half, though. You are living comfortably, but shaving off expenses to save 1-2k a year is ludicrous in this conversation since you are accruing 250k in debt anyway. Good school does not equal earning power. ...

 Forum: Personal Finance   Topic: Trading in PIF car on new

Posted: Wed Jun 16, 2010 10:21 pm 

Replies: 18
Views: 3327


Sell the car yourself, you get all the money and way more than what the dealer will give you for a trade-in.

 Forum: Personal Finance   Topic: First Credit Card Out Of College?

Posted: Fri Jun 11, 2010 8:00 am 

Replies: 16
Views: 3365


You do know that you can set all these things up to autopay the balance due, right?

I autopay my internet and phone bill, that's about it.
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