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Viewing profile - Mia

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Mia
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Joined: Tue Apr 17, 2007 11:24 am
Last visited: -
Total posts: 150
[0.17% of all posts / 0.04 posts per day]
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Most active forum: Personal Finance
[ 107 Posts / 71.33% of user’s posts ]
Most active topic: Costs of living in big city?
[ 11 Posts / 7.33% of user’s posts ]

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Location: USA
Occupation: 42yo Stay at home parent
Interests: Genealogy, Reading, Cooking, History, France, Antiques....
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Mia Posts

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 Forum: Personal Finance   Topic: Sandwich generation

Posted: Thu Apr 17, 2008 9:05 am 

Replies: 37
Views: 12563


The issues and solutions to the 'sandwich generation' problems are not simple. It depends so much on individual circumstances. I've learned to plan every detail of my elderly years; we're trying to do the right things financially and also trying to be explicate about our wishes (which I'm sure will ...

 Forum: Personal Finance   Topic: Do people think you're "cheap"?

Posted: Wed Feb 20, 2008 8:27 am 

Replies: 25
Views: 10163


I'm sure people have thought that I'm cheap, though most probably think I'm broke and/or blow my money on phone sex or gambling or else I'd live in a bigger house and drive new cars :roll: While growing up my Dad would often say, "Never let anyone know how much money you have or they'll find a ...

 Forum: Personal Finance   Topic: Costs of living in big city?

Posted: Tue Feb 19, 2008 1:44 pm 

Replies: 27
Views: 9522


I just thought I'd update and let everyone know that dh received an offer last Friday. It's not as great as we'd hoped, but it's good enough that we will probably accept.

Looks like we're moving to Denver! :D

 Forum: Personal Finance   Topic: What car do u drive now and what would u buy if you had to?

Posted: Tue Feb 19, 2008 1:39 pm 

Replies: 67
Views: 26092


I think we own the oldest cars in our neighborhood :wink: We drive a 1999 Pontiac Bonneville. Bonnie has been a great car, very reliable and good gas mileage. We bought her new (we used to buy new every couple of years). We also own a 1996 pick-up (I forget if it's a Ford or whatever). Dh traded his...

 Forum: Personal Finance   Topic: Costs of living in big city?

Posted: Sat Feb 09, 2008 5:00 pm 

Replies: 27
Views: 9522


The two week wait is up, but still no firm offer. They did phone dh yesterday and ask if he's entertaining any other offers + a more detailed discussion about when exactly he'd be available to work for them. I guess that's good? :? Dh has to stay at his current job until a certain date in order to r...

 Forum: Personal Finance   Topic: How do you Budget Vacations and other Yearly expenses?

Posted: Wed Feb 06, 2008 12:54 pm 

Replies: 22
Views: 10288


Hi Justin. I suppose we do manage our funds that way because they're fluid, always changing. And the whole thing does get easier after you manage to fully fund the first year and are able to carry balances into the next year. And by "year" I don't mean that we always use Jan - Dec. We're c...

 Forum: Personal Finance   Topic: How do you Budget Vacations and other Yearly expenses?

Posted: Tue Feb 05, 2008 9:17 pm 

Replies: 22
Views: 10288


I do the same as Frugal Bachelor. We have a list of goals for the year, prioritize them, and contribute $ from each paycheck until each goal is fully funded...one at a time, on down the line. So it looks something like this: #1 Increase major-emergency fund by 4% (yearly) #2 Contribute X to minor-em...

 Forum: Personal Finance   Topic: home equity loan.. good or bad idea?

Posted: Fri Feb 01, 2008 4:25 pm 

Replies: 15
Views: 6818


I wouldn't want to pay interest on a can of paint :shock: But the floors might be worth it. You should consider how long you plan to stay in your home and the housing market where you live. We have a HELoan, but we have a small mortgage, planned on living here for many, many years (that may change s...

 Forum: Personal Finance   Topic: Costs of living in big city?

Posted: Fri Feb 01, 2008 3:44 pm 

Replies: 27
Views: 9522


No doubt about that ClemsonTiger, it's agonizing. For me anyway, dh seems cool as a cucumber.

 Forum: Personal Finance   Topic: Costs of living in big city?

Posted: Tue Jan 29, 2008 4:27 pm 

Replies: 27
Views: 9522


Thanks for all the good luck messages! No offer was extended during the meeting :( I really wanted to know what's up *now* lol. It all went very well though, so now it's just a one or two week wait. (sometimes these companies decide to hire in-house employees even if they're less qualified) Baker, w...

 Forum: Personal Finance   Topic: Uhm, so what happens when you make a big Bill Pay mistake?

Posted: Fri Jan 25, 2008 9:30 am 

Replies: 23
Views: 17379


ABog wrote:

Will the bank refund that $20?

If so you, owe me a cookie.

Chocolate chip, and vegan please :)


Yep, they're giving it back :D I'm baking cookies right now!

 Forum: Personal Finance   Topic: Costs of living in big city?

Posted: Fri Jan 25, 2008 9:29 am 

Replies: 27
Views: 9522


Thanks for such great info ClemsonTiger! It's great to hear first hand that Denver is a buyers paradise right now - could we really get so lucky as to be able to sell our home in a sellers market and buy another in a buyers market?!! Sometimes life does work out, lol. Craigslist isn't even available...

 Forum: Personal Finance   Topic: Uhm, so what happens when you make a big Bill Pay mistake?

Posted: Fri Jan 25, 2008 9:02 am 

Replies: 23
Views: 17379


Yesterday their 2nd attempt at payment was kicked back and now my account is back in the black. All my charges have cleared (other bill pay's, atm's, debit card). I've been charged $20 by the bank...and ING is still showing the payment as a credit. Nice to see that loan almost paid off even if it's ...

 Forum: Personal Finance   Topic: Best way to create/maintain a Will?

Posted: Wed Jan 23, 2008 11:39 am 

Replies: 13
Views: 5746


I bought the Suze Orman will & trust kit - cheap and VERY easy to use, and it's state specific and free to update. No grinding required ;) You not only need a will but also a living will and and possibly a POA (power of attorney). You also probably need a revocable trust with an incapacity claus...
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