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Viewing profile - callmewilliam

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callmewilliam
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Joined: Mon Jun 30, 2008 5:32 am
Last visited: Wed Dec 09, 2009 1:59 pm
Total posts: 13
[0.01% of all posts / 0.00 posts per day]
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Most active forum: Personal Finance
[ 8 Posts / 61.54% of user’s posts ]
Most active topic: New Job, New Career, New State.
[ 8 Posts / 61.54% of user’s posts ]

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callmewilliam Posts

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 Forum: Fiscal Fitness Journals   Topic: Battle for Freedom for Credit Cards

 Post subject: Re: August 7 2009 Update
Posted: Fri Aug 07, 2009 6:07 am 

Replies: 129
Views: 46352


I AM A SEXY SHOELESS GOD OF DEBT REDUCTION! (Bonus points for anyone who gets the reference!) Card 1 -El Zilcho- Card 2 -Nada- Card 3 $502.49 FIVE HUNDRED TWO DOLLARS AND FORTY NINE CENTS PEOPLE! Congratulations! No, Capital Case is insufficient: YOU MAKE BELKAR BITTERLEAF CRY! I only found this th...

 Forum: Personal Development   Topic: What Sort of Job Do You Have? Also: Suggestions?

Posted: Thu Aug 06, 2009 2:29 pm 

Replies: 56
Views: 26455


What do you do for a living? I'm a data scientist and trainer. In short, I teach other people how to make better decisions with data, and increase their familiarity with common tools, such as Excel. And yes, I work full time and have a decent income for the area of the country I choose to live in. ...

 Forum: Success Stories   Topic: Out of CC Debt, and a starter emergency fund.

Posted: Mon Aug 03, 2009 6:39 am 

Replies: 2
Views: 3199


Wow I am amazed! I know it's hard to just stop and really account for what you spend and what you earn but when you actually look at it, it becomes a lot easier to manage yourself financially and save for the future that you cannot stop from coming! I am very happy for you Thanks! That means quite ...

 Forum: Success Stories   Topic: Out of CC Debt, and a starter emergency fund.

Posted: Tue Jul 14, 2009 1:33 pm 

Replies: 2
Views: 3199


Several months ago, I posted on the GRS forum looking for advice. I had a new job, a wonderful girlfriend, and was feeling a crunch from an over large rent payment, student loans, and clothes for the new job. Shortly thereafter, I got into credit card debt to pay for such things as furniture (a bed ...

 Forum: Personal Finance   Topic: New Job, New Career, New State.

Posted: Tue Feb 17, 2009 7:17 am 

Replies: 18
Views: 6633


Eating out should go down too if you make an effort, as presumably your dates will no longer start 'out'. What are you going to do with the newly freed-up money? Spread it over all your student loans, or focus on one? I think my first step is to have a 3-month emergency fund. Incidentally, that is ...

 Forum: Personal Finance   Topic: New Job, New Career, New State.

 Post subject: Update
Posted: Mon Feb 16, 2009 3:47 pm 

Replies: 18
Views: 6633


I'm not sure how the GRE forum feels about resurrecting old threads, but: In the last few months, I've been able to: (1) Buy the basics of home furnishings. A bed, a couch, a couple of chairs, and a coffee table. (2) Claw myself out of credit card debt, which I was in due to clothes and furniture. (...

 Forum: Personal Finance   Topic: New Job, New Career, New State.

Posted: Wed Jul 23, 2008 4:52 am 

Replies: 18
Views: 6633


I'm so glad that I bought furniture before i got seriously into personal finance and budgeting, so I didn't have to wonder if I should be buying furniture! I didn't buy high end or anything, and I paid cash, but I definitely got a coach, love seat, and bed right away! Good luck. I think as you work...

 Forum: Personal Finance   Topic: New Job, New Career, New State.

 Post subject: Re: Decisions.
Posted: Tue Jul 22, 2008 6:33 am 

Replies: 18
Views: 6633


Cleverbeans wrote:
You picked the one option no one voted for! LOL


I know! And it makes me feel vaguely bad, and like yuppie scum, but I didn't like the feeling of squatting in my own apartment.

 Forum: Personal Finance   Topic: New Job, New Career, New State.

Posted: Mon Jul 21, 2008 10:56 am 

Replies: 18
Views: 6633


Check these numbers again. You should be able to stretch $60,000 a lot farther than that. Where do you get 30% in taxes? I figure you'll be paying about $9,000 in federal income tax and maybe $2,500 in state income tax. That would leave you with just over $4,000/month after taxes. And $2,000/month ...

 Forum: Personal Finance   Topic: New Job, New Career, New State.

 Post subject: Decisions.
Posted: Fri Jul 18, 2008 8:12 am 

Replies: 18
Views: 6633


I decided that I needed furniture. And let me explain: Before this, I was living in an empty apartment. Now, I'll be able to have friends over, sleep in a bed instead of a futon, and actually enjoy my apartment. This is, I think, a good thing. Before the end of the year, I should have the 6% match f...

 Forum: Personal Finance   Topic: New Job, New Career, New State.

 Post subject: More Information.
Posted: Mon Jun 30, 2008 8:29 am 

Replies: 18
Views: 6633


Here is some more information, as kmull and others have requested: I'm 27 and in fairly good shape. My only chronic problem is allergies, and that's handled with inexpensive pills. Or more expensive shots. I'm single. I'd like to be in the same apartment for 3 years. And the same job, though with ad...

 Forum: Personal Finance   Topic: New Job, New Career, New State.

Posted: Mon Jun 30, 2008 5:46 am 

Replies: 18
Views: 6633


I'm a long time reader of grs, and this is the first time I've posted. I've not read the forums much. If this is the wrong place to post, please let me know. I'm just out of graduate school and had to borrow a lot for my education. I'm near 72 000 in debt, and just started my first job -- at 60 000....
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