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Viewing profile - sledward

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sledward
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Joined: Tue Aug 05, 2008 6:19 am
Last visited: Fri Jan 14, 2011 5:12 am
Total posts: 27
[0.03% of all posts / 0.01 posts per day]
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Most active forum: Fiscal Fitness Journals
[ 21 Posts / 77.78% of user’s posts ]
Most active topic: Sledward's Goals
[ 21 Posts / 77.78% of user’s posts ]

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Lee Edward

sledward Posts

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 Forum: Fiscal Fitness Journals   Topic: Sledward's Goals

 Post subject: Re: Sledward's Goals
Posted: Thu Jan 13, 2011 1:58 pm 

Replies: 34
Views: 16899


Seems to be a trend where I post once a year hahahah!!! Well, an update. I am married. We stuck to a low budget of $7500 for the wedding, had a gift of $4000 from my Dad for a wedding. We actually feel guilty about it, but that brings the total up to 11500 for the wedding. I guess we could ahve been...

 Forum: Fiscal Fitness Journals   Topic: Sledward's Goals

 Post subject: Re: Sledward's Goals
Posted: Thu Mar 04, 2010 11:38 am 

Replies: 34
Views: 16899


Well first post here in a long time..... Job is still around for now....(We should know more in a month or less....) Emerg. Fund is up to $4000 We have two expenses on the jeep coming up, an alignment, and a new rear door that will need to be painted. I am going to use the tax return to pay for thos...

 Forum: Fiscal Fitness Journals   Topic: Sledward's Goals

Posted: Thu Oct 01, 2009 7:28 am 

Replies: 34
Views: 16899


No the Jeep is not paid off yet. ANd I realize that it is not a months worth of expenses....however there is no change of my other half losing her job. However, our monthly expenses have dropped to about $2250 per month....down from $2730. (give or take $100) My other halfs income per month is appro...

 Forum: Fiscal Fitness Journals   Topic: Sledward's Goals

Posted: Wed Sep 30, 2009 11:42 am 

Replies: 34
Views: 16899


Wow, sledward, my sympathy. That's rough. In regards to wants vs. needs, check out "All Your Worth" from the library. There's a very good discussion in that book about how to "balance" you money, so that 50% is spent on needs, 20% is spent on savings & retirement, and 30% on...

 Forum: Fiscal Fitness Journals   Topic: Sledward's Goals

Posted: Wed Sep 30, 2009 8:43 am 

Replies: 34
Views: 16899


Mine too....I mean, our mill is a low cost mill, but if we cant snap out of this slump, who knows what will happen. But we are preparing for the worst of it, and it actually is helping us realize what our needs/wants are. We'll be cuttin out a few bills as they were strictly wants at the time, which...

 Forum: Fiscal Fitness Journals   Topic: Sledward's Goals

Posted: Wed Sep 30, 2009 7:08 am 

Replies: 34
Views: 16899


Looks like I have not posted in a long time....Mar 06, 2009...... Lots has happened since then. My mother was killed in an auto accident in april....which set me back a few 000's....with losing time at work, and driving 4 hours to visit dad often. But Finally today....Debt is paid off, and we're sti...

 Forum: Fiscal Fitness Journals   Topic: Sledward's Goals

Posted: Thu Mar 05, 2009 7:59 am 

Replies: 34
Views: 16899


Well, Credit cards are now paid off.... thats awesome!! And I just opened up the new Tax Free Savings account, well we both opened up accounts.... as we're allowed to contribute $5000 a year to it..... So our accounts are as this: Emerg. Fund: $800 My RRSP: $1200 (contribute $100 a month as of now.....

 Forum: Success Stories   Topic: Out of Credit Card DEBT!

 Post subject: Out of Credit Card DEBT!
Posted: Mon Mar 02, 2009 12:14 pm 

Replies: 3
Views: 4310


Well, for those who have read anything that I posted before, were naggin' me about my Jeep debt....which to me is still not an issue, but who knows in the next while. As far as my credit cards, I lucked out when i regitered for university in december to take a course for work....that allowed me to g...

 Forum: Success Stories   Topic: One big item crossed off our list

Posted: Thu Jan 22, 2009 7:37 am 

Replies: 4
Views: 5916


I have to say that it is not a luxury for myself to have a 4x4 SUV as well. I live as far north as you can get in Ontario by road.... (well pretty close, and since it's winter, you can now get to Moose Factory) and when it snows, it snows....if you have a little cross over SUV, or a car.....good luc...

 Forum: Fiscal Fitness Journals   Topic: Sledward's Goals

Posted: Thu Nov 27, 2008 9:20 am 

Replies: 34
Views: 16899


Just a CC balance update really.... because of the jeep deal, and I had saved for a payment which normally would have come out on the 28th, and now it's every second friday (which starts tomorrow) i had an extra $400 in the account. So I put that on the CC. balance left is $3800 there are 4 more thu...

 Forum: Fiscal Fitness Journals   Topic: Sledward's Goals

Posted: Mon Nov 17, 2008 9:06 am 

Replies: 34
Views: 16899


Well the only way my insurance would give me the money was if a dealership sent them a bill of sale of a replacement vehicle, which is the same as my last one. Trust me, I tried to get the money.....and after everything is finalized, I am reporting my insurance company. It's BS that they couldnt jus...

 Forum: Fiscal Fitness Journals   Topic: Sledward's Goals

Posted: Mon Nov 17, 2008 6:49 am 

Replies: 34
Views: 16899


So I got the new vehicle over the weekend, and the bottom line is that it's saving me $100 a month in my payment. So I am going to add that $100 a month to the credit card to help pay it off faster. Now that things are back to normal, and I dont have all these hidden expenses with dealing with the i...

 Forum: Fiscal Fitness Journals   Topic: Sledward's Goals

Posted: Wed Nov 12, 2008 1:06 pm 

Replies: 34
Views: 16899


Just an update: Jeep was a write off, been through hassle after hassle.... 4,553.00 owed on the CC I wont know the figures on the new vehicle until sometime this weekend, or next monday. Found out that my employer is changing the rules for my pension, so instead of allowing me to contribute 5% while...

 Forum: Fiscal Fitness Journals   Topic: Sledward's Goals

Posted: Wed Oct 22, 2008 6:02 am 

Replies: 34
Views: 16899


Oh I am still saving for the ring for my hunny..... and mine was waaay cheaper....LOL... only $350 and actually she was the one who wanted to buy it. I have thought of alot of things I could do...I have a line on a truck for $18,000, (2004 Dodge 2500 3/4 Deisel) Which surprisingly gets the close to ...
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