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Viewing profile - dtr

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dtr
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Joined: Tue Aug 19, 2008 8:27 pm
Last visited: Mon Aug 27, 2012 6:55 pm
Total posts: 591
[0.67% of all posts / 0.21 posts per day]
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Most active forum: Personal Finance
[ 363 Posts / 61.42% of user’s posts ]
Most active topic: 397,100.32 in Debt
[ 41 Posts / 6.94% of user’s posts ]

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Location: NC
Occupation: Engineer
Interests: Finance, Tennis, Football, Politics
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DTR

dtr Posts

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 Forum: General Discussion   Topic: Arizona immigration law

 Post subject: Re: Arizona immigration law
Posted: Sun May 02, 2010 1:38 pm 

Replies: 82
Views: 17518


The unemployment rate is 10% and Germany has one of the biggest budget deficits in Europe. Both the politicians and the legal residents of the country are frustrated. Targeting Jewish workers and the underground economy that employs them is an obvious (if not productive) outlet for that frustration...

 Forum: General Discussion   Topic: Arizona immigration law

 Post subject: Re: Arizona immigration law
Posted: Sun May 02, 2010 1:33 pm 

Replies: 82
Views: 17518


fantasma wrote:
I don't like the method that AZ is going about this, but it is our right to secure our border. Mexico has no say so in this.


It is the obligation of the Federal Government to secure international borders. The States do not have that authority.

 Forum: Personal Finance   Topic: Use Employee Stock to Wipe Out Debt?

Posted: Mon Feb 15, 2010 9:06 pm 

Replies: 19
Views: 3048


Whoa. My ESPP allows me to buy stock at the lower of my strike price (holds for 24 months) or 85% of the closing price on the buy date. Worst case, I can make around 15% profit the next day. Best case (last year) I make 300%. :) I sell it as FAST as I can. And I put as much of my salary as possible ...

 Forum: General Discussion   Topic: the new GRS Forum look ....

Posted: Fri Feb 12, 2010 9:40 pm 

Replies: 18
Views: 4097


Awesome! phpBB is the best platform out there. Good choice, boys!

 Forum: Personal Finance   Topic: J.D. Roth-Requested Thread on The Future of Investing

Posted: Mon Feb 08, 2010 1:46 pm 

Replies: 145
Views: 40543


*sigh* Ok, JD cited the long-term definition as being 30 years. You said it was 10 years. Over ten years, the average is meaningless. The standard deviation would be too high for it be a reliable metric. Does speculation not also cause oil prices to skyrocket? Does it not deplete local supplies of m...

 Forum: Personal Finance   Topic: Roth IRA vs 401K

 Post subject: Re: Roth IRA vs 401K
Posted: Mon Feb 08, 2010 10:20 am 

Replies: 11
Views: 1849


Do you have any more details? Who is the IRA with (what company (Fidelity, Vanguard, etc..)? You can read a bit about SEP-IRAs here: http://en.wikipedia.org/wiki/SEP-IRA One of the things you should be most interested in are the administrative overheads for the investment options. Your age (or rathe...

 Forum: Personal Finance   Topic: J.D. Roth-Requested Thread on The Future of Investing

Posted: Mon Feb 08, 2010 9:37 am 

Replies: 145
Views: 40543


And AGAIN, you ignore the questions asked of you. You spend nearly 1,000 words and just repeat yourself over and again, responding not to the important part of my statement (that would the second half of the paragraph you truncated: "Indeed, most of the pricing takes growth into account, and is...

 Forum: Personal Finance   Topic: J.D. Roth-Requested Thread on The Future of Investing

Posted: Sun Feb 07, 2010 9:44 pm 

Replies: 145
Views: 40543


if the only value it has, is what I could get for it today, then how is today's price anything but accurate? If you are only investing for one day, then what you are saying here is correct, DTR. There's no question but that today's selling price tells us the value of the stock for today. heh. I don...

 Forum: Personal Finance   Topic: J.D. Roth-Requested Thread on The Future of Investing

Posted: Fri Feb 05, 2010 9:58 pm 

Replies: 145
Views: 40543


I didn't realize that the stock market had anything to do with the economic collapse. It was derivatives markets in which banks invested too heavily. It was institutional investors that presented the systemic risk. Individual investors had nothing to do with it. Am I misunderstanding your primary a...

 Forum: Personal Finance   Topic: J.D. Roth-Requested Thread on The Future of Investing

Posted: Mon Feb 01, 2010 9:34 pm 

Replies: 145
Views: 40543


I didn't realize that the stock market had anything to do with the economic collapse. It was derivatives markets in which banks invested too heavily. It was institutional investors that presented the systemic risk. Individual investors had nothing to do with it. Am I misunderstanding your primary as...

 Forum: Personal Finance   Topic: haggling

 Post subject: Re: haggling
Posted: Sun Jan 31, 2010 8:53 pm 

Replies: 13
Views: 3121


Nice, Stephan! You need a haircut. :)

 Forum: General Discussion   Topic: the new GRS Forum look ....

Posted: Sun Jan 24, 2010 10:31 pm 

Replies: 18
Views: 4097


Yes, I needs a new theme. This one not good. At least, Firefox makes it very displeasing. :lol:

 Forum: Personal Finance   Topic: Debt snowballing or NOT

Posted: Sun Jan 17, 2010 8:20 pm 

Replies: 37
Views: 5201


Both methods work. Assuming you stay with whichever plan you choose, Snowballing pays it off slower, and with more money spent. As others have said, it's only advantage is that it provides more frequent "successes", which reinforce your confidence and enthusiasm. That said, I got of 62K of...

 Forum: Fiscal Fitness Journals   Topic: DTR2k10

Posted: Fri Jan 15, 2010 6:06 pm 

Replies: 5
Views: 2015


Heh, we both put in %10. She works for the state, and also has a pension plan. We'll put in 4K just to lowe the tax liability, and only if we meet our other goals at the end of the year.
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