dcsimg The Get Rich Slowly Forums • Viewing profile - Bolt Crank

  GRS Home  Forum Home
Bank Rates Center
   Savings Account Rates
   Money Market Rates
   Highest CD Rates
Insurance Rates Center
  Auto           Health
   Life              Home
Mortgage Rates Center
  Mortgage Rates
  Mortgage Quotes

Last visit was:
A place for Get Rich Slowly readers to ask questions
and exchange ideas
It is currently Thu Feb 11, 2016 2:15 pm



Viewing profile - Bolt Crank

Board presence

User statistics

Bolt Crank
Offline
Joined: Wed Dec 22, 2010 9:16 am
Last visited: Wed Feb 05, 2014 11:42 am
Total posts: 26
[0.03% of all posts / 0.01 posts per day]
Search user’s posts
Most active forum: Fiscal Fitness Journals
[ 16 Posts / 61.54% of user’s posts ]
Most active topic: Cranky's attempt at a budget/introduction
[ 13 Posts / 50.00% of user’s posts ]

Contact

Profile

E-mail address: E-mail
PM: Send private message
MSNM/WLM:
YIM:
AIM:
ICQ:
Jabber:
Groups:
Location:
Occupation:
Interests:
Website:

Bolt Crank Posts

Search found 26 matches
Search these results:

Author Message

 Forum: Fiscal Fitness Journals   Topic: Cranky's attempt at a budget/introduction

Posted: Thu Jan 09, 2014 12:47 pm 

Replies: 85
Views: 30630


Ha! Just realized in 2007 I had a goal to get to $20k for an EM fund.... man, that's why you have journals I guess... I still haven't hit that goal or come near it! $14k was the highest I ever made it.

 Forum: Fiscal Fitness Journals   Topic: Cranky's attempt at a budget/introduction

Posted: Thu Jan 09, 2014 12:42 pm 

Replies: 85
Views: 30630


W00t! 2014 Year review. Hard to believe my first post was in 2007.... Last year felt like a stalemate year, emergency after emergency has drained us and we are glad to see the 2013 year of suck go away. Since our update last year, here is where we stand: Debts: Mortgage: $89,000 @ 3.25% Now $83,000 ...

 Forum: Fiscal Fitness Journals   Topic: Cranky's attempt at a budget/introduction

Posted: Mon Mar 11, 2013 7:12 am 

Replies: 85
Views: 30630


Sorry guys!

The Car we own is a 1999 car... the car with the payment is a 2009 car.

Kinda off by a decade there :)

 Forum: Fiscal Fitness Journals   Topic: Cranky's attempt at a budget/introduction

Posted: Fri Mar 08, 2013 1:40 pm 

Replies: 85
Views: 30630


Okay guys; Been doing this for a while now, time to toss everything back out into the ether web for advice: Here is our current financial status... Technically, we are Debt free! (we still have monthly payments, just... technically out of debt on the balance sheet) Debts: Mortgage: $89,000 @ 3.25% C...

 Forum: Fiscal Fitness Journals   Topic: Cranky's attempt at a budget/introduction

Posted: Mon Dec 10, 2012 9:28 am 

Replies: 85
Views: 30630


Okay, so, it's been since Feb since I've posted. As usual, life happens. That being said, here is my yearly update: Mortgage: $91,500 @3.25%: A $7,900 drop since last Feb. Car: $9,000 @0%: Still not prepaying this debt down. Just monthly payments. Emergency Fund: $10,500: 3 months. Okay so we lost a...

 Forum: Fiscal Fitness Journals   Topic: Cranky's attempt at a budget/introduction

Posted: Wed Feb 01, 2012 9:37 am 

Replies: 85
Views: 30630


Alright! Time for that yearly update. Last post was a long time ago for me but that is really because things do not seem to advance very quickly. Here is my status now: Mortgage: $99,400 @ 5.25% Car: $13,100 @0% Emergency Fund: $14,000 (Exactly 4 months). Here are some bullet point updates on the go...

 Forum: Personal Finance   Topic: I am bad with mortgages / refinancing... could use some help

Posted: Fri Nov 04, 2011 10:57 am 

Replies: 5
Views: 1162


Thanks everyone! I just wanted to have some extra sets of eyes on this. Looks like I will move to go through with this. The upside is that we currently dump over $1000 into the mortgage every month and we have no intention of actually changing our mortgage payment amount. So, extra principal is a go...

 Forum: Personal Finance   Topic: I am bad with mortgages / refinancing... could use some help

Posted: Tue Nov 01, 2011 4:37 pm 

Replies: 5
Views: 1162


To the facts: Current Mortgage: $101,167.19. @5.25% 30 year fixed. We have been prepaying rather extensively but out of our "Base" mortgage payment it is still $211 out of $660 that goes into principal. Refinance Offer: 3.25% 15 year fixed. Closing costs in the end after every possible fee...

 Forum: Fiscal Fitness Journals   Topic: Cranky's attempt at a budget/introduction

Posted: Wed Oct 19, 2011 8:59 am 

Replies: 85
Views: 30630


Check in time! The last time I posted in this journal was April and the reason for the delay is because there have not been any major milestones hit. Mortgage and Car Payment go down every month... Retirement funds go nowhere... however.. I am please to announce: $14,000 in Emergency Fund. We have m...

 Forum: Fiscal Fitness Journals   Topic: The year of increasing the emergency fund

Posted: Tue Jun 14, 2011 5:26 am 

Replies: 471
Views: 97310


It is as simple as a point and click install. Not difficult in the slightest to install.

 Forum: Fiscal Fitness Journals   Topic: Battle of J vs. W

 Post subject: Re: Battle of J vs. W
Posted: Tue Jun 14, 2011 5:25 am 

Replies: 59
Views: 12267


Do not sacrifice healthy eating to pinch a few pennies. Stick with the fresh fruits and vegetables. Money is useless if you have poor health.

 Forum: Personal Finance   Topic: Retirement Fund

 Post subject: Re: Retirement Fund
Posted: Thu May 26, 2011 9:57 am 

Replies: 14
Views: 1907


Actually Young Gun it is putting all your eggs in one basket.

That mutual fund is managed by a group of people. When you choose different mutual funds, you are actually diversifying the people who manage the funds as much as you are the actual choices within that fund.

 Forum: Personal Finance   Topic: What happens to Bonds if the US defaults?

Posted: Mon May 23, 2011 7:22 am 

Replies: 31
Views: 5886


Just a general question, when it comes to the bond market / overall investments I do not spend enough time in researching it and i know there are a few actual economists on these boards... So, I just noticed two things and wanted to ask... 1. All of the trends in the Nasdaq, Dow, and S&P are all...

 Forum: Personal Finance   Topic: Property Tax Goal / Idea.

 Post subject: Property Tax Goal / Idea.
Posted: Tue May 03, 2011 6:34 am 

Replies: 7
Views: 1037


Okay, so a while back two years ago (when I started here) I started to escrow my own property tax. The interest on a generic ING savings account isn't exactly that great, but I do enjoy the freedom to control my money. So, what I am asking everyone here is: I'm looking for another idea of a place to...
Page 1 of 2 [ Search found 26 matches ]




Jump to:  
Powered by phpBB © 2000, 2002, 2005, 2007 phpBB Group
Theme created StylerBB.net & kodeki