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A place for Get Rich Slowly readers to ask questions
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Viewing profile - Paul Stagg

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Paul Stagg
Joined: Tue Sep 09, 2008 11:05 am
Last visited: -
Total posts: 182
[0.20% of all posts / 0.06 posts per day]
Search user’s posts
Most active forum: Personal Finance
[ 119 Posts / 65.38% of user’s posts ]
Most active topic: A National Healthcare Program Would Cripple The Economy
[ 24 Posts / 13.19% of user’s posts ]



E-mail address:
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Location: Baltimore, MD, USA, Earth
Occupation: Operations Manager
Interests: Powerlifting, wealth building, personal development
Website: http://www.paulstagg.com

Paul Stagg Posts

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 Forum: Personal Finance   Topic: In a condundrum

 Post subject: Re: In a condundrum
Posted: Mon Jun 01, 2009 6:54 am 

Replies: 4
Views: 1452

I am listening to the good advice in the Get Rich Slowly blog but I am stuck in a pickle. I have pretty good pay right now, 60k I can set up all my accounts for this year and get a good company match but next year i am leaving to get a new degree. is it even worth investing this year if my auto pay...

 Forum: Personal Finance   Topic: What should I do with extra money?

Posted: Mon Jun 01, 2009 6:54 am 

Replies: 26
Views: 5470

When people who follow Dave Ramsey's (and other programs) finally get out of debt, what do they do with their money then? My wife and I have spent the past 8 years paying off debt and saving money. We now have $3,000 left on our mortgage (4 payments), and no other debt. We also have $250,000 sittin...

 Forum: Personal Finance   Topic: am i doing the right things with my money?

Posted: Mon Jun 01, 2009 6:45 am 

Replies: 8
Views: 2274

Based on the information provided, you look like you are in pretty good shape. No car loan, no credit card debt, a low interest student loan, and a mortgage, with some money in the bank. I would work out some solid goals (short and long term); but for now, keep living beneath your means. I'd like to...

 Forum: Personal Finance   Topic: Cooking?

Posted: Sun Jan 25, 2009 10:23 am 

Replies: 32
Views: 8702

Sometimes cooking at home is just as expensive as eating out. Most of the time it isn't. Take a broad look at things: use hours instead of dollars, you may find an interesting result. Lets say you value your time at $10 an hour. You go buy stuff for dinner at the store, and it costs you $10. A simil...

 Forum: Personal Finance   Topic: The Big Picture at 23

Posted: Sun Jan 25, 2009 10:17 am 

Replies: 3
Views: 1799

Only you can answer this.

Sounds like you've got a good head on your shoulders, so I think whatever route you choose, you'll be fine.

 Forum: Personal Finance   Topic: Check my Math - Refinancing and Consolidating my Home Loans

Posted: Sun Jan 25, 2009 10:06 am 

Replies: 13
Views: 4401

Then it gets back to goals, doesn't it?

What's more important to you? Cash now or pay off house faster?

I'm still leaning towards 3.

 Forum: Personal Finance   Topic: Check my Math - Refinancing and Consolidating my Home Loans

Posted: Sat Jan 24, 2009 11:03 am 

Replies: 13
Views: 4401

I'd go with 3.

a) I trust your math
b) There's a value in having more free cash in the current environment, IMO.

The only other issue is the appreciation rate of the house. I honestly don't think it matters much given you are talking about less than a .4% interest rate difference.

 Forum: Personal Finance   Topic: Is never having a credit card an option?

Posted: Sat Jan 24, 2009 10:57 am 

Replies: 21
Views: 7159

Given that a credit card can be obtained at zero cost to you, many can be obtained with benefits (cash back, airline miles, etc) with no cost to you, and there is a benefit to both your credit rating and your ability to deal with an emergency, why would you not get one?

 Forum: Personal Development   Topic: Doubling my salary...

 Post subject: Re: Doubling my salary...
Posted: Sat Jan 24, 2009 10:50 am 

Replies: 17
Views: 11802

So, any ideas on how to double your salary in a few years? I'm working on getting my 37k turned into 75k in three years. I figure with technical certifications + the experiance I'm getting now (and promotions), and added to that some other sources of income (maybe resume writing or stock photograph...

 Forum: Personal Finance   Topic: 10 Year Plan

Posted: Thu Jan 22, 2009 10:54 am 

Replies: 8
Views: 2894

Paul, I’d like to hear more about what you do. My wife and I meet with our financial advisor at least once a year. Before that meeting, my wife and I sit down and discuss our plan and our goals. Our goals can be short and long term, and our plans mirror that. The planning is very fluid, we make adj...

 Forum: Personal Finance   Topic: 10 Year Plan

Posted: Mon Jan 19, 2009 7:35 am 

Replies: 8
Views: 2894


 Forum: Personal Finance   Topic: When to Refinance?

Posted: Mon Jan 19, 2009 7:31 am 

Replies: 2
Views: 2236


I would be more focused on paying it off.

 Forum: Personal Finance   Topic: 10% of Gross or Net for savings?

Posted: Mon Jan 19, 2009 7:27 am 

Replies: 10
Views: 9751

How much you save depends on your goals.

What are they?

 Forum: Personal Finance   Topic: Some advice please

Posted: Mon Jan 19, 2009 7:24 am 

Replies: 12
Views: 5141

By financing your retirement savings (which is what you are doing when you have debt), you are extending the amount of time you will need to save. You are much better off saving more later than less for longer. Do the math. Personal Finance is not only about the math. Jd's philosophy, Dave Ramsey's...
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