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A place for Get Rich Slowly readers to ask questions
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It is currently Sat Oct 01, 2016 1:39 pm



Viewing profile - Tehhund

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Tehhund
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Joined: Sun Sep 14, 2008 2:12 pm
Last visited: Wed Sep 26, 2012 3:06 pm
Total posts: 23
[0.03% of all posts / 0.01 posts per day]
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Most active forum: Personal Finance
[ 23 Posts / 100.00% of user’s posts ]
Most active topic: Young saver-why save, and when is it okay to spend savings?
[ 5 Posts / 21.74% of user’s posts ]

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Tehhund Posts

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 Forum: Personal Finance   Topic: Is a financial advisor really what I want?

Posted: Tue Sep 25, 2012 1:53 pm 

Replies: 18
Views: 2861


I'm getting married next spring. My fiancee wants to go to a financial planner to help her figure out where she should have her 401k invested as well as getting some general advice. We discussed, and decided we would go together and come up with a financial plan we both agree on since we'll be in th...

 Forum: Personal Finance   Topic: Looking for advice on closing credit cards and credit scores

Posted: Mon Mar 05, 2012 8:07 am 

Replies: 6
Views: 1417


Thanks Rewind! Who knew that Wikipedia had practical advice :). Since I will be keeping my oldest account, closing my newer accounts shouldn't matter, right? Or do not-quite-oldest accounts matter too? The two accounts I'm closing are the second-oldest and third-oldest that I have. Right now my cred...

 Forum: Personal Finance   Topic: Looking for advice on closing credit cards and credit scores

Posted: Mon Mar 05, 2012 7:31 am 

Replies: 6
Views: 1417


I have managed to accumulate 4(!) credit cards. Here they are in the order that I got them: Chase Freedom, Citi Professional, Delta Amex, and Marriott Visa. Fortunately, I spend within my means - I never spend anywhere near my available credit limit, I am able to pay off all of my balances every mon...

 Forum: Personal Finance   Topic: "Spending Vacation" post?

Posted: Fri Dec 03, 2010 3:20 pm 

Replies: 5
Views: 1101


Thanks! If you (or anyone reading this) has tried a no-spend month, I'd love to hear how it went and what you learned.

 Forum: Personal Finance   Topic: "Spending Vacation" post?

 Post subject: "Spending Vacation" post?
Posted: Fri Dec 03, 2010 2:29 pm 

Replies: 5
Views: 1101


I vaguely remember a post on GRS that talked about setting aside a month where you live a frugally as possible - no going out to eat, no purchases over a certain dollar value, no lattes, basically a temporary extreme budget. I think be idea was to learn to get by without the repeat money-sucking pur...

 Forum: Personal Finance   Topic: Where to store money for 4-5 years

Posted: Tue Oct 06, 2009 11:31 am 

Replies: 7
Views: 1989


Quote:
Do you have any other debt?
No (lucky me).
Quote:
Have you maxed out your Roth IRA?
Yes.

 Forum: Personal Finance   Topic: Where to store money for 4-5 years

Posted: Tue Oct 06, 2009 9:14 am 

Replies: 7
Views: 1989


I reached my first big saving goal after my emergency fund, but I won't need the money for 4-5 years. So I'm wondering what I can do with the money to earn a little more return. Here are the details: I have a 12K (2K/month * 6 months) emergency fund in an online savings account earning 1.8% interest...

 Forum: Personal Finance   Topic: Grad school - using loans vs savings

Posted: Sat Oct 03, 2009 1:08 pm 

Replies: 4
Views: 1342


I'm working right now, but I'm planning on applying to MBA programs next year so I can start a full-time program in fall of 2011. I have $22K saved at the moment. (Plus $18K in a 401k which I consider off-limits, even for school). I'm aggressively saving money each month. I'm wondering if it would b...

 Forum: Personal Finance   Topic: Doing the math - Rewards cards vs. Cash back

Posted: Mon Sep 28, 2009 6:56 am 

Replies: 3
Views: 1643


Thanks DH. I completely agree about loyalty to an airline - I have Elite status on Northwest (now Delta) thanks to work, and it's absolutely true that they treat you differently. And free bumps to first class aren't bad either. But when I have a choice of flying another airline and saving or flying ...

 Forum: Personal Finance   Topic: Doing the math - Rewards cards vs. Cash back

Posted: Sun Sep 27, 2009 8:54 am 

Replies: 3
Views: 1643


I'm wondering if anyone here has found (or done) a useful comparison of cash back cards vs. the cash value of rewards from rewards cards. I tried Googling it, but I couldn't find any decent comparison of dollar values. Right now I have a Chase Freedom card that provides me with a pretty steady strea...

 Forum: Personal Finance   Topic: Rental house - finding a good deal

Posted: Thu Aug 13, 2009 4:27 am 

Replies: 13
Views: 2226


Everyone, thanks for the thoughts! I'm in Madison, WI, in case that helps anyone understand where I'm coming from. Or in case any of you live here and are trying to rent a house :). So far I've done all of my searching online (Craigslist and searching agencies' sites), but per your advice I'm going ...

 Forum: Personal Finance   Topic: Rental house - finding a good deal

Posted: Tue Aug 11, 2009 5:51 am 

Replies: 13
Views: 2226


I'm moving out of my current place, and I'd like to rent a free-standing house by myself. But everything I've found so far costs over $1,000 / month to rent - I think that's way too much (I could get a nice apartment downtown for that!) since I'm just looking for a small place. Does anyone have tips...

 Forum: Personal Finance   Topic: Retirement accounts and graduate school

Posted: Mon Apr 13, 2009 8:27 pm 

Replies: 3
Views: 1658


Thanks for the tips about rolling over - that's an argument against keeping everything in a 401k. I'm hoping to go to medical school - I realize it's extremely tough to get in (and to succeed once you're in), but I want to plan as if I'm definitely going so I'm ready if I am accepted. I'll be lookin...

 Forum: Personal Finance   Topic: Retirement accounts and graduate school

Posted: Sun Apr 12, 2009 4:16 pm 

Replies: 3
Views: 1658


I'm 25 and employed, and I'm putting money in a 401k beyond what my employer matches. I was thinking of reducing my contributions to exactly my employer's match and putting that money into a Roth IRA instead, since that seems like the best retirement account for me. But this is complicated by the fa...
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