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Viewing profile - victor10188

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victor10188
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Joined: Mon Sep 15, 2008 8:18 am
Last visited: Tue Sep 16, 2008 1:27 am
Total posts: 10
[0.01% of all posts / 0.00 posts per day]
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Most active forum: Personal Finance
[ 6 Posts / 60.00% of user’s posts ]
Most active topic: Pension versus saving plans
[ 2 Posts / 20.00% of user’s posts ]

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Location: California
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Interests: Film, Family time
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The brain is a wonderful organ. It starts working the moment you get up in the morning and does not stop until you get into the office - Robert Frost

victor10188 Posts

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 Forum: Personal Finance   Topic: Freelancing and taxes

Posted: Tue Sep 16, 2008 2:02 am 

Replies: 7
Views: 2626


There are other considerations you also need to make when working as a contractor. I worked as a contractor for a while and as well as the tax implications I also needed to think about a health plan as I had to quit the company health plan. You should protect future by getting some <a href="http://w...

 Forum: Personal Finance   Topic: What to do with money from a summer job

Posted: Tue Sep 16, 2008 1:26 am 

Replies: 13
Views: 3630


:D I enjoyed your post. It sounds almost like you are boasting about your situation there. Wouldn't we all like to be in your shoes? I would suggest that you spend a percentage on a good vacation for both of you once a year but maybe save a percentage of it. Your must wife work hard to earn this sal...

 Forum: Personal Finance   Topic: Pension versus saving plans

Posted: Tue Sep 16, 2008 1:09 am 

Replies: 3
Views: 1731


Thanks for that, I suppose I will need to do a bit of research and get the calculator out. It is difficult to know if you are making the right choices at times so all advice is appreciated. I will check out the options that you suggest. Thanks for the advice.

 Forum: Personal Finance   Topic: Emergency Fund, Student Loans, Retirement Funds, Oh My!

Posted: Tue Sep 16, 2008 12:59 am 

Replies: 8
Views: 2777


I was in a similar situation to you with large student loans to pay off. I concentrated on paying off my loans as quick as I could, which meant a bit of sacrifice but you have to be careful not to forget your future either. Get involved in a long term saving scheme and pump a regular amount in that ...

 Forum: General Discussion   Topic: What kind of watch do you wear?

Posted: Mon Sep 15, 2008 10:01 am 

Replies: 31
Views: 15016


I'm ashamed to say that I haven't worn a watch for years. I too use my cell phone to tell the time always now. It lies beside me in work all day like a little clock. It is also my alarm clock so I don't have a real clock in the bedroom. When I read you posts however i think that I should certainly t...

 Forum: Tips, Tricks, Links, Pointers   Topic: Article from FTC

 Post subject: Article from FTC
Posted: Mon Sep 15, 2008 9:53 am 

Replies: 0
Views: 3208


I came across this nice informative piece in the Federal Trade Commission website. It gives solid advice on how to lower debt and how to deal with a burgeoning debt. http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre19.shtm I found some of the information very useful and I hope that others may do t...

 Forum: Success Stories   Topic: We're Debt Free

Posted: Mon Sep 15, 2008 9:32 am 

Replies: 8
Views: 8080


That’s fantastic. It’s great to hear good news stories like that. I wouldn't say that I am very much in debt or rather I would say my debt is manageable but it must feel great to be able to say that you don't owe anything to anyone. I have a mortgage and I have a few other debts also and I can't wai...

 Forum: Personal Finance   Topic: Pension versus saving plans

 Post subject: Pension versus saving plans
Posted: Mon Sep 15, 2008 9:16 am 

Replies: 3
Views: 1731


I have been paying into a private pension plan now for some years and intend to raise the amount I pay in over the years. I am due to receive a lump sum as bonus from my company soon and am wondering what I should do with it. Would it be more beneficial to put this sum into a savings account or some...

 Forum: Personal Development   Topic: Favorite Self-Improvement Books?

 Post subject: Good Time Management Book
Posted: Mon Sep 15, 2008 8:58 am 

Replies: 50
Views: 40637


I don't read a lot of self help books and I've never had the time to read time management books :D until recently I read "Time Management for Unmanageable People" by Anne McGee -Cooper. I bought it because I really liked the title and I believe I could fall into the category of unmanageabl...
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