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Viewing profile - Croz

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Croz
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Joined: Mon Apr 23, 2007 7:03 am
Last visited: Fri Jun 08, 2007 5:34 pm
Total posts: 62
[0.07% of all posts / 0.02 posts per day]
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Most active forum: Personal Finance
[ 21 Posts / 33.87% of user’s posts ]
Most active topic: Croz - Getting in Financial Shape
[ 12 Posts / 19.35% of user’s posts ]

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Location: Tampa, FL, USA
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Croz Posts

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 Forum: News & Announcements   Topic: Seeking Dave Ramsey Articles

Posted: Wed Jun 06, 2007 7:32 am 

Replies: 2
Views: 5639


I like this one, from one of his staffers...

http://pourout.wordpress.com/2007/03/05/the-funniest-dave-ramsey-story-ever/

 Forum: General Discussion   Topic: How to discourage a moocher?

Posted: Wed Jun 06, 2007 7:25 am 

Replies: 31
Views: 28437


She's a special case due to her temperament: she inherited her father's personality -- he has a reputation of being domineering, aggressive, lazy, unable to hold a job, etc., and she's exactly the same way. From personal experience, I can say that this sounds like a textbook description of bipolar ...

 Forum: General Discussion   Topic: career changer advice?

Posted: Wed Jun 06, 2007 7:02 am 

Replies: 6
Views: 5098


sandycheeks, Look around! I don't know where you live, but here in Tampa, we're so short of teachers they run radio ads! The ads basically say, "Got a degree in anything? Want to be a teacher? We'll pay you and train you!" Hillsborough County Florida is the 8th largest school district in t...

 Forum: General Discussion   Topic: Grill Question: Repair or Replace

Posted: Wed Jun 06, 2007 6:48 am 

Replies: 2
Views: 4287


I'm struggling with this one... We have a 12 year old Char Broil gas grill at 32,000 BTU and 400 sq. inches of cooking surface, plus about another 140 sq. inches of warming surface. It was fine for us up in Michigan, but here in Tampa, we grill out a lot more. Although I've only had two occasions wh...

 Forum: General Discussion   Topic: Career: Working with Recruiters

Posted: Thu May 31, 2007 11:21 am 

Replies: 2
Views: 3709


Things continue to be "interesting" at work. I've decided that I must start to put feelers out now on a new job, so I don't get caught unprepared if the worst happens. (Another downside to not being financially secure. If I were debt free with a fully funded emergency fund, I'd ride this t...

 Forum: General Discussion   Topic: Job Hunting: Avoiding spam filters - Yahoo Mail or GMail?

Posted: Fri May 11, 2007 8:17 am 

Replies: 7
Views: 6095


I've been a long time user of Yahoo Mail, but I also have a GMail account that I rarely use. I'm slowly starting a job hunt, and I was wondering if anyone had experience on which address was most likely to get caught in a recipient's spam filters, Yahoo Mail or GMail? I've not had problems in the pa...

 Forum: News & Announcements   Topic: Anyone having trouble receiving notification emails?

Posted: Fri May 11, 2007 8:13 am 

Replies: 3
Views: 5780


Cool J.D. Thanks!

 Forum: General Discussion   Topic: the cfl decision

Posted: Wed May 09, 2007 7:28 am 

Replies: 5
Views: 5120


I'm doing one a week. Small enough amount that I don't notice it. I have to disagree on the idea of not putting them in closets for 2 reasons. The first is that in my house, the closet is the light most likely to be left on and forgotten behind a closed closet door. The other one is that most fixtur...

 Forum: News & Announcements   Topic: Anyone having trouble receiving notification emails?

Posted: Wed May 09, 2007 7:11 am 

Replies: 3
Views: 5780


I have a couple of threads where I have checked, "Notify me when a reply is posted." Lately, there is a huge delay between the post, and the email. Sometimes the delay is by as much as a day or more. I just got an email from a thread where the reply was posted 2 days ago. This happening to...

 Forum: Fiscal Fitness Journals   Topic: Croz - Getting in Financial Shape

Posted: Mon May 07, 2007 9:29 pm 

Replies: 21
Views: 21504


Gnashchick, Don't get me started on lazy teens. I worked basically since I was 12. He's 16, and he'd rather sit home broke, than get a job. We tried to give him a list of daily household chores to do, in exchange for a paycheck, and he said, "Chores don't really work for me." Of course, th...

 Forum: Personal Finance   Topic: Getting out of debt when you're 'upside down.'

Posted: Mon May 07, 2007 9:26 pm 

Replies: 25
Views: 16766


These cars continue to be the bane of my existence. About a month ago, I was in an accident in the Accord. It was on the verge of getting totaled. I was actually hoping it would be totaled, because then my GAP would pay the $1000 deductible, and I could get out from under an upside down car and buy ...

 Forum: Fiscal Fitness Journals   Topic: Croz - Getting in Financial Shape

Posted: Mon May 07, 2007 7:15 am 

Replies: 21
Views: 21504


Yesterday, we completed our first monthly budget. We had always looked at each month's expenses and income to figure out when we were going to pay what bills, etc. But this is the first month where we listed every income source and amount, and every expense (down to the last detail) to figure out wh...

 Forum: Personal Finance   Topic: Life Insurance Policy On My Parents

Posted: Fri May 04, 2007 11:34 am 

Replies: 7
Views: 5009


One other problem you face is insurable interest. The owner of a policy has to have an insurable interest in the insured. You have to demonstrate a reason why their death has a financial impact on you, and that you would be negatively impacted by their death. Otherwise, everyone over 70 would make a...

 Forum: Personal Finance   Topic: Getting out of debt when you're 'upside down.'

Posted: Wed May 02, 2007 8:54 am 

Replies: 25
Views: 16766


tinyhands, I take no offense. In fact, I laughed out loud when I saw your response. Believe it or not, the unsecured loan is already available to us if we choose to use it. I realize that based on my past history, the idea of doing this is questionable! Don't think that didn't cross my mind! :D Just...
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