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Viewing profile - portlandorbust

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portlandorbust
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Joined: Fri Oct 03, 2008 10:55 am
Last visited: Sat Nov 15, 2008 2:51 pm
Total posts: 19
[0.02% of all posts / 0.01 posts per day]
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Most active forum: Fiscal Fitness Journals
[ 11 Posts / 57.89% of user’s posts ]
Most active topic: Or Bust!
[ 10 Posts / 52.63% of user’s posts ]

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portlandorbust Posts

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 Forum: Fiscal Fitness Journals   Topic: Or Bust!

Posted: Fri Oct 24, 2008 2:08 pm 

Replies: 16
Views: 10124


Hehe, okay, so we've had an exciting week down here! The bad news: Layoffs have started at my job, and while I'm still here, morale is very low, and no one knows when the next wave will be. Also, we hit some snags with both the IRA rollovers and the first web business (about to send out an applicati...

 Forum: Personal Development   Topic: Starting a Business

 Post subject: Starting a Business
Posted: Mon Oct 20, 2008 1:31 pm 

Replies: 3
Views: 6140


Heya folks, I know there's quite a few people on these boards who have launched their own businesses, and I'd love to hear your thoughts on how you got started, what you learned along the way, what surprised you.... My husband and I are in the middle of launching two different paid web services (Sof...

 Forum: General Discussion   Topic: red wine..

Posted: Sun Oct 19, 2008 5:56 pm 

Replies: 13
Views: 5279


We've become big fans of the $9 Rosemount Shiraz 2005 ( http://www.wine.com/V6/Rosemount-Diamond-Shiraz-2005/wine/89913/detail.aspx) we find at big chain supermarkets here in Texas. Very enjoyable!

 Forum: Personal Finance   Topic: do you help a friend?

Posted: Sun Oct 19, 2008 9:00 am 

Replies: 18
Views: 5181


Just to echo what some other folks have said here, and what I've learned from my own experience.... you really CAN'T expect a friend to pay you back, no matter how much you trust them and know they'll do whatever they can to pay you back. The thing is, when someone digs themselves into the kind of h...

 Forum: Personal Finance   Topic: do you help a friend?

Posted: Fri Oct 17, 2008 12:37 pm 

Replies: 18
Views: 5181


Two years ago, as we were in the middle of moving out of our small town in upstate NY to the big city, a friend came to us and told us she was in a bad spot and needed to raise about $11K, I think for taxes or something. She had 3 kids, divorced with some crummy stuff happening between her and her e...

 Forum: Fiscal Fitness Journals   Topic: Or Bust!

Posted: Thu Oct 16, 2008 9:37 am 

Replies: 16
Views: 10124


I see your point, but it's not like he's sitting around doing nothing with his time. The freelance work is there, just sporadic (the last week was busy, with 3 different clients coming in with rush jobs), and he spends a big chunk of his time developing the web businesses I mentioned above. Are they...

 Forum: Fiscal Fitness Journals   Topic: Or Bust!

Posted: Thu Oct 16, 2008 8:12 am 

Replies: 16
Views: 10124


Cool, thanks for the tips! Our goals for this weekend: 1) Open the Vanguard account by rolling over my husband's existing Fidelity and TIAA-CREF accounts into a Vanguard Roth IRA (I believe we'll need to roll them into a Traditional IRA first, before then moving them into the Roth). They're currentl...

 Forum: Personal Finance   Topic: Christmas Ideas?

Posted: Tue Oct 14, 2008 11:39 am 

Replies: 14
Views: 19259


For hostess gifts, I'm setting aside some time this weekend to learn how to do home-canning (like, in those glass Mason jars). I should be able to whip up a dozen or so jars of salsa and pasta sauce, and I think the salsa especially would make a nice hostess gift. We'll put a nice label on them, may...

 Forum: Fiscal Fitness Journals   Topic: 397,100.32 in Debt

Posted: Sat Oct 11, 2008 6:10 am 

Replies: 87
Views: 36755


A few months ago I was right up there with dtr with the "misc" expenses, though about half the total since we have about half the income. So I signed up for Mint.com, which tracks everything automatically and tells me exactly where every penny was spent, no "misc" column allowed....

 Forum: Fiscal Fitness Journals   Topic: Or Bust!

Posted: Fri Oct 10, 2008 10:49 am 

Replies: 16
Views: 10124


Oy! Okay, so more ups and downs here in Texas. :) I'm still wanting to get us into the black on just my paycheck alone, since it seems like 60K should be more than enough to support 2 people in a reasonably cheap area, so I'm getting pretty serious about selling my car, our second car. I've never li...

 Forum: Fiscal Fitness Journals   Topic: Or Bust!

Posted: Tue Oct 07, 2008 4:39 pm 

Replies: 16
Views: 10124


Yeah, I've been combing through the monthly bills for a few months, now, and I think we've weeded out the ones that don't make sense for us. Canceled Netflix, we don't have a TV so no cable, the phones are all on the cheapest possible plans (vonage for the house phone at $15/mo and Virgin Mobile pre...

 Forum: Fiscal Fitness Journals   Topic: Or Bust!

Posted: Tue Oct 07, 2008 11:01 am 

Replies: 16
Views: 10124


And, if anyone's curious about why my husband is freelancing from home instead of working full-time... there's two reasons, one is that he worked full-time at a job he didn't like to put me through school for two years, and I very much want to give him the same opportunity he gave me. The other is t...

 Forum: Fiscal Fitness Journals   Topic: Or Bust!

Posted: Tue Oct 07, 2008 10:52 am 

Replies: 16
Views: 10124


Thanks for the encouragement! Things have been going well on the spending-less front, we've been cooking all our meals at home, many from scratch, and I get a lot of joy out of making a pizza crust for $0.62 instead of the $5 we'd pay for a store-bought crust or the $30 we'd pay for pizza delivery. ...

 Forum: Personal Finance   Topic: parental dilemma

Posted: Mon Oct 06, 2008 11:33 am 

Replies: 35
Views: 9248


Wow, I think it's pretty clear who's acting selfish and spoiled in this situation, and it's not the poster. Sheesh. Well, look, it sounds like what your parents want is a chance to get all their friends and family together again for a big celebration. If that's the case, and they want you to host it...
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