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Viewing profile - Brad C

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Brad C
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Joined: Sat Nov 01, 2008 7:02 pm
Last visited: Tue Jun 22, 2010 10:22 am
Total posts: 16
[0.02% of all posts / 0.01 posts per day]
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Most active forum: Personal Finance
[ 7 Posts / 43.75% of user’s posts ]
Most active topic: I'm definitely NOT going to do that again!
[ 3 Posts / 18.75% of user’s posts ]

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Location: USA
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Interests: Investing, Writing, Literature
Website: http://www.great-option-trading-strategies.com

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Brad C Posts

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 Forum: Personal Finance   Topic: $8K From Obama

Posted: Sat Apr 11, 2009 10:21 am 

Replies: 9
Views: 2800


And is that a carryover credit? When we adopted our son 3 years ago, I was all excited about the $11K adoption tax credit - naive me, I was expecting the IRS to cut us a check for the full amount. Instead, we've been carrying it over, reducing our taxes for the last 3 years. Just one more year and w...

 Forum: Personal Finance   Topic: Which private company would you love to invest in?

Posted: Wed Mar 25, 2009 7:14 pm 

Replies: 7
Views: 2283


Easy choice for me - S.C. Johnson and The Container Store.

Good question, btw.

 Forum: Personal Finance   Topic: Short term investment

Posted: Wed Mar 25, 2009 7:05 pm 

Replies: 3
Views: 1515


If you need to spend it in three months, then it doesn't sound like you can afford to lose any of it - put it in a CD or money market and don't worry about the paltry returns. Putting money you know you're going to need at risk for just $50-$100 is unwise. If you want to make an extra $50-$100 over ...

 Forum: Success Stories   Topic: Taught Myself How to Invest

Posted: Wed Mar 25, 2009 5:57 pm 

Replies: 11
Views: 8354


I hear you WeSeed - I wasted a good decade or so of empire building with my own anti-business views.

 Forum: Success Stories   Topic: I'm definitely NOT going to do that again!

Posted: Fri Jan 23, 2009 8:41 pm 

Replies: 12
Views: 10664


I think if you average any kind of a positive return by passively investing in mutual funds, index funds, or ETFs, you're probably doing about as well as can be expected in this environment. Remember--most actively managed funds fail to even match the market (S&P 500) due to fees and overtrading...

 Forum: General Discussion   Topic: "Donating" plasma?

Posted: Sat Jan 17, 2009 11:35 am 

Replies: 15
Views: 17189


Sharon - I think I missed your husband by a couple of years. I was only in Baton Rouge for a couple of months but they were definitely memorable. The highlight of my brief plasma donation career was the day I was getting drained with a roomful of others and something went amiss with the building's A...

 Forum: Personal Finance   Topic: earn money or do what you love?

Posted: Thu Jan 15, 2009 6:05 am 

Replies: 23
Views: 5781


Hmmm . . . That sounds very familiar, rosetaylor, as if I were thinking those very thoughts just the other day.

 Forum: Personal Finance   Topic: earn money or do what you love?

Posted: Sun Jan 11, 2009 8:30 am 

Replies: 23
Views: 5781


Consider double majoring so that you get a degree in art, or at the very least minor in it. If art is what you love and are most passionate about, going to college and then ignoring it is a tremendous idea--if, as you grow older, you want to look back on your life and be sick with regret. There's a ...

 Forum: General Discussion   Topic: "Donating" plasma?

Posted: Wed Dec 10, 2008 6:07 pm 

Replies: 15
Views: 17189


Good point, Ryan. I definitely sold my plasma.

 Forum: General Discussion   Topic: How to get a "friend" to pay off a loan

Posted: Sun Dec 07, 2008 9:46 pm 

Replies: 15
Views: 9979


Mention small claims court again - another $900 money order and you're almost there.

 Forum: General Discussion   Topic: "Donating" plasma?

Posted: Sun Dec 07, 2008 9:44 pm 

Replies: 15
Views: 17189


I used to donate plasma twice a week for cash when I was in my early twenties. Easy money, a good cause, and a fresh infusion of chilled saline at the end--life was good. The only drawback was that I found myself growing irritable on humid days. Unfortunately, I was living in Baton Rouge at the time.

 Forum: Success Stories   Topic: I'm definitely NOT going to do that again!

Posted: Sun Nov 09, 2008 8:29 pm 

Replies: 12
Views: 10664


I actually liked the presentation a lot, and I was even impressed by the technique of trading your way up into bettter used cars. But I don't think it's nit-picking to question the 12% mutual fund return assumption for a number of very important reasons: #1 The historical stock market avg isn't 12% ...

 Forum: Success Stories   Topic: I'm definitely NOT going to do that again!

Posted: Sun Nov 09, 2008 6:13 pm 

Replies: 12
Views: 10664


I agree with Sam. The idea of guaranteed 12% returns just by finding "a good mutual fund" is not plausible.

Still, if you can get on the right side of car loans (by not having any) then I agree - the results can be dramatic.

 Forum: Personal Finance   Topic: How can I get out of 16K Credit Card Debit?

Posted: Sat Nov 01, 2008 7:27 pm 

Replies: 14
Views: 4303


Good luck, oneday - although it's more convenient to have everything on just one or two cards, the single most important factor to reducing the debt is the interest rate you're paying. If you're paying anything over 15%, the debt is basically structured so that you can't pay it off. If you're paying...
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