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A place for Get Rich Slowly readers to ask questions
and exchange ideas
It is currently Sun Sep 25, 2016 6:59 pm

Viewing profile - Cap

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Joined: Tue Apr 24, 2007 9:08 am
Last visited: Wed Nov 19, 2008 8:12 pm
Total posts: 22
[0.02% of all posts / 0.01 posts per day]
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Most active forum: Personal Finance
[ 15 Posts / 68.18% of user’s posts ]
Most active topic: The Official GRS Nintendo Wii Thread
[ 3 Posts / 13.64% of user’s posts ]



E-mail address:
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Location: State Prison
Occupation: Prison Inmate
Interests: Getting Paroled
Website: http://www.stopbuyingcrap.com

Cap Posts

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 Forum: Personal Finance   Topic: Talk me out of it...

Posted: Sun Nov 16, 2008 5:37 pm 

Replies: 11
Views: 4557

justin: everyone said their piece already and it seems like you know better yourself. think about how long you'll really end up using the storm. $30 a month when you owe 60k may not seem like a big deal, but say you own the storm for at least two years... thats $720 that could have otherwise been sa...

 Forum: Personal Finance   Topic: CC rewards or cash back cards do GRS people do this?

Posted: Thu Jul 17, 2008 6:14 pm 

Replies: 21
Views: 15457

johnny: depending on your credit history and worthiness, it may not be a good idea to apply for three brand new credit cards so you can juggle different reward cards. if it won't hurt your credit and you won't be applying for any large loan soon, than you can try the separate CC route, provided you ...

 Forum: Personal Finance   Topic: Fradulent CC charge/credit monitoring

Posted: Thu Jul 17, 2008 5:50 pm 

Replies: 19
Views: 1075264

FranticWoman: I'll think a little bit about how the card may have been compromised before I consider credit monitoring services. Do you use that particular credit card for a lot of online purchases? Have you made any recent online purchases at small retail site with their own credit card processing ...

 Forum: Personal Finance   Topic: Live Like An Asian

Posted: Mon Dec 03, 2007 2:37 pm 

Replies: 17
Views: 9010

seems like you're stereotyping some Chinese yourself? although it is true that in Chinese and other Eastern Asian cultures, people may save cash at home more than investing them at institutions (though that's most likely in decline these days in many areas). and some of your list seems to contradict...

 Forum: Personal Finance   Topic: Online High-Yield Savings And Checking Accounts

Posted: Mon Oct 08, 2007 6:53 am 

Replies: 6
Views: 4174

I'm sure if certain online banks have their way, they would have one single financial product to lessen hassle, confusion, etc. for customers. but yeah, besides what has already been mentioned, you're right that there's regulations to do with it. a savings and a checking account are simply two diffe...

 Forum: Personal Finance   Topic: How much do you spend on food?

Posted: Wed Aug 29, 2007 11:47 am 

Replies: 75
Views: 78515

no specific budget... but searched for "food" in Mint and from June 6 to August 28, I have spent $534 on food ($190 of those on fast food) for myself. yes yes, I should stop eating fast food. but alas, no time during the past few months. which isn't too bad because that rounds out to about...

 Forum: General Discussion   Topic: hdtv recommendations..

Posted: Wed Aug 29, 2007 11:40 am 

Replies: 17
Views: 13227

Inputs: 3 HDMI, 2 RF, 2 component A/V (rear), 2 composite A/V (1 side, 1 rear), 2 S-video (1 side, 1 rear), 1 PC A/V (rear) and 1 DVI audio (rear) Not one, not two, but THREE HDMI inputs. Bling bling? If you have an xbox 360 version w/ the HDMI cable port or a PS3, spend the money for the HDMI cabl...

 Forum: General Discussion   Topic: hdtv recommendations..

Posted: Sat Aug 25, 2007 1:51 pm 

Replies: 17
Views: 13227

and for others thinking, beside the resources above, whatever brand you end up with,

always make sure it has HDMI input.

component is just a waste for 1080p.

edit: and woah, 70K stereo system. didn't know they can get that expensive.

 Forum: Personal Finance   Topic: I applied for a CC just for bonus points - FICO score

Posted: Sat Aug 25, 2007 1:33 pm 

Replies: 12
Views: 5699

Actually, Providian does provide real FICO® Scores. One variation of them anyway. (Awhile back they announced the feature for their credit card members, with a big emphasis on how its the real deal. They had the whole copyright mark and everything. wooo). So what Mia has been looking at are the real...

 Forum: Personal Finance   Topic: Selling on Amazon?

Posted: Sat Aug 25, 2007 1:15 pm 

Replies: 15
Views: 7906

Long ago, I wrote a detailed article on buying and selling textbooks on amazon or half.com. its not on the blog, it was on my random article site where I write stuff for fun and for friends. may not apply directly to the books you're selling, but most of the tips are applicable, and a few handy tips...

 Forum: Personal Finance   Topic: Close or Leave open

Posted: Wed Jun 06, 2007 1:56 pm 

Replies: 10
Views: 5641

yeah I really can't imagine a $20 making that much of a dent into an average FICO score. it's just too wild for it to affect credit to limit ratio that much. pf101 already mentioned that you may have no choice in closing them, but I'll add in my cent that, with your goal of getting a house, you shou...

 Forum: Personal Finance   Topic: Why do so many people hate on Dave Ramsey

Posted: Wed Jun 06, 2007 1:49 pm 

Replies: 46
Views: 45180

The funny thing is that I owe a paradoxical change to my financial life to Mr Kiyosaki. Two of his products changed my life in a very profound way: Rich Dad Poor Dad got my wheels turning with his simple point of keeping as much of my income as possible and spending that surplus on perpetual income...

 Forum: Personal Finance   Topic: Is it bad to rely on your partner's credit cards?

Posted: Fri May 04, 2007 4:21 pm 

Replies: 12
Views: 7680

Or on my account, as the case may be. :) But why would the authorized user have better credit? Isn't it better to show a balance, which indicates ability to manage credit, than to have zero? terribly sorry for late response. I suggested that an authorized user may have better credit because when yo...

 Forum: Personal Development   Topic: Public Speaking advice?

Posted: Fri May 04, 2007 4:14 pm 

Replies: 21
Views: 23693

you know whats funny, I'm taking a public speaking class right now (been putting it off for years) and I've found that it can be quite empowering (that's one of the point of public speaking anyway). for some of my major speeches, I will be doing some personal finances speeches. it should be good fun...
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