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A place for Get Rich Slowly readers to ask questions
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It is currently Thu Sep 29, 2016 3:11 am

Viewing profile - lktx147

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Joined: Sat Nov 22, 2008 5:36 pm
Last visited: Fri May 29, 2015 7:16 am
Total posts: 32
[0.04% of all posts / 0.01 posts per day]
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Most active forum: Personal Finance
[ 27 Posts / 84.38% of user’s posts ]
Most active topic: Countdown: 2 years to debt free
[ 5 Posts / 15.62% of user’s posts ]



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Location: Texas
Website: http://lorakathleen.com/



lktx147 Posts

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 Forum: Personal Finance   Topic: What is your idea/vision of quitting the rat race?

Posted: Fri Oct 14, 2011 1:38 pm 

Replies: 27
Views: 3458

I'd quit my job, spend time traveling and/or volunteering abroad and then come back open up a used bookstore.

Working towards it already :)

 Forum: Fiscal Fitness Journals   Topic: Countdown: 2 years to debt free

Posted: Fri Sep 30, 2011 8:09 am 

Replies: 8
Views: 2938

September was awesome! It's amazing how quickly I feel that I'm able to bring my debt down once I actually focused and started making it happen. Total debt is now $14,293.04 as of September 30, 2011, down $2,836.08 since my August update. Debts: CC#1: $1,163 - 13.24% - min $60 CC#2: $3,052 - 0% thro...

 Forum: Fiscal Fitness Journals   Topic: Countdown: 2 years to debt free

Posted: Mon Sep 05, 2011 8:48 pm 

Replies: 8
Views: 2938

So quick August update... I feel that I did really well this month. Total debt is $17,129.12 as of August 31, 2011, down over $1,200 since I started at the beginning of July. I now only have 2 credit cards with balances as well as the Personal and Student Loans. Debts: CC#1: $3,811.12 - 13.24% - min...

 Forum: Fiscal Fitness Journals   Topic: Countdown: 2 years to debt free

Posted: Fri Jul 29, 2011 8:04 am 

Replies: 8
Views: 2938

Thanks Cecily! I do have an excel (or rather, google docs) spreadsheet but hadn't thought about a bar graph. I'll try that! I've also already cut up my credit cards, but with the extra income it's been much easier without them. Now that it's the end of the month, here's the update: - I paid off CC#4...

 Forum: Personal Finance   Topic: How to pay off large debt and still save

Posted: Tue Jul 12, 2011 11:23 pm 

Replies: 28
Views: 3497

Andy, When I started to look at paying down my debt I thought I only had about $300 a month which barely covered the minimum payments (and I had under $2k monthly take home pay at the time). With some help analyzing my budget, it turned out I could actually cut over $300 additional dollars from the ...

 Forum: Fiscal Fitness Journals   Topic: Countdown: 2 years to debt free

Posted: Wed Jul 06, 2011 2:25 pm 

Replies: 8
Views: 2938

I've been working on and off over the years to get out of debt with little success, so hopefully posting everything in a public place will help keep me more honest. I'm 25, single and frustrated with my debt, which is at $18,328 total. I've been struggling for the past couple years and every time I ...

 Forum: Personal Finance   Topic: ING Direct bought by CapitalOne - now what?

Posted: Fri Jun 17, 2011 10:13 am 

Replies: 9
Views: 2278

I've had some really bad experiences with Capital One in the past, so I'm not even waiting to see what happens... I immediately pulled everything and will close down all my accounts once a couple things clear next week. I switched to Ally already. Although I currently only have an emergency fund, fr...

 Forum: Personal Finance   Topic: Staying on Budget

 Post subject: Re: Staying on Budget
Posted: Thu Jun 16, 2011 12:59 pm 

Replies: 3
Views: 834

I had a LOT of trouble sticking to my budget that laid out every expense, so I tried the 50 need-20 save-30 want budget that JD used and it's worked wonders in my life. My current allocation is 60-15-25, so it's a process, but it's definitely helped me get a grip on my finances these past few months...

 Forum: Personal Finance   Topic: Saving for parents?

 Post subject: Re: Saving for parents?
Posted: Sun Aug 22, 2010 11:16 am 

Replies: 17
Views: 3968

(you didn't list what your financial situation is, except that you are in a well paying industry...for now), and because of that you need to be focused on setting yourselves up first. I actually said not very well paying. Currently I have some credit card debt I am aggressively trying to pay down a...

 Forum: Personal Finance   Topic: Saving for parents?

 Post subject: Re: Saving for parents?
Posted: Mon Aug 16, 2010 7:27 pm 

Replies: 17
Views: 3968

We're not trying to give them early retirement and have in fact asked her to stick it out for the benefits, but right now she is determined to retire and fails to see the issue. Hopefully that will change over the next few years, but in the meantime are trying to prepare for the worst case scenario....

 Forum: Personal Finance   Topic: Saving for parents?

 Post subject: Saving for parents?
Posted: Mon Aug 16, 2010 6:05 pm 

Replies: 17
Views: 3968

Hi all, My siblings and I have been saving to help provide for my parents after they've retired. We are all just starting out (I'm the oldest at 25, working in an industry that pays very little) and my two younger siblings are still in school. Our parents are in their early sixties and hoping to ret...

 Forum: Personal Finance   Topic: Planning For A Wedding

Posted: Fri Sep 18, 2009 11:09 am 

Replies: 36
Views: 13705

sandi_k wrote:
Avistew - easy. It's called step-families.

Also large families. My dad is the oldest of 9 and my mom the youngest of 5... to invite everyone on my side of the family would be 75 people alone.

 Forum: Personal Finance   Topic: Intuit buys Mint.com

Posted: Tue Sep 15, 2009 8:59 am 

Replies: 7
Views: 1911

Personally, I am extremely wary of Intuit. I used Quicken once upon a time and hated it! I switched to MS Money but about a year ago I switched to Mint and Yodlee since I know MS Money was about to be discontinued. I think this is a classic case of "If you can't beat them, buy them." I wor...

 Forum: Personal Finance   Topic: High Expense Ratio 401(k) options...

Posted: Mon Sep 14, 2009 7:35 pm 

Replies: 4
Views: 2166

Thanks everyone for your input... I am going to match the index funds to my target allocation. I guess I'm just disappointed that the fees are keeping me from the portfolio I really want!

Thanks nieksand for the link, it gave me a nice breakdown that is different from most tools I've seen.
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