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Viewing profile - CrankyBolt

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CrankyBolt
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Joined: Fri Jan 02, 2009 7:42 am
Last visited: Fri Nov 26, 2010 6:06 pm
Total posts: 269
[0.30% of all posts / 0.10 posts per day]
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Most active forum: General Discussion
[ 115 Posts / 42.75% of user’s posts ]
Most active topic: Cranky's attempt at a budget/introduction
[ 32 Posts / 11.90% of user’s posts ]

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"Look, the people you are after are the people you depend on. We cook your meals, we haul your trash, we connect your calls, we drive your ambulances. We guard you while you sleep. Do not... f*** with us. " --Tyler Durden

CrankyBolt Posts

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 Forum: Personal Finance   Topic: The Official "Dave Ramsey's Dumb Investment Advice" Thread

Posted: Wed Sep 08, 2010 10:16 am 

Replies: 84
Views: 23714


The reason you don't want to save more than you need to retire at the lifestyle you want is because: You could die today. Right now. As your reading this comment I'm typing to you, you could have a brain malfunction and fall over dead. What good will numbers in the bank have done for you? Until I'm ...

 Forum: Fiscal Fitness Journals   Topic: 2010 moving forward

 Post subject: Re: 2010 moving forward
Posted: Sun Aug 29, 2010 10:54 pm 

Replies: 50
Views: 15199


The choice you made to buy American last time isn't the wrong choice Ellie. Whether other people will hop in this thread about the virtues of a cheap price vs paying for something made here etc etc, I really don't care. As frugal as we are on these boards, sometimes it's better overall if you actual...

 Forum: Fiscal Fitness Journals   Topic: Cranky's attempt at a budget/introduction

Posted: Fri Aug 27, 2010 6:11 am 

Replies: 85
Views: 30645


Haha! Alright Hendrake you busted me. Ink work is Tattooing and it is clearly not a need. It's a want... just... a high want :P. If it makes you feel any better that is the lower priority area on the list! Current list goes as such: 1)Coffee Pot (Per your suggestion, since it is probably the cheapes...

 Forum: Personal Finance   Topic: Housing: sunk costs vs long-term views

Posted: Thu Aug 26, 2010 8:07 am 

Replies: 11
Views: 1790


Take the job.

 Forum: Personal Finance   Topic: The Official "Dave Ramsey's Dumb Investment Advice" Thread

Posted: Thu Aug 26, 2010 8:05 am 

Replies: 84
Views: 23714


Wow, that's pretty bad. Not to mention the sheer tone of his podcast was "Your a moron".

 Forum: Fiscal Fitness Journals   Topic: Cranky's attempt at a budget/introduction

Posted: Wed Aug 25, 2010 11:23 am 

Replies: 85
Views: 30645


Alright, as of today, I officially have 2 months of net expenses saved up in emergency fund. $6,600! I've been going pretty hard at it for a while now, so I'm going to take down payments significantly while I buy some new work clothes, redo my kids room, and a few other quality of life things. I'm s...

 Forum: Personal Finance   Topic: Should 19 yr old pay rent to parents?

Posted: Sat Aug 14, 2010 8:22 am 

Replies: 39
Views: 6085


I love your idea Floating Head.

 Forum: Personal Finance   Topic: Should 19 yr old pay rent to parents?

Posted: Tue Aug 10, 2010 11:41 am 

Replies: 39
Views: 6085


It's already recorded that my kid is following a family tradition of being kicked to the curb and forced to sleep on the streets at age 17. If he wants to come back home, then he better pay rent. That's how it's been for 4 generations in our family now. And, even though we usually hate our own famil...

 Forum: Personal Finance   Topic: Tell me about your emergency fund

Posted: Sun Jul 25, 2010 11:54 am 

Replies: 20
Views: 3081


Current Amount: $5,500. (1 month is $3,300 for me). Total amount needed: $39,600 (12 Months). I'm in a job where it makes sense for a full year. Although, I won't keep all of it in liquid savings, I will only have 3 months in liquid. The rest will go into IRA's, CD's, other things that earn higher i...

 Forum: Fiscal Fitness Journals   Topic: Cranky's attempt at a budget/introduction

Posted: Thu Jul 15, 2010 1:10 pm 

Replies: 85
Views: 30645


http://itunes.apple.com/us/app/crazy-shapes/id380980959?mt=8

Got approved for Apple... :)

Today is a happy day. At $1 a game... just need 1,000,000 to play it :)

 Forum: Fiscal Fitness Journals   Topic: Cranky's attempt at a budget/introduction

Posted: Thu Jul 08, 2010 5:45 pm 

Replies: 85
Views: 30645


So we often talk about multiple revenue streams...

here is a trailer for something that is along those lines. I'm posting it here because this took a lot of work and, well, I want to show it off.

http://www.youtube.com/watch?v=hy_dEH2PYAI

Let me know what you guys think!

 Forum: Fiscal Fitness Journals   Topic: deleted deleted deleted deleted deleted deleted

 Post subject: Re: 144mph's financial plan
Posted: Thu Jul 08, 2010 6:12 am 

Replies: 39
Views: 19396


Oh man... I just went to that site because I saw this here... I think I want to cry now. Accordingly, mine has dropped $40,000.....all of that is equity.. I'm not under water, but I'm sure not moving anywhere anytime soon... :(

 Forum: Fiscal Fitness Journals   Topic: 2010 moving forward

 Post subject: Re: 2010 moving forward
Posted: Wed Jun 30, 2010 6:43 am 

Replies: 50
Views: 15199


Yeah, mine was surprisingly high as well and with the assessment to boot. I wonder if there is a way to lower that assessment value based off the current market or if we are stuck with last years prices.

 Forum: Personal Finance   Topic: How long did it take you to build your EM fund?

Posted: Wed Jun 30, 2010 6:38 am 

Replies: 4
Views: 1352


So, I'm seriously stuck in what has GOT to be the most mind numbing and boring part of personal finance. Building the 3-6 month portion of the EM fund. I'm not even at month two yet and I'm already ready to pull out my hair. It's not going up fast enough!!! So, I figured, I'd post this question. Eve...
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