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Viewing profile - sherrytx

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sherrytx
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Joined: Sun Jan 04, 2009 5:01 pm
Last visited: Mon Apr 30, 2012 7:22 pm
Total posts: 44
[0.05% of all posts / 0.02 posts per day]
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Most active forum: Personal Finance
[ 30 Posts / 68.18% of user’s posts ]
Most active topic: Should I roll over my retirement plans to an IRA?
[ 5 Posts / 11.36% of user’s posts ]

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sherrytx Posts

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 Forum: Personal Finance   Topic: THE 4 ways to earn money on the internet, in a nutshell

Posted: Sat Jun 27, 2009 1:14 pm 

Replies: 11
Views: 6104


I sold a used A/C window unit on Craigslist. Nothing too excited - but I sure was to get rid of it and get some money. I am going through the house seeing what we have that is good enough to post for sale on Craigslist. I would LOVE to figure out a neat way to find some good items cheap to resell on...

 Forum: Personal Finance   Topic: Finances vs. Obligations

 Post subject: I am also a recruiter
Posted: Sat Jun 27, 2009 1:09 pm 

Replies: 15
Views: 3593


Well - up until a few months ago (I was laid off) but I have over 8 years experience, and I agree that if a candidate is really the "right" one, most employers will respect the fact that they may need to give more than a 2 week notice. In fact, there are certain types of positions that som...

 Forum: Personal Finance   Topic: ING Direct and Bankrate

 Post subject: I have been happy with ING
Posted: Sat Jun 27, 2009 1:01 pm 

Replies: 6
Views: 2017


I have had a savings account with them for about 7 years now and have absolutely no complaints. Customer service is great. Actually - my only "complaint" is that the won't give me an Orange checking account - but that is because my credit isn't not good, so that is my problem not theirs. I...

 Forum: Personal Finance   Topic: Dave Ramsey's Take on Social Security

Posted: Tue May 26, 2009 5:37 pm 

Replies: 44
Views: 11452


Why do people think they should be able to get advice (or anything else for that matter) for free? Dave Ramsey makes a living (a very good one at that) helping people get out of debt and simplifying debt reduction so that anyone, not just those with degrees in finance, understand. He is not a chari...

 Forum: Personal Finance   Topic: Dave Ramsey's Take on Social Security

Posted: Fri May 22, 2009 7:32 pm 

Replies: 44
Views: 11452


Yes, we all know that income is the best measure of a person's intelligence and credibility. :lol: The guy panders to the least common denominator in a similar fashion to Oprah, Dr Phil and all the other TV and celebrity hacks. As the saying goes, 'You'll never go broke underestimating people's int...

 Forum: Fiscal Fitness Journals   Topic: Make happiness a habit

Posted: Sun May 03, 2009 5:34 pm 

Replies: 4
Views: 3843


Hanging out with positive people is very good advice. In fact, sometimes one needs to go out of there way to make this happen. I have done this a few times before, using websites such as Meetup.com to find people that shared ommon interests, and checking a few of them out. If they were not positive ...

 Forum: Personal Finance   Topic: Should I Get This Credit Card

Posted: Sun May 03, 2009 2:38 pm 

Replies: 10
Views: 2698


Well, it depends. We had one card cut our limit in half - so we went from having only about 45% or so used, so now it is almost 90% used - without us charging any more! However, another card, just raised our limit about $100 automatically. We have had them for years, and has automatically raised our...

 Forum: Personal Finance   Topic: Should I roll over my retirement plans to an IRA?

Posted: Sat May 02, 2009 2:30 pm 

Replies: 9
Views: 3670


Ahhh another good point - one I will keep in mind.
I was thinking of going with ING, but I may stay with American Funds, and move the other 401K over there because they have funds I like that ING doesn't appear to have.

 Forum: Personal Finance   Topic: Should I roll over my retirement plans to an IRA?

Posted: Fri May 01, 2009 6:54 am 

Replies: 9
Views: 3670


Thanks for all the replies!

 Forum: Personal Finance   Topic: Should I roll over my retirement plans to an IRA?

Posted: Fri Apr 24, 2009 2:31 pm 

Replies: 9
Views: 3670


Thanks. No I haven't got another job yet. I spoke to my SAR Sep IRA people and it sounds like it would be a good idea to just roll the 401(k) over to that and let it sit, and eventually I will just open another IRA that I can contribute to as I have the money. I am still researching it. Yeah, bad ad...

 Forum: Personal Finance   Topic: Should I roll over my retirement plans to an IRA?

Posted: Fri Apr 24, 2009 2:08 pm 

Replies: 9
Views: 3670


Just bumping this up, hoping someone has some feedback.
Thanks.

 Forum: Success Stories   Topic: I can see the light at the end of the tunnel.

Posted: Tue Apr 21, 2009 6:14 pm 

Replies: 4
Views: 5014


Reading about the article about the couple who paid off their debt and threw a party urged me to finally tally up what my husband and I will have paid off by October of this year. $48,500 in 40 months. Wow. I hadn't done the math. That's credit cards, car loan, and student loans that will all be go...

 Forum: General Discussion   Topic: Home Meal Delivery Services

Posted: Tue Apr 21, 2009 6:13 pm 

Replies: 10
Views: 9674


I don't see anything wrong with relying on delivery - perhaps you can do a combo - buy enough of the delivered meals for say, 3 or 4 dinners per week. For the rest of the week you could keep it simple - we often will just do scrambled eggs at night, or cold sandwiches. We have a family of 7 and toni...

 Forum: Personal Finance   Topic: How does your emergency fund look?

 Post subject: Just really restarting...
Posted: Tue Apr 21, 2009 5:43 pm 

Replies: 45
Views: 11683


We have about 3.5% of what we need for our emergency fund to cover 6 months of living expenses. Kinda depressing, but we are putting a little in each month.
We have focused more on paying down debt (credit mostly) the last year because our interest rates are a bit high.
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