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Viewing profile - morydd

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Joined: Sun Apr 29, 2007 3:00 pm
Last visited: Sat Dec 06, 2008 11:50 am
Total posts: 411
[0.46% of all posts / 0.12 posts per day]
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Most active forum: Personal Finance
[ 164 Posts / 39.90% of user’s posts ]
Most active topic: Morydd's finance blog entries.
[ 50 Posts / 12.17% of user’s posts ]



E-mail address:
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Location: Chicago
Website: http://www.morydd.net/


Father of http://AidenThomas.net Dec 10, 2004-Dec 15, 2004 and http://peanut.morydd.net June 12, 2008

morydd Posts

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 Forum: General Discussion   Topic: Are our elections accurate?

Posted: Sun Sep 14, 2008 11:56 am 

Replies: 12
Views: 4315

To me, the biggest issue in regards to voter suppression is the de facto two-party system in which people who really have no use for either of the major party candidates are convinced that a vote for a third party candidate is, at best, a wasted vote, or at worst, a vote against the major party cand...

 Forum: Fiscal Fitness Journals   Topic: Morydd's finance blog entries.

Posted: Tue Aug 05, 2008 8:53 am 

Replies: 76
Views: 51638

Looks like the emergency fund may come in handy in the very near future. Last night, the apartment was seeming hit by lighting and my abundance of electronics has suffered. By my first check, we lost the living room TV, the bedroom Tivo, both wireless routers, the network switch, and the DVD recorde...

 Forum: Fiscal Fitness Journals   Topic: Morydd's finance blog entries.

Posted: Sat Aug 02, 2008 11:42 am 

Replies: 76
Views: 51638

Well, we're reaching the end of my wife's maternity leave, and I'm happy to report that not only have we not had to dip into the emergency fund (despite an unexpected $700 in cat repair costs) we're actually running almost $1000 ahead of where we had planned. Part of this is due to some extra help f...

 Forum: General Discussion   Topic: Please help me in choosing web hosting

Posted: Sat Aug 02, 2008 11:38 am 

Replies: 6
Views: 3917

I use Site5. I've been pretty happy with them and their plans seem to be fairly wide open.

 Forum: General Discussion   Topic: Advice: Too buy a computer or not

Posted: Sat Aug 02, 2008 11:36 am 

Replies: 7
Views: 4230

Does it have to be a laptop? You an get a refurbished desktop for much less than a laptop would cost you. Another option might be to install windows on your mac either directly or through some sort of virtualization. If having a Windows based PC is requirement for what you need to do, could you sell...

 Forum: General Discussion   Topic: Could someone explain twitter to me?

Posted: Thu Jul 31, 2008 11:48 am 

Replies: 3
Views: 2822

I use twitter. It (like most of the other "social networking" sites) isn't the most useful thing in the world, but it's interesting to see what people I keep in contact with are doing. A friend of mine wrote a post about Full Time Intimate Community which I found to be interesting. I have ...

 Forum: Personal Development   Topic: How much time do you waste?

Posted: Wed Jul 16, 2008 1:33 pm 

Replies: 20
Views: 14397

Pretty much all of it.

 Forum: General Discussion   Topic: What kind of watch do you wear?

Posted: Fri Jul 11, 2008 6:21 pm 

Replies: 31
Views: 14890

I tend to sweat a lot, so a wrist watch usually is just irritating to me. So, since high school I've used a pocket watch. My current is a Remington with a back lit face that cost about $20 at wal-mart

 Forum: Personal Finance   Topic: How do you pay your bills?

Posted: Wed Jul 09, 2008 8:45 pm 

Replies: 19
Views: 6945

I would send stuff to the credit card, but I've only got one and it's got a $500 limit... no rewards either. My credit might finally be good enough to start looking for something better though.

 Forum: Personal Finance   Topic: ING Account

Posted: Wed Jul 09, 2008 8:44 pm 

Replies: 18
Views: 7913

Generally transfers in and out of ING take 3-5 business days. ING likes to sit on deposits for a few days as well. Internal (ING to ING) seems to be instant though. To me, having to wait several days to access money in the savings account is a plus for me as it reduces the risk of using the emergenc...

 Forum: Personal Finance   Topic: How do you pay your bills?

Posted: Wed Jul 09, 2008 10:57 am 

Replies: 19
Views: 6945

Most of my bills are automatic. The exceptions are the cell phone bill and the cable bill, as I don't trust those companies to not screw up in a big way based on past experience. Also rent (as I can't automate direct deposits in ING... if I've missed this, please tell me how to!) and the car payment...

 Forum: General Discussion   Topic: The Second Amendment

Posted: Wed Jul 02, 2008 8:19 am 

Replies: 33
Views: 13115

I've gone over this a lot. I live in Chicago, where a handgun ban is currently in effect and our Mayor-For-Life has (jokingly?) suggested that it's time to repeal the 2nd amendment. I will be very, very glad to see the ban overturned. And, I will (probably) never own a gun myself. I simply don't tru...

 Forum: Personal Finance   Topic: Buying a house - renovated or fixer-upper?

Posted: Wed Jul 02, 2008 8:05 am 

Replies: 13
Views: 5783

I'd say that if you don't have existing handyman skills, you're better off getting the house you want from the begining. Unless you're fairly sure that it's a hobby you want to take up, the expense of getting the right tools may make it more expensive in the long run. Additionally this is a situatio...

 Forum: Personal Finance   Topic: Oxymoron...Tips On Frugality in Vegas

Posted: Wed Jul 02, 2008 7:54 am 

Replies: 7
Views: 4627

I've only been inside a casino once, so feel free to take this with a grain of salt, but I'd suggest looking at the money you set aside for gambling as an entertainment expense. Plan on not taking any of it home, just like you do when you buy a movie ticket. You're paying for the entertainment value...
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