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A place for Get Rich Slowly readers to ask questions
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It is currently Sat Oct 01, 2016 5:09 am

Viewing profile - CTBoss

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Joined: Mon Apr 30, 2007 7:47 am
Last visited: Tue Nov 18, 2008 10:54 am
Total posts: 31
[0.03% of all posts / 0.01 posts per day]
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Most active forum: Personal Finance
[ 21 Posts / 67.74% of user’s posts ]
Most active topic: Recent Graduate with Student Loan Debt
[ 5 Posts / 16.13% of user’s posts ]



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CTBoss Posts

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 Forum: General Discussion   Topic: What is the stupidest financial mistake you ever made?

Posted: Sat Mar 22, 2008 8:52 am 

Replies: 21
Views: 10764

DWI and spending way too much on an undergraduate degree that doesn't pay anywhere near what the education costs.

 Forum: Personal Finance   Topic: How much School Loan debt do you have?

Posted: Sat Mar 22, 2008 8:46 am 

Replies: 40
Views: 20154

About $30,000 total. $12,000 in federal loans and $18,000 in private loans. If I was smarter before and during college I wouldn't have so much, particular with a degree that jobs don't pay so well. But, I always have to learn the hard way so I guess this is a good lesson. I did work full time during...

 Forum: Personal Finance   Topic: e*trade savings worth the effort?

Posted: Sun Feb 10, 2008 12:20 pm 

Replies: 9
Views: 4333

I have an etrade savings account, well kinda. I opened it with $1 to earn the $25 sign up bonus. I didn't know they offered a checking account that offered reimbursement of ATM fees. I hate needing cash and not being close to a branch or ATM of my bank. I REFUSE to pay ATM fees. Try using the The Ul...

 Forum: Personal Finance   Topic: Pay off student loans vs. invest for retirement?

Posted: Sun Feb 10, 2008 12:14 pm 

Replies: 14
Views: 4918

I'm in a similar situation, I'm 22 and I have about $30,000 in student loans that are about equally split between Private and federal loans. I debated with myself over this for a long time last year. Finally I decided to contribute about $100 a month to my Roth IRA and use the rest to pay off my pri...

 Forum: Personal Finance   Topic: What method do you use?

Posted: Sun Feb 10, 2008 11:52 am 

Replies: 3
Views: 2021

I transfer all of my the money I need for bills for the month into my savings account. Then at the end of the month I transfer the money out and pay the bills. The only exception are my student loans which I pay immediately out of each paycheck. The interest rate on those are higher than the interes...

 Forum: Personal Finance   Topic: At what point is it worth it to 'rate jump'?

Posted: Sun Feb 10, 2008 11:42 am 

Replies: 3
Views: 2369


 Forum: General Discussion   Topic: What is your experince with Elance.com?

Posted: Sat Jan 26, 2008 7:20 pm 

Replies: 12
Views: 7426

I thought that creating a simple website would be cheaper than the offers I was receiving. I just read The 4-hour Work Week by Tim Ferris and he seemed to imply that you could make a website for a few hundred dollars through elance. At least that was my view, I don't have the book anymore. The site ...

 Forum: Personal Finance   Topic: Michael Fishers "Leverage"

Posted: Sat Jan 26, 2008 6:42 pm 

Replies: 22
Views: 9590

I've done it, and profited quite substantially from it. This is commonly called App-O-Rama or credit card arbitrage. There are risks involved, mainly drop in credit score(that will rise again) and potential to screw it up and rack up serious credit card debt. I currently have about $50,000 borrowed ...

 Forum: Personal Finance   Topic: What are you going to do with your Tax Credit?

Posted: Sat Jan 26, 2008 6:36 pm 

Replies: 56
Views: 19236

Student loans all the way, along with my tax refund and any other money I scrounge for.

 Forum: Personal Finance   Topic: 6.25% on Checking -- Too Good to Be True?

Posted: Thu Jan 03, 2008 9:39 am 

Replies: 19
Views: 7966

I believe these are real I've read about them for a few months and I just decided to sign up for Charter Bank - Turbo Checking. I'm waiting for the sign up packet in the mail and then I can move my money there. Right now I'm using it to take advantage of some 0% Balance Transfer offers but later I m...

 Forum: General Discussion   Topic: What is your experince with Elance.com?

Posted: Thu Jan 03, 2008 9:36 am 

Replies: 12
Views: 7426

Like the topic says, what's your experience so far? I'm searching for someone to design a website for me and the responses I've had are very different. So far I've had 4 bids, 2 over $1000 and 2 at under $450. Now, I was hoping to spend about $350 to design this but the two bidders that are closer t...

 Forum: Fiscal Fitness Journals   Topic: Recent Graduate with Student Loan Debt

Posted: Sat Dec 01, 2007 10:19 pm 

Replies: 9
Views: 8605

I've had an interesting last few weeks. I've been trying to get out of my low paying with long hours career(I may have recently graduated from college but I've been doing this since I was 15.) Anyway, long story short I was offered a job at an investment bank that fell through after I had already qu...

 Forum: Personal Finance   Topic: Searching for an apartment from far away

Posted: Sat Dec 01, 2007 9:45 pm 

Replies: 6
Views: 3197

I know in Chicago they have apartment rental agencies that will drive you around to apartments that fit your criteria for "free." They don't charge YOU up front but they usually charge the landlord 1 months rent which, you inevitably end up paying. But you can find a great deal with these ...

 Forum: Fiscal Fitness Journals   Topic: Recent Graduate with Student Loan Debt

Posted: Sat Aug 25, 2007 7:44 am 

Replies: 9
Views: 8605

I highly recommend The New Health Insurance Solution: How to Get Cheaper, Better Coverage Without a Traditional Employer Plan by Paul Zane Pilzer if your interested in individual health insurance. HSA's seem like an amazingly great deal. I am going to schedule a meeting with a health insurance sales...
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